Want to Keep Your Disposable Razor Blades Sharp? Use Your Arm

I was skeptical about this tip when I first saw it several months ago. I felt stupid trying it. But I have to say, after getting excellent results from the same disposable blade for the last 5 months, it really does work. You read that right by the way; five months of weekly use from one disposable razor blade cartridge. […]

Turbo-Charge Your Nutrition with Superfoods

Not all foods are created equal. Even among natural or health foods, nutritional content and density varies widely. If you’re looking to get the most health bang for your food buck, explore superfoods — foods that contain a high phytonutrient content which, research indicates, may positively impact overall health and immune response. […]

Payday Loans Fees and Interest Rates: Fair Comparison?

I consider payday loans one of the worst forms of debt. That being said, in states where these services are still legal, they provide a way for struggling individuals to afford necessities like food and housing until their next paycheck, for a fee. Unfortunately, many borrowers don’t simply use their paycheck to pay back the loan and move on when it is due. […]

Beware Dividend Reinvestment When Selling Stocks

It’s probably no surprise that in the last year I’ve been buying some blue chip companies with a solid history of dividends. […]

How Do You Define Financial Freedom?

This post is from Kent Thune. Kent urges and guides readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. Can freedom be bought? Are there any (financially) poor people who are free? Are there any (financially) wealthy people who aren’t free? If someone were to ask you, “What’s your definition of financial freedom?”, what would you say? […]

You Don't Have to Earn a Very High Income to Be Wealthy, But It Helps

Later on in the book Stop Acting Rich: ...And Start Living Like A Real Millionaire the author makes a point about a group of millionaires who didn't have to earn a high income in order to become wealthy. […]

Why is it that the people who pay the least complain the loudest?

User davr over at a new web applications question-and-answer site is looking for BugMeNot alternatives that don’t suck.  For those of you not familiar with BugMeNot.com, this is a site that collects username and password combinations that allow access to web material that is behind a free registration firewall.  Here’s how someone would use the site: A search engine points to an […]

Morningstar Ratings: Free vs Premium Service

Should you use a mutual fund ranking service to help you choose funds for your portfolio? That’s a debate that continues to flare in the investment world, given the many different factions that exist, supporting philosophies of one sort or another. […]

Discover More Card $75 Signup Bonus

This is just a quick note to say that Discover has brought back the signup bonus on their Discover More card. Not only that, but they’ve upped the ante from $50 to $75. […]

Anatomy of a Credit Card Statement

With the changes included in the Credit Card Act, credit card companies are now required to give users more info on their monthly statements. […]

Getting Things Done: The Power of Outcome Focusing

This is the thirteenth entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. […]

Help a Reader: Getting Married in Debt

Here's a question I recently received from a reader: Here’s my situation: my fiancée is 50,000 in debt...I am 20,000 in debt...I just graduated from 7 years of school and am currently looking for a job of which I studied so long for. She told me I have to marry her on July 24th or she's leaving the relationship. I explained to her that I need to get my feet on the ground (with a job, car etc. […]

Ask the Readers: Camp Much? (Chance to win $20!)

*** Congrats to our winners!*** Comment from okgirl- Make a master list so that your trip is safe, on budget, and enjoyable. Just like when packing for any other vacation (medication, insurance card, emergency contact info), you need to be sure that you have EVERYTHING. […]

Free Amazon Prime for Students

A few years ago, when Amazon first debuted their Amazon Prime program, I thought it was never going to take off. While I don’t know how many people have signed up, I’ve only tried it a few times and I still don’t get why someone would pay $79 for two day shipping when it’s free for 3-9 day shipping. […]

Verifying Funds on Checks, 2010 Edition

Last May we found a list of the biggest American banks and investigated each to find if it was possible to verify funds on a customer’s check over the phone. For example, you’re a landlord and you want to know if your iffy tenant, who banks somewhere different than you, wrote you a bad check. You can always go into the bank and try to cash it, but some banks charge you for that. […]

Five iPhone Apps for Personal Finance Geeks

The following is a guest post from Louise Baker from Zen College Life.   If you are a personal finance geek, then you’re probably always looking for ways to save money by doing it yourself. Why pay someone else to do something you can handle on your own? Now, managing your personal finances on your own is easier than ever with the use of personal finance iPhone apps. […]

It Doesn’t Matter What Your Position Is Right Now, You Can Do Better

An obviously upset Sam writes in: You think your world is all rainbows and puppies. Guess what? Karma will eventually bite you in the [rear]. Seven months ago I got fired from my job for no fault of my own the company was going under. Now I cant pay my bills and Im going to lose my house. […]

50 Healthy Foods for Under $1 a Pound

If you are what you eat, then I should weigh-in at under $1 a pound. That's because, as a general rule of thumb, I try to only buy foodstuff that costs under a buck per pound. […]

Turn Off Your Air Conditioner and Save Summer Money

Last week, the New York metropolitan area experiences a heat wave with temperatures above 100°F for several days. The hazy, hot, and humid weather kept people in the air-conditioned indoors as much as possible. […]