Miranda Marquit

Miranda is a financial expert. Her work can be found on many financial websites, including US News, Yahoo Finance, and Huffington Post. Miranda blogs at Planting Money Seeds.

Miranda Marquit's bio

Miranda Marquit's Favorite Articles

Young couple talking to credit card company

How to Rebuild Your Credit in 8 Simple Steps

Latest articles by Miranda Marquit

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

by: Miranda Marquit | channel: Real Estate and Housing

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

by: Miranda Marquit | channel: Banking

Fixed or Adjustable? Choosing the Right Mortgage Loan

Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.

by: Miranda Marquit | channel: Real Estate and Housing

21 Real Estate Terms Every Home Buyer Should Understand

If you're thinking about buying a home, get up to speed on these key terms and concepts before you visit your first open house.

by: Miranda Marquit | channel: Real Estate and Housing

What You Need to Know Before Buying Your First Home

Buying a home is expensive — and stressful. Follow this guide to help plan ahead, understand the process, and save money.

by: Miranda Marquit | channel: Real Estate and Housing

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

by: Miranda Marquit | channel: Banking

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

by: Miranda Marquit | channel: Banking

What You Need to Know About the FDIC

How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.

by: Miranda Marquit | channel: Banking

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

by: Miranda Marquit | channel: Credit Cards

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

by: Miranda Marquit | channel: Banking

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

by: Miranda Marquit | channel: Banking

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

by: Miranda Marquit | channel: Credit Cards

eCredable: Credit Scores for Debt-Free Consumers

Discover how alternative credit rating agencies can help debt-free consumers escape the credit Catch-22 by using payment histories to develop scores.

by: Miranda Marquit | channel: Personal Finance

Intro to 5 Super Safe Investments

If you’re new to investing and determined to keep your principal safe, consider these five places to store your money and earn a little something extra.

by: Miranda Marquit | channel: Investment

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

by: Miranda Marquit | channel: Credit Cards