Cheap, Quick Homemade Breakfasts

I’m not a morning person, but that doesn’t mean I skip breakfast. Because I am slow-moving in the a.m., though, I don’t like to take a lot of time to eat before launching my day. So, I have discovered some quick-to-fix, simple-to-eat breakfasts that are nutritious and cheap, ranging in price from 50 cents to a couple of bucks. […]

5 Ways Newlyweds Screw Up Money Management

My fiance and I are in the waning days of what seems like the longest engagement in relationship history. Considering that we're paying for our own wedding, my fiance and I have talked a lot about finances the last two years. In fact, looking back on the process, that constant communication is actually one of the best things to come from footing the bill ourselves. […]

Reader Profile: Dee

The following is the latest post on my new "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Sept 12

Let's start off with a reminder: FMF is on Facebook and Twitter. You can find me there if you are so inclined.Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Carnival of Wealth Totally Money Blog Carnival Lazy Man and Money says to plan ahead. FrugalDad suggests protecting your cashflow. […]

The Perils of Real Estate Leveraging: A Case Study

It’s been a while since the wobbly real estate market took center stage. There were a few infamous celebrities that came out of that period. Someone who may sound familiar to you is a fellow named Casey Serin, who gained notoriety for pulling a few crazy stunts during the real estate mania and subsequent collapse. […]

The Resistance Fighter Inside of You

Whenever we think about doing something different with our lives, a little resistance fighter starts preparing for battle inside of us. He tells us why we can’t do it. He comes up with lots of plausible excuses. He talks about things that would be a lot more fun to do. Often, he convinces us to do the wrong thing. […]

Developing a Side Gig

I love stories of people who develop side businesses in addition to their regular jobs. The story of how they did it is usually fascinating and I always end up admiring their determination to build something in their "spare time." So I had to share this piece from US News that details a police officer's story of how he developed his business while serving as one of America's finest. […]

Buy 1 Photo Book And Get 2 Free From Snapfish

Between now and September 19, 2011 Snapfish is offering a Buy 1, Get 2 deal on  Photo Books with Code:LOVE8X11 Exp: 9/19. Click the link and enter the code at checkout for the deal. We have three kids – and two sets of grandparents. […]

Details on the Schwab Visa Cash Back Credit Card Replacement

Details are now starting to trickle in on the replacement of the Schwab Visa cash back credit card. For starters, the “2% on everything” will end on 10/31/2011. In place of the old card, Bank of America will be issuing a new card that offers 1% cash back on retail purchases, 2% on groceries, and 3% on gas — with a $1500 quarterly cap on groceries and gas. […]

UPS Premium Service

Delivery company — or logistics company, depending on how you look at it — UPS is taking a page from’s Prime service and offering better delivery options for customers willing to pay a fee. When I didn’t work out of my home, I’d often come back after work to be greeted by the familiar yellow slip sticking to my front door. […]

Reader Profile: JP

The following is the latest post on my new "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Reader Mailbag: Adequate Sleep

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Second computer needs 2. Getting unstuck 3. Career choice 4. Setting up a trust 5. Moving on 6. Print and play games? 7. Buy or not buy? 8. Roth or 401(k)? 9. Store credit cards 10. […]

Best Gas Credit Cards

Many of us are experiencing pain at the pump. Gas prices remain somewhat high for many of us. However, there is only so much that can be done when it comes to saving money on gas. […]

Capital One VentureOne Rewards Credit Card Review

Credit card companies tend to have some of the most pervasive marketing messages. Through frequent commercials, credit cards get their branding goals across with immediately-identifiable taglines. Discover has “it pays to Discover.” Citibank has been using “Citi never sleeps” recently. […]

Beware Phishing Text Messages and Voice Mails

The other day I received the following text message: Free Text Msg: Citi Cards Fraud Dept needs to speak with you about activity on your acct. Please call 8003866624 ASAP and enter pin XXXXXXX. To OptOut reply STOP. My gut reaction was to ignore the text message. I’ve never had a credit card text me with a fraud alert, they’ve always called. That was only the first red flag. […]

Eight Little-Known Facts about the Roth IRA

This is a guest post by Jeff Rose, a Certified Financial Planner. Rose is also the author of Good Financial Cents, a financial planning and investment blog. He’s also working on his book entitled Soldier of Finance, which combines his military background and financial planning experience. Most Americans want to save for retirement, but most don’t know how to start. […]

How to Ensure You Use Your Groupons and Other Daily Deals

I have an embarrassing admission — when I moved across the country six month ago, I left a small wave of unused daily deals vouchers in my wake. I felt awful about it — I hate wasting money! […]

Social Security Is Not a Ponzi Scheme

Once again, people are comparing Social Security to a Ponzi scheme. That's a bogus comparison. (See also: Don't Despair Over Small Retirement Savings) A Ponzi scheme is a lie. Named after Charles Ponzi, it's a fraudulent investment where the operators report fake profits — and then support those illusory profits by paying out cash from new investors. […]

Sports on the Cheap: Five Fun Ways to See the Game Without Breaking the Bank

If you’ve been to a major professional sporting event lately, you know the accounting: tickets $50 each, parking $35, beer $8 per, hot dogs $5, ice cream $4, souvenirs $15 for the cheap ones… There’s simply no getting out of that stadium without spending several hundred dollars. But wait! There is a solution! […]