Ways banks snare your money

[habh44]

Wachovia and Bank of America seem to be the worst at charging fees. I totally micromanage my accounts, so I have yet to be charged one. But, one of the ones that really gets my goat is the policy that if you overdraft your checking, have overdraft protection in place, if the bank transfers money from your savings to cover the draft they charge you a fee to do so. If you transfer the money online yourself there is no fee. Like how much labor can this be to do a computer transfer of monies from one account to another, certainly not $10 or more for this. I am glad i am a very anal person when it comes to counting the beans I have.