Jabulani Leffall's blog
About Jabulani Leffall
Our Common Currency: Born to live, born to die, born to survive and enjoy life while we still have it.Jabulani Leffall's profile
Posted 5 days 19 hours ago by Jabulani Leffall
Personal Finance, Investment, Consumer Affairs
There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.
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Posted 3 weeks 6 days ago by Jabulani Leffall
Personal Finance
Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.
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Posted 4 weeks 6 days ago by Jabulani Leffall
Consumer Affairs
Paul Michael essentially wrote this post in January but it needs to be said again. A culture that remedies a systemic problem that stems from borrowing, with, well...more borrowing, deserves what it gets. Some how the macro actions of the government are part and parcel to and an excuse for micro methods of the individual consumer - a continuing circle of debt.
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Posted 6 weeks 15 hours ago by Jabulani Leffall
Consumer Affairs
The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the good work choosing bad alternatives.
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Posted 9 weeks 1 day ago by Jabulani Leffall
Lifestyle
Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride ganered from being a citizen of the world, about knowing that an inexpensive trip isn't a waste of money or time but it's the opposite, if you don't do these things.
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Posted 10 weeks 5 days ago by Jabulani Leffall
Budgeting
It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What's even more amazing is that we often don't approach our own money with the same cold meticulousness and objective impartiality that one needs to run a business. But in this case, you are the business. Get thee to an office supply store immediately.
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Posted 12 weeks 6 days ago by Jabulani Leffall
Frugal Living
How do you break the cycle when social engineering and personal spending habits that are as unique as your genetic coding, are emptying your pockets? For some people, it is grocery hoarding, for others, it’s electronic gadgets, rare wines, DVDs, classic cars, cigars, designer shoes, watches. What do you do to regroup when you realize that purchases that have defined you are for the most part unnecessary?
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Posted 13 weeks 5 days ago by Jabulani Leffall
Personal Finance
With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit growth," is it any wonder that watching real-time business news on television seems more and more akin to watching skin flicks. And oh what an empty feeling when the television goes off.
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Posted 16 weeks 5 days ago by Jabulani Leffall
Consumer Affairs
If you know that you aren't going to be able to work out more than three times a week, if you have a fitness center in your apartment complex or if you're self-motivated and patient enough, why on earth would you pay someone to run, jump, sweat and lift? If you didn't have to, why would you waste time traveling to a place to pay money when the "DIY DIFNF" plan can be just as, if not more, effective?
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Posted 17 weeks 6 days ago by Jabulani Leffall
Frugal Living
Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and when material goods define who you are. When managing your loot, you might want to get in where you fit in, somewhere between these two definitions. Find a happy medium because you can't take it with you when you're gone. At the same time, you can't take it with you if you're broke and want to go somewhere.
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Posted 19 weeks 2 days ago by Jabulani Leffall
Frugal Living
These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world. Common Currency isn't your father's pesonal finance blog. This is mostly because when your father came of age, Al Gore hadn't invented the Internet yet but in practice this means that you won’t get me to lying or falsely waxing about the latest, greatest mutual fund.
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