7 Ways to Make Use of Sub-Par Produce

By Linsey Knerl My grocer has a little known secret: It sells damaged and past-date produce weekly. To find it, you have to go around the corner of the regular produce aisle, next to where the employees take their breaks, and right in front of where the forklifts go in and out. It’s in a wire bin with no special markings or signage. […]

Mogi's Extended Vehicle Protection: Is it Worth It?

By WC Porter Over the weekend I saw a Mogi commercial for the first time and was intrigued: was this really something worth taking a look at or was it just another unnecessary product looking to take advantage of customers? […]

States Delaying Tax Refund Checks

Less than two weeks ago, USA Today ran story about how states were going to hold tax refunds for months. Barely a week later, New York announced that it has started delaying income tax refund checks, estimating that delaying refunds until April 1st will “save” the state about $500 million. […]


I’m a big fan of automation. Not having to think about mundane things on a regular basis is always attractive, since I want to be able to focus on things that are important as often as possible. […]

Fixed Expenses and Flexible Expenses: How to Budget for Both

This post is from new staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. A few months ago, my local bank and I had a falling out and my husband and I were suddenly very motivated to switch banks. […]

Improve Cash Flow by Paying Off Long-Term Debts

Increasing your monthly your cash flow can be financially empowering. So many people are burdened by high interest credit card debts that represent a big chunk of their monthly expenses. […]

Comcast Blows It and then Saves It

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link. I've detailed how we got Comcast cable last August as well as how much I was enjoying the service. […]

Link Roundup – Running Man Edition

Last week, I decided to bite the bullet and start running. I’ve recently gotten into a pretty good groove in terms of exercise, and have decided to take it to the next level, so I’ve decided to tackle the Couch-to-5K running program. If this sounds intriguing, I invite you to join in. If not, you can still follow along. Either cheer me on to victory, or mock my failure. It’s a win-win! […]

Health Care Reform H.R. 3590 Summary: What’s In the Health Care Bill and How it Affects You

Regardless of how you feel about the recently passed Patient Protection and Affordable Care Act in the United States, there are some important changes in this health care bill that directly impacts you, especially if you are of certain demographic.  Here’s a brief run-down and summary on the changes: Changes That Will Happen Right Away Help for the uninsured with pre-existing condition. […]

Plan on Budgeting Surprises

The following is a guest post from Marotta Wealth Management. Thrift is having a sure hand that controls your spending so your spending doesn't control you. The goal isn't to be rich but instead to be thoughtful, industrious, content and thrifty. […]

Ten Financial Mistakes I’ve Made in the Last Year

I make financial mistakes. I make a lot of them, actually. What I usually try to do when I screw up is not dwell on them. Instead, I try to identify why I made the mistake and then try to figure out how I can fix that issue. I don’t beat myself up over them – there’s no benefit in doing that. I’m human. I made a mistake. I’m going to make more in the future. […]

How I Save Money on Food & Groceries

So who’s hungry? Beyond using online coupons, you can also try these kitchen tips to help you save money on food and groceries. So how much do you typically spend on your average weekly food bill? Do you even have a rough answer? Don’t panic if you don’t, because I was in this exact same [...]How I Save Money on Food & Groceries Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Outright.com Giving Away $2,000 to Wise Bread Readers

By Will Chen Outright.com, a free online bookkeeping service for the self-employed and small business owners, is giving away $2,000 to Wise Bread readers! My favorite part of Outright.com is their community where you can get free expert advice from accountants and bookkepers. […]

Inside the Patient Protection and Affordable Care Act: What Healthcare Reform Entails

In case you haven’t heard, the House of Representatives passed the healthcare reform bill (H.R. 3590) yesterday in a divisive vote that saw every single Republican vote against the bill while 219 of 253 of Democrats voted for it. President Obama is expected to sign the bill into law on Tuesday. This is a large and complex bill whose effects will be phased in over the next six years. […]

Has Your Net Worth Recovered?

Here's an interesting piece from the Washington Post that says Americans' net worths have not yet recovered from the crash over the past couple of years. In fact, while wealth has been increasing,  there's still a good way to go to get back to even for most people. The highlights: Americans are recovering their shrunken wealth - gradually. […]

10 Ways to Boost Your Human Capital

There’s something satisfying when looking at a bank statement. I know firsthand that this is more true when your balance is positive. The bottom line is a hard number; if it says $100, you know exactly how much money you have. The net worth, at least the way I count mine, is just as hard a number. […]

Best of Money Carnival Up

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Tiger Woods’ Update: Lessons in Saving Your Money and Marriage? Enjoy! […]

Best of Personal Finance: How to Sell Your Car on Craigslist

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share killer tips for selling your car on Craigslist, how to make your own yummy goldfish crackers, and a cool new purpose for brag books! Top 5 Articles How to Sell Your Car On Craigslist — Super useful tips are plentiful in this piece. The same principles could almost be used to sell anything! […]

House Passes Health Care Reform H.R. 3590 Patient Protection and Affordable Care Act

As you’ve no doubt heard, last night the House of Representatives passed H.R. 3590 Patient Protection and Affordable Care Act in a vote of 219-212. 3590 then heads to President Obama’s desk for his signature into law. The House also passed HR 4872 Reconciliation Act of 2010, which now heads to the Senate for a vote, needing only a simple majority. […]

Gold Dollar Coins Not Treated as Cash Advance on My Credit Card

A couple months ago I gave an update on my gold dollar coin purchases. At the time, we discussed the fact that the US Mint had warned people that the purchase of these coins might be reflected as a (costly) cash advance on their credit card. […]