Planning Your Dream Wedding on a Budget

Wedding Season Approaching! My in-laws had a wedding last summer that was absolutely beautiful, and it didn’t break the bank. It didn’t happen by accident, though, as it took some planning on their part. […]

Landscaping for Energy Conservation

ShareThisUntil alternate forms of energy become inexpensive and widely available, heating and cooling costs are going to continue eating up a large portion of our monthly budgets. While it may take some time to fully experience the benefits of energy-conservative landscaping, the long term benefits may well be worth it. […]

Is Netflix Streaming a Good Deal?

My wife and I use Netflix’s streaming service as one of the pillars that holds up our cable-free entertainment setup. […]

High Yield IRAs

All throughout tax season, from about mid-February to early-April, I received letters from my banks telling me it that I was running out of time to contribute to an IRA. This happens every year because brokers and banks want your business. They want you to open your IRA with them. […]

Why I No Longer Track Every Penny I Spend

When I struggled with money during the 1990s, I had no clue what I was spending each month. I made my financial decisions based on my checkbook balance: If there were a few bucks left, I’d find ways to spend the money; if my balance was close to zero (as in $10 or $20), I’d turn to my credit cards. Where did this money go? […]

Box of Books #6

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs in May (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): Mind over Money: Overcoming the Money Disorders That Threaten Our Finan […]

Going nuts at yard sales and auctions is SO out

Once in a great while we really internalize something about managing money. Auctions and yard sales used to be a weakness of mine.  I’d go stark-raving crazy buying up all of these bargains for (a) things I had an immediate use for, (b) things I didn’t have an immediate use for, but were such a good deal, and (c) things I had no need for, but thought I could resell.  Some of the things in (b) and […]

Mango Money MasterCard Prepaid Card Review

This prepaid debit card is one option for people who have no or limited credit. For some of us, dealing with a checking account and its hidden fees can be a hassle. But rather than deal with overdraft fees and waiting for checks to clear, you might want to consider using a debit card to [...]Mango Money MasterCard Prepaid Card Review Copyright 2011 TheDigeratiLife.com All rights reserved. […]

One Change at a Time

For quite a while on Facebook, I’ve been following a friend’s attempts at getting into better shape. […]

8 Financial Deadly Sins

I did a lot of stupid things with money when I was a younger. In fact, I still make mistakes. We all do. But some mistakes are worse than others. This morning’s USA Today features an article that highlights eight money missteps that can really hurt you financially. Author Kathryn Canavan highlights eight economic deadly sins: Raiding your retirement accounts. […]

Help a Reader: Condo Underwater

Here's an email I recently received from a reader: My fiance and I are looking to get out of a condo I bought in 2004, as it is too small.  I am writing this because we wanted to know what was the best move for us to make regarding this housing situation. […]

Latest Best of Money Carnival

Here's my weekly announcement that the Best of Money Carnival is now up. Congrats to all participants and especially the winning post,  Airstream Saga Continues: Jan and I Second Guess Our Decision. Enjoy! […]

Best Money Tips: Self-Promote for More Success

Welcome to Wise Bread's Best Money Tips roundup. Today, we share tips for promoting yourself, how to make a nifty soil enricher from egg shells, and why you may spend more when you eat at a loud restaurant! Top 5 Articles How to Self-Promote for More Success — Got your elevator pitch ready? If not, you could be missing out on big bucks! […]

Explanation of the SEC Charges against Goldman Sachs

I’m sure you’ve heard the recent news that the SEC has charged Goldman Sachs with fraud for misleading some of its investors. At the core of the complaint is that Goldman structured and marketed a synthetic CDO but failed to disclose key aspects of the product. […]

The Three Best Times to Buy a New Car

Since I'm looking to buy a new car later this year, I was interested in seeing this piece listing the three best times to buy a new car. The summary: 1. End of the Calendar Year. According to TrueCar’s data, the absolute best day to buy a car in 2010 will be December 26. On that day, they predict dealers will offer new cars at an average of 6.85 percent below MSRP. […]

Reader Mailbag: Project Ideas

I have more great ideas for projects than I ever possibly have time to complete. I have a 2004 Santa Fe which is getting to be too small for my family. We have three kids now and plan to make it 4 and 5 in the coming years. (Though not within a year or so for the next one.) It has some minor body damage (scrapes, small dents, etc.) but still runs well. […]

3 Reasons Not to Invest Now

ShareThisA common piece of investing advice (which is generally true) is that the best time to start investing is now. But we must also remember that investing requires a personalized plan. You must invest based on your particular season in life and your particular financial situation. Too often people invest on what others say or think. […]

10 Ways to Get Physically Fit Without Spending Money on a Gym Membership

The 2009 Gallup-Healthways Well-Being Index found that out of the 673,000 Americans they interviewed by phone, 36.6% are overweight and 26.5% are obese. […]

Stay Focused: 300+ Tips for Staying Focused

I don't know about you, but for me, spring brings out the worst in my ability to focus. When the weather turns sunny all I want to do is be outside. My basement renovation project gets pushed aside for garden work. Library studying turns into less-than-productive patio studying. […]