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Jay Cross

Editor Emeritus of I Will Teach You To Be Rich - the official site of NYT best-selling author Ramit Sethi. Jay is the founder of Do It Yourself Degrees.

Latest articles by Jay Cross

6 Credit Card Services You Don’t (Usually) Need

Credit card companies often try to upsell you on additional services that are straight-up unnecessary. Discover the worst ones to watch out for.

Should You Avoid Rewards Cards With Annual Fees?

The common wisdom is that credit cards with annual fees are never worth it, but the truth is that you could be missing out on valuable rewards.

5 Ways to Earn Cashback Rewards Without Extra Spending

You can earn hundreds of dollars of extra cash without spending more money.

Which Type of Rewards Credit Card is Right for You?

Avoid marketing traps and start earning juicy rewards off money you're already spending.