Cash Only Consumers Pay For Credit Card Rewards

I’ve been fortunate never to have fallen down the hole of credit card debt. For those that have, it’s a very difficult situation since lenders, of all types, make more money the longer you’re in debt. Credit card debt is especially dangerous because it’s so easy to accumulate and the interest rates are so high. […]

What is Retirement?

I just returned from my annual weekend trip to Oregon’s Opal Creek Wilderness area. Every year, I join five other friends to hike into the forest, pitch our tents on the banks of the creek, and sit around the fire talking about life. […]

How To Combine Finances for Couples

When a couple marries or otherwise commits to be in a long-term relationship with each other, the question of whether to combine money usually arises. The debate about whether what could be called “his money” and “her money” should become “our money” is endless. […]

How Going the Extra Mile Can Pay Off

When I detailed how I turned a career award into a big career boost, I left out one important item -- the fact that it took a lot of extra effort to apply for the award and I was highly tempted to let the opportunity pass. The application was long and difficult to fill out. […]

5 Benefits of Working For Yourself (Online Business)

I was actually one of those folks who was perfectly suited for the 9 to 5 and worked for many employers over the span of 17 years so imagine my surprise when I found myself turn into an accidental entrepreneur. […]

Review: Point, Click, and Save

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. MashupMom.com is one of the better coupon and sale aggregating blogs out there (meaning that most of the content posted is either sales at various stores or coupons for various products). I have mixed feelings about such sites. […]

Podcast 67: The Importance of Earning More, Ramit Sethi

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek and Flexo talk to Ramit Sethi, author of the bestselling book I Will Teach You To Be Rich. […]

Reader Story: Widowed Young

This guest post from Heather is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. In 2002, I was 28 years old with a dead husband. […]

The Simple Dollar Reading Guide: What’s Missing?

Every Sunday morning for the next few months, I’m going to “riff” on a chapter from my book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams by reflecting on particular pieces of it that I’ve had further reflections on or particularly excite me, including some elements that were removed from the final draft. […]

Is Bankruptcy Ever Okay for a Christian?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. With the economy in the toilet for a few years now, people are hurting financially like they never have. And many are trying to get out of financial trouble by declaring bankruptcy. […]

Escaping the Mundane

Charlie writes in (this is an excerpt, because the full story is quite long): What I finally realized is that I usually buy stuff because it makes me feel like this is all worth it for a while, that all the work I’m doing isn’t just going to feed Uncle Sam and to keep a roof over my head and cheap food on the table. But then I get the bills and I feel even worse than I did before. […]

How to Help Your Kids Build $25,000 Stock Portfolios

Mary and her husband set out to build a stock portfolio worth $25,000 as a college graduation present for each of their children. That’s a lofty goal. How did they do it? […]

The Simple Dollar Time Machine: July 31, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine. One Year Ago (July 25 – July 31, 2009) Does Earning More Trump Frugality? […]

Money To-Do Calendar: August

The personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the August steps as follows: Donate furniture and clothing to a worthy charity. Update your files that support the cost basis for your nonretirement account investments and your home. […]

No Health Insurance? Options for the Uninsured

Why is everyone talking about health insurance? Obama’s Health Plan (ObamaCare) has everyone talking, but a lot of people were worried about health insurance long before the hype. In 2007, a significant 17.1 percent of Americans were uninsured. By 2008, over 45 million Americans lacked any type of health insurance coverage. Sadly, 8.7 million of these people are children. […]

Summer Meal Series #9: Tuna Melts!?

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. After returning home from two weeks of vacation, my wife and I planned out a very nice summery meal that would have made a great post for the Summer Meal Series. […]

Citi Forward Card $200 Restaurant.com Gift Certificate Promotion

The Citi Forward Card has teamed up with Restaurant.com to offer consumers a $200 Restaurant.com gift certificate, simply for signing up, being approved and spending at least $100 on your Citi Forward Card before September 15, 2010.Restaurant.com partners with thousands of restaurants to offer gift certificates for up to 90% off. […]

Friday Finance Findings for July 30th

Happy Friday. It looks like most of the brutal heat and humidity has subsided somewhat across the country, so that means more of you are likely able to actually enjoy the outdoors this weekend. I know around here at least it’s been a huge improvement. Instead of being 95 degrees and incredibly humid it’s now in the 80s and not nearly as humid. […]