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Senior Writer

Julie Rains

Mortgage-free homeowner, reformed rule follower

Latest articles by Julie Rains

7 Places Teens (and Adults) Can Learn About Money

Opportunities to develop financial literacy are closer than you think. Here are seven nearby places to gain practical skills with lifelong benefits.

9 LinkedIn Changes Every Job Hunter Should Make

Recruiters and hiring managers are looking for you on LinkedIn. Follow this advice to ensure that when they find your profile, they'll like what they see.

Simple Ways to Get the Healthcare You Need Without Overspending

Navigating health insurance can be intimidating — and expensive. But with a few simple steps, you really can get the healthcare you need without overspending.

Get the Response You Want With Friendly, Professional Email

If you want to influence people and get what you want — at work and beyond — learn the art of writing friendly, professional emails.

4 Ways Your IRA Beats Your Savings Account

You already know that you should save for retirement, but it's important to understand why that money should be in retirement-specific account.

53 Fun Nights Out for $10 or Less

You really can have a fun night out without digging deep into your wallet. Sample local offerings, get creative, and have a great time with these activities.

Easy, Frugal Ways to Have People Over (Even If You Don't Cook and Clean)

Don't get intimidated by hosting dinner parties. Instead, discover great ways to gather people together that require minimal cooking and cleaning.

12 Ways to Improve Your Performance at Work

Apart from the satisfaction of a job well done, becoming better at your job can lead to a raise or a promotion (or both!). Here's how to make it happen.

101 Useful Things You Can Do in 15 Minutes or Less

In 15 minutes or less you can boost your career, strengthen a relationship, manage your finances, prep a meal, and lots more!

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

Staying Fit and Beautiful in Mind, Body, and Wallet

Your fitness regimen can leave you looking less than your best. Feel beautiful inside and out with these frugal tips.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

To Stay on Financial Track, Perform a Yearly Earnings Review

If you want to make sure you're on the right financial track, add a review of your earnings to your annual tax-time financial routine.

Unconventional Career Advice From "Parks and Recreation"

Watching "Parks and Recreation" is great way to have a good laugh — and pick up a few lessons that can help your career soar.

6 Ways to Get Paid for Saving Money

Interest, dividends, and investment earnings aren't the only ways to make money by saving. Get paid to save with these rewards, tax credits, prizes, and more.

Get Fit and Pocket Up to $1,200 With Employer Wellness Programs

You may be able to pocket some serious cash if you get serious about your health. Learn how to earn wellness incentives worth up to $1,200.

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

7 Delayed-Spending Tricks That Help Pay Off Debt

If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.