Listen closely to what am I saying? That's right, you can’t hear me. Okay, read closely if you can. What you are about to see is more rare than a Cardinal lighting upon a dimming light post in the South Bronx.
That would be me shilling for any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and my wisebread.com companeros.
But it’s time to dispense props to Mint.com
, which just logged-on its millionth user
(Ol’ boy in the picture – not me of course - is grinning ‘cuz ol’ boy is ‘bout to get Riyyyyyyyyyyatttch).
Now back up where you stand or in this case sit, as you read this. I’m not just a flag-sock hack, going with the direction of the wind and propping up success.
I did some investigating and this site can indeed be a welcome respite from the convoluted madness of Excel sheets, the banality and antiquity that is Quicken (Software in a box is going the way of the Capri pant) and the general headache of brick and mortar budgeting.
Folks, I’m not going back on my word about the tabbed binder
because you still need that nuclear option. On the other hand, Mint lets you consolidate everything and if you’re bogged down by both busy-ness and business, this might be a viable option since retail banking isn’t the most pleasant experience and shopping malls have horrible parking and as they become increasingly cavernous, move into parity with specialty and electronic retailing as preferred spending options.
That said, it would make sense to be able to look at bank balances, credit cards, assets, credits, debits, liabilities and monthly budgets in one place at anytime day or night. Because let’s face it, some of us don’t even do that in six or seven places.
If you still think I’m selling wolf tickets, in a year in and a half the site has tracked more than $50 billion in transactions or to put it another way, one day’s pay from the government to AIG. It also professes to have saved its users more than a collective $100 million.
Either way, it’s a solid thing to try out if you’re reading this right now and you want to try something different and you’re tech savvy or you just need something to talk about.
As far as security is concerned, the site counts Verisign and MacAfee, transaction security and malware repellent companies respectively, are partners to the site.
I’m really pointing this out to drive home the point of self-evaluation and accountability as a journalist/hack/personal finance “haikuist” and Hip-Hop John Henry would do. It’s marinating I know.
Okay now as you try to re-focus after just having your mind blown, understand that this one-stop-shop site – I’m talking about Mint as well wisebreaders – can help keep you honest. Not only that, it can force you to sit down and face the truth about what you may or may not need, or more important, what you may not even know you’re losing.
Take a look. It ain’t going to make you richer or broker but it might get you to thinking. And if that happens, uh-oh check your pulse because you may be morphing into a money-saving machine. Boo-ya!
*Disclaimer: Jabulani Leffall, monetary gadfly, doesn’t endorse nor have a personal stake in Mint.com and remains a loyal humble servant to wisebreaders. Jabulani Leffall will not benefit financially, personally, emotionally or spiritually from increasing unique users on another site and putting more money into someone else’s pocket. Jabulani Leffall is void where prohibited and not currently available in NY, MO, SD, ND, Del., NJ and the Democratic Republic of Congo. Thank God this blog is not subject to credit approval. Jabulani Leffall will not ask where the money came from if someone were to CHAC (Cut him a check) for no reason.