Man Tears Up Credit Card Application. Fills It Out. Sends It In. Result: Card Approved!
Go get a shredder immediately.
The mad scientist at Cockeyed.com tried a little experiment:
- Take a regular credit card application from Chase Mastercard.
- Tear it up into roughly 16 pieces.
- Tape it back together.
- Change the address on the application to ANOTHER address (his parent's mailbox).
- Put down his cell phone number as the contact number.
- Mail in the application (no stamp required, SCORE!)
- Wait a few weeks.
- Receive credit card in the mail.
- Post story on Internet. Scare consumers worldwide!
The best part is the fact that tearing up your application is suppose to be enough:
On the Chase Website about protecting your identity, I learned that I should tear up financial solicitations that I am not interested in....
I also checked the Federal Trade Commission website on protecting your identity.
They suggested that I "tear or shred" credit applications and other forms before discarding them.
How to Stop Receiving Credit Card Applications
You can opt out of receiving credit card applications by calling 1 888 5 OPT OUT (1 888 567 8688), or opt out online at www.optoutprescreen.com.
You can opt out of receiving preapproved credit offers by calling 1 888 5 OPT OUT (1 888 567 8688). Think carefully, though, before doing so. You will no longer receive offers from national credit card providers or lenders, limiting your access to such services to your local community. That vastly limits your access to services. (via Experian)
I'm touched that credit card companies are concerned about me no longer receiving offers from national credit card providers. Don't worry guys, if I'm ever stuck for credit I'll just fish out my neighbor's AMEX application from his garbage. Thanks.
Photo by Inkynobaka shared under the Creative Commons Attribution-ShareAlike 2.0 license.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.