Kate Luther's blog

3 Ways to Travel Free (Or At Least Really Darned Cheap!)

Posted 2 weeks 2 days ago by Kate Luther

Personal Finance, Frugal Living, Life Hacks, Lifestyle, Cars and Transportation

How would you like to get out and "see the world"? Visit the Carthage Ruins or spend a week just hiking across Europe. Paris, Italy or maybe the Bahamas... there's really just no end to the places you can go.

Now, I know what you're saying - those places cost money and technically you'd be right. While traveling is certainly one of the more exciting ways to spend your time, airfare and hotel rooms can add up quickly and with the economy the way it is... well, it looks like Aunt Tessie's farm is about all the traveling you'll be doing anytime soon.

But there are ways to get around those big travel expenses without sacrificing your fun. In fact, with these tips you might just find that your trips become all the more adventurous!

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To Tax or Not To Tax: That Is The Money Market Question

Posted 8 weeks 6 days ago by Kate Luther

Personal Finance, Taxes, Investment

As America’s love affair with self-investing continues to grow, so does our fascination with tax-free accounts. Don’t believe me? See for yourself. The next time you’re in a conversation, try working the words “tax free” into your conversation and watch the ears perk up. Admit it. We despise taxes. We loathe them. So much so in fact, that Uncle Sam made not paying those taxes a crime. So the idea that we can legally earn a buck without sharing it with our dear old uncle is well, deliciously criminal.

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The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)

Posted 11 weeks 1 day ago by Kate Luther

Personal Finance, Career and Income, Life Hacks, General Tips, Lifestyle, Budgeting

A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got a little crazy and life interfered with my blogging plans. Go figure :)In any event, I think we're back on track now and as promised, we've got nine more tenets to go. So, without further adieu, here's tenet #2: The same actions will produce the same results.

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Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

Posted 19 weeks 2 days ago by Kate Luther

Personal Finance, Career and Income, Life Hacks, General Tips, Making Extra Cash, Lifestyle, Budgeting

Paul Michael wrote a great article about the idea that "rich can be arranged" .I liked that idea so much that I started looking at exactly how one starts the arranging process. And so, I asked myself, "how can I arrange my wealth today?" Not just ideas that would generate some money but more the approach itself. Does my outlook matter? Do I have a plan? Would it matter if I did? After much thought and a Snickers bar, I realized that there are in fact some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging" process.

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Don't Have A Sven? Sandy Might Be the Next Best Thing

Posted 20 weeks 2 days ago by Kate Luther

Life Hacks, Technology, Productivity

If you've seen AT&T's latest smartphone commerical , then you know just how handy having a "Sven" would be. Sven tells you when to get up, notifies you of your daily schedule and reminds you of things you need to know to get the most from your day.Wouldn't it be great if we all had a Sven?For those of us that don't, Sandy might just be the next best thing.

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The Key To Making Money Online? Diversification, Baby!

Posted 20 weeks 3 days ago by Kate Luther

Personal Finance, Career and Income, Making Extra Cash, Entrepreneurship

Most of us are familiar with the term "diversification". Its what the well-respected analysts tell us to do with our investment portfolios to insure against the ups and downs of the market.But why stop there?Just as diversification can help balance your investments, it can also help balance your income. And for those of you hoping to make a living online, balance is definitely key.

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An Easier Way to Manage Your To-Do's

Posted 21 weeks 19 hours ago by Kate Luther

Frugal Living, Life Hacks, Freebies, Productivity, Shopping

Shopping lists, grocery lists, wish lists.... maybe we need a list for our lists? If you're looking for a a better way to manage all your to-do's, there's plenty of online solutions to choose from and the best part is.... these are free :)

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The Pros and Cons of Dollar-Cost Averaging

Posted 21 weeks 2 days ago by Kate Luther

Personal Finance, Investment

Having balanced your budget and analyzed your risk, you're now ready to start tackling that "investing" entry on your list of new year's resolutions. But where do you start? When should you buy? How can you get the best return on your investment?If you've never heard of dollar-cost averaging, you have now and if you're wondering how it all works, then you've come to the right place.

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6 Reasons to Become Self-Employed

Posted 22 weeks 20 hours ago by Kate Luther

Personal Finance, Entrepreneurship

At some point in their lives, everyone has dreamed about starting their own business. Whether its selling cosmetics and beauty products, marketing your own personal invention or selling drop-ship items through eBay, there's just something really sexy about the idea of being your own boss.

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Making Every Penny Count With A Zero-Based Budget

Posted 22 weeks 1 day ago by Kate Luther

Budgeting

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

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