Jabulani Leffall's blog

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Our Common Currency: Born to live, born to die, born to survive and enjoy life while we still have it.

Jabulani Leffall's profile

The Law (of) Suits: Insurance for Men

Posted November 5, 2009 - 08:00 by Jabulani Leffall

Career and Income, Shopping, Health and Beauty

suit up

If you are of working age and not independently wealthy through some sort of athletic ability, pop song, technological innovation or government bailout or defense contract, you need to have at least one dark blue or black suit. Or at least dress well for professional advancement. Appearance is a meritocracy as well gentlemen. Get some man insurance.

full story 15 comments

Recession Journal VI: It's OVER!!!!!!!!!!!! Any Questions?

Posted October 31, 2009 - 08:00 by Jabulani Leffall

Consumer Affairs

The recession is technically over, officially over, numerically over. How do you feel now and what are you gonna do about it?

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Recession Journal V: Mind, The GAP

Posted October 14, 2009 - 07:00 by Jabulani Leffall

Consumer Affairs

economic recovery

Some well known mainstays of Corporate America have decided not to wait for an official recovery but to sell the idea of it to you. Can we collectively as corporate citizens and consumers think our way out of a downturn?

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Recession Journal Part IV: The Double-Dip Trip

Posted September 11, 2009 - 07:04 by Jabulani Leffall

Consumer Affairs

magic beans

So everybody is saying it may finally be over, this recession. And it may very well be but if you're thinking that a turnaround is here and your money is burning a hole in your pocket and you want to spend as you did in headier times, think again.

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Recession Journal Part III: How Low Can We Go and When Will We Get There?

Posted July 31, 2009 - 04:00 by Jabulani Leffall

Personal Finance

In order for the economy to turn around it has to hit what so many investment experts and economic forecasters call the "bottom," but what is it, this bottom, what does it look like and with all of this conflicting data, how should we tailor our own spending habits?

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Latvians Mortgage Their Souls For Cash

Posted July 9, 2009 - 04:00 by Jabulani Leffall

Consumer Affairs

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are you values and beliefs as they relate to money?

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Not Taking Jack: How To Deal With Identity Theft

Posted June 21, 2009 - 00:53 by Jabulani Leffall

Credit Cards

Identity theft can happen to anyone. I should know, I've been jacked twice! Here are two major themes to consider when reacting against and deterring identity theft.

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Conspicuous Spending: Fading to Black

Posted April 29, 2009 - 22:07 by Jabulani Leffall

Personal Finance, Consumer Affairs

In the black community and many other communities there is a sense that material possession and flair denotes character, accomplishment and power. It's a poor dad mentality and a “flash-now-but-time-will reveal” consumer ethos. What does a person's ethnic background, if anything say about spending and budgeting habits? And how does one correct this course?

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Fresh Mint: 'Recession-proof' ideas make good business

Posted March 16, 2009 - 20:05 by Jabulani Leffall

Personal Finance

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's worth looking at this budgeting site.

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The Gettin'-Baptized-in-the-Watah Epiphany

Posted March 2, 2009 - 17:01 by Jabulani Leffall

Personal Finance, Frugal Living, Food and Drink, Budgeting, Art and Leisure, Consumer Affairs

In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea, Jamba Juice or over-priced store-bought smoothies. This is to say nothing of the deceased potatoes, fermented wheat, tonics, spirits and dead grapes that some of us just must have in excess come Friday night through Sunday. Water anyone?

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Placing Prepositions: Where you from? Where you at?

Posted February 15, 2009 - 14:18 by Jabulani Leffall

Personal Finance

Our spending and money management choices may be influenced by factors we can't control in our own minds as well as factors we couldn't control growing up. You may ask, to what are you referring Willis? Well the question is this: How would Arnold Jackson have faired in his personal finances if not for Phil Drummond or would he have been fine?

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Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

Posted February 8, 2009 - 20:45 by Jabulani Leffall

Personal Finance

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your house in order when you may not be. What can you do differently? My man Johnny Upinya has the perfect plan for you.

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Recession Journal Part II: Broke or Poor?

Posted January 18, 2009 - 18:55 by Jabulani Leffall

Personal Finance

We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one bite from the tree of knowledge, just one trip out of town, just one spending spree, just one feel of fine fabric, one morsel of Kobe steak can actually program your hard drive in a way that’s hard to undo.

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Coupon Coups

Posted January 12, 2009 - 16:09 by Jabulani Leffall

Personal Finance

Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coupon clipper to connoisseur.

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Recession Journal Part I: 'Fast' Money in the '09

Posted January 5, 2009 - 16:11 by Jabulani Leffall

Personal Finance, Budgeting

Forget about the fact that it's a recession. What you do now determines where you will be when the graph trends up again. What if you stopped dropping duckets like you dropped weight from dispensing with carbs? What if you misered up, stored and did without for say just one week or one two-week interval every month? What do you think of that 'Fast Money?'

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The Make You Wanna Holla Presentation

Posted July 22, 2008 - 14:36 by Jabulani Leffall

Extra Commentary

In a realm where the DJ is dead and many spend more time texting and e-mailing than talking, defeat the Borg with a little bit of imagination. And if you've got your PC or Mac joint on a reliably fast free wireless network, it costs no money me hearties.

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The Costa Rica Heist (Remix) A case for T.I.

Posted June 4, 2008 - 10:36 by Jabulani Leffall

Personal Finance, Life Hacks, Art and Leisure, Consumer Affairs

The moral of the story: Getting travel insurance doesn't hurt. Cliff Notes Are in Italics.

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The Costa Rica Lesson: Awwwwwww They Got Me

Posted June 3, 2008 - 22:49 by Jabulani Leffall

Life Hacks, Art and Leisure, Lifestyle

All Aboard?

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

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This Post Really Suk-kuks: Examining Islamic Finance

Posted May 11, 2008 - 14:04 by Jabulani Leffall

Personal Finance, Investment, Consumer Affairs

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.

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Sittin' on Dubs: The Andrew Jackson Proposal

Posted April 19, 2008 - 13:46 by Jabulani Leffall

Personal Finance

Dubberific

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.

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