What Is Procrastination Costing You?

Link:  http://www.openforum.com/articles/what-is-procrastination-costing-you ShareThisIf time is money, then wasting time means losing money. […]

Do You Collect Anything?

Yahoo lists nine completely worthless collectibles as follows: Hummel Figurines Beanie Babies Franklin Mint Collectibles Hess Trucks Thomas Kinkade Paintings Precious Moments Figurines Norman Rockwell Plates Lladro Statues Cabbage Patch Kids I haven't had much experience with any of these. […]

Some Thoughts on Delayed Gratification

Over the past few years, I’ve come to believe that learning to appreciate delayed gratification is one of the best things a person can learn in terms of their psyche and their finances. Here are a few stories illustrating what I mean. Watching your garden grow This past year, I really got into our garden. […]

How to Navigate the Volatile Hours of the Market

If you enjoy watching the stock tickers during the day, you know that a large amount of the daily volume occurs during the first and last hours of the trading day. […]

Charitable Giving: Donating Your Stuff

One of the ways you can help a worthy cause, and get a tax break, is to donate your goods. Many charities, such as thrift stores and shelters, accept donations of goods. You can even get a tax deduction for these goods. However, you do need to be careful. […]

Netflix Wal-Mart Class Action Lawsuit

A few years ago, Netflix and Wal-Mart allegedly entered an agreement where Wal-Mart agreed to exist the DVD rental business and promote Netflix’s service and Netflix would not sell new DVDs to compete with Wal-Mart. […]

Your Online Pictures are Worth 1,000 Words (and Even More Money)

The Wall Street Journal has an interview with an expert from LinkedIn. She lists several tips for managing your online career profile and, in particular, stresses the importance of having and managing great pictures of yourself. Some key thoughts: First, you should have a profile picture. […]

Four Ways to Include Your Spouse in Financial Planning

I am ashamed to say that my wife told me the other day that she doesn’t know what a mutual fund is. This stemmed from a brief discussion about where to invest $1,000 that we had collected from our 8-year-old son’s birthday and Christmas money. My wife is a big fan of certificates of deposit. They are her safety blanket, and all she knows about investing. Of course, I was appalled. […]

Reader Mailbag: Juggling Act

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Closing a credit card 2. Estate planning and shared accounts 3. Personal finance percentages 4. “Nerdy” hobby 5. FHA loan question 6. Umbrella insurance 7. Caucus season 8. Real estate investing question 9. […]

TrueEarnings Business Card from Costco and American Express Review

American Express has always been great in varying their credit card offers to business owners. Whether a business owner’s priority is travel accommodations, spending power or saving money, there’s a credit or charge card designed to help out. […]

How to Keep Your Thanksgiving Budget Thankfully Low

This post is from staff writer Sarah Gilbert. We’re all skilled in the ways of the holiday budget; most of us start thinking about it in the fall, with most attention paid to Christmas gifts, feasting, and New Years’ celebrations. And if we’re traveling to visit family and friends for Thanksgiving, that budgeting has already occurred. But few of us give much thought to a Thanksgiving budget. […]

Review: Affluence Intelligence

In the world of personal finance books, there are basically two types. The first type outlines exactly what you should do, explains why, and includes worksheets to help you get your financial life in order. The second type is a little “softer” and it discusses the mental and psychological aspects of you, your relationship with money, and helps to get your mind right when it comes to money. […]

Money Leaks: Speeding Tickets

There’s only one way to avoid a speeding ticket – driving within the speed limit. Sometimes it’s all too easy to speed. You start following the flow of traffic and the next thing you know, you’re ten miles over. As there are more and more traffic cameras automatically catching speeders, the likelihood that you get dinged for it goes up. So how can you avoid it? […]

Throwing Awesome Parties on a Budget

When you start living on a budget, you might think parties will be the first thing to go. But consider an important philosophical question — what good is life without parties and revelry? You work hard, and it's not so you can live in a tiny apartment and eat rocks. It's worth splurging on the little things every now and again. Even when you do decide to indulge a bit, you can do so on a budget. […]

25 Ways to Communicate Better Today

Communicating effectively is not always easy. You have to make sure that your message is received as you intended and work to understand the messages that others are sending you. As a literal thinker and introvert, I have often missed social cues or simply failed to speak up in order to correct misperceptions, leading to misunderstandings. […]

Best Money Tips: Inexpensive Experience Gifts

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive experience gifts, holiday shopping tips, and budget weddings. Top 5 Articles Create Memories with 6 Inexpensive Experience Gifts — Are you thinking about giving an experience gift this holiday season? Miniature golf or bowling are great frugal experience gifts to give someone! […]

The Meaning of Milk Label Colors

As Paul Michael pointed out in his post Breaking the Bread Code: How to Get the Freshest Loaf, the plastic tabs on bread have meaning, and the colors are fairly standardized within the bread-making industry. But what about milk? We all know that different types of milk — from skim milk to whole milk and everything in-between — have colored caps and labels so you can tell them apart easily while yo […]

The Different Types of Permanent Life Insurance Policies

The following is an excerpt from The Questions and Answers on Life Insurance Workbook: A Step-by-Step Guide to Simple Answers for Your Complex Questions. Since this is a workbook (meant for you to fill in sections of it), you can't get the full meaning/impact in a basic blog post. […]

4 Common Investment Mistakes With First-Time Profits

Link:  http://www.openforum.com/articles/4-common-investment-mistakes-with-first-time-p... ShareThisOne of the most exciting moments in a young start-up is that first instant your business turn an honest-to-goodness, completely legitimate profit. […]

Resume Writing Tips to Stand Out From the Crowd

I recently graduated college and had to interview with multiple companies. Before I even got to the interview, my resume was looked at by multiple managers. I remember one interview where the first thing the manager asked about was a misspelling. I was embarrassed but thankfully I had a revised copy on me where I had edited it. This goes to show how much potential employers look at your resume. […]