New Small Business Health Care Tax Credit

Yesterday the IRS issued the first set of rules for small businesses to benefit from a tax credit signed into law as part of the Affordable Care Act.Detailed guidelines with examples are available (PDF), but to summarize:the credit is available to small employers that pay at least half the cost of single coverage for their employees in 2010. […]

Why You Need A Budget

When I was in college, I never had a budget. I didn’t keep a budget because most of my expenses were paid for in a lump sum at the beginning of the year. My room and board were all integrated into that payment, which made for a pretty simple financial life. […]

Searching for the Cheapest Airfare: Is There a Silver Bullet?

J.D. is on vacation in Alaska. This guest post by G.E. Miller gives a real-life example of trying to find the cheapest airfare online. For more from G.E., check out, where he covers personal-finance matters for young professionals. At one time or another, we’ve all been a day late and a few air miles short when purchasing a plane ticket. So we turn to the internet. […]

A Great, New Way to Save at the Library

I've talked before about how we can all save money by using the library (including getting access to Consumer Reports' website), but somehow I've managed to miss this tip. […]

How to Choose the Right Credit Card

Everyone has different views on credit cards. Some bloggers and finance gurus see them a money trap. Others view credit cards as a tool for making some extra money from rewards on purchases that they’ll already make. […]

Sallie Mae Bank Review: Get Funding For College

I never had to worry about student loans but it’s one thing that concerns a lot of families every year. The rule of thumb that I’m familiar with is that you should exhaust your federal student aid resources first before thinking of going with private student loans. […]

Antivirus Software is a Waste of Money

You need an antivirus program on your computer. But that doesn't mean you need to pay for it. […]

Healthy Snacks: A tasty twist on homemade ice cream

I’ve got a frugalicious and tasty trick for dealing with a lot of ripe fruit — I freeze it. And then I turn (churn) it into a healthy version of homemade ice cream, sorbet, or sherbet. During the summer months I’ve found that it’s easy to get overwhelmed by too much ripe fruit. […]

Blue Sky Credit Card from American Express: A Review

For some of us, finding a travel rewards credit card that isn’t a lot of hassle to deal with can be challenging. […]

Should You "Sell in May and Stay Away"?

The following is a guest post from Marotta Wealth Management. The old stock market adage "Sell in May and stay away" suggests you can avoid risk and increase return by getting out of the markets during the summer. This advice appears this time of year whenever the markets have appreciated over the previous six months. […]

Looking the Wrong Way

A comment I saw recently on the Bucks blog over at the New York Times really stuck in my head. In a post about Americans spending less and less time shopping for a mortgage, CG said: Why is this a surprise to anyone? You USE a car. You USE a house. That’s what you spend the time shopping for. You don’t USE a mortgage. The mortgage or the car financing is just the means to get it. […]

Best Money Tips: 5 Weird Ways to Save Money

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell some weird ways to save money, how to spend less at Disney, and the best way to donate your car to charity. Top 5 Articles 5 Weird Ways to Save — This list of strange opportunities are just over the top. […]

New ShareBuilder $25 Promo Code

This is just a quick note to say that ShareBuilder has a new $25 promo code for new account signups. To qualify for the bonus, simply use the following promo code when opening an account with a minimum $25 initial deposit: 25WOFA. Your bonus will be added to your account within 4-6 weeks. If you’re not familiar with ShareBuilder, they’re an online discount broker that is backed by ING Direct. […]

Start Retirement Savings Early

You’ve probably heard that your most valuable asset is time. For new graduates, that line actually refers to two different ideas, both of which are critically important to understand. The first idea is that with few entanglements and draws on your time (mainly no kids), you can devote more of it to your career and engineer the largest advancements in your career. […]

Have You Ever Asked for a Raise?

This piece from Jean Chatzky shares some data on how many men and women actually ask for raises: The Sheconomics research noted that in the past six months one-third of the men surveyed had asked for a raise. Fewer than one-quarter of the women had done the same. That's a lot higher than I would have guessed. […]

How to Manage Your Money When Starting a Business

Starting a Business is Easy, but Be Sure You Treat Your Finances Wisely Starting your own business is the holy grail for many people who’d like to get away from the 9 to 5 grind. Feeling the freedom of being your own boss while knowing that you’re entirely responsible for the success of your business can be intoxicating. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Is retirement like a beer commercial with white hairs? Enjoy! […]

Reader Mailbag: Stephen Strasburg

I’m in a pretty competitive fantasy baseball league this year. During our draft, I made the most controversial pick, drafting Stephen Strasburg (who has yet to make his major league debut) with my fifth pick in the draft. He has been utterly unhittable in the minors. Every day, I get up and look at the sports news, wondering if the Nationals have called Strasburg up yet. […]

How (and Why) to Make Good Pan Gravy

My Grandma makes the best brown gravy. I’m not talking the dark, uniformly-colored gravy that they serve on mashed potatoes at most national chain buffets. This is the lighter, creamier stuff, with flecks of meat, cracked black pepper, and that can be whipped up in a matter of minutes from any meat (even meatballs!). […]