Julie Rains's blog

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

Where to Find Missing Socks

If you have a drawer full of socks missing their mates, don't despair. Here's where to find them.

8 Legit Ways to Use the Gym for Free

Don't want to pay for a full gym membership? Instead, follow these strategies that let you work out at the gym without paying a cent.

A Guide to Online Brokers for Investing Newbies (and Beyond)

Online brokers are known for cheap stock trades, but there's more to consider when selecting a firm. Use this guide to make a choice that works for you.

Financial Lessons From "It's A Wonderful Life"

The classic film “It’s a Wonderful Life” isn't just a heartwarming holiday classic — it also contains financial lessons that are still relevant today.

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can be emotionally and physically draining. Learn ways to enjoy yourself and your family despite holiday and travel stress.

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

Cheap and Easy Holiday Shopping at the Dollar Store

Short on time and cash? Stop in the dollar store this holiday season to make a few quick buys that will help you to entertain, decorate, and give for less.

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

5 Ways That Charitable Giving Can Improve Your Finances

Can you afford to be generous? Or can you afford NOT to be? Learn how charitable giving can actually improve your finances.

Healthcare Price Lists: A Short (but Useful) Guide

It's difficult to save money on healthcare if you don't have access to cost information. Arm yourself with one of these easy-to-use price lists.

Save on School Expenses Without Ruining Your Kid's Childhood

From music lessons to fundraisers and more, even public school expenses can cost you nearly $20,000 per child. Here's how to cut costs.

20 Ways to Get Dinner on the Table Faster

Feeding your family fast doesn't have to mean grabbing drive-through eats. Try these tricks to help get delicious homemade meals on the table — quickly.

Surprisingly Easy Ways You Can Support Charity

You can support charity with minimal effort — and while having a lot of fun. Discover over 20 great, unexpected ways to get involved.

Cooking With Kale: Easy Recipes for Real People

Kale is a frugal, healthy powerhouse that tastes great...if you know how to prepare it right. Incorporate kale into your diet with these simple recipes.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.

Financial Math Basics You Need to Know

Do you have the math skills to manage your finances? Learn these basic concepts and calculations to help improve your financial position.

How to Choose a Health Insurance Plan

Your health insurance plan can impact your health...and your finances. But how do you choose? Use this guide to make a smart decision.

How to Calculate Future Value, and Why It Matters

Discover how simple spreadsheet projections about future investments can help you make long-term decisions today.