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Staff Writer

Michael Kling

I am a freelance writer specializing in business and finance topics.  I offer web content, ghostwriting, and writing and editing services.

Latest articles by Michael Kling

FHA Home Loans: You Can Buy a Home Even If Your Finances Aren't Perfect

Even with stricter post-crash lending standards, FHA home loans remain a great option for home buyers who don't have perfect credit or large down payments.

Cut Your Electric Bill With Solar Panels

Solar panels can reduce your electricity bill, increase your home's value, and reduce your carbon cost to the environment. Here's how to get started.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

Unclaimed Assets: Is the Government Holding Your Money?

You might be entitled to some of the $42 billion in unclaimed property the government is holding. Find and reclaim your loot with these online tools.

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

9 Ways to Seal Leaks and Reduce Your Winter Heating Bill

Hot air may be leaking from your home in places you haven't considered. Follow these methods to stop those leaks and stay warm for less.

9 Frugal Ways to Treat the Common Cold

Don't spend a bundle on medicines to fight the common cold — you can alleviate most symptoms just as well with these inexpensive home remedies.

Boost Your Retirement Savings: Avoid 401(k) Fees

New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.

From Beanie Babies to Baubles: 5 Unconventional Investments

If you're savvy, your unconventional investment can produce an outsize return. But be wary — these also come with a lot of risks.

How Kids and Adults Can Earn Extra Income by Doing Voice-Overs

Want to get paid just to talk? It takes some dedication, but doing voice-over work can bring in extra cash for kids and adults alike.

Save Thousands by Buying a Timeshare on the Secondary Market

A timeshare can be a frugal way to take a vacation — especially if you buy directly from the current owner. Here's how.

The Housing Market Is Finally Rebounding

The housing market is rebounding, and the buyer's market is ending. But should you rush to buy a home now? Read this article to help decide.

Don't Let Your Bank Pick Your Homeowner's Insurance

If you let your home insurance lapse, your bank can force you to pay insurance that can cost 5 to 10 times as much. Learn how to avoid this predicament.