Homemade Deodorant: Is It Worth It?

If you had told me 10 years ago that I’d be writing a post about how to make my own deodorant, I’d have laughed. Scoffed. Shaken my head — no way. However, 10 years ago, I didn’t live in a humid area. (See also: 5 Hair Conditioners You Can Make at Home) Why I Tried Making My Own Deodorant Those of you who read my posts know I’m a sucker for any DIY challenge. […]

Why You Need a Will

Far too many people die without having a will to help dispense their assets after their death. In fact, according to recent studies, almost 70% of Americans die intestate — i.e., without a last will and testament. When you’re assembling an estate plan, a last will and testament should be at the top of your list. […]

Best Money Tips: Frugal Fashion

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal fashion, financial tasks to do each year, and what new college students need to know about money. Top Articles Frugal Fashion: 12 Classic clothing pieces every gal should own — All women should have a little black dress and a comfortable pair of flats. […]

What's in Your Wallet?

Wise Bread recently listed five things to never carry in your wallet as follows: Social Security Card and Birth Certificate Receipts Every Credit Card You Own Spare House Keys Your PIN Codes Here's how I rate on these: Social Security Card and Birth Certificate -- Really? […]

Be Aware of Any Homeowners Associations or Covenants You’ll Have to Adhere To (239/365)

On the surface, homeowners associations can be very good things. For one, they usually ensure a clean-looking neighborhood without anyone letting their property fall into disrepair. In an area with a homeowners association, people don’t have unkempt yards or sidewalks in disrepair. Associations also provide for the maintenance of common areas. […]

Avoiding Credit Card Scammers

While at lunch today, I received an e-mail that was purportedly from Chase — but it wasn’t. This isn’t a particularly noteworthy occurrence in that I (like most of you) receive credit card phishing attempts all the time. […]

5 Ways to Slash Your Laundry Costs

While laundry is much easier to do now than it was 100 years ago, the modern conveniences like a washer and dryer and commercial detergent can add up over time. If you have a large family or live in an apartment and have to use the Laundromat, you will see your costs increase even more. […]

5 Ridiculous Ways to Save Money

When it comes to frugal living, it’s possible to save money if you make certain lifestyle choices. Without kids and pets, you could save a lot each year. But many of us like the emotional benefits that come with some expensive decisions, like having a mortgage for that home you bought, and sending the kids to college. That money spent has to be made up somewhere. […]

Frugal Fashion: 12 Classic clothing pieces every gal should own

My closet has survived countless styles and trends and over the years. Acid wash jeans in the 80s (cough), plaid flannel shirts in the 90s (wheeze), and those belly exposing crop tops back in 2000 (spew). OK, I’ve owned a few too many jean jackets during these decades too. […]

Reader Mailbag: Rainfall

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Next steps for maxed-out credit 2. Internet on the road 3. Blanket for window tinting 4. Motivation at home 5. Worried about parents spending 6. Fantasy sports in the workplace 7. Should I switch jobs? 8. […]

American Express Credit Card Customers Are Most Satisfied

For this sixth year in a row, American Express has topped the results of a customer satisfaction survey conducted by J.D. Power & Associates. With a score of 807 out of 1,000 points, consumers who hold American Express credit cards are satisfied with their experience more than customers with cards from all other issuers. […]

What New College Students Need to Know About Money

Most new college students enter into higher education with their eyes wide open. It’s a milestone in life and for most, it’s the first time to really set out on their own. Unfortunately, there isn’t much financial education to go along with this transition into adulthood and that can spell trouble. […]

Does It Pay To Optimize Your Reward Credit Cards?

How many reward credit cards do you have? If the answer is more than two, chances are you’re introducing more hassle than it’s worth. If you get into arguments with your significant other over which card they should be using, you may be introducing more strife than it’s worth. […]

Earning More vs. Spending Less, Round 2: It Takes Money to Make Money

This is the second installment of a series. The first article can be found here. Last week I spent a thousand bucks on a phone.  I paid full price for it, in cash, no contract.  It’s not the phone I originally intended to buy though. I had first picked a little HTC phone that was cheap and had an old version of Android in it, and it was on sale for $180. […]

20 Great Frugal Skills — and How to Get Them

Independence is at the heart of frugality. The more that you can do for yourself, the less you have to pay others to do those things for you. But to be independent, you need skills. Then 20 skills below can all help you become more independent and frugal. Some of them might come naturally, and some of them might be frustrating — but they're all beneficial. […]

Common Money-Saving Mistakes That Can Cost Big Bucks

Thrifty shoppers are always looking for ways to save money whenever possible, whether by cutting weekly or monthly spending, or by stretching your dollar through sales and coupons. But take heed, because some common efforts to save actually result in wasting money. […]

Best Money Tips: Home Decorating Ideas on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on home decorating ideas on a budget, personal finance advice for college students, and summertime tax moves. Top 5 Articles 8 DIY Home Decorating Ideas on a Budget — To save money when redecorating your home, change the couch covers instead of the whole couch. […]

"Stuff" All Over the Place

Moneyland details a new study that basically says Americans have a bunch of "stuff" cramming their homes (FYI, this doesn't include items they have in storage units either -- which we know is significant, $17 billion a year in fees for those of you who are interested.) But at least it's making these people happy, right? Wrong! […]

Chase Sapphire Preferred 40k Point Bonus

I’ve written in the past about the Chase Sapphire Preferred card. At the time, they were offering a 25k point signup bonus that could be redeemed for $250 cash or $312.50 in travel rewards. […]

Attend the Home Inspection Yourself and Ask a Lot of Questions (238/365)

One crucial part of the home-buying process is the home inspection, in which a licensed inspector examines the home for significant problems and (usually) prepares a report for the buyer. […]