Best Money Tips: Don't Let Your Baby Blow Your Grocery Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on keeping your baby from blowing your grocery budget, credit card myths, and benefits of one car households. Top 5 Articles Don't Let Your Baby Blow Your Grocery Budget — Prevent your baby from blowing your grocery budget by skipping the purees. […]

Safeguarding Your Online Banking Experience

While paying my bills recently online through my bank, I had a sudden flash of concern. How safe was my transaction? […]

5 Ways Being Nice at Work Can Payoff

Several years ago, the Harvard Business Review published an essay about jerks at work that the author eventually turned into a book called The No A**hole Rule. I’ve never read the book, but it talks about how to avoid being a jerk at work and how to deal with people who are acting like jerks. Treating co-workers poorly isn’t the best career move. […]

Most Americans Can't Afford a $1,000 Emergency Expense

CNN Money tells us that most Americans can't afford a $1,000 emergency expense. Their thoughts: 64% of Americans don't have enough cash on hand to handle a $1,000 emergency expense, according to a survey by the National Foundation for Credit Counseling, or NFCC, released on Wednesday.Only 36% said they would tap their rainy day funds for an emergency. […]

Most American's Can't Afford a $1,000 Emergency Expense

CNN Money tells us that most Americans can't afford a $1,000 emergency expense. Their thoughts: 64% of Americans don't have enough cash on hand to handle a $1,000 emergency expense, according to a survey by the National Foundation for Credit Counseling, or NFCC, released on Wednesday.Only 36% said they would tap their rainy day funds for an emergency. […]

Most American's Can't Afford a $1,000 Emergency Expense

CNN Money tells us that most Americans can't afford a $1,000 emergency expense. Their thoughts: 64% of Americans don't have enough cash on hand to handle a $1,000 emergency expense, according to a survey by the National Foundation for Credit Counseling, or NFCC, released on Wednesday.Only 36% said they would tap their rainy day funds for an emergency. […]

Current and Historical Checking and Savings Account Rates

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available. This list is organized in two sections. […]

Join Our Tweetchat on Thu 9/1, 12pm Pacific for a Chance to $100

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win $100 in prizes! Use #WBChat to participate. This week's topic: Investments. Learn about different kinds of investments, including investments in your future, home, and business. […]

Saving Pennies or Dollars? Finding Cheap Gas

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Help a Reader: Renting Rooms to Students

Here's an email I recently received from a reader: I live close to a university and I have the opportunity to rent some of my extra bedrooms to exchange students thru the college. I would like to know whether any of your other readers have ever rented rooms to college kids or to foreign exchange students thru the college? […]

Department of Justice Blocks AT&T Acquisition of T-Mobile

Earlier this year, AT&T announced its plans to acquire T-Mobile, a plan that would change the landscape of wireless service in the United States and pave the way for an industry dominated by two large players: the new AT&T and Verizon Wireless. Today, the U.S. […]

Lump Sum Investing vs. Dollar Cost Averaging

I ran across an interesting discussion on the Bogleheads Investment Forum. It centered on the issue of lump sum investing vs. dollar cost averaging. With lump sum investing, you take whatever you have on hand to invest and you put it in the market all at once in your desired asset allocation. With DCA, you invest it in chunks over a period of time. As the market rises, you get fewer shares. […]

Why Pay When You Get Something for Free (Or Very Low Cost)?

One of the ways that many of us waste money is paying for things that we could get at a much lower cost — or even for free. You might be surprised at the number of things that are available at little to no cost to you. […]

HP Giving Away $500 to a Lucky Wise Bread Reader

HP is launching a new blog for lifehackers, work-from-home entrepreneurs, and small business owners called Input/Output. […]

Money Magazine’s Best Banks 2011

In early October, I will announce the winners of the Second Annual Plutus Awards, which will include the best bank, best credit card, best brokerage, and a number of other categories. Later today, the Plutus Awards website will list the finalists. […]

Long-term Care: What are the Options?

The following is a guest post from Genworth Financial. I have added some of my thoughts on this subject at the end.Most of us are (justly) concerned with the current state of the economy and our own personal budget crisis. It’s hard to plan ahead when we’re constantly trying to stay on top of immediate concerns like mortgages and bills, especially in a doubtful job market. […]

The Simple Dollar Weekly Roundup: Iowa Politicking Edition

One very interesting part of living in Iowa (a facet that I imagine is really only shared with residents of New Hampshire) is the huge amount of political gamesmanship that goes on in this state for the six months or so before a presidential caucus. Because Iowa is the first state in the nation to have a presidential caucus, presidential candidates descend on Iowa like locusts. […]

Best Buy Reward Zone Credit Card Review

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. […]

Baby Boomers Retiring May Depress Stock Market

Last week, my Devil’s Advocate post argued against saving for retirement because the stock market is a big Ponzi scheme. While that’s a cynical way of looking it, the reality is that the market does rely on more investors putting more money into the system. When people start pulling money out, and not reinvesting it elsewhere, values have to go down because demand is lower. […]

Why I Love the Megabus: A Closer Look at a Seldom-Used (but Cheap!) Way to Travel

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. I’m in the middle of a month-long trip to the East Coast: a little work, but mostly tourism. […]