Unexpected Roommates: How to Get Rid of Roaches

I recently moved into — and then out of — an apartment that had cockroaches. I'm not just talking about those little guys (as disgusting as they may be) — these were the big fellas. And they had absolutely no sense of decorum. I could respect a roach if it came around just in the evening, when one expects to see roaches. […]

Curb credit card spending with a jar of peanut butter

Carrying a balance on your credit card can put you in a sticky situation. Paying all that interest isn’t exactly peanuts, and dealing with credit card bills every month can leave you feeling roasted. You know what’s nuts? We keep spending. Sure, credit card companies are crafty at finding ways to get you to pay with plastic. […]

Financial Strategy #6: Savings Over Debt

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues. I'll be highlighting these in several posts and giving you my thoughts on them.Today we'll look at strategy #6 which deals with accumulating savings over accruing debt. […]

Review: Uncertainty

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. All of us have fears and doubts about what we’re doing and where our future is headed. I know I certainly have those fears and doubts. […]

Podcast 128: What to Ask the Person in the Mirror

Today on the Consumerism Commentary Podcast, Bryan talks with Robert Steven Kaplan, the author of What to Ask the Person in the Mirror. Rob Kaplan has spent his life studying leadership and the qualities of a great leader. […]

Extra Costs of Moving: Financial, Cultural, and Spiritual Restrictions

Abbie writes in: My family is considering a move to a smaller town for professional purposes. The only problem with this move is that we’re Orthodox and thus we follow the dietary laws. This means that the food our family eats must be kosher. […]

Reader Story: The High Cost of Kids’ Sports

This guest post from Kay Lynn Akers is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. Kay Lynn writes about money and life at Bucksome Boomer. More and more children are participating on travel or elite sport teams. […]

Giving and Money Management

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Saving Pennies or Dollars? Grinding Your Own Flour

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Ten Pieces of Inspiration #39

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Epicetus on blame It’s easy to get angry at others. It’s much harder to look at ourselves for solutions. “When we are offended at any man’s fault, turn to yourself and study your own failings. […]

Spirituality and Money: Turning, Reconnecting and Giving

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column will look at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. […]

The GRS Garden Project: September 2011 Update

Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for September 2011. (Here are the results for 2008 and the results for 2009. […]

Seven Obstacles to Financial Success

Moneyland lists seven obstacles to financial success as follows: Lack of discipline Materialism Debt Taxes (paying more than you have to) Inflation Investment mistakes Emergencies It's hard to argue with these, but when I listed the ten worst money mistakes anyone could make (which I know is not exactly the same, but is similar), I approached it from a bit of a different angle. […]

About Consumerism Commentary

Vision, Mission, and Purposes The Vision of Consumerism Commentary shall be to exist in a world where people live fulfilling and financially stable lives. The Mission of Consumerism Commentary shall be to develop financially literate, capable, and successful human beings by sharing educational, entertaining, and engaging writing. The Original Purpose of Consumerism Commentary shall be to hold myse […]

Dinner With My Family #33: Vegetarian Gumbo

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

New Debit Card Fees on the Horizon

The big news in the consumer banking industry yesterday was that Bank of America intends to roll out a $5/month service fee for customers who make purchases with their debit cards. Yikes! Five dollars? Per month? That’s a lot. And it won’t matter if you use your card just once or dozens of times. The good news is that you’ll still be able to use ATMs without facing the new charge, but still. […]

How to Close Your Bank of America Savings or Checking Account

If you’re upset about Bank of America charging a monthly debit card fee or any other fee, if the bank has a policy you don’t like, or if you just have no need for this company’s particular set of services, consider closing your Bank of America account. […]

Do You Have a Plan?

While on Twitter the other day, I ran across someone who was lamenting that she had bought a few stocks “awhile ago,” and that some were doing well, some very poorly… “Wondering when to get out.” My first thought was: Hmmm. What was your plan for this money? And why do want/need to get out? Simply because some are up and some are down and it’s making you uneasy? […]

Some Thoughts on Bank of America’s Debit Card Fee Plan

I woke up to several emails this morning about Bank of America’s new plan to charge a $5 monthly fee to debit card users if they use those cards for purchases: Bank of America will begin charging a $5 monthly fee at the beginning of next year for customers who make debit card purchases. Whether you use your card for one purchase a month or 20, you will pay $5 per month starting in 2012. […]

Bank of America Charging $5 Debit Card Monthly Fee

Last month, I noted that Wells Fargo was to begin testing a $3 debit card monthly fee in some areas of the country. Since the recession, banks are looking for more ways to generate profits from depositors. […]