How to Get 5-20% Cashback on... Pretty Much Everything

One of the best kept secrets of frugalistas are the shopping portals of credit cards. And Discover has one of the best — by shopping through the ShopDiscover portal, you can get 5-20% off over 200 retailers; covering basically everything you buy.

Are you getting 5-20% off everything you buy online? I do, and it is fantastic. Over 200 of the biggest online retailers have teamed up to offer a special discount program called ShopDiscover. These aren’t obscure retailers. These are the Best Buys, Banana Republics, Bed Bath & Beyonds, Brookstones, and Bloomingdale’s of the world (...and that’s not even half of the B’s on this giant list).

Imagine getting 5-20% discounts at places you shop at everyday, like Target, Walmart, Walgreens, and Macy’s, Nordstrom, and JC Penney.

Here's how it works: First, you need a Discover It credit card. Then, when you want to shop online, login to the ShopDiscover site first. You can browse products from all 200+ retailers, and even compare prices between retailers for a particular product type (e.g., TVs or laptops). When you're ready to buy, you will be sent to the retailer's website. Once you checkout, the 5-20% cash back discount will be applied to your Discover statement.

There are a few stores where I regularly use this discount. Personally, I love getting 5% cash back from Target; 10% off for Starbucks gift cards and coffee beans; and 10% discount from Nordstrom, Macy's and Kohls. I've also gotten 15% off at and, which is awesome! I put up with my husband's expensive golf hobby because he can buy his gear for 15% off at Golfsmith. For work, we've used the 10% discount at both Dell and Lenovo for employee laptops and desktop computers.

If you're shopping at these places already, it makes zero sense NOT to get this free discount! It's easy to apply for a Discover it card, and getting even just 5 or 10 percent off purchases I was already going to make adds up to a lot of cash.

Check out this short video to learn how ShopDiscover works:


How to Start Saving 5-20% Today

The ShopDiscover discount program is a special program available only to Discover It credit card members. Getting in is easy. Just click here to apply for a Discover it card.

The card has some pretty cool additional features, like:

  1. No annual fee.
  2. 0% intro APR for 12 months on purchases and balance transfers. Then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  3. 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up, plus 1% cash back on all other purchases. The 5% and 1% cash back are in addition to the 5-20% cash back you get at the ShopDiscover site. Plus, new cardmembers can double all the cash back you've earned at the end of your first year — automatically.

Click here to sign up for the Discover It card


Here are a few of the 200+ retailers where you can get 5-20% cashback by shopping through the ShopDiscover portal using your Discover it card:


Need any more reason to save?
Click here to sign up for the Discover It card