How to find a good credit card advice

[thesmartbuyer]

wow I did not know credit unions offer the best rates on cards the question though would be, in this economy are people still getting credit cards at such low rates?

http://thedigeratimind.com/2009/10/2...d-credit-card/

[trustno1]

This has every rate for every card and anything else you want to calculate.

http://www.bankrate.com/credit-cards.aspx

[mickbali123]

Hi.
What is the quickest way to raise a credit score. I am currently making payments and have been for the past 10 months. Any advise would be appreciated.

[trustno1]

Originally Posted by mickbali123

Hi.
What is the quickest way to raise a credit score. I am currently making payments and have been for the past 10 months. Any advise would be appreciated.

Theoretically, that question defeats the purpose of a "credit score", which is supposed to be a reflection of your historical credit "worthiness" over a long period of time.

A simple "answer" to that question is probably "pay every bill on time" and resolve all negative hits on your credit reports asap.

If you want to review the factors affecting your FICO score, I posted them in the thread "FICO score" that you will see in the thread list for this section.

I would not advise anyone to solicit the "help" of any "credit repair services promising to increase your "Credit Score".
There are "several" types of "credit scores" out there. The one that is important is FICO. Make sure any help you seek is focused on FICO, not anything else. This is a question many fail to ask the "helpers" out there!!

Just like used auto buying...Some have the "CARFACTS" report and some have a "CARfox"...there is a difference! lol

[rony1434]

Hi.
Thanks for sharing this post, Well guys i found a website http://www.carloan-badcredit.com/ while searching on internet,
Is it true that with 720 credit scores we can recieve loan very easily?

[trustno1]

Originally Posted by mickbali123

Hi.
What is the quickest way to raise a credit score. I am currently making payments and have been for the past 10 months. Any advise would be appreciated.

hey mick,

If you really want to disect the FICO frog logic, here is Suze Orman's "FICO" supported site.

FYI, as in everything else in life, there is a lot of good "information" to be gathered there (as well as "FICO forums"). But keep in mind that the overall objective is to sell you something. In this case, a choice of "FICO" pkgs that will "help" you get financially healthy, and stay that way.

I am always leery of any advice given by someone with a vested interest in the outcome. But this is a good site. I choose not to "join" anything, based solely on the contents of their "privacy policy". (as usual).

Check it out if you like...it is a "safe" site, no tricks, shell games or virus threats, lol
http://www.myfico.com/Default.aspx?l...lpos=top_image

[jhnsmith978]

Originally Posted by mickbali123

Hi.
What is the quickest way to raise a credit score. I am currently making payments and have been for the past 10 months. Any advise would be appreciated.

Always make sure you pay everything like your payments and all on time and your credit will get better. Also order your credit reports every month and make sure you have nothing negative on it, like inquiries, late payments etc. Otherwise they will have a negative impact on your credit score.
Raise Credit Score

[Dr Dean]

mickbali123, Another important factor in your credit score, is keeping the balances on your credit cards to below 50% of your credit card limit, with under 30% even better.

Zero balance is better from a personal finance standpoint, but FICO has their own rules/scoring mechanism.

[rosalyvera]

thanks for sharing.[img]http://www.*********.com/img/4713/n09x0302vnsn/clear.gif[/img]