Kentin Waits's picture
Senior Writer

Kentin Waits

Exploring and embracing the freedom of debt-free living, the high-art of personal craft, the value of working mind and body, and the enduring luxury of minimalism. 

Latest articles by Kentin Waits

Is Your Personality Sabotaging Your Saving?

Your struggle to save money may run deeper than you think. Are you one of these types of people who find it hard to save?

10 Financial Lessons We Learn From Our Grandparents

Some rules of personal finance are handed down for generations. How many of these "cents-able" money lessons from Grandma and Grandpa are yours, too?

10 Things People Without Debt Do

Debt is not a fact of life. Learn from the lifestyles of those who break free and get on track to following them out of the hole.

How High Is Your Score on the Most Important Measure of Wealth?

Net worth is your compass for personal finance. Do you know the basics? Take our net worth IQ test and find out!

The 5 Worst Career Mistakes — and How to Avoid Them

Rising up the corporate ladder is harder than ever — more so if you stumble on a rung or two. Are you making any of these career mistakes?

5 Financial Lessons Everyone Should Learn by Kindergarten

Kindergarten kids can — and should — understand these personal finance basics. So should the rest of us.

The 7 Worst Financial Excuses That Are Keeping You Poor

It's not easy to get serious about budgeting and saving. What is easy is coming up with excuses. Do any of these sound familiar?

Stop! Don't Make These 6 Dumb Mistakes With Your Financial Windfall

We all dream about scoring a big financial windfall — and all the great ways to spend it. If fortune does favor you, don't blow it!

5 Ways Carry-On Luggage Can Save You Time and Money

Airline travel is not much fun, so it makes sense to reduce the burden by packing less and not checking bags. You'll save time, money, and hassle.

10 Ways to Spruce Up Your Unfinished Basement for Under $100

You don't have to convert your basement into a fully finished mancave to make it comfortable and inviting. Try these cheaper fixes first.

12 Things in Your Office You Can Throw Out Today

Coffee cups, unopened mail, convention swag — that clutter on your desk is flatlining your productivity. Dump it, and watch your efficiency soar!

15 Things in Your Closet You Can Throw Out Today

Closet space comes at a premium — everything you store should fit, look great, and make you feel great. If not, toss it, sell it, or give it away.

7 Ways Psychologists Say Saving Boosts Your Mental Health

Saving money is good for your bank account, but it's also good for your mental well-being. Start saving and start feeling better about yourself!

12 Reasons You Deserve to Get Fired

Losing a job is never fun and it's rarely easy. That is, it isn't easy unless you're guilty of any of these career derailers.

12 Ways to Have a No-Spend Holiday Season

Refocus your holiday spirit on time well spent with friends and family this year and Santa won't won't get the better of your budget again.

8 Holiday Mistakes That Can Ruin Your Cheer

Tis the season for overwork, over-indulgence, and over-stress. Get a handle on the holidays this year by avoiding these common cheer-sappers.

12 Cheap Ways to Make Your Office Look Awesome

Maybe your afternoon productivity slump has nothing to do with with lunch. Perk up your working surroundings and see if you don't perk up, too.

8 Ways You're Wasting Electricity Without Realizing It

Cut your electric bill by getting serious about conservation. Plug these easy to miss power leaks and watch the savings add up.

9 Easy Ways to Start Taking Better Care of Yourself Today

It doesn't take a lot of effort to become the new, better looking and feeling you. Start with these simple (and quick!) self-improvers.

15 Little Ways to Make Yourself a Better Person While Watching TV Tonight

Face it, there really isn't much "must -see TV" these days. Augment your next tube watching session with these little life improvers.