Anyone here use Ing Direct Orange Savings Account?

[PlantGeek]

We've banked with ING for several months. We do not use their savings account as our primary savings because you can earn more somewhere else. We do however use their Electric Orange checking account. We earn 2.25% (it was 3% when we initially signed up) on our checking right now. That's more than our credit union was giving us. So far we've been extremely pleased with it. It's great to earn a few extra bucks on a checking account.

[Tightwad]

Well, I was about to recommend Emigrant Direct, but they are 3.6%, down from 4.25% just last week. My credit union just started promoting a high-interest checking account. It is 5.25%.

[VaranusK]

At least in Europe it works fine, no fees for anything and a nice rate for your saving. For me, it has become my only bank!

[moneymatters]

Originally Posted by Megan

I think my favorite thing about ING is the ability to make sub-accounts under the main account. You can do so simply by logging in, and then opting to open a new account. I like to separate my money, so that this account is my monthly spending account, this account is my long term savings account, etc. I know a lot of people use that method to set up vacation accounts or Christmas accounts or accounts for their kids' educations.

I was thinking about opening an account at ING for just this reason - the goal oriented sub-accounts. From your post it sounds like it is pretty easy to set up the sub-accounts then, huh?

[Megan]

Originally Posted by moneymatters

I was thinking about opening an account at ING for just this reason - the goal oriented sub-accounts. From your post it sounds like it is pretty easy to set up the sub-accounts then, huh?

Very easy. In fact, ING has just made it even simpler. From the main screen once you've logged in, they have added a link that says "Open another account." Doesn't get much easier!

[DistilledRose]

Here are my opinions on this:

I've had ING for since December 2004 and am very happy with it. After you open up your standard account, opening Sub Accounts take about three clicks with no additional verification. You can also give the accounts their own nicknames for easy sorting. Another thing I like about it is that it shows you how much interest you are earning per day, which is a great motivator.

If anyone needs a referral link for the $25 sign up bonus, feel free to PM me with your email address and I will send one along.

[KelR1]

I opened up an ING account this year, and I love it. Very easy, user-friendly, and the interest rate is better than most. I also have some referrals left, if anybody needs one. Just let me know!

[Jason830]

Im opening an account with them this month as a matter of fact...Everything seems great, and I have heard of no problems.

[JoshuaSBK]

If a High Yield Savings Account is what you're looking for just about any bank will do. Shorebank, whom I represent, offers a great one for 3.5% to its customers. But Shorebank offers its account holders something different, something more - pride in banking. Shorebank is a national leader in supporting community development projects by using your money to finance the people, groups and businesses who are making a difference in our world. It provided the money for the 'first-ever 'Green' home" to Chicago's South Side. Check it out. People, Planet and Profit - that is Shorebank's triple bottom line.

[jaimekristen]

I've had ING Direct for almost 6 years now. I have a checking account through them, 6 total savings accounts (sub accounts off of the main account) and my Roth IRA's. I love them. I have been with many different banks before (and credit unions) but so far ING has been my favorite. They have very friendly customer service and have a very easy to use website. They are also quite competitive with their rate. I sometimes shop around and open new accounts with bonuses but I always end up going back to ING. I've given up that I would ever be able to find a better bank. I really have had a great experience with them. Hope that helps!

-Jaime

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