2017 Traditional and Roth IRA Contribution Limits

If you’re planning out the rest of this year’s finances, chances are you’re paying attention to the IRA contribution limits for 2017. As a reminder, the limits shown for 2017 are NOT the numbers you will use to file your 2016 taxes in the next couple of months (you’ll want the 2016 numbers for that). […]

Should You Pay Off Your Mortgage Early or Invest?

Should you pay off your mortgage early? Or should you focus on investing with your spare cash? This is one of the most hotly debated topics in personal finance, with vocal proponents on both sides. […]

Questions About Flipping Houses, Scentsy, Journaling, Intermittent Fasting and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Where should retirement savings go? 2. Buying furniture on credit 3. Buying a house to flip 4. Bonus issue 5. You Need a Budget recommendation? 6. Scentsy and other marketing schemes 7. Intermittent fasting? 8. […]

Almost Half of Job Applicants Make This Same Foolish Mistake

Hiring professionals in industries far and wide, when looking at applications ranging from entry-level to upper management, say almost 50% of the applicants are making the same mistake. Is it grammar? Poor choice of words? Not completing an online test, or answering questions incorrectly? It's... […]

Best Money Tips: 16 Tax Breaks That People Often Miss

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on often-overlooked tax breaks, packing tips from flight attendants, and signs your personal finances are in trouble. Top 5 Articles Tax Hacks 2017: Don’t Miss These 16 Often-Overlooked Tax Breaks — You can deduct... […]

5 Times Buying the Extended Warranty Makes Sense

Every time you make a big-ish purchase — like a TV, home appliance, or automobile — you're offered the extended warranty. The extended warranty covers repair beyond the manufacturer's warranty expiration date, usually by a couple years, but it requires an additional fee. Most of us turn... […]

Do You Have Multiple Streams of Income?

Here's an interesting comment from Rich Habits about the wealthy having multiple streams of income: Multiple streams of income, therefore, are a common denominator in building wealth. If you want to become rich, you must create multiple streams of income. That’s what self-made millionaires do. […]

What a Good Financial Planner Does (and Doesn’t Do)

When just about anyone can call themselves a financial planner, it’s understandably hard for consumers to know whom to trust for financial advice. See, unlike doctors and lawyers who have to meet certain standards in order to hold themselves out as certified professionals, there are virtually no requirements you have to meet in order to use the title “financial planner” or “financial advisor.” As […]

4 Reasons to Cut Yourself Some Slack Following a Financial Setback

So, you fell off your financial wagon. It's particularly easy to do this time of year, though financial mistakes aren't necessarily seasonal. It's easy to beat yourself up over these things, even if you understand why your mistake happened. But what purpose does that serve? Does making yourself... […]

Simple Guide to Evaluating a Credit Card With an Annual Fee

When you're choosing a credit card, you can find plenty of products without annual fees. For most consumers — especially infrequent travelers or those who don't use credit cards a lot — annual fees simply are not worth it. (See also: Best Credit Cards With No Annual Fees) But when you... […]

Make Sure You Choose the Best Balance Transfer Card for You

Link for teaser title:  http://www.wisebread.com/which-balance-transfer-credit-card-is-the-best-for-you?... Planning on transferring a balance? Here's how to choose the best... […]

Best Deals for Monday 01/23

Link for teaser title:  http://www.wisebread.com/bestdeals/today SAVE as much as 70% OFF Women's Swimsuit Cover-Up Macrame Beach Cover Up, and more... French Press Coffee &... […]

Five Fun Things to do When You Retire

This post is from FMF contributor Peter Shannon. As we come to the end of our working lives, the prospect of having some time to ourselves can be exciting. Many look forward to living out their dreams without career or financial constraints. […]

14 New Personal Finance Books to Read in 2017

Some of the most important lessons I’ve learned about money have come from personal finance books. […]

Get $100 Cash Back When You Sign Up for a Credit Card

Link for teaser title:  http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&utm_... Sign up for a new cash back credit card and get $100 cash. Plus,... […]

A Financially Sensible Plan for Handling Career Burnout

I faced what I consider to be “career burnout” at three points in my life. In 2004, I was getting burned out on uncertainty. My job for the few years prior to that was based on a series of short-term contracts and I was just getting fed up with not having any sort of stability. […]

Get the Most Valuable Travel Perks With These Credit Cards

Link for teaser title:  http://www.wisebread.com/5-credit-cards-that-offer-the-best-travel-perks?utm_sou... With the right travel rewards credit card, you can get extra perks and... […]

The Best Credit Cards to Wipe Out Holiday Debt

If you leaned heavily on credit over the course of the holidays, you’re probably not alone. Forbes reported that families added $1,073 of credit card debt for gifts, holiday parties, and other seasonal treats. With the new year in full swing, it’s time to put debt behind you and start... […]

The Key to Financial Success Is Being Accountable to Yourself

Over the years, I’ve written about literally thousands of tactics for spending less money, earning more money, and putting that extra money to work to eliminate debt, build an emergency fund, save for retirement, or succeed at other goals. At a glance, most of those tactics seem really, well, simple. […]

What Freelancers and Side Giggers Need to Know About Income Taxes

The freelance lifestyle has numerous advantages — among them, freedom and flexibility. Even so, you can't escape your tax obligation to Uncle Sam, and being a freelancer poses its own challenges at tax time. Consider these factors that might impact your income taxes: (See also: 8 Tax Return... […]