How Much Is Your Smart Phone Data Plan Really Costing You?

The following is a guest post from Jacob at My Personal Finance Journey. Recently, I took a trip to the lovely land of Verizon Wireless. I embarked on this journey due to the fact that my family's chocolate lab, Portia, had chewed up my cell phone the day before, after it accidentally fell out of my pocket. […]

The Fundamental Ingredients for Financial Success

In today’s reader mailbag, a reader asked me if the questions I get for the mailbag make me depressed because, frankly, many of the stories I hear from readers represent a grim financial story. I told him, quite honestly, that most of the questions actually make me happy. They fill me with hope. […]

Be a Dividend Millionaire by Paul Rubillo

Be a Dividend Millionaire by Paul Rubillo is not just a book about dividend investing – there are a million of those. […]

Scottrade Review: A Discount Online Broker With Local Offices

Scottrade Offers Cheap Stock Trades and Local Branches Choosing an online broker can be a daunting task. There are literally dozens of companies to choose from and fee structures to examine. Not only that, but choosing the wrong brokerage could end up costing you if you don’t carefully read the fine print and see what you’re getting into. […]

Compute Your Net Worth Once a Year

The following is a guest post from Marotta Asset Management. I actually compute my net worth monthly as part of the two main financial measures I track. I'll be sharing an update of my net worth later this month. […]

Get Out There! The Power of Vulnerability

Guess what? I’m not perfect. I get scared. I worry about my future. I want people to like me. I am afraid of loving somebody who doesn’t love me back. And I can’t stand the idea of people talking behind my back or accusing me of things I haven’t done. These are a few of my vulnerabilities, out there for the world to see. […]

Beyond Debt-Free: Getting By in the New Economy

For most Americans, the pinnacle of financial independence centers on some vague notion of living debt-free. This debt-free life comes either through amazing feats of financial discipline during our working years, or as a final hard-won reward in retirement. […]

Reader Mailbag: Travel

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Infant car seats 2. Roth and 403(b) questions 3. Paying off mortgage early 4. Managing a pay increase 5. Bonds owned by the deceased 6. Using bonuses 7. Depression and the reader mailbag 8. […]

Personal Finance Books are Keeping You Poor

The next time you go to a book store, take a stroll through the “Personal Finance” section. You’ll literally see hundreds of books all saying just about the same thing. Oh sure, some say it better than others, but… At the end of the day, it’s all about spending less and earning more. […]

Life After Salary: One Month Without a Paycheck

About a month ago, I celebrated my imminent departure from my former employer with a lunch with my co-workers. They’ve been spending the past few weeks trying to get through the year-end reporting period, and from what I hear, I should be glad I left when I did. […]

5 Things We Learned When Our Car Was Stolen

My family just moved cross-country. Moving is always crazy, but ours was further complicated by the fact that one of our cars, loaded down with stuff, was stolen from a hotel parking lot in Las Vegas. Over the last several weeks, we’ve waded through paperwork and spent quite a bit of time on the phone. […]

Energy Efficient Mortgages: Borrowing More to Save

As deep, dreary winter sets in, bone-rattling cold is whistling into the cracks and crevices of homes across the country.  We've been taping sheets of plastic to the windows in our Midwestern abode. […]

Cheap Solutions: Closet Organization

This post is from staff writer April Dykman. An organized closet is a practical thing to have. It saves you time in the morning, since you don’t have to dig through a sea of shoes for a sole mate. It can save you money, as well. I know I’m guilty of buying something without realizing I already owned something similar. But a major closet overhaul can be pricey. […]

Slow and Steady Saving Still Pays

The Wall Street Journal recently posted a piece noting how slow and steady saving still pays. The summary: The path toward having enough money to enjoy a comfortable retirement is a long one. And as the recent decade in the U.S. […]

Live Chat With Bankrate.com: Share Your Frugal Stories!

Bankrate.com is having a Frugal “Free”-for-All live chat tomorrow, Thursday, January 20 at 2 PM EST. We’re all invited! The topic tomorrow will be on saving tips, bargain hunting and the frugal lifestyle. […]

Snag a $20 Amazon.com gift card for $10

I’m a tad late to the party on this one, but if you act within the next nine hours or so, you can snag a $20 Amazon.com gift card for only $10 at LivingSocial.com! This is pretty rare. Unlike most other online merchants, Amazon.com usually doesn’t have a lot of coupons floating around.  Even rebate portal sites like Mr. […]

Join Our Tweetchat on Thu 1/20, 12pm Pacific for Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... wbchat-logo250.jpg Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! […]

Open a Yuan Bank Account in New York or Los Angeles

If you visit the Bank of China’s branches in New York or Los Angeles and bring two forms of identification and your cash, you have the opportunity to open a savings or money market account denominated in yuan (renminbi), the currency of China. […]

GRS Housekeeping: Comments, Follow-Ups, and Tweetchats

It’s a busy week for me. I’ve been writing and editing like mad, trying to prepare for my upcoming trip to South Africa. Things are going well, but there’s still lots more work to do. In the meantime, I realized there are a handful of housekeeping points I need to mention: I’ve changed how I’m responding to comments. I’ve begun to reply “in-line” (for lack of a better term), when I have time. […]