25 Productive Things to Do on a Rainy Day

As I'm writing this, I'm staring out at one of the dreariest days I've seen in a while — it's early fall cold outside, with a consistent driving rain that'd be perfect for the protagonist in a romantic film to stand in, yelling at the man she loves so fiercely. There are, however, more productive (and drier) things to do on rainy days than simply standing in the cold rain and shouting heavenward. […]

Best Money Tips: How to Sell Your iPhone 4

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to sell your old iPhone 4, traveling efficiently, and secrets of wealthy whiz kids. Top 5 Articles How to (Quickly) Sell Your Old iPhone 4 for Cash — Do you want to upgrade to the new iPhone 4S but need to get rid of your old iPhone 4 first? Try using BuyMyTronics. […]

Financial Strategy #7: Planning for Longevity and Health Care

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues. I'll be highlighting these in several posts and giving you my thoughts on them.Today we'll look at strategy #7 which deals with planning for longevity and health care. […]

Join Our Tweetchat on Thu 10/6, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Getting out of debt. Learn about eliminating unnecessary spending, budget transfers, and holding yourself accountable to paying off your debt. […]

Saving Pennies or Dollars? Reusing Ziploc Bags

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Are Car Dealerships This Scary?

Here's a comment a reader left on my post titled The Pros and Cons of Car Dealership Service Departments: As someone who used to work at a dealership and was paid commission on the total shop billing, I can tell you that dealers make huge money off of their shops. […]

New Citi Checking Account Fees

Last week, Bank of America caught a lot of flak for introducing a bunch of fees on their checking accounts. […]

How to End Your Lease Early

The buy versus lease debate has raged since the auto lease became popular but one thing is for certain about a lease: You aren’t going to end it early without paying a lot of money to do it. The recent economic headwinds have caused a rise in not only lease defaults but also people who, due to a job loss or other economic event, want to terminate their lease early. […]

Citi Simplicity Card Review

Credit cards aren’t simple. Nothing having to do with money or banks is simple but the new Citi Simplicity credit card aims to change that. Maybe this sounds familiar to you: One of the reasons that consumers end up paying a bunch of fees is because they don’t understand the rules. […]

How to be a Conservative Investor

When most people think about being a conservative investor, thoughts of keeping money locked away in an FDIC insured savings account, parked in CDs, or in government bonds. After all, what could be more conservative than that? […]

Money vs. Happiness: Which Would You Choose?

“Money can’t buy you happiness, but it does bring you a more pleasant form of misery.” -Spike Milligan Over the past week, you may have seen some headlines about a recent study that found many people will choose money over happiness. […]

Six Ways to Save in Retirement

CNN Money lists six ways to save in retirement as follows (along with my comments after each point): 1. Fine-tune your budget. You've probably heard that once you stop working you'll need 70% to 80% of your pre-retirement income to keep up your standard of living. […]

The Simple Dollar Weekly Roundup: Quiet Edition

As I write this, I’m in a quiet room with all the lights off. I’ve been rocking my youngest child for more than an hour to get him to take a much-needed nap. He’s had an intestinal bug for the last three days and hasn’t slept comfortably during any of it. The room is so quiet that my fingers sound like drums on the keyboard. I can hear the hum of the fan on my laptop. […]

Citibank to Charge $20 a Month for Checking Account

For the last few years, savers have been punished by banks offering low interest rates. If that weren’t enough, banks now want depositors to pay for the privilege of putting money in a bank. In the world until recently, banks sought depositors because they used the public’s money to increase lending to borrowers who were willing to pay for the privilege of using someone else’s money. […]

What is a Good Credit Score Range?

One of the most common questions I get asked is whether I think someone has a good credit score (quickly followed by how they can improve their credit score). […]

25 Quick, Cheap Lunch Ideas

We all know how difficult it is just to get out the door in the morning (though it can be easier if you know how to wake up fast and attack the day), so it’s no surprise that preparing lunch often falls by the wayside. […]

The Best and Worst Things to Buy in October

October is here, and in between sipping pumpkin-flavored drinks and carefully planning the perfect costume for an upcoming Halloween party, you'll be doing a bit of shopping. So we've mined the extensive dealnews archives of sales, coupons, and individual products from the past few seasons to guide you in your quest for the savviest purchases in October. Here's what we found. […]

Best Money Tips: Paying Off Your Debt

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on paying off your debt, asking for a raise, and saving cash at the airport. Top 5 Articles Creating A Plan To Pay Off Your Debt — When creating a plan to pay off your debt, remember to be patient. [Cash The Checks] How to Ask for a Raise in a Bad Job Market — Are you considering asking for a raise? […]

5 Ways Google Wallet Can Save You Money

Recently, a new technology was unveiled that many experts say will eventually become mainstream. Don’t hold your breath — any time you hear “technology” and “eventually” in the same sentence, it usually means we’ll be waiting around for a while. […]