How many credit cards do you have? - Page 6

Xin Lu · 01-20-2008, 12:16 AM

I have 4, but I only use 2 to 3 of them. The reason is that the reward systems are different on each card. I use one card for all my restaurant expenses because it gives more rebates and another one for grocery and gas. I also have an Amex exclusively for Costco. It is a pretty manageable amount of cards.

gtwise · 01-23-2008, 12:11 PM

I have the following credit cards:
$7,500 Citibank Home Rebate
$13,000 Citibank Dividend
$4,000 Citibank Business
$9,000 Citibank Professional
$2,300 Discover Platinum
$15,700 Discover Business
$10,000 Discover Miles
$7,300 Discover Platinum
$13,000 American Express Blue
$2,300 American Express Blue Cash
$66,000 Bank Of America Cash Rewards
$2,100 Bank Of America Cash Rewards
$10,000 Chase Visa
$10,000 Advanta Business
$4,000 Washington Mutual
$1,000 HSBC

I have the following store line of credits:
$7,000 OneCall.com store credit card
$6,700 Citifinancial Retail Services Rooms2go store credit
$5,000 Roomstore credit line
$14,700 Suzuki Financial line of credit (via HSBC)

I think that's about it. That's over $210k in unsecured credit that has been extended to me. Pretty scary if you ask me!

lvngwell · 01-24-2008, 10:56 AM

I don't have any. I have a mastercard/debit card and have found it works just as well - even for things like renting cars - which I have used it for.

We like to pay cash for everything.

cccdude · 01-27-2008, 06:01 PM

1-5 is a pretty good range I think to have.

View Poll Results: How many credit cards do you have?
1-5	42	72.41%
5-10	10	17.24%
11-15	5	8.62%
15+	1	1.72%
Voters: 58. You may not vote on this poll

01-20-2008, 12:16 AM	#51
Xin Lu Wise Bread Blogger Join Date: Jan 2008 Posts: 232 Reputation: (40)	I have 4, but I only use 2 to 3 of them. The reason is that the reward systems are different on each card. I use one card for all my restaurant expenses because it gives more rebates and another one for grocery and gas. I also have an Amex exclusively for Costco. It is a pretty manageable amount of cards. __________________ Blogs I Write: The Baglady @ http://baglady.dreamhosters.com Wise Bread @ http://wisebread.com/xin-lu

01-27-2008, 06:01 PM	#54
cccdude Junior Member Join Date: Jan 2008 Posts: 17 Reputation: (10)	1-5 is a pretty good range I think to have. __________________ Choose Credit Cards \| Official Partner of Credit Card Issuers Credit Cards \| Credit Card Offers

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01-23-2008, 12:11 PM	#52
gtwise Member Join Date: Jan 2008 Posts: 45 Reputation: (14)	I have the following credit cards: $7,500 Citibank Home Rebate $13,000 Citibank Dividend $4,000 Citibank Business $9,000 Citibank Professional $2,300 Discover Platinum $15,700 Discover Business $10,000 Discover Miles $7,300 Discover Platinum $13,000 American Express Blue $2,300 American Express Blue Cash $66,000 Bank Of America Cash Rewards $2,100 Bank Of America Cash Rewards $10,000 Chase Visa $10,000 Advanta Business $4,000 Washington Mutual $1,000 HSBC I have the following store line of credits: $7,000 OneCall.com store credit card $6,700 Citifinancial Retail Services Rooms2go store credit $5,000 Roomstore credit line $14,700 Suzuki Financial line of credit (via HSBC) I think that's about it. That's over $210k in unsecured credit that has been extended to me. Pretty scary if you ask me!

01-24-2008, 10:56 AM	#53
lvngwell Junior Member Join Date: Jan 2008 Posts: 6 Reputation: (10)	I don't have any. I have a mastercard/debit card and have found it works just as well - even for things like renting cars - which I have used it for. We like to pay cash for everything.