The Average Raise Next Year Will Be 2.9 Percent

According to the U.S. Compensation Planning Survey and research by the compensation consulting firm Mercer, companies plan to offer employees an average pay raise of 2.9 percent. While Mercer hasn’t announced this result in a press release as of today, CNN is reporting this information, calling this an increase from actual pay raises in 2011. […]

Reader Mailbag: Political Ads

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Reasonable family grocery budget 2. Community festivals 3. Investing inheritance 4. The overzealous winner 5. Choosing between jobs 6. Money and pride 7. Salted butter for homemade bread? 8. Sneaking food into theatres 9. […]

What is a Cashier’s Check?

There are times in your life when you’ll be buying something and the seller is going to want a form of certified payment, in part because they don’t trust you (or don’t want to have to trust you). […]

When One Partner Won’t Budget

This article is from new staff writer Honey Smith. In my last article at Get Rich Slowly, I gave the background on my income and expenses. My husband’s income and expenses are a little more difficult to compile. For one, Jake left the life of a steady paycheck about a year ago in order to start his own business. This means that his income fluctuates, which of course we knew going in. […]

8 Fancy Ways to Use Leftover Food

When it comes to wasting food, a little goes a long way. Throw out a few slices of bread here, some uneaten leftovers there, and before you know it, we’ve collectively thrown away millions of tons of food. According to the Environmental Protection Agency, food waste accounted for 14% of all municipal waste in 2010. But in earlier points in history, food waste was a lot less common. […]

The Best and Worst Things to Buy in August

While efficient bargain shopping is often dictated by the economic tide, many merchants faithfully follow certain annual sale trends. […]

Best Money Tips: Slash Your Cell Phone Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on slashing your cell phone bill, keys to a frugal retirement, and health insurance for the unemployed. Top 5 Articles 8 Ways To Slash Your Expensive Cell Phone Bill — Want to slash your cell phone bill? Get a prepaid phone! […]

How to Create a Successful Kickstarter Campaign

Crowdfunding has rapidly become a popular way to raise money for a project. The concept is simple: you write up what you want to do, maybe make a short video about it, and post it to a site like Kickstarter. Then, hopefully, people will contribute money, and you’ll wind up with enough to actually complete your project. But the reality isn’t quite that simple. […]

How Various Traffic Tickets Impact Your Car Insurance (And What to Do About Them)

Smart Money has an interesting chart that lists the potential percentage increase in your car insurance rates when you get a ticket for various traffic infractions. […]

Join Our Tweetchat on Thu 8/2, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Saving on Your Cell Phone! Learn about apps, ringtones, and reviewing your plan. […]

Eat a Balanced Diet (213/365)

“Eat a balanced diet” is one of the simplest pieces of health advice that medical professionals dispense on their patients. For the most part, it just means “eat a wide variety of items without an excess of any one item or type of item.” In other words, don’t live on a solely cheese-based diet. It’s pretty sound advice, too. […]

15 Clever Uses for Aloe Vera

Aloe vera is an easy to grow plant that even those who fail miserably at growing everything else can grow.  And, of course, we all know it is an excellent sun burn soother.  (I used an entire tube of aloe vera after I stayed out in the hot North Carolina sun a few hours too long one summer; aloe vera was the only things that brought my flaming skin relief.) Many people think that soothing a sun bu […]

Volunteering Can Help Your Career

U.S. News lists several ways volunteering can help you find a job. They approach it from the angle that you're out of work and need something to fill your time, so you should consider volunteering. However, volunteering offers career benefits whether you are employed or unemployed. With that in mind, here's what U.S. […]

Do you really need that upgrade?

I get a little grumpy when I’m told it’s time to upgrade. Mobile phones are big upgrade targets, but any other widget or gadget thing is fair game too. It doesn’t seem to matter if the so called ‘old’ device is fresh off the sales floor, last year’s model, or a durable piece of electronics holding tight after five years of use. […]

Top 10 Worst Financial Products: Part Two

This is part two of our two part series looking at the absolute worst financial products out there. If you missed part one, check it out here. It included products like bank accounts with fees, credit card payment protection plans, and mutual funds with high costs. As bad as those financial products are, however, they are not the worst ways you could be using your money. […]

The Simple Dollar Weekly Roundup: Site Surfing Edition

I read a lot of personal finance and personal growth sites, a list that changes all the time. My weekly links for this are harvested from that reading. For the most part, I like articles that have an angle I haven’t thought of, have a nice human touch, or else express an idea very well, so that’s what I link to. If I find myself thinking about an article after I’ve read it, I bookmark it. […]

Internet Sales Tax Coming Soon

While we’re on the topic of sales tax holidays… The ongoing sales tax holiday for online purchases appears to be on its last legs. For the record, you’re supposed to pay sales tax for online purchases (assuming you live in one of the 45 states with a sales/use tax) when you file your state tax return, but most people don’t. […]

Sales Tax for Online Purchases

Today, the voting for the Third Annual Plutus Awards is open. If you are a fan of Consumerism Commentary, please vote for this site as the “Best Single-Author Personal Finance Blog.” Also take a moment to vote for all of your favorite personal finance blogs. Bloggers can also vote for their favorite financial products and services. […]

Five Ways Our Psychology Affects Our Money

In college, I took a few psychology classes because I found the subject fascinating. I love reading about human psychology, along with economics (and later behavioral economics), because I felt like it gave me a cheat sheet on the world. […]

Review: How I Make Money Blogging

This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Let me say that initially I was skeptical about both the size and cost of How I Make Money Blogging: The Beginner’s Guide to Building a Money-Making Blog. The $27 freight seemed a bit steep for a 32-page e-book. […]