Effect of Foreclosure, Short Sale, and Bankruptcy on Your Credit Score

Published 52 min ago by Five Cent Nickel

Have you ever wondered what kind of impact a foreclosure, short sale, or bankruptcy would have on your credit score? […]

“So, What Do You Want for Christmas?”

Published 2 hours ago by The Simple Dollar

Over the past few weeks, I’ve heard this question several times from various people who find me on their Christmas gift list this year. I’m guessing they’re all thinking more or less the same thing: what do you get for a guy who doesn’t really want anything? So they ask me, and then I’m left with that difficult question to answer. Frugal people are often the hardest to buy winning gifts for. […]

What Real Millionaires Do

Published 4 hours ago by Free Money Finance

I'm done reading my copy of Stop Acting Rich: ...And Start Living Like A Real Millionaire and I'll be posting a bit on it here and there. But for now I wanted to share a general overview of the book's findings  regarding what real millionaires do: Dr. […]

Enforcing Tax Laws Works. Go Figure.

Published 5 hours ago by Consumerism Commentary

Earlier this Fall, the IRS was offering an amnesty program for offshore tax cheats to come forward and admit their wrongdoing, thereby getting a more lenient punishment. Nearly 15,000 Americans who knew they were cheating came forward and admitted their bad behavior. […]

3 Ways to Ban Spam and Stop Junk

Published 5 hours ago by Wise Bread

By Stacy Johnson   I work at home, often under high pressure, so I'm not fond of interuptions. […]

Best Deals For Friday 11/20/09

Published 5 hours ago by Wise Bread

By Paul Michael Today's WISEBUY. JR.com Black Friday DVD Blowout Already Underway! JR.com's Black Friday DVD Blowout is underway, with discounted prices on a selection of DVD and Blu-ray movies and TV shows. DVDs start at $3.99, while Blu-ray Discs start at $9.99. […]

Get More Bang for Your Membership Buck!

Published 7 hours ago by Wise Bread

By Kelly Whalen If you are looking for a way to get out of the house, and do something without breaking the bank, it may seem your options are limited, but using these simple tricks, you will be able to get out of the house without going broke. Free Days Many museums offer days of the year, or hours during the week, where you can get in for free or reap deep discounts. […]

10 Tactics for a Cheaper (and Saner) Thanksgiving Dinner

Published 7 hours ago by The Simple Dollar

By this time next week, most Americans will have gathered with friends and family and eaten the traditional Thanksgiving meal. I’ll be gathering for three separate Thanksgiving dinners during this holiday weekend. Quite often, I’ll see people spend exorbitant amounts of money on lavish Thanksgiving spreads. […]

Way to Save #124: Turn The Tables On Telemarketers

Published 8 hours ago by Money Talks News

One of the most popular TV news stories I’ve ever done involves changing from victim to predator in the cold-calling jungle. Here’s how it works. Federal law requires that almost anyone who solicits you by phone give you their name and either address or phone number (which they virtually never do.) The law also requires [...] […]

5 Creative, Simple, and Frugal Recipes for Leftover Turkey

Published 8 hours ago by Wise Bread

By Sarah Winfrey It's that time of year again. No, not the holiday season. The time when everyone and their mother tells you what to do with all that leftover turkey you're going to have in a week. Not wanting to be left out of such honored company, here are some of the best ideas I've heard (and had!) for using up those extra bits of bird. […]

A Bleak Holiday for Credit Card Issuers?

Published 8 hours ago by Money Talks News

Studies show that consumers typically spend 12-18% less when we use cash for payment. Counting out and handing over cash is a sobering reminder of how much items really cost. […]

Your Take: Your Best Career Tip?

Published 8 hours ago by Bargaineering

I hope you got as much out of reading and commenting about the posts in Career Week as I did writing them. While the posts themselves were written to speak to those who are currently unemployed, I think the ideas and tips I shared are applicable to anyone looking for a job. If you have employed and are looking for a better job, you can use the tips from Career Week to get to the next level. […]

Ben Stein Offers Four Lessons From the Recession

Published 8 hours ago by Consumerism Commentary

The United States must be approaching the end of the recession when economists begin offering their retrospectives. Even if the data are pointing to an end to the recession, in technical terms, the economy is a long way from recovery. Just look around at the people out of work. […]

Ask the Readers: How Do You Handle Peer Pressure?

Published 9 hours ago by Get Rich Slowly

Your friends and family influence you. They affect the way you view life. If your friends are frugal, it’s easier to be frugal yourself. But if they’re wrapped up in consumerism and materialism, and can be difficult to resist the urge to join them. […]

Five Steps to Six Figures in Seven Years

Published 11 hours ago by Free Money Finance

Here is a piece I originally wrote for Get Rich Slowly. It's only slightly different than the version there (this version has no comments or editting from JD -- though his additions probably made the piece better.) ;-) Historically, "making six figures" has been to income earners what "becoming a millionaire" has been for those tracking their net worths -- a lofty goal achieved by only a select fe […]

Carnivals for the Week of Nov 16

Published 11 hours ago by Free Money Finance

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Carbonite vs Mozy: Online Backup Services

Published 16 hours ago by The Digerati Life

Those of us doing any kind of work on our personal computers know how crazy things can get when the “infrastructure” goes down. Perhaps you want to start an online business or more likely, you care a lot about what you’ve got stored in your machines. If so, then you should get into the habit of backing up your data. […]

Urgent: Check Your Withholdings

Published 22 hours ago by Wise Bread

By Philip Brewer Your paycheck has probably been bigger this year because the government stimulus package cut the amount of tax withheld from people who were expected to get the new "Making Work Pay" tax credit. […]

5 Ways To Screw Your Credit Card Company

Published 1 day ago by Squawkfox

Credit card companies can be sneaky sneakers. They have trickster ways that entice us to spend more, pay off less, and dig ourselves deeper into credit card debt. […]

How to Define Net Worth

Published 1 day ago by Free Money Finance

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on how to define net worth. Here are the two ways he defines net worth in the book: Augmented net worth is the "traditional" definition -- assets minus liabilities. It includes ALL assets and ALL liabilities. […]