Don’t Have A Job? Unemployment & Foreclosure Across America

Every so often, I find myself checking out the pulse of unemployment. While thinking of the appropriate theme for this year’s Labor Day post, I decided to take a different turn away from the usual summer holiday banter about family and barbecue grills. After all, this site is here to give continued visibility and commentary [...]Don’t Have A Job? […]

Bundle Rolls Out New Features: Now You Can Track Your Own Spending and Create a Budget

New Update Puts Bundle On Par, or Even Ahead of Mint Bundle.com launched way back in January of this year and for a long time you couldn’t do much other than compare a wealth of spending data across virtually every location in the county. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, The Power of Progress. Enjoy! […]

Going to Be a Mommy? Know Your Rights

ShareThisAh, the work/life balance. For many women, this should be called the "work/mommy" balance, because after working all day and being a mommy all night, there is little else to balance. […]

Reader Mailbag: Family Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Married couple getting started 2. Investing for 11 year olds 3. A debt and family mess 4. Dealing with discouragement 5. 457 or Roth IRA? 6. Fixing credit 7. No-knead bread 8. Cash-only budgeting 9. […]

Comparing Online Backup Services

ShareThisThese days, people keep all kinds of data on their computers, from family photos to financial records. With no backups, you could lose all of the information for good if your computer crashes. All your cherished memories and important records could be gone forever. […]

Summer Clearance Cornerstones: 5 Things to Buy Before Autumn Arrives

The apex of back-to-school anxiety, Labor Day, signals the unofficial end of summer. But it's the start of a fleeting, beautiful season for students of saving: summer clearance. End-of-summer sales are nearing full swing as the calendar turns to September. […]

Qualifying for a Mortgage as a Self-Employed Individual

I mentioned recently that I’m considering buying a multifamily home in the area close to the local Ivy League university and renting out the units, and perhaps living in one unit myself. A quick search on Yahoo Real Estate reveals two are available, priced a $665,000 and $420,000. My current lease isn’t finished until July next year, so I’m in no rush to move. […]

Happy Labor Day 2010!

Can you believe it’s the first Monday in September already? […]

Book Review: Mind Over Money

“Financial success is more about mastering the mental game of money than about understanding the numbers.” That’s the first tenet of the Get Rich Slowly philosophy. That math of personal finance is simple; it’s controlling your habits and emotions that’s difficult. In Mind Over Money, the father-son team of Ted and Brad Klontz provide a thorough discussion of the psychology of personal finance. […]

Happy Labor Day

Just wanted to say "Happy Labor Day" to my readers in the U.S. I hope you are enjoying a day off -- and basking in the glow of some of the last days of summer. I'm not blogging today -- plan to spend time with the family today. I'll be back tomorrow with more money news, commentary, tips, and thoughts. […]

Tangible peace of mind for living more frugally

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Taking Out A Loan? Questions To Ask First

Loans can be a lifeline for many people in many different situations. But there is no doubt that it pays to think carefully before taking out a loan of any kind. We’re a nation of borrowers. We rely on credit to live our desired lifestyle or even to get ourselves financially ahead. […]

Review: Debt-Free U

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. When I went to college back in the late 1990s, my school was pretty much selected for me due to the scholarships I received. I didn’t have any financial resources of my own to help me get into college, nor was the internet widely available and full of easy resources to learn more how to acquire them. […]

Podcast 72: How Rich People Think, Steve Siebold

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Steve Siebold, professional speaker, mental toughness expert and author of the book How Rich People Think.In the interview, Steve discusses his definitions of “middle class” and “world class,” and how members of these two classifications differ when it comes to making financial decisions. […]

Leadership by Listening

Are you a good listener? Listeners can be great leaders because they have volumes of field intelligence that no one else has bothered to notice. […]

An Ode to My Son’s Piggy Bank

About three months ago, my four year old son saw a toy at a store. He mentioned that he had played with it at a friend’s house and that he wanted one. But rather than demanding it this minute, he asked how much it would cost. […]

Counting Your Blessings

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Nestled in the middle of what could be the most well-known Psalm of all time is this one little verse: My cup overflows with blessings. Psalm 23:5 (NLT) We talk about money, money, money here every day. […]

Citi ThankYou Rewards 20% Bonus Points Promotion

I logged into my Citi account today and discovered that they were offering a new opt-in promotion where you can earn a 20% bonus on ThankYou Points that you earn using your card for the next six months. I did some research and learned on this Fatwallet Finance forum thread that this might be a targeted offer, so if you log in and don’t see it, you’re not going crazy. […]

Some Thoughts on a “Daily Action Pack”

Last weekend, I wrote a review of 9 Steps to Work Less and Do More. In that book, the author, Stever Robbins, suggested something he called a “daily action pack.” Here’s my mention of it from the review: For every short-term and medium-term project you have going on (everything less than a few months down the road), perform an action related to that project every single day without fail. […]