Our Common Currency: Born to live, born to die, born to survive and enjoy life while we still have it.
Jabulani Leffall's profilePosted 1 week 6 days ago by Jabulani Leffall
Identity theft can happen to anyone. I should know, I've been jacked twice! Here are two major themes to consider when reacting against and deterring identity theft.Posted 9 weeks 2 days ago by Jabulani Leffall
In the black community and many other communities there is a sense that material possession and flair denotes character, accomplishment and power. It's a poor dad mentality and a “flash-now-but-time-will reveal” consumer ethos. What does a person's ethnic background, if anything say about spending and budgeting habits? And how does one correct this course?Posted 15 weeks 4 days ago by Jabulani Leffall
It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's worth looking at this budgeting site.
Posted 17 weeks 5 days ago by Jabulani Leffall
In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea, Jamba Juice or over-priced store-bought smoothies. This is to say nothing of the deceased potatoes, fermented wheat, tonics, spirits and dead grapes that some of us just must have in excess come Friday night through Sunday. Water anyone?
Posted 19 weeks 6 days ago by Jabulani Leffall
Our spending and money management choices may be influenced by factors we can't control in our own minds as well as factors we couldn't control growing up. You may ask, to what are you referring Willis? Well the question is this: How would Arnold Jackson have faired in his personal finances if not for Phil Drummond or would he have been fine?
Posted 20 weeks 5 days ago by Jabulani Leffall
The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your house in order when you may not be. What can you do differently? My man Johnny Upinya has the perfect plan for you.
Posted 23 weeks 6 days ago by Jabulani Leffall
We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one bite from the tree of knowledge, just one trip out of town, just one spending spree, just one feel of fine fabric, one morsel of Kobe steak can actually program your hard drive in a way that’s hard to undo.
Posted 24 weeks 5 days ago by Jabulani Leffall
Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coupon clipper to connoisseur.
Posted 25 weeks 5 days ago by Jabulani Leffall
Forget about the fact that it's a recession. What you do now determines where you will be when the graph trends up again. What if you stopped dropping duckets like you dropped weight from dispensing with carbs? What if you misered up, stored and did without for say just one week or one two-week interval every month? What do you think of that 'Fast Money?'
Posted 49 weeks 4 days ago by Jabulani Leffall
In a realm where the DJ is dead and many spend more time texting and e-mailing than talking, defeat the Borg with a little bit of imagination. And if you've got your PC or Mac joint on a reliably fast free wireless network, it costs no money me hearties.
Posted 1 year 4 weeks ago by Jabulani Leffall
The moral of the story: Getting travel insurance doesn't hurt. Cliff Notes Are in Italics.
Posted 1 year 4 weeks ago by Jabulani Leffall
Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.
Posted 1 year 7 weeks ago by Jabulani Leffall
There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.
Posted 1 year 10 weeks ago by Jabulani Leffall
Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.
Posted 1 year 11 weeks ago by Jabulani Leffall
Paul Michael essentially wrote this post in January but it needs to be said again. A culture that remedies a systemic problem that stems from borrowing, with, well...more borrowing, deserves what it gets. Some how the macro actions of the government are part and parcel to and an excuse for micro methods of the individual consumer - a continuing circle of debt.
Posted 1 year 13 weeks ago by Jabulani Leffall
The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the good work choosing bad alternatives.
Posted 1 year 16 weeks ago by Jabulani Leffall
Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride garnered from being a citizen of the world, about knowing that an inexpensive trip isn't a waste of money or time but it's the opposite, if you don't do these things.
Posted 1 year 17 weeks ago by Jabulani Leffall
It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What's even more amazing is that we often don't approach our own money with the same cold meticulousness and objective impartiality that one needs to run a business. But in this case, you are the business. Get thee to an office supply store immediately.
Posted 1 year 19 weeks ago by Jabulani Leffall
How do you break the cycle when social engineering and personal spending habits that are as unique as your genetic coding, are emptying your pockets? For some people, it is grocery hoarding, for others, it’s electronic gadgets, rare wines, DVDs, classic cars, cigars, designer shoes, watches. What do you do to regroup when you realize that purchases that have defined you are for the most part unnecessary?
Posted 1 year 20 weeks ago by Jabulani Leffall
With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit growth," is it any wonder that watching real-time business news on television seems more and more akin to watching skin flicks. And oh what an empty feeling when the television goes off.
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