3 Ways to Prevent Brown Lawn Spots From Dog Urine

We have two dogs — a male Black Lab/Golden Retriever mix and a female Shepard/Husky mix. They are wonderful dogs, but unfortunately, the female marks all over our yard. (See also: 10 DIY Dog Toys You Can Make for Pennies) It was never a big issue, as we didn’t care too much about how our backyard looked. But this year, after a huge portion of the yard turned to mud, we decided to plant some sod. […]

Five Tips for Thrift Shopping Success

You drive by the Salvation Army store every day, but you probably never stop in. Maybe you shop at Goodwill for some old clothes for a Halloween costume, but wouldn’t think of going there for anything else. Well, maybe it’s time to change your shopping habits and make thrift stores part of your routine. […]

Understanding the Gold Standard

I first starting thinking seriously about the gold standard back in 1980, when inflation spiked up over 10% (completely destroying my very first budget) and the value of the dollar seemed to be collapsing. (See also: Surviving a Financial Panic — Lessons from the Past) During the early 1980s, I read quite a few "hard money" books. […]

Best Money Tips: Staying Cool Without Burning Up Your Wallet

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on staying cool without burning up your wallet, credit card commandments, and handling out-of-reach goals. Top 5 Articles Stay Cool Without Burning Up Your Wallet — To stay cool without spending a fortune, try closing your blinds. […]

Why Do We All Hate Annuities?

The combination of a couple posts on annuities has had me thinking the past few days and I thought I'd share it all with you. Let's start with Smart Money's suggestion that retirees should have fewer stocks and more annuities as follows: Fewer stocks, more annuities. […]

Making It on Very Little

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. Toni on Facebook suggests “I’d like to see an article on how the really working poor can make it financially. […]

Thoughts on Negotiating Remotely for a Car

CNN Money says the following about how to save when buying a new car: Negotiate remotely. Haggling in person is a losing proposition; the more experienced negotiator will inevitably come out on top. To take back the upper hand, hop on to one of two new sites: carwoo.com or zag.com.Both allow you to find price quotes without revealing any contact info before negotiations. […]

How to Declutter Your House

Since I’ve started working from home, I’ve noticed how much stuff we really own. We have piles of books that won’t fit on our shelves, school supplies being stored until the new semester starts, and a bunch of family items lying around. In short, our offices are cluttered with a ton of items that we either need to sell, store, or toss. […]

State and Local Sales Tax Rates (Map)

As a followup to this morning’s post about state sales tax holidays for back-to-school shopping, I thought I’d share this map of state sales tax rates from the Tax Foundation. […]

Finances in 55 Seconds: Organize Your Financial Documents

One of the ways to make things easier on yourself come tax time is to have your financial documents already organized. Happily, this doesn’t have to be a big production. […]

The Benefits of Owning a Condo

A few years ago, I declared I would (probably) never buy a condominium. I still believe this to be true. All my adult life, I’ve lived in rented apartments. Some have been nice, some have been not so nice. My least favorite living arrangement was a railroad apartment in Jersey City, New Jersey. […]

2011 Sales Tax Holidays for Back-to-School Shopping

It’s that time of the year again… Time to start thinking about back-to-school shopping. And you know what that means, don’t you? Time for a sales tax holiday! What follows is an alphabetical listing of states with sales tax holidays, along with a brief summary of what is included in each. […]

Retirement and Income Diversity

Here's an interesting piece from US News that talks about income diversity in retirement. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, What Would You Do with a Million Dollars? Enjoy! […]

Reader Mailbag: Fishing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Getting started as a writer 2. Graduate school impact on savings 3. Pre-set spending limit question 4. Great advice 5. Challenging religious beliefs 6. Re-entering the workforce 7. Student loans or down payment? 8. […]

Save Thousands of Dollars with the Entertainment Book

If you’re looking for a great way to save thousands of dollars on entertainment, local attractions, and dining, you may want to look into buying an Entertainment Book. Available for nearly every major city in the United States, the savings book contains over $12,700 in discounts and buy one get one free offers. […]

Is LASIK Laser Eye Surgery Worth It?

Nearly five years ago, I considered Lasik eye surgery but I never pulled the trigger. It wasn’t that I was afraid or concerned, I was just used to contact lenses, they didn’t bother me, and I felt like I didn’t need to fix something that wasn’t broken. Fast forward to this year and my contacts are becoming less and less comfortable. […]

Women Entrepreneurs: Savvy Blogging Summit 2011

Last year, I gave the keynote address at the first-ever Savvy Blogging Summit, a gathering of about 65 women bloggers, most of whom write about deals, shopping, and couponing. I didn’t know what to expect before attending the conference, but if you read my wrap-up last July, you know I was impressed. […]

37 Savings Changes You Can Make Today

Making changes to your savings plan is about so much more than deciding where to save your money and how much to put away. You can save money by not spending it (yet not losing out or making undue sacrifices), by spending wisely, by becoming more aware of where your money goes, and even by making more money. Here are 37 ways you can make positive changes and save money — today. […]