How to Really Save Money When You Shop

I assume we all sometimes feel the urge to mock people who think that they "saved money" when they bought something at a discount. They buy some exercise equipment or new shoes and are pleased with themselves for "saving $60," even though what they really did was spend twice that. But there is a valid way to save money with a purchase. […]

Preparing for a Baby

As I noted in a recent review of our 2011 financial goals, we’re going to have some big upcoming expenses that we need to prepare for. It’s happy news – we’re expecting our first child! Of course, aside from the emotional, mental, and physical preparations, we’re also looking at our finances so we can be ready as possible for the baby’s arrival. […]

How (and Why) to Help Your Parents Pay Off Their Mortgage

Your parents have a fair chance of carrying a hefty mortgage well into retirement. According to a Newsweek article ("Many Baby Boomers May Retire with Mortgages"), 63% of 55- to 64-year-olds have a mortgage. […]

11 Tasty Recipes for Canned Clams

One of the most affordable resources for cheap seafood is canned clams. Available for smaller recipes at most grocery stores, or in bulk at warehouse stores, canned clams provide low-fat protein and loads of style. […]

Revisiting Reward Checking Accounts

It’s been almost two years since I last looked at reward checking accounts and I thought it was about time we checked them out again to see what had changed. Two years ago, most reward checking accounts offered over 5% interest on deposits of up to $10,000 (sometimes $20,000 or more) if you satisfied certain requirements. […]

Caring for Aging Parents

As more of my friends enter middle age, they’re talking less about how to care for their kids and more about how to care for their parents. […]

10 Things Your Boss Won't Tell You

Smart Money lists 10 things your boss won't tell you as follows (along with some explanation where needed: 1. "Yes, we are reading your emails… and your IMs." 2. "You're too old for this." (roughly 25% of employers said they were reluctant to hire older workers) 3. […]

Get Cheaper Loans Through Lending Club & Credit Sesame

Here’s how to get a free credit score while finding out if you can qualify and switch to a cheap personal loan. The other day, I wrote about a new and free consumer service called Credit Sesame, which has the goal of helping you manage and optimize your debt a lot better. […]

Tax-Free Distributions From Your IRA: Charitable Rollover

First enacted in 2006, the charitable IRA rollover is a way to let certain taxpayers reduce their tax liability. Individuals who own an IRA must begin taking minimum distributions at age 70½, and those distributions could increase the tax bill at a time when there may not be much income. […]

Top 10 FMF Topics of 2010

As I wrap up my "top 10" lists for 2010, here are the top 10 categories I posted in (in countdown order) along with the number of posts in each category as well as a "highlight" post (not necessarily the "best" post in that category.) FYI, I had over 900 posts in 2010. Here's the list: #10 -- Debt (37) - This one surprised me since I don't remember writing much about this topic. […]

When Everything Stops

This past weekend, our infant son fell quite ill. He got a very high fever that kept spiking up to a worryingly high number, then falling a bit, then spiking again. He was completely lethargic. […]

Contest: Win $1,000 for Shredding Your Credit Card

If you’re ready to get out of debt and willing to create a video about it, you could win $1,000 or other prizes from the folks at LendingClub and PerkStreet Financial. Submit a video of you shredding your credit card to qualify for the chance of winning a $1,000 grand prize in the form of a Visa gift card. […]

8 Unexpected Ways to Generate Extra Cash

MintLife lists eight unexpected ways to generate extra cash as follows: Throw a Gold Party Have a Yard Sale Try Virtual Yard-Selling Write Reviews Online Become a Blogger Start a Change Jar Utilize Skills (consider getting a part-time job) Get a Rewards Credit Card — And Use It Responsibly Here's my take on these: 1. I'm not sure about the gold party concept. […]

The Frugal Wedding: How to Get Married On the Cheap

No matter how you look at it, getting married costs money.  There are marriage licenses to apply for, invitations to create, a venue to rent, and food to buy.  Even the most frugal couple can end up spending more than they bargained for when it comes to planning their wedding.  There is no need to fall into this trap.  In fact, some expenses can be avoided altogether. Accordin […]

Lending Club 2010 Performance

Over the weekend, I spend some time getting caught up on our finances in Quicken. It’s been a few months since I updated my Lending Club performance, so I thought I’d take this as an opportunity to share some results from the past year. As things currently stand, Lending Club lists my net annualized return (NAR) stands at 9.07%. […]

20 Gluten-Free Lunch Ideas

Taking your lunch to work saves you money, but it's such a hassle when you're living with a gluten allergy. Something as simple as a peanut butter and jelly sandwich becomes a nightmare of buying expensive bread or making your own. […]

Best Money Tips: How to Improve Your Internal Clock

Welcome to Wise Bread's Best Money Tips roundup! Today, we share tips to help you fine-tune your internal clock, load your dishwasher the right way, and make great brown-bag lunches every day. Top 5 Articles How to Hone the Accuracy of Your Internal Clock and Better Understand Your Time — Time flies when you don't know where it has gone. […]

Free Money Finance March Money Madness, Round 1, Posts 1-4

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]