Ten Pieces of Inspiration #49

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. Whether the date on the calendar says so or not, winter has started where I live. Snow, freezing rain, the whole nine yards. Winter’s on my mind and that’s reflected in these inspirational pieces. 1. […]

Box of Books #19

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Sound Mind Investing Handbook - A Step-By-Step Guide To […]

Carnivals for the Week of Nov 28

Here are some of the carnivals Free Money Finance was in this week: Cavalcade of Risk Carnival of Personal Finance Carnival of Wealth Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

Carnivals for the Week of Nov 28

Here are some of the carnivals Free Money Finance was in this week: Cavalcade of Risk Carnival of Personal Finance Carnival of Wealth Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

Discover Card Rewards, Sign Up Bonuses and Promotions

Keep up with the latest rewards, sign up bonuses and promos from Discover Card. New card holders can take advantage of deals and short term promos from credit card issuers. You’ll find that Discover Cards is one of those issuers that comes up with generous deals attached to their products. […]

Some Thoughts on Dinner With My Family

For most of 2011, I’ve been posting a regular series entitled “Dinner With My Family” on Friday afternoons. In those posts, I’ve discussed inexpensive homemade meals that my family has enjoyed for dinner. […]

Unauthorized Charges on a Skype Account

At around noon today my email inbox is deluged with about a dozen emails from Skype, notifying me that I’ve successfully completed a series of transactions. In total my account had amassed about a week’s work of talk to to Poland. […]

Balance Transfer Day: December 11, 2011

Just last month, Bank Transfer Day encouraged disgruntled consumers across the country to move money out of their bank accounts and deposit the funds in credit unions and smaller, community banks. […]

Success in the Margins Isn’t Marginal Success

A few months ago, I wrote a post called “Two Paths to Financial Success.” In it, I outlined how there are two distinct ways to succeed financially. One, which I called “success in the margins,” refers to things like frugality, cutting costs, saving diligently, and so forth. […]

Your Take: Did You Use Up Your Vacation Days?

Here’s a statistic that is always surprising and this year was no different – the average American worker gets 14 vacation days a year and only uses 12 of them. That adds up to 226 million unused vacation days, or approximately $34.3 billion dollars of work. That’s amazing. […]

The Best and Worst Things to Buy in December

December is a month when you almost can't avoid shopping. You may have skipped Black Friday — overwhelmed by the offers, hype, and crowds — but the holiday season is a different beast altogether, with gifts from loved ones, friends, and people you barely know coming at you from all angles. Keep your holiday cheer level high by shopping wisely. […]

The Power of Lists: Getting More Creative and Efficient

Efficiency and creativity aren’t two qualities that typically go hand in hand. You never picture the creative genius going, "I'll spend five more minutes on this idea because I need to get started on the next project." So what’s the best way to become more efficient and more creative? Read a bunch of books? Take some classes? […]

Best Money Tips: Bring Your Life in Balance

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on bringing your life into balance, finishing what you start, and money saving tips for the holidays. Top 5 Articles 7 Powerful Actions to Bring Your Life in Balance Today — Bring balance into your life by listening to the people around you. […]

Ask the Readers: Staying Motivated to Save?

Sometimes you do everything right — you work hard, you cut back on spending, you invest for retirement — but all of your effort seems for nought. You get sick. You wreck your car. Or, as has been the case for the past several years, the entire global economy seems determined to thwart your long-term plans. What happens when you do all the right things, but the right things don’t seem to work? […]

The Best 5 Credit Cards for Groceries

Last year my Chase credit card, with which I had earned 5% back on groceries and gas since 2007, suddenly changed. They switched to some sort of rotating-category-that-earns-more-points system that I didn't particularly care for. Every few months, I have to opt in all over again to take advantage of whatever category they're giving the most points for that month. […]

Paying Sales Tax for Online Purchases

One of the reasons that many people love to shop online is that they can often get away without paying sales taxes. The reason for this is that companies without a physical presence (nexus) in a state aren’t typically required to collect sales tax. This isn’t to say that you’re not supposed to pay tax on these purchases. […]

Reader Profile: JS

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Restaurants, tips, and gift cards

A couple of weeks ago we had dinner with a friend visiting from Hawaii.  We had a $100 Visa gift card in hand to put a big dent into the bill. We were confused when the card came back declined.  At first we checked the balance on the card because we thought that they had given us less than they had promised (it was for a rebate).  That wasn’t the problem: we knew how much was on the card, and we d […]

How Does Your Credit Score Compare?

Yahoo lists the average credit scores by age as follows: 18-24 years old; Average credit score: 638 25-34 years old; Average credit score: 652 35-44 years old; Average credit score: 659 45-54 years old; Average credit score: 685 55+ years old; Average credit score: 724 Obviously credit scores get higher as people get older. […]

Finding Things to Do That Don’t Involve Continually Spending Money

A reader writes in: “It seems like so many people who write in are caught up in our consumer-driven society, and I think we all struggle sometimes with having “nothing better to do” than shop. Besides contributing to rampant debt, shopping is like an addiction that satisfies boredom, and leads to fake fulfilment and non-productivity. […]