5 Unexpected Uses for Oats

After months of waiting, oatmeal season has finally arrived. It’s a fall and winter breakfast staple at our house, and the sight of pumpkins on porches heralds the coming of maple-and-brown-sugar madness. But there are also scores of amazing and unexpected uses for this cereal grain. Here’s a look at a few. […]

Economic Lessons from Chess

The following is a guest post from Marotta Wealth Management. FYI, I (FMF) LOVE playing chess, so I especially like this topic. ;-)I love strategy games. Many people dismiss games as a waste of time. But at their best they teach principles of cause and effect that we can use as paradigms for real life. Of course, some games are better than others. […]

What To Do If Your Big Bank Gets A Buyout Proposal

As bank customers, most of us would like to know what to do if our bank gets acquired or fails. What can we expect if our bank gets bought out? Some years ago, Washington Mutual was known for online banking products such as a savings account that offered a high yield for linking with a [...]What To Do If Your Big Bank Gets A Buyout Proposal Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Join Our Tweetchat on Thu 10/20, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal Halloween Party Ideas. Learn about saving on food and drinks, scoring an awesome costume without breaking the bank, and saving on treats for trick-or-treaters. […]

Saving Pennies or Dollars? VoIP Options Versus a Landline

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

5 Psychological Hacks to Boost Your Bottom Line

Link:  http://www.openforum.com/articles/5-psychological-hacks-to-boost-your-bottom-lin... ShareThisIn his book, The Happiness Advantage, Sean Achor outlines positive psychological principles and tactics that increase performance at work. […]

The 11 Laws of Likability

We've talked a bit about how you need to be likable to get ahead in your career and even listed characteristics that some "experts" think make people more likable. Well now a new book weighs in with its thoughts. In fact, the whole book is about being likable and the resulting benefits of it. The title kinda says it all: The 11 Laws of Likability: Relationship Networking . . . […]

3 Ways to Revive Burned Out Employees

Link:  http://www.openforum.com/articles/3-ways-to-revive-burned-out-employees ShareThisIt’s easy to miss signs that your employees are getting burned out—especially if the economy has left you battle-fatigued, too. But chances are, there are people on your team who are losing steam, g […]

5 Fall Maintenance Jobs That Will Save Money Later

The leaves are turning, the pumpkins are carved, the cider is pouring and the cool smell of Fall is in the air. […]

Avoid Financial Paralysis by Analysis

Let me guess. You want to do something to better your financial situation, but you haven’t taken action yet because you’re still researching your options? You are not alone. When it comes to money, we are notoriously meticulous and want to make sure we’re making the right decision. […]

Six Financially Fatal Credit Card Mistakes

Credit cards have pretty much become an ingrained part of our society. Credit card purchases are common, and many of us begin using credit cards at a relatively young age. […]

Bank Transfer Day: November 5, 2011

Kristen Christian has declared November 5, 2011 to be Bank Transfer Day. Fed up with the big banks’ claims that regulation would make the institutions unprofitable, and with research to back that up, Kristen started a movement on Facebook to encourage more people to withdraw money from large banks and use these funds to open accounts at non-profit, member-owned credit unions. […]

The Psychology of Paying Off Debt

Moneyland does a great job of detailing the psychology of paying off debt, telling why the debt snowball (listing and paying off debts from least owed to most owed) is often more effective than the statistically better listing and paying off all debts from highest interest rate to lowest. The summary: The debt snowball method has vocal detractors who complain that the math doesn’t make sense. […]

Social Security Cost of Living Adjustment for 2012 – 3.6%

On several occasions, when playing golf with my good friend and his dad, the dad has joked about how he hasn’t gotten a raise in three years. He’s semi-retired and is getting Social Security payments and his “I haven’t gotten a raise” joke is in reference to how Social Security hasn’t gotten a cost of living adjustment (COLA) in three years. […]

Two Big-Bonus Credit Cards (Limited-Time Offer)

Don't forget there are two big-bonus credit card deals currently available that can earn you over $1,400 combined. For details, see my post Two Free Flights on Southwest Airlines (Over $800 Value). The one specifically is a limited-time offer, so I'm posting this reminder for those of you who may need it. […]

The Simple Dollar Weekly Roundup: Future Plans Edition

This past week, I spent several hours putting together a detailed plan for some interesting things for The Simple Dollar through the end of 2012. Instead of focusing strictly on the writing (as I often spend my time doing), I stepped back and tried to look at the bigger picture. What do I have already available to me that would be of value to my readers? […]

Boost Your Human Capital: Get Involved and Volunteer

Consider your personal human capital as an addendum to your net worth when evaluating your overall worth. While your net worth is a good financial measurement, your human capital is a good predictor of how you’ll handle opportunities to grow in the future. In an unsteady economy, those with better developed human capital have an advantage. […]

Why Pay Debit Card Fees? Changing Banks, or Not

This post is from staff writer Sarah Gilbert. Bank of America will soon be charging $5 per month for consumers who use its debit cards to access the money in their accounts. […]

American Express Small Business Saturday 2011

Small Business Saturday, the easiest way to “make” $25, is back for it’s second year. Smack in between Black Friday and Cyber Monday, Small Business Saturday was American Express’s promotion in which you could get a $25 statement credit if you spent at least that much at a “small business” that day. […]

20 Household Uses for Pantyhose

Have extra pantyhose or stockings lying around your closet? If you’re anything like my fiancée, you have at least 30 pairs of unworn nylon stockings clogging up your drawer. Here are 20 great ways to use them around the house. (See also: 17 Ways to Use Old Newspaper) 1. Remove Nail Polish Cut your pantyhose into small strips and substitute for cotton balls. 2. […]