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Posted 12 hours 53 min ago by Xin Lu
To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a few tidbits from American history and summarized them here.
Posted 1 day 12 hours ago by Margaret Garcia-Couoh
When it comes to shaming companies into rewarding the disgruntled customer, writing an old fashioned letter (and having the tenacious personality of my husband) is all that's really needed to get you on the road to brand new replacements.
Posted 2 days 14 min ago by Andrea Dickson
Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like it.
Posted 2 days 5 hours ago by Philip Brewer
Is there a link between having a modern society and having a western society? The vast economic and military power of the United States (and before that, the United Kingdom) has made the two seem more connected than they actually may be.
Posted 2 days 7 hours ago by Linsey Knerl
While the current condition of the job market is debatable, no one can argue the importance of feeling secure and appreciated in your current position. Many employees will agree that companies have a long way to go in their “courting” processes, and claim that most employers have ignored the needs of their long-time employees. But even new employees are taking notice of a new trend of hiring and training that puts intimidation and hard-facts before gift baskets and company swag.
Posted 2 days 18 hours ago by Carrie Kirby
Today the sales tax in Chicago went up to 10.25 percent after a 1 percent hike in the Cook county rate.
The change has me thinking seriously about how much I can afford to pay to maintain the ideal of shopping locally. I'd like to support those stores so they'll still be around when I need them. Ideals are great, but who can afford them at 10 percent of the purchase price? How much is too much to pay for buying locally?
Posted 2 days 20 hours ago by Xin Lu
Today I received an email from American Express that advertised a program where you can earn rewards by paying your Indymac mortgages with an American Express credit card. I do not have a mortgage, but I read this email and wondered, why would anyone pay their mortgages with a credit card?
Posted 2 days 21 hours ago by Paul Michael
Anyone who's read Linsey’s great article on freezer emergencies will already have a great head start on saving your food, should the worst happen. But what about another solution altogether, for emergencies, that doesn't involve your freezer? A solution for those of us who just aren’t all that, well, organized and together? The answer lies in a big bucket at Costco.
Posted 3 days 6 hours ago by Linsey Knerl
It has only been a year or so since the dog food scare that left pet owners frustrated, scared, and in some cases, heartbroken. The contaminated wheat gluten and rice protein found to be the culprit have long since gone away, but payment for this bizarre incident is now due. Read on to see if you are eligible for part of the $24 million cash settlement being proposed in the U.S. District court.
Posted 3 days 11 hours ago by David DeFranza
AirNinja is a niche tool for finding airfares. It specializes in returning the smaller budget and regional airlines large sites like Kayak.com ignore. It is a tool that could, potentially, be very valuable when looking for airfare deals. But, can it really save you money? A comparison reveals all.
Posted 4 days 33 min ago by Paul Michael
“The first rule of Fight Club – We Do Not Talk About Fight Club.” Everyone who’s seen the movie remembers that. But what about something Tyler Durden, the anarchist extraordinaire, said very early on in the movie? It’s something profound that stuck with me from the second I saw it in the movie theater to this very day. And I think it should stick with you, too.
Posted 4 days 6 hours ago by Philip Brewer
My brother told me once that, when he was in college, he handled money this way: "When I got paid, I set aside enough money for cigarettes, then spent the rest buying pizza and beer for everyone until the money ran out. The other people I hung around with did the same."
Posted 4 days 17 hours ago by Linsey Knerl
I’ve owned my desktop PC for a little over 3 years, and most days I’m scared to look into my folders to see what I’ve been hoarding. Wading through thousands of pictures, Word documents and PDF’s to “trim the fat” is not something I look forward to. A recently discovered free program, however, has taken that task and made it completely possible.
Posted 4 days 18 hours ago by Julie Rains
Spotted moving along on the roads in my city just last week was a golf cart. Is this solution to high gas prices (a bare-bones battery-powered vehicle) wise or even legal? I’ll tell you about a village that limits gas-powered vehicles in favor of electric golf carts and give you tips on using golf carts for more than just toting around clubs on the golf course.
Posted 6 days 3 hours ago by Linsey Knerl
Ever since I left the city and crept my way back into my childhood farm house, I have been slowly adjusting to a simpler lifestyle. Living On An Acre has been a steady and dependable guide to covering the bases of both the practicalities and the possibilities of living a more sustainable dream.
Posted 1 week 5 hours ago by Philip Brewer
Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year to all save up enough--and you'd rather not wait. There's a solution to this problem that's so obvious its been reinvented all over the world.
Posted 1 week 1 day ago by Fred Lee
It as been suggested that people may be splurging for cosmetic surgery thinking that it will give them an advantage in getting a job.
Posted 1 week 1 day ago by Myscha Theriault
Looking for something different to do this July 4th holiday? Want to celebrate ecology and green mindedness while you’re at it? Well, if you happen to be in upstate New York, consider swinging by the Clayton Opera House for July fourth and fifth.
Posted 1 week 1 day ago by Myscha Theriault
Love Indian food? Not finding the mile-long ingredient lists particularly frugal? Ruta Kahate’s book, featuring dishes made only from five readily available spices, could be just what you need.
Posted 1 week 1 day ago by Julie Rains
Healthcare will most likely be my family's largest expense in a couple of years, when we've finished paying our home mortgage. We're not heavy users of the healthcare system, so what have we done to incur such high costs? We're Americans who want to protect our family from a medically-induced financial disaster. Fortunately, I just read a book ("Stay Healthy, Live Longer, Spend Wisely" by Davis Liu, M.D.) that gave me a better understanding of the healthcare system and how I can get the most value for my dollar. Here are 50-plus ways plus to save money without compromising your well-being.
Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.
| Posts | Cmts | |
|---|---|---|
| Fred Lee | 3 | 19 |
| Julie Rains | 6 | 20 |
| Linsey Knerl | 12 | 30 |
| Margaret Garcia-Couoh | 2 | 6 |
| Myscha Theriault | 6 | 50 |
| Paul Michael | 7 | 16 |
| Philip Brewer | 12 | 30 |
| Xin Lu | 9 | 21 |
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