Ways to Track Debt

Debt — it's the four-letter word nobody wants to think about. But if you're not thinking about your debt, you're not keeping track of it — and if you're not keeping track of your debt, you're probably not making much progress toward paying it off! Knowing exactly how much you owe, who you owe, and how much your debt costs is the first step to paying it off. […]

Avoiding Aspirational Spending

When it comes to staying on a path of righteously frugal living, my own personal Kryptonite is clothing. I'm not one for spending on dining out, and I don't indulge in luxuries like a big screen TV, but my head is easily turned by a cute pair of shoes or colorful top. That's not a huge vice, I guess. I mean public nudity IS frowned upon, so clothing is a necessity. […]

Best Money Tips: Unusual Uses for a Hair Dryer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on unusual uses for your hair dryer, your daily commute's impact on your wallet, and how to avoid buyer's remorse. Top 5 Articles 13 Unusual Uses for a Hair Dryer — Next time you fog up your bathroom mirror while showering, use your hair dryer to dry the steam off. […]

Farewell to Homeownership: Lessons to Share

Losing your home is a strange and alienating process. Mine is being lost right this minute, but it’s not the end of the world. Here’s what happened to me this year, and some advice from what I learned along the way. (See also: How to Avoid Foreclosure) The Long, Slow Demise The day my neighbor’s house — twice the size of mine and renovated — sold at auction for $65,000, I knew we were in trouble. […]

Reader Profile: KTB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Carnivals for the Week of Sept 5

Here are some of the carnivals Free Money Finance was in this week: Totally Money Blog Carnival Carnival of Wealth Carnival of Personal Finance Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

How Political Perspectives Change Your Money Choices

Is the United States headed in the right direction? Is it headed in as poor of a direction as many prognosticators like to say that it is? You’re going to get as many answers to that question as there are grains of sand on a typical beach. Some people will agree completely with a certain prognosticator. Others will shout “DOOM!” from the rooftops. […]

Box of Books #16

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Little Book of Common Sense Investing: The Only Way to Guarant […]

Chase Reward Categories for Summer 2011 – Plus a $100 Bonus

I can’t believe that I’ve let this slide for so long, but I finally signed up for the Summer 2011 bonus reward categories associated with my Chase Freedom card. […]

Save Money By Keeping Your Appliances Longer

Perhaps you’ve heard this adage: “Use it up, wear it out. Make it do, or do without.” One of the best ways to save money is to take good care of your appliances so that they last longer. […]

Want a Promotion? Merit May Not Matter that Much

Most of us have grown up being told that hard work pays off in the end, and that if we want to get anywhere, merit is the way to go. Indeed, many of us have starry-eyed ideas that our careers will be based on merit. […]

Smithee Update: Six Months in San Diego

This article is by Consumerism Commentary staff writer Smithee, who is juggling about a dozen clients and creative projects as a freelancer. It’s been a year since I was laid off and decided to become a full-time freelancer, and it’s been six months since my wife and I made a risky decision to move the family from Dallas to San Diego. […]

Help a Reader: Asking for No Raise

Here's an email I recently received from a reader: You're written or featured pieces on the importance of aggressively negotiating a good salary up-front, or scenarios where not asking for a raise makes sense...but do situations exist where it's logical to voluntarily and proactively ask for no salary increase (or even a salary reduction) even if I deserve one?Here's some background: During sal […]

Reader Mailbag: Rereading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. IRA contributions and taxes 2. Buying on credit 3. Biggest weakness 4. Using IRA for other purposes 5. Kids and memorable experiences 6. Approaching a pastor 7. Vacation rules of thumb 8. Retirement money for housing help 9. […]

My Varied Job History

For some people, finding the right career is easy. During formative years, perhaps one skill outshines all others, directing someone to develop that skill over time. Perhaps there is one particular area that develops into a passion, and the only choice is to follow that passion regardless of the income potential. […]

Money Leaks: Mutual Fund Fees

I’ve always said that when it comes to investing, there’s only one thing you can control – your costs. You can’t control whether your mutual fund or your stocks will go up or down, but you can control how much you pay for each transaction. […]

What Will You Get from Social Security?

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twittering thing, and other things that are supposed to be important but he often forgets about, such as good manners. […]

Less or Cheaper?

It's always worth investigating cheaper alternatives, but sometimes it's even better to just use a little less of your first choice. (See also: Frugalize Any Recipe) Back when I used to work as a software engineer, my wife and I invented a drink. It's just like a Cuba Libre, except instead of rum it has bourbon and instead of Coke it has Mountain Dew. […]

How to Thrive in Uncertainty

Even a casual glance at the headlines will tell you we’re living in especially uncertain times. But don’t lose hope. There are ways to thrive, even in times like these. (See also: Emergency Plan: Better Than an Emergency Fund) Control What You Can Control Psychologists say feeling in control is one of the essential wellsprings of mental health. […]

Financial Strategy #8: Planning Your Legacy

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues.Today we'll look at strategy #8 which deals with planning your legacy. […]