Impulse Purchases- How to control them - Page 2

starshard0 · 04-22-2008, 03:28 PM

Being relatively young, I'm just getting out of my teenage "gotta-have-it" phase, and moving into my "gotta-save-it" phase. Although I occasionally succumb to the allure of a candy-bar or salty snacks, I generally average less than $20 a month on those sorts of impulses.

Lisa23 · 04-22-2008, 05:42 PM

Sounds like you have things under control. You must feel good about yourself.

starshard0 · 04-22-2008, 05:45 PM

Not really, my gross income is relatively low, but since I don't need to buy anything it just goes a bit farther. I'm trying to save up all my money so I can retire early.

wwstewart · 04-22-2008, 06:26 PM

The best way for me to control impulse spending is to not carry any money (or carry only a couple bucks in change at most).

Which reminds me, I need to leave my debit card at the house...

Lisa23 · 04-25-2008, 11:59 AM

Debit cards are nice because it comes right out of your account, but with credit you can get 2-3% back on all purchases. By writing what you charge into your check book, you can instantly keep track, and not splurge spend with money you don't have.

happysmileylady · 04-25-2008, 03:14 PM

Oh, something I discovered while grocery shopping last week that I had to share!

We all know that shopping hungry is bad. But sometimes it's unavoidable. And inevitably I spend more money when I shopt hungry. Last week, I spent $0.35 on a bottle of water from the vending machine and grabbed a small popcorn for $0.50 at the snack bar at the grocery store, before I even started shopping. I munched on the popcorn while shopping and this curbed the hunger induced impulse buys. I went to the grocery store hungry but left having only spent $0.85 more than what was on my list instead of $50 more.

04-22-2008, 05:42 PM	#12
Lisa23 Senior Member Join Date: Feb 2008 Location: Massachusetts, USA Posts: 104 Reputation: (13)	Sounds like you have things under control. You must feel good about yourself. __________________ Lisa Greener Pastures

04-22-2008, 06:26 PM	#14
wwstewart Member Join Date: Mar 2008 Posts: 66 Reputation: (11)	The best way for me to control impulse spending is to not carry any money (or carry only a couple bucks in change at most). Which reminds me, I need to leave my debit card at the house... __________________ [ ! ] The Sugarbuzz Project is not remotely funny.

04-25-2008, 11:59 AM	#15
Lisa23 Senior Member Join Date: Feb 2008 Location: Massachusetts, USA Posts: 104 Reputation: (13)	Debit cards are nice because it comes right out of your account, but with credit you can get 2-3% back on all purchases. By writing what you charge into your check book, you can instantly keep track, and not splurge spend with money you don't have. __________________ Lisa Greener Pastures

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04-22-2008, 03:28 PM	#11
starshard0 Member Join Date: Apr 2008 Location: Monterey, CA Posts: 85 Reputation: (10)	Being relatively young, I'm just getting out of my teenage "gotta-have-it" phase, and moving into my "gotta-save-it" phase. Although I occasionally succumb to the allure of a candy-bar or salty snacks, I generally average less than $20 a month on those sorts of impulses.

04-22-2008, 05:45 PM	#13
starshard0 Member Join Date: Apr 2008 Location: Monterey, CA Posts: 85 Reputation: (10)	Not really, my gross income is relatively low, but since I don't need to buy anything it just goes a bit farther. I'm trying to save up all my money so I can retire early.

04-25-2008, 03:14 PM	#16
happysmileylady Junior Member Join Date: Apr 2008 Posts: 26 Reputation: (11)	Oh, something I discovered while grocery shopping last week that I had to share! We all know that shopping hungry is bad. But sometimes it's unavoidable. And inevitably I spend more money when I shopt hungry. Last week, I spent $0.35 on a bottle of water from the vending machine and grabbed a small popcorn for $0.50 at the snack bar at the grocery store, before I even started shopping. I munched on the popcorn while shopping and this curbed the hunger induced impulse buys. I went to the grocery store hungry but left having only spent $0.85 more than what was on my list instead of $50 more.