Miranda Marquit's picture

Miranda Marquit

Miranda is a financial expert. Her work can be found on many financial websites, including US News, Yahoo Finance, and Huffington Post. Miranda blogs at Planting Money Seeds.

Miranda Marquit's Favorite Articles

Latest articles by Miranda Marquit

How Travel Rewards Credit Cards Really Work

Earning and redeeming travel rewards is more complicated than ever. Get the latest on how best to get and spend travel rewards.

When to Do a Balance Transfer to Pay Off Credit Card Debt

A balance transfer can help your finances. Moving your money from a high-rate card to one that has a 0% APR can save you money and help you pay off your debt much faster.

Primer on VISA Signature Credit Cards: All the Benefits That Come with Your Card

Did you know the VISA Signature credit card you have come with a ton of benefits that's not related to the specific card you have? Here's the comprehensive list!

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

87% of Homebuyers Think They Know How Much Home They Can Afford (But They Really Don't)

Survey shows most homebuyers don't know how much their down payment will be. Are you one of them?

6 Ways Debt Settlement Can Leave You Deeper in Debt (Even With Trustworthy Companies)

It's true. Debt settlement can actually leave you deeper in debt after you've settled with your creditors. Here's what to watch for.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

Key Terms New Credit Card Users Must Understand

If you don't know your APR from your Average Daily Balance, you could be in for a rude surprise when your first credit card statement arrives.

13 Awesome Credit Card Perks You Didn't Know About

Make sure you read the fine print on your credit card member agreement. You may be getting more than you bargained for — in a good way.

6 Steps to Take When You Have More Bills Than Income

When the bills are mounting, don't give up! Get proactive with your creditors, cut your costs, and start rebuilding your credit. Here's how.

8 Smart Ways to Save Money as a Small Business

You can cut your biggest expenses like rent, office equipment, and labor and make your business more competitive.

Top 7 Mortgage Myths Debunked

Don't let these common misconceptions stop you from buying your dream home.

A Secured Credit Card Can Repair Your Credit Score — Here's How to Pick the Best

A secured credit card can help improve your creditworthiness, but some secured cards do more harm than good. Here's how to choose one that's right for you.

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

How to Eliminate Holiday Debt

A little too generous this holiday season? Get back in the black with these quick debt-busting tips.

8 Fees You Need to Stop Paying Right Now

Save hundreds of dollars a year by dropping these useless fees from your life.

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

Why You Should Think Twice Before Bidding on Freelance Gigs (Book Giveaway)

Many aspiring freelance writers get caught in a race to the bottom on content job bidding sites. Earn what you're worth with these tips from a successful blogger.