Miranda is a financial expert. Her work can be found on many financial websites, including US News, Yahoo Finance, and Huffington Post. Miranda blogs at Planting Money Seeds.
Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.
by: Miranda Marquit | channel: Real Estate and Housing
Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.
by: Miranda Marquit | channel: Banking
Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.
If you're thinking about buying a home, get up to speed on these key terms and concepts before you visit your first open house.
Buying a home is expensive — and stressful. Follow this guide to help plan ahead, understand the process, and save money.
To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.
Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?
How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.
If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.
by: Miranda Marquit | channel: Credit Cards
"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.
Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.
Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.
Discover how alternative credit rating agencies can help debt-free consumers escape the credit Catch-22 by using payment histories to develop scores.
by: Miranda Marquit | channel: Personal Finance
If you’re new to investing and determined to keep your principal safe, consider these five places to store your money and earn a little something extra.
by: Miranda Marquit | channel: Investment
With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.
Capital One and ING DIRECT have merged to form Capital One 360. Should you merge your banking with the new entity? Or should you divest?
Grocery store gas discount programs can be a great way to save money on fuel — if you shop wisely. Learn how to make the most of these discounts.
by: Miranda Marquit | channel: Cars and Transportation, Shopping
Some online banks have great service, while others offer great interest rates. These five have both.
FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.
From extended warranties to price protection to easier returns, buying holiday gifts with your credit card can give you some serious benefits.