If you got $20k tomorrow tax free... - Page 2

khorrell · 04-28-2008, 04:15 PM

Pay off my evil Home Equity Loan. Okay, it's not evil. It allowed us to buy a fantastic house at a great price, by also allowing us to redo the awful kitchen. However, my good PF decision to take the shortest possible term means a huge payment every month. I can't wait to put that behind us!

gtwise · 04-29-2008, 10:02 AM

We kind of did..... Well we only got about $19k and it was gross, so we only got about $14k net. we used it to pay off our student loan debt. Now all we have is the house.....

Frugal Fannie · 04-29-2008, 10:41 AM

We are restoring our 100 year old home. An extra $20,000 would allow us to have someone else do some of the work and speed up the process. We'd also take a long overdue vacation. We don't have any CC debt or car payments and have a comfortable emergency fund as well as car and other savings.

wwstewart · 04-29-2008, 06:47 PM

50% in high-yield savings.

I'd probably blow the rest. *grin*

just_kelly · 05-01-2008, 07:32 AM

Ohhh!!! Love games like this!

I would:

Completely pay off my debt.
Book a vacation for my husband and I.
Put the remainder in a Roth.

wwstewart · 05-02-2008, 06:35 PM

Roth is good. I'd hire him to play a concert in my back yard.

waningrose · 05-03-2008, 08:46 AM

I'd eliminate my personal debt, and buy a scooter

being able to start at "zero" would really change my life.

72Tiger · 05-03-2008, 09:02 AM

Quote:

Originally Posted by waningrose

I'd eliminate my personal debt, and buy a scooter

being able to start at "zero" would really change my life.

what kind of scooter? I like the Kymco line, but haven't pulled the trigger on one yet.

waningrose · 05-03-2008, 09:19 AM

Quote:

what kind of scooter? I like the Kymco line, but haven't pulled the trigger on one yet.

I would love a Vespa

wwstewart · 05-03-2008, 10:12 AM

Scooters are cool, but I'm a big guy, so I'd have to go with a cheap cruiser, like a Honda Shadow. Used, of course.

04-29-2008, 06:47 PM	#14
wwstewart Member Join Date: Mar 2008 Posts: 66 Reputation: (11)	50% in high-yield savings. I'd probably blow the rest. grin __________________ [ ! ] The Sugarbuzz Project is not remotely funny.

05-02-2008, 06:35 PM	#16
wwstewart Member Join Date: Mar 2008 Posts: 66 Reputation: (11)	Roth is good. I'd hire him to play a concert in my back yard. __________________ [ ! ] The Sugarbuzz Project is not remotely funny.

05-03-2008, 10:12 AM	#20
wwstewart Member Join Date: Mar 2008 Posts: 66 Reputation: (11)	Scooters are cool, but I'm a big guy, so I'd have to go with a cheap cruiser, like a Honda Shadow. Used, of course. __________________ [ ! ] The Sugarbuzz Project is not remotely funny.

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04-28-2008, 04:15 PM	#11
khorrell Senior Member Join Date: Jan 2008 Posts: 336 Reputation: (35)	Pay off my evil Home Equity Loan. Okay, it's not evil. It allowed us to buy a fantastic house at a great price, by also allowing us to redo the awful kitchen. However, my good PF decision to take the shortest possible term means a huge payment every month. I can't wait to put that behind us!

04-29-2008, 10:02 AM	#12
gtwise Member Join Date: Jan 2008 Posts: 45 Reputation: (14)	We kind of did..... Well we only got about $19k and it was gross, so we only got about $14k net. we used it to pay off our student loan debt. Now all we have is the house.....

04-29-2008, 10:41 AM	#13
Frugal Fannie Member Join Date: Feb 2008 Location: Adirondacks Posts: 40 Reputation: (10)	We are restoring our 100 year old home. An extra $20,000 would allow us to have someone else do some of the work and speed up the process. We'd also take a long overdue vacation. We don't have any CC debt or car payments and have a comfortable emergency fund as well as car and other savings.

05-01-2008, 07:32 AM	#15
just_kelly Junior Member Join Date: Dec 2007 Location: Tallahassee, FL Posts: 10 Reputation: (10)	Ohhh!!! Love games like this! I would: Completely pay off my debt. Book a vacation for my husband and I. Put the remainder in a Roth.

05-03-2008, 08:46 AM	#17
waningrose Junior Member Join Date: May 2008 Posts: 9 Reputation: (20)	I'd eliminate my personal debt, and buy a scooter being able to start at "zero" would really change my life.