If You Know You’re Going to Be Late on a Bill, Call Them (335/365)

It seems so simple, yet it works so well. Sometimes a bill just falls through the cracks. We forget about paying it. We’re on a trip and don’t check our mail in time. A big unexpected insurance bill hits at the same time and we choose to pay the insurance bill first. A bill slides up to its due date – and then past it. […]

Ten Pieces of Inspiration #102

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Haruki Murakami on money and time This was one of the most difficult lessons I’ve ever had to learn. “Spend your money on the things money can buy. […]

How Do You Stack Up Compared to Millionaires?

Dr. Thomas Stanley recently shared some average financial figures from Millionaires Next Door (he wrote the book) as follows: The typical millionaire next door is 57 years old. The market value of the home is less than 20% of net worth. Debt totals the equivalent of less than 5% of net worth. Annual income tax is the equivalent of about 2% of net worth. […]

Preparing for the inevitable

This is a guest post from Holly Johnson. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and whatever is on her mind at ClubThrifty.com. There are few occasions in life that anyone dreads more than the death of one of our parents. After all, our parents gave us life. They most often raised us. […]

I’ll Worry About It Later: Toxic Financial Attitudes

At various times throughout my life including the present, I’ve been guilty of having attitudes that could be damaging to my hopes for financial independence. I am generally a laid-back person, and my lack of what can be called “urgency” has certainly damaged my corporate ladder-climbing options. […]

How Much to Retire?

Speaking of becoming a millionaire (or not), the most recent issue of Money magazine had some interesting statistics on how much money people think they’d need to retire today. Based on the results of a national poll: 10% of respondents said $250k-$500k 24% of respondents said $500k-$1M 35% of respondents said $1M-$2M 31% of respondent said over $2M At the same time, they provided data showing t […]

Pay Your Bills on a Weekly Cycle, Not a Monthly One (334/365)

When Sarah and I first graduated from college and entered the “real world,” we paid our bills on a monthly cycle. […]

Doing a Lot with a Little

Millionaires make tons of money. Right? They must. Otherwise, how would they have reached such heights? […]

Breaking Away from “Having It All”

There are so many dimensions of modern life in which people would like to see success. They want to have plenty of money to spend. They want to be in a financially strong state with little or no debt. They want to have a challenging and fulfilling career. They want to have strong connections with their family. They want to have a strong marriage. They want to be reliable parents who are always the […]

Your Take: Warren Buffett’s Proposal – Minimum Tax for the Wealthy

Warren Buffett wrote an op-ed piece in the New York Times on Sunday in which he argued that there should be a minimum tax for the wealthy. His argument for a minimum tax hinged on a variety of reasons but the first one stuck out for me (the wealth gap reason is another powerful one) – most people don’t decide whether or not to invest in something based on the tax rate. […]

12 Healthy Brown Bag Lunch Foods for the Fridgeless Workplace

You’ve likely found that bringing a lunch far exceeds dining out (in the savings arena, anyway.) While the practice is a noble one, it can also be tempting to abandon from time to time — especially when the brown bag lunch can get monotonous. Add in the fact that many work environments have no place to practically store a cold lunch, and it may not be long before you give up entirely. […]

10 Newborn Costs That Took Me by Surprise

When you’re expecting a little bundle of joy, there are a myriad of costs that you know to expect. Diapers, for one. There are the things that you choose to go without — a wipe warmer, for example. And then there are the costs that you don’t see coming. (See also: 5 Places to Get Cheaper Diapers) Here are some potential needs to budget for when your little one arrives. 1. […]

Ask the Readers: How can we help pay for nieces’ and nephews’ education?

Strategies for saving for college haven’t been discussed much on Get Rich Slowly over the years. And yet student debt has been a regular and pressing problem for many. Saving before you get to college seems like an important financial step. Reader Lynn K. wanted to ask the readers several questions about saving for college – for her coming nieces and nephews, not even her own children. […]

Best Money Tips: The Shoestring Wedding

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on having a shoestring wedding, 35 gift ideas under $25, and tips for an organized wallet. Top 5 Articles The Shoestring Wedding: Cut Down Costs, Not the Celebration — Cut down the costs of your wedding by having a ice cream bar in lieu of a cake. […]

How Kids and Adults Can Earn Extra Income by Doing Voice-Overs

If you have a golden voice, you might be able to rake in a good part-time income doing voice-overs — recording the words for commercials, cartoons, or movie trailers. In recent years, the boom in podcasts and audio books has created more demand for the work. Plus, the rise of computers with digital recording software now allows voice actors to work remotely from anywhere. […]

Star Money Articles and Carnivals for the Week of Nov 26

As a reminder, I am currently running the $25k Red Kettle Challenge. I AM MATCHING DONATIONS!!!Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Saving Money Today asks if you should sell your house yourself or use a realtor. Wise Bread has five steps to stress free gift giving. […]

Balance Transfers With No Fee: Chase Slate Review

You should always eat healthy meals, exercise every day, and pay your credit card statements in full each month. But just as we might not follow every recommendation for living a healthy life, most Americans tend to carry a balance and are paying credit card interest every month. […]

Seven Ways People Make Their Money Troubles Worse

Psychiatrists say that realizing that you have a problem is the first step towards solving it. Maybe, but in my financial experience, what comes after recognizing the problem is more important. After all, there’s no shortage of people who will tell you, loud and clear, when you have financial troubles. […]