How many credit cards do you have? - Page 5

TightFistedMiser · 04-02-2009, 12:00 PM

I have four cards.

Capital One- Which I rarely use now but I keep it since it is my oldest card.
Chase Freedom Card- I use this one the most since I get 3% back on it. I'll be getting a $250 check from them in a few months.
Chase Sony Card- Signed up for this one because it had a $100 sign-up bonus. Currently have a 3.99% for life balance on it. In no hurry to pay it off since the interest is lower than my student loans.
Discover Card- Use it for the 5% categories when they come around. The rest of the time it stays home.

I think about what I use my credit cards for and am confident they are making me a little money rather costing me money. Until the last couple of years the reverse was true.

tds0249 · 04-02-2009, 01:38 PM

The only credit card I have is an American Express my work gave me for when I travel. Otherwise I get along just fine with my debit card.

the weakonomist · 04-02-2009, 02:18 PM

Technically I have two.

One is the Chase Freedom card I use all the time and pay off each month

The other is for a local jewelry store that gave me 0% for six months and 10% off my engagement ring purchase (this is paid off now).

RJ W · 04-04-2009, 09:17 AM

2 cards...I hate when excess cards stretch out my wallet then everything starts falling out.

1. Chase Visa Freedom Card
2. American Express Costco Card

Ms. Ferret · 04-05-2009, 04:28 PM

Two. I have a Hawaiian Airlines card I use for everything and pay off in full every month. I have to fly to Honolulu every year to visit my family, and I've found that the mileage usually covers the round trip.
I pretty much never use the other one.

ninjaowen · 04-13-2009, 10:50 PM

I just maintain 2 mastercards for emergency and useful stuffs. I always make sure that I pay them on or before due date to avoid penalties.

starshard0 · 04-14-2009, 05:47 PM

It seems like two is sort of the norm. I still only have one, but I never use it, I actually got it because it links to my checking account as a form of overdraft protection.

mamun · 04-16-2009, 06:30 PM

is it secure than debit card.I would reconsider using one if the bank in question was not one that would be incurring fees. A credit card is an eroding form of money,

04-02-2009, 12:00 PM	#41
TightFistedMiser Junior Member Join Date: Feb 2009 Posts: 21 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	I have four cards. Capital One- Which I rarely use now but I keep it since it is my oldest card. Chase Freedom Card- I use this one the most since I get 3% back on it. I'll be getting a $250 check from them in a few months. Chase Sony Card- Signed up for this one because it had a $100 sign-up bonus. Currently have a 3.99% for life balance on it. In no hurry to pay it off since the interest is lower than my student loans. Discover Card- Use it for the 5% categories when they come around. The rest of the time it stays home. I think about what I use my credit cards for and am confident they are making me a little money rather costing me money. Until the last couple of years the reverse was true. __________________ Extreme frugality and personal finance from a modest earner's perspective at TightFistedMiser.com.

04-02-2009, 01:38 PM	#42
tds0249 Junior Member Join Date: Apr 2009 Posts: 1 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	The only credit card I have is an American Express my work gave me for when I travel. Otherwise I get along just fine with my debit card. __________________ www.christianmoneymountain.com www.youreverydaychristian.com

04-02-2009, 02:18 PM	#43
the weakonomist Member Join Date: Feb 2009 Location: Southeast Posts: 64 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Technically I have two. One is the Chase Freedom card I use all the time and pay off each month The other is for a local jewelry store that gave me 0% for six months and 10% off my engagement ring purchase (this is paid off now). __________________ Weakonomics.com Twitter.com/the_weakonomist

04-04-2009, 09:17 AM	#44
RJ W Junior Member Join Date: Nov 2008 Location: Chicago, IL Posts: 11 Thanks: 0 Thanked 1 Time in 1 Post Reputation: (11)	2 cards...I hate when excess cards stretch out my wallet then everything starts falling out. 1. Chase Visa Freedom Card 2. American Express Costco Card __________________ Our Financial Planner

04-14-2009, 05:47 PM	#47
starshard0 Senior Member Join Date: Apr 2008 Location: Monterey, CA Posts: 608 Thanks: 0 Thanked 2 Times in 2 Posts Reputation: (13)	It seems like two is sort of the norm. I still only have one, but I never use it, I actually got it because it links to my checking account as a form of overdraft protection. __________________ Why should you read my blog? Because I'm awesome, that's why. من جون جالت؟

04-05-2009, 04:28 PM	#45
Ms. Ferret Senior Member Join Date: Nov 2008 Location: Seattle, WA Posts: 120 Thanks: 2 Thanked 2 Times in 2 Posts Reputation: (122)	Two. I have a Hawaiian Airlines card I use for everything and pay off in full every month. I have to fly to Honolulu every year to visit my family, and I've found that the mileage usually covers the round trip. I pretty much never use the other one.

04-13-2009, 10:50 PM	#46
ninjaowen Junior Member Join Date: Apr 2009 Location: New Jersey Posts: 6 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	I just maintain 2 mastercards for emergency and useful stuffs. I always make sure that I pay them on or before due date to avoid penalties.

04-16-2009, 06:30 PM	#48
mamun Junior Member Join Date: Apr 2009 Posts: 10 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	credit card is it secure than debit card.I would reconsider using one if the bank in question was not one that would be incurring fees. A credit card is an eroding form of money, __________________ Personal loan for bad credit http://www.personalfinancialloans.com -

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