Margaret Garcia-Couoh's blog

About Margaret Garcia-Couoh

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Dealing with my deficit ways one day at a time...

Margaret Garcia-Couoh's profile

Who Cares if there's a Recession? I just started a business

Posted 6 weeks 1 hour ago by Margaret Garcia-Couoh

Making Extra Cash, Shopping, Lifestyle, DIY, Art and Leisure

Thinking about starting a little business on the side in the middle of a recession? Go ahead and try it! I am.

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The Disaster Known as the California State Budget

Posted 6 weeks 1 day ago by Margaret Garcia-Couoh

Budgeting, Taxes

Live in California? Fed up with the budget crisis? If you could whisper a suggestion in your state reps ear or our illustrious governor, what would you suggest?

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Are you a telecommuter paying commuter rates for auto insurance?

Posted 10 weeks 6 days ago by Margaret Garcia-Couoh

Cars and Transportation

A couple of things to ask your insurance agent that might save you a good deal off of your car insurance.

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DIY Entertainment--A Recipe for the Recession

Posted 17 weeks 1 day ago by Margaret Garcia-Couoh

DIY, Art and Leisure

Live in one of those godforsaken next to the highway hamlets? Pining for a night out on the town but can't afford it? Don't sit home. DIY your own entertainment and bring some lively new fun to your community.

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Book Review: Tyranny of Dead Ideas

Posted 24 weeks 2 days ago by Margaret Garcia-Couoh

Lifestyle, Consumer Affairs

Tyranny of dead ideas

Matt Miller's new Tyranny of Dead Ideas proves to be an insightful, fun read.

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The Gen X Last-Minute-Get-Creative Xmas Present Alternative

Posted 28 weeks 1 day ago by Margaret Garcia-Couoh

Shopping, Lifestyle

Does nothing in the mall or your craft book seem like it will please the discerning taste of the Gen-Xer on your Christmas list? Don't want to spend a lot on them anyway? Consider their psyche, their aging, and my three point shopping guide that will yield a bag of cheap they'll respect you for...

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The Bank Christmas Tree

Posted 29 weeks 4 days ago by Margaret Garcia-Couoh

Shopping, Budgeting

What are we teaching our children about wants and needs this Christmas? At my local bank branch the 'give to the needy' Christmas tree has reached new levels of tackiness.

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The Great Coupon Debate

Posted 37 weeks 1 day ago by Margaret Garcia-Couoh

Food and Drink

What's the one thing worse than talking about a budget with your spouse? Grocery shopping. I live with a coupon cutter who insists we buy nothing that isn't bought with coupons. But my husband lives with me, an organic, fresh, and mostly raw foods eater. Can both eating philosophies survive in the same household? What are we saving by using coupons? Is physical health and well being more or less important than penny pinching? Is it possible to have the best of both worlds?

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Calling all Artists: Be Your Own Cheerleader and Find that Room of Your Own (free)

Posted 38 weeks 5 days ago by Margaret Garcia-Couoh

DIY, Budgeting, Art and Leisure

Virginia Woolf famously said that women needed a ‘room of one’s own’ in order to create. But what if you didn’t graduate from the University of Iowa with the New Yorker wanting to print any word you breathe? What if you dropped out of art school? What if you aren’t quite on the grant track yet? What can you do to find that room cheap or free? And what if you aren’t really sure whether you are any good?

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Fresh Fruit for Rotten Cheapskates Like Me

Posted 41 weeks 4 days ago by Margaret Garcia-Couoh

Food and Drink

green grapes

What’s a good way to save money on fresh fruit? Eat with the season. Out of your own backyard. Or your neighbors. My quick and easy raw foods apple sauce recipe is at the end. You can freeze it!

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Less Expensive Ways to Enjoy San Francisco

Posted 42 weeks 6 days ago by Margaret Garcia-Couoh

Art and Leisure

There's more to San Francisco than cable cars, Union Square, and Fisherman's Wharf. The more of the 'other' San Francisco you see, the cheaper your stay becomes--especially a stay with children. Provided the fog hasn't rolled in too early, San Francisco can be a surprisingly great place to be outside. Here are some suggestions you might try.

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Back to School: The Case for majoring in English

Posted 45 weeks 5 hours ago by Margaret Garcia-Couoh

Career Building

This time of year college recruiters and counselors at both traditional and online colleges are selling students on the 'majors come lately': Criminal Justice, Business, Child Development, Information Technology, etc. But these majors are a one way ticket to a very specific job market that might not be there when you graduate and some are expensive to get into. Enter the tried and true English major. More bang for your buck. More options later.

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The Letter Always Wins

Posted 1 year 21 hours ago by Margaret Garcia-Couoh

Freebies

When it comes to shaming companies into rewarding the disgruntled customer, writing an old fashioned letter (and having the tenacious personality of my husband) is all that's really needed to get you on the road to brand new replacements.

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Strategic Thriftstore Shopping

Posted 1 year 1 week ago by Margaret Garcia-Couoh

Shopping

True confessions? I'm a girl and a depression shopper (as in shopping, not unlike cheesecake, makes me momentarily happy like millions of other Sex and the City watching gals). But in an ever increasingly difficult economy it just ain't that wise to be buying those $200 dollar shoes. I give you strategic thriftstore shopping: same adrenaline rush but under $10 dollar satisfaction.

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Buying (and Trading) on Etsy

Posted 1 year 5 weeks ago by Margaret Garcia-Couoh

Shopping

Want to support artists, artisans,and the little guy while making your gift purchases? Need a new dress for summer but don't want it to look like everything you've just seen at Target? Want to buy hand-dyed yarn, and notecards? Etsy is the eBay of handmade items. Check 'em out.

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The Art of the Trade

Posted 1 year 6 weeks ago by Margaret Garcia-Couoh

Frugal Living, DIY, Art and Leisure, Budgeting

Money or not, things around the house need fixing, painting and up keep that goes beyond DIY. It might be a good time to look around your neighborhood for someone who'll trade his or her valuable skill for yours. And a good time to assess just exactly what skills you have to contribute.

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Have an Amusement Park & TV Free Summer (and if you can’t, find a way to make it cheaper)

Posted 1 year 9 weeks ago by Margaret Garcia-Couoh

Life Hacks, General Tips

Dreading an expensive summer with the kiddies? It doesn't have to be. And even if you have to make the obligatory trip to Disneyland or some other such money sucking theme park, there are ways to get around that provided you have loving and gullible friends.

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Joy of Life Club

Posted 1 year 11 weeks ago by Margaret Garcia-Couoh

Deals, Freebies

Want to stay in San Francisco but don't want to pay an arm and a leg? Want more out of that $100 + a night stay in the city in the way of personality? Want some place that's cool and fun? Check out the Joie de Vivre Hotel chain...

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Zen Spring Cleaning (and making a little cash off it too)

Posted 1 year 12 weeks ago by Margaret Garcia-Couoh

Making Extra Cash

The snow has melted. The kids are gone to grandma's. Sounds like the best (and most frugal) thing to do this April would be to stay home and clean, organize, and sell all that crap lurking in every corner of the house and garage. A few potential karmic trades might be lurking around the house too.

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Duh..Libraries

Posted 1 year 15 weeks ago by Margaret Garcia-Couoh

Deals, Freebies

Want free access to the more multi media than you can handle? Get yourself to your public library before the powers that be close them all down...

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