Ten Pieces of Inspiration #2

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. The Social Network I finally had the opportunity to see this movie this week and it was as good as I thought it would be, if not better. It’s about the founding of Facebook, but it’s not really about the founding of Facebook. […]

How Not to Retire

This piece from MSNBC talks about how many baby boomers are not ready for retirement. This guy is their poster child: Michael Vanatta, 61, of Vero Beach, Fla., is paying the price for being a boomer who enjoyed life without saving for the future. […]

When Is A Business Expense A Tax Deduction?

During tough economic times, everyone always tries to reduce expenses and increase savings. Believe it or not — one government agency actually rewards you for spending. The reward comes in the form of more tax savings — not increased income, mind you, but more savings. […]

Dinner With My Family #2: Pasta with Olives and Tomatoes

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Our family loves pasta. […]

OptionsXpress Review and $100 Cash Bonus

Although OptionsXpress is a discount broker that focuses on trading options and other derivatives, this discount broker is also worth a look for the more traditional trading of stocks and ETFs as well as investing in an IRA for little or no fees. Right now, the discount broker is working to attract new customers. […]

Friday Finance Findings for January 14th

Another day, another dollar. That’s been the theme of the week. Just trying to stay focused and get stuff done and make a few bucks. It’s been almost exactly one year since becoming entirely self-employed, and it’s been an interesting journey. I did some things right, but did a lot of things wrong. That’s why 2011 is the year to really make things happen. […]

5 Ways to Save Money in the New Year

What better way to start 2011 than with an action plan on how to save money? Here are five easy ways you can save money without changing your lifestyle. 1. Use Your Smartphone for Deals Do you have a smartphone? If so, be sure to download apps that will search for mobile coupons. […]

Turning Fear into Joy

Fear drives me. I fear feeling like I did in April 2006, when I realized that I wasn’t able to pay my bills any more. I fear feeling like I did in November 2005, when I felt like I had to make a choice between my child and my career, and without the career I would be unable to support my child. I fear returning to a state where I just view my own future as a complete unknown and hope that serendip […]

Ready-to-Eat Meals for Weight Loss: Can They Fit into Your Food Budget?

As each new year approaches, millions of people resolve to lose weight or get into shape. Gyms, fat camps, and diet programs all experience a surge of new customers during January and February. […]

Win a Free Copy of CompleteTax’s Premium MVP!

I am giving away a copy of CompleteTax’s Premium MVP product! Here's how the giveaway will work: 1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment. 2. Within a few days, I'll select the winner at random and announce the winner on this post. 3. […]

Paper Checks: Going, Going...Gone?

Many Americans still retain a checking account for the purpose of writing actual paper checks. Consumers continue to use paper checks out of habit, convenience, security, or having no other option with a vendor. But there are big changes on the horizon that may cancel the use of personal checks or paper checks in general. […]

Verizon Wireless Kills “New Every Two” Discount

The year 2000 was not an easy one for me. I had hardly any money thanks to a low-paying non-profit job and student loan debt. Even when not spending much beyond the necessities, I wasn’t improving my financial condition. I was moving around from apartment to apartment; by 2004 I would had lived in seven different locations in four years, in different locations across the sate of New Jersey. […]

Your Take: Student Discounts When Not A Student?

Lifehacker shared a list of tips on how to get student discounts long after you’ve graduated and many of the tips resort to forgery. For some people it’s not an issue, I mean it’s a dog eat dog world and you have to do whatever it takes to shave a dollar off movie ticket prices or get a discount on travel. For others, it smacks of unethical behavior. […]

Resolutions 2011 – 5 Steps to Saving More This Year

You begin every year by resolving to save more, but it never seems to happen. Why? Because you're skipping at least one of these steps. […]

Ask the Readers: Should We Buy Our Dream House?

What happens when a great opportunity comes along, but you don’t quite have the resources to take advantage of it? That’s what Greg wants to know. He and his wife have found their Dream House. They think they can buy the place — but only if they’re willing to take on some short-term debt in addition to the mortgage. Greg wants to know if this is a smart move. […]

This is Not a Payday Loan

Wow. While watching TV the other night, I saw an ad for a lending service that promised to put $2500 in my checking account overnight. There’s no collateral required, and no fees for early payoff. Sounds good. Where do I sign up? Hmmm. On second thought, maybe we should check out the terms first. Upon arrival at their website, I saw the following: Application time less than five minutes! […]

Is It Time to Leave Your Job?

Yahoo suggests you ask yourself five questions to see if it's time for you to leave your job. They are (along with some additional thoughts): 1. Does my company stand for something -- anything -- special? It's hard to be thrilled with your job if the company you work for is struggling to succeed, or feels stuck and irrelevant. 2. […]

Carnivals for the Week of Jan 10

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Online Contests Galore & Announcements from Financial Sites

Win great prizes around the financial web and blogosphere! These past few days — okay, ever since January hit — my blogging activities are being relegated into the wee hours of the night. Why? Seems like the personal finance space is igniting with events over the next few months and well, it’s fun to be in the thick of it. […]