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| | #1 |
| Junior Member Join Date: Jan 2008 Location: Denton, Texas
Posts: 28
Reputation: | -A study done in 2004 found that 71% of Americans had a credit card up from 16% in 1970. -People carrying a balance has also risen from 37% to 57% -Card.com estimated that the average balance carried by families with credit cards was $9,300 in 2004. -Bankruptcy filings have increased from 250,000 in 1980 to 2.6 million last year. |
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| | #2 |
| Junior Member Join Date: Jan 2008 Location: Denton, Texas
Posts: 28
Reputation: | I just check mine again. Its really easy and you get to do it free every four months just go to: www.annualcreditreport.com |
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| | #3 |
| Junior Member Join Date: Jan 2008 Location: Denton, Texas
Posts: 28
Reputation: | If you are worried about fraud, a good way to protect yourself is place a security freeze on your credit file. The freeze blocks access to credit information that businesses usually require to open new accounts. Check out this website and see if your states allows it: http://www.consumersunion.org/campai...3484indiv.html |
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