Car Insurance Coverage

The first time I shopped for car insurance I didn’t know much about what I would be buying. I should have taken the time to learn more about the various types of coverage before shopping. As a result of my lack of preparation, I did a poor job comparing rates. I was slightly better armed after I purchased a new car six years ago. By then I knew a little more about car insurance. […]

Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. […]

Are You “Over” Spending?

Have you gotten to the point where you are “over” spending – as in -you just don’t feel like buying “stuff” anymore? There was a time when I wanted “stuff” – a nicer car, a bigger television, a newer computer, but now I’m “over” that stage in my life.  Seriously.  I just want to enjoy the “stuff” I already have, hang out with my family, and live life. It’s funny how, over-time, o […]

Welcome to the Carnival of Debt Reduction

Thanks for visiting!  Here are this week’s debt-reduction related posts: Steadfast Finances runs through several thought-provoking quotes on debt and paying interest. Debt Eagle show how to do debt settlement yourself. Silicon Valley Blogger warns about refund anticipation loans. The Smarter Wallet discusses the Dave Ramsey cash-only diet. Do You Dave Ramsey? […]

Made by Hand: In Praise of Amateurs

Note: I’m afraid this post is long and rambling and doesn’t have much of a point. So sue me. I’ve been meaning to write about this subject for a long time, and finally felt moved to do so. This article may be amateurish, but that’s kind of the point… My father was a serial entrepreneur — he was always starting businesses. […]

The Worst Financial Moves Anyone Could Make

In a few weeks I'll be speaking on "the worst financial moves anyone can make" or perhaps "financial moves you should avoid" (I haven't decided on the title yet) to several hundred people. I thought I'd share with you all my initial thoughts on the worst financial moves and let you add to or subtract from them. […]

I’m jealous how well Lowe’s treated my wife

Lowe’s puts out scratch-and-dent appliances regularly.  These are display models, appliances that got slightly damaged by a forklift, or customer returns.  They’ll knock down the price for someone who doesn’t mind a little blemish on the appliance, or one that’s slightly used. We’ve gotten a few good deals with scratch and dent appliances, but for me the shopping experience hasn’t been the same ki […]

Fire your bank with the Switch Bank Accounts Checklist

If you’re sitting there thinking, gee whiz, I really hate my bank, then you’re probably not alone. I’m guessing that thousands of people like you just got dinged a dollar in bank fees today. Many pay dearly for the right to access their money. Fun. A few years ago I got fed up with all the needless fees and finally fired my bank. […]

How To Get Your First Credit Card

If you’ve decided to get your first credit card, there are a few things to keep in mind. I believe that credit cards are a great financial tool when used responsibly. So whether you’re a college student just starting to receive credit card offers in the mail or you’re seeking to build your credit history, you might find the following tips and reminders helpful as you seek your first credit card. […]

Review: The Little Book of Behavioral Investing

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest to readers of The Simple Dollar. If you’ve been reading The Simple Dollar for a while, you know that I love the “Little Book” series by Wiley Publishing. It’s a book series of small, relatively short hardbacks with about twenty short chapters. […]

Podcast 47: The Financial Physician, Lou Scatigna

The Consumerism Commentary Podcast is featuring Lou Scatigna, author of the book The Financial Physician: How to Cure Your Money Problems and Boost Your Financial Health. […]

Live Where the Water Tastes Good

By Philip Brewer There's an old song, the "Michigan Water Blues" that starts, "Michigan water tastes like cherry wine." I grew up in Michigan, so the song always had a certain resonance for me, but I've lived other places where the water tasted good, and a few where it didn't. […]

The Financial Realities of Growing a Family

Anthony writes in: My wife and I have two children, ages 2 and 1. We’d like to have more; we both think that four would be a great number, although there’s no particular logical reason for that number. The problem is the expense. With daycare costs, adding each additional child will cost another $260 a month. […]

The Plan Of Attack – How I Plan To Pay Off My Mortgage Early

My wife and recently purchased our first home.  Here is my plan to pay off our 15 year mortgage in 10 years – or less! Opening Fire – We will us online bill pay to make our regular, monthly mortgage payments.  I have already scheduled for our monthly payment to be sent from our bank to our mortgage company on the 15th of each month, the day after I receive my monthly paycheck.  […]

Reader Story: How I Ruined My Credit Score, and How It Didn’t Ruin My Life

This guest post from the redoubtable Tyler K is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure. Tyler is an active commenter at GRS, and never afraid to share his opinion! Like J.D., I once had a big problem with debt. […]

Thrift, an Old-Time Virtue Making a Comeback

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why.  The following is a guest post from Marotta Wealth Management. "Thrifty" isn't a virtue we hear about very often these days. […]

Other People’s Priorities Don’t Have to Be Your Priorities

Kelly writes in: In the past three months, I’ve paid off all but $2,000 of my credit card debt. I feel happier about my money than I have in a long time. The only problem is that my social life seems to be falling apart. I don’t have as much interest in the things my friends are spending their money and time on and I find myself doing other things a lot. […]

The Consumerism Commentary Podcast

It looks like The Personal Finance Hour, my weekly podcast with Jim from Bargaineering, is on permanent hiatus. Both Jim and I have other work that has consumed our attention over the past few months. If you’re craving a similar financial podcast — and aren’t opposed to higher quality — check out the Consumerism Commentary podcast. […]

The Simple Dollar Time Machine: March 13, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]