The Gift-Card-As-Payment Dilemma

Recently, I was using TurboTax to do my taxes for the year. For the last several years, I’ve been paying in a bit each year rather than receiving a return because I’m self-employed, which means I have to handle my own personal taxes and I usually make my quarterly tax payments on the lower end of what’s reasonable. […]

Modern Marriage: How Do You Divide the Housework?

One of the issues facing women as they take on more of the breadwinning roles outside the home is that of housework. While there are some traditional gender roles changing with regard to career and housework, there is still a gap. Even though women are starting to catch up to men in terms of number of hours spent doing paid work, they are still doing a higher proportion of the housework. […]

How Your Commute Affects Your Bottom Line

A friend of mine works at a Home Depot about ten miles from her home, which means she has a daily round trip of about twenty miles for her commute. She makes more than minimum wage – let’s say $8 per hour after taxes – and she seems pretty happy there. As far as I can tell, she works five shifts per week, seven hours each. She drives herself back and forth to work on each of those work days. […]

How to Save Money on Baseball Tickets

In terms of watching professional sports, baseball is probably third on the list (football and basketball are 1st and 2nd). But when it comes to the experience of watching the game live, I think baseball offers the best bang for your buck when it comes to a fun experience. […]

I’m 30! Am I where I should be with my finances?

This post is from staff writer Kristin Wong. “I can’t believe I’m going to be 30!” I told my Dad at the beginning of the year. I said the same thing when I turned 20, so I knew he would reassure me that 30 actually wasn’t that old. “Nope, 30′s old,” he said. Getting older doesn’t bother me; I actually embrace it and all the experiences that come along with it. […]

Ask the Readers: What Is Your Dream Retirement?

Some want to travel around the world, and others want to stay closer to home and family. Some want to rest after years of work, while others can't imagine not working at least some of the time. What is your dream retirement? Where will you be, what will you do, and when will you do it? […]

6 Tax Deductions Job-Hunters Can’t Afford to Overlook

When you’re out of work, any help you can get with expenses is more than welcome. Sometimes these gifts come from unexpected sources, such as the Internal Revenue Service. The IRS provides tax deductions for job-hunting expenses that reduce your taxable income and decrease your tax bill. As an added bonus, you can claim them even if you didn’t land a job that tax year. […]

Cheap Healthy Foods

    Eating well-balanced meals and an overall healthy diet does not have to come at the expense of your wallet. Clearly, fast food meals are cheaper than fresh produce. Unfortunately, a box of fries and a burger immersed in grease does not present the nutrition an individual requires on a daily basis. […]

From Dumpster Diving to Garage Sales, Turning Trash Into Cash

Last year I made over $1,200 off of other people’s garbage. But then, I'm serious about reusing and recycling. I'm not afraid to yell, "Stop the car! That's good garbage!" in a crowded intersection. (See also: The Compact: Mindfullness and Frugality Through Buying Used) Some of the garbage I find is actual money. Every year I manage to pick up around $20 in change off the ground. […]

Best Money Tips: Tips for Parents to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on tips for parents to save money, making your bachelorette party more affordable, and ways to save from the 60s. Top 5 Articles 8 Easy Tips for Parents to Save Money — Taking advantage of "kids eat free" nights at restaurants can help parents save money. […]

The Cheapest Place to Buy Generic Drugs

If you've been buying generic medicine at a major convenience store, you might want to explore other options. RELATED: How to Live Chemical-Free A recent Consumer Reports survey revealed people can pay up to 447% or $749 more on generic medicine at the highest-priced pharmacy, compared to the lowest. […]

Reading and Wealth

Rich Habits author Tom Corley spent 5 years studying the daily activities of 233 wealthy people and 128 poor people.  He discovered that wealthy people have vastly different daily habits than poor people (not a big surprise). […]

The Danger of “Needing” a Job

I am close to quite a few people who live a “paycheck to paycheck” lifestyle. They drive nice cars and trucks, have tons of expensive toys, and are paying down hefty mortgages. A few of them have student loans and other expenses on top of that. One of these friends in particular works for the state, and he goes into panic mode any time there’s even a hint about any sort of possible job loss. […]

A Health Insurance Disaster: Falling Down the Medicare Donut Hole

Today, we’re continuing the TSD writers series with health insurance insider, Jennifer McCarthy’s costly health insurance disaster. Be sure to read Jennifer’s guide to health insurance and her articles on student health insurance, health savings accounts and health insurance loopholes. […]

FMF March Money Madness, Round 3, Posts 5-8

Here we go with the third round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Prepaid Debit Cards Are Riskier Than Checking Accounts

Thanks to heavy marketing campaigns, including endorsements and partnerships with everyone from Russell Simmons to Kim Kardashian to Suze Orman (it’s hip! it’s popular! it’s financially smart!), use of prepaid debit cards has surged. Prepaid debit cards were once a fringe financial product. […]

HARP Refinance with Quicken Loans: My Experience

Not too long ago, I was on the Credit Sesame site. A little pop-up window appeared, asking me if I wanted to refinance my loan. I’ve been wanting to refinance my home for a couple of years now. I’d asked my bank about it, but they were unwilling to go below 4% with my self-employed income. […]

Reader Mailbag: The Arrival of Spring

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Parents and loans 2. Moving back in with parents 3. Handling my tax refund 4. Advice for military son 5. Income for an expectant mother 6. How much house? 7. Decision-making process for couple 8. […]

How to Calculate Your Investment Returns

I was playing around in my Vanguard account over the weekend (I know, thrilling weekend fun!) when I saw that Vanguard makes it easy for you to see how your specific spread of investments have been doing on a 5, 3, and 1 year basis (there’s also a Custom period too). […]

Invest in this: How I pick stocks

This post is from staff writer Sarah Gilbert. I’ve been doing what I call “investment banking” for a friend’s company (I say it that way because the work I do is almost definitely not what you probably think of when you hear the term), and I get this question almost every day: “So, I guess you know a lot about investing!” Well, I know more than perhaps most people about investing. […]