[Win $250 giftcard] Are you cutting your budget? - Page 26

suz drift · 12-19-2008, 12:45 PM

Definitely! It's the only way to survive. We've paid off every credit card but the one with zero interest. Refinancing our mortgage - that should save about $300.00 per month. No longer eat out. We've always shopped at discount stores, but now careful about what we buy there - It has to be a need. Planting a huge garden - That should keep the kids busy pulling weeds. Built a solar hot water system. My husband has severe health problems and will probably be on disability before the end of 2009.

starshard0 · 12-19-2008, 05:45 PM

Well, yes and no. I'm cutting spending in the sense that I always cut spending, and I'm not cutting spending in the sense that I always cut spending. I try to keep all my expenses to a minimum at all times, and the holidays are no exception. This year, however, I implemented a "no-spend" policy between Thanksgiving and New Year's, wherein I can spend nothing on frivolous things, only on the essentials, if even that.

Babalu · 12-22-2008, 04:56 PM

I'm not cutting back; in fact I'm spending more in business expenses. It's less than thrilling because it's not "fun" money.

12-19-2008, 12:45 PM	#251
suz drift Junior Member Join Date: Dec 2008 Posts: 2 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Are you cutting your budget? Definitely! It's the only way to survive. We've paid off every credit card but the one with zero interest. Refinancing our mortgage - that should save about $300.00 per month. No longer eat out. We've always shopped at discount stores, but now careful about what we buy there - It has to be a need. Planting a huge garden - That should keep the kids busy pulling weeds. Built a solar hot water system. My husband has severe health problems and will probably be on disability before the end of 2009.

12-22-2008, 04:56 PM	#253
Babalu Member Join Date: May 2008 Posts: 60 Thanks: 0 Thanked 1 Time in 1 Post Reputation: (11)	I'm not cutting back; in fact I'm spending more in business expenses. It's less than thrilling because it's not "fun" money. __________________ Save Money!

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12-19-2008, 05:45 PM	#252
starshard0 Senior Member Join Date: Apr 2008 Location: Monterey, CA Posts: 598 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (11)	Well, yes and no. I'm cutting spending in the sense that I always cut spending, and I'm not cutting spending in the sense that I always cut spending. I try to keep all my expenses to a minimum at all times, and the holidays are no exception. This year, however, I implemented a "no-spend" policy between Thanksgiving and New Year's, wherein I can spend nothing on frivolous things, only on the essentials, if even that.