FICO Credit Score - Page 2

jhnsmith978 · 11-06-2009, 01:25 AM

A heavily weighted factor in your FICO score is how much money you owe on your credit cards relative to your total credit limit. Generally, it's good to keep your balances below 25 percent of your credit card limit. It surely gonna help people improve their credit scores i think...
Raise Credit Score

Dr Dean · 11-06-2009, 11:11 AM

You can get a free FICO report by going to www.myfico.com. You have to sign up for their monthly service with a credit card, to get the report. But it can be canceled at anytime-so as long as you cancel the monthly reports from myfico before the first month, the initial report will cost you nothing-but don't forget to cancel.

They are depending on most people not canceling, of course.

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11-06-2009, 01:25 AM	#11
jhnsmith978 Junior Member Join Date: Nov 2009 Posts: 2 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	A heavily weighted factor in your FICO score is how much money you owe on your credit cards relative to your total credit limit. Generally, it's good to keep your balances below 25 percent of your credit card limit. It surely gonna help people improve their credit scores i think... Raise Credit Score

11-06-2009, 11:11 AM	#12
Dr Dean Junior Member Join Date: Oct 2009 Location: Georgia Posts: 14 Thanks: 1 Thanked 2 Times in 2 Posts Reputation: (12)	You can get a free FICO report by going to www.myfico.com. You have to sign up for their monthly service with a credit card, to get the report. But it can be canceled at anytime-so as long as you cancel the monthly reports from myfico before the first month, the initial report will cost you nothing-but don't forget to cancel. They are depending on most people not canceling, of course.