Tangible peace of mind for living more frugally

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Taking Out A Loan? Questions To Ask First

Loans can be a lifeline for many people in many different situations. But there is no doubt that it pays to think carefully before taking out a loan of any kind. We’re a nation of borrowers. We rely on credit to live our desired lifestyle or even to get ourselves financially ahead. […]

Review: Debt-Free U

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. When I went to college back in the late 1990s, my school was pretty much selected for me due to the scholarships I received. I didn’t have any financial resources of my own to help me get into college, nor was the internet widely available and full of easy resources to learn more how to acquire them. […]

Podcast 72: How Rich People Think, Steve Siebold

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Steve Siebold, professional speaker, mental toughness expert and author of the book How Rich People Think.In the interview, Steve discusses his definitions of “middle class” and “world class,” and how members of these two classifications differ when it comes to making financial decisions. […]

Leadership by Listening

Are you a good listener? Listeners can be great leaders because they have volumes of field intelligence that no one else has bothered to notice. […]

An Ode to My Son’s Piggy Bank

About three months ago, my four year old son saw a toy at a store. He mentioned that he had played with it at a friend’s house and that he wanted one. But rather than demanding it this minute, he asked how much it would cost. […]

Counting Your Blessings

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Nestled in the middle of what could be the most well-known Psalm of all time is this one little verse: My cup overflows with blessings. Psalm 23:5 (NLT) We talk about money, money, money here every day. […]

Citi ThankYou Rewards 20% Bonus Points Promotion

I logged into my Citi account today and discovered that they were offering a new opt-in promotion where you can earn a 20% bonus on ThankYou Points that you earn using your card for the next six months. I did some research and learned on this Fatwallet Finance forum thread that this might be a targeted offer, so if you log in and don’t see it, you’re not going crazy. […]

Some Thoughts on a “Daily Action Pack”

Last weekend, I wrote a review of 9 Steps to Work Less and Do More. In that book, the author, Stever Robbins, suggested something he called a “daily action pack.” Here’s my mention of it from the review: For every short-term and medium-term project you have going on (everything less than a few months down the road), perform an action related to that project every single day without fail. […]

How to Survive a Recession: Notes from the Broken Dog Days of Summer

This year was particularly trying for my family and I'm sure a good many families of Wise Bread readers. This summer was particularly relentless for this homeowner. I don't even think we should use that term. I own a mortgage and it really owns me, more or less. […]

The Simple Dollar Time Machine: September 4, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

The Not-So-Top Ten

The following is an excerpt from Buying a Home: The Missing Manual. Question: What problems and issues appear most frequently during a home inspection? Be on the lookout for these problems, which, according to a survey of ASHI members, are most likely to turn up during a home inspection: 1. Improper surface grading and drainage. […]

How College Students Can Save Money

Affording student loan payments and college tuition can already be quite a challenge. This guest post by Bob Lotich, who writes for ChristianPF.com, shares some great ideas to cut costs for those of us facing education-related expenses. When you’re balancing work, school, and your social life, it can be difficult to stay on top of your budget. […]

Size of Lottery Doesn’t Matter, Winners Declare Bankruptcy

A new study by researchers as University of Kentucky, the University of Pittsburgh and the Vanderbilt University Law School shows that people who win $150,000 from a lottery are just as likely as those who win $10,000 to declare bankruptcy within five years. […]

Summer Meal Series #14: Chicken Pie

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. One of the fun things about the end of summer and the start of fall is that, if you have a garden, lots of vegetables are starting to come in. […]

Credit Cards and Minimum Purchase Requirements

We’ve talked in the past about how the major credit card issuers don’t allow merchants to require a minimum transaction amount in order to accept a credit card (e.g., here and here). Well, guess what? […]

Best Money Tips: How to Buy Coupons on Ebay

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you a way to get more coupons, ten tips for shopping safely online, and how to fix a mean beans and cornbread! Top 5 Articles How and Why to Buy Coupons on Ebay — Don’t buy 12 newspapers just to get the coupons! […]

Frugality and Accumulation

The other night, I watched a couple episodes of the A&E documentary series Hoarders. […]

Friday Finance Findings for September 3rd

It’s been a while since posting a roundup of great finance links, but things have been pretty busy around here. Between trying to get the new website design launched, a funeral, having guests over, and preparing for a new baby in just 24 days it’s been a little hectic. […]

Mapping Out Our Financial Life

The other night I spent some time streamlining our banking system. I’ve more or less settled on three core online savings accounts: ING Direct, Ally Bank, and Discover Bank to go along with our local bank accounts. Why these three? As many of you know, I love the convenience of ING Direct. They’re so good at so many things. […]