Raise, Bonus, and Weekend Reading

Along with tracking my finances on Consumerism Commentary, I also mention when the situation at my day job changes. For example, two years ago I successfully posted for a higher-level vacancy in my department (as expected). […]

Back from Belize

Greetings, friends. I am back from a relaxing week-long vacation in the jungles of Belize (with a one-day trip across the border to Guatemala to visit Mayan ruins — or the rebel base on Yavin IV, if you’re a Star Wars geek like me). I had a blast. I slept a lot, thought a lot about my future plans, and basically forgot about the world. As always, coming home was overwhelming. […]

Parental Responsibility and Retirement Savings

As I discussed yesterday in a pair of articles (this one and this one), I dream of a future where my children and I are completely financially independent from one another. I’m not dependent on them, nor are they dependent on me. The real question that both articles strive to answer, though, is where should I put my money to ensure the best possible outcome for both me and my children? […]

The Simple Dollar Time Machine: February 27, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

How to Earn 2.75% Cash Back on a Credit Card

Here's a comment a reader recently left on my post titled The Best Cash Back Credit Card: I don't think this has been mentioned, but this is a rather unusual method of accumulating cash back rewards I have adopted. For those who have had a PayPal debit card for many years, you will earn 1.5% cash back on signature purchases (the newer accounts only get 1%). […]

Top Investment Brokers For Mutual Fund Investing

If you own mutual funds, it’s quite possible that you are paying more than you need to in mutual fund fees. This is according to Lipper, Inc. a large mutual fund research company. […]

The Case for Saving for a Child’s College Education over Saving for Retirement

One of the most common debates I hear about from people such as myself – twenty- and thirtysomethings with young children at home – is whether it makes more sense to save adequately for retirement or save adequately for their child’s college education. Quite often, young career folks (like myself) don’t have the means to do both, so it becomes a choice. Retirement or college? […]

Best of Personal Finance Roundup: Financial Lessons of Cheese Peddler

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share lessons learned from a cheese peddler, how bottled water stands up to filtered tap, and 10 decorating ideas for fun and frugal homes! Top 5 Articles Financial Lessons of Cheese Peddler — This very well done post spells out the psychology of buying and selling in an entertaining and accurate way! […]

Box of Books #4

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs in March (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): Indispensable By Monday: Learn the Profit-Producing Behaviors that wi […]

Best Deals for Friday 02/26/2010

The Beatles: Rock Band for Xbox 360, PS3, or Wii for $28 + free shipping Rocky: The Undisputed Collection on Blu-ray for $38 + free shipping 10% to 75% off Timberland shoes, sunglasses, and more DeLonghi SafeHeat Fan Heater for $15 + free shipping Free Bora Bora Bar Sample […]

Smithee Debt Update, February 26, 2010

It’s been a couple of weeks since I shared details of my push to get rid of the credit card debt. I’ve been diligently taking out exactly $100 from the ATM to spend from Saturday morning through Friday night. That’s just for daily, personal purchases that don’t contribute to the house as a whole, though. […]

Friday Finance Findings for February 26th

Raise your hand if you’re ready for spring. That’s what I thought. If you’re like me and many others up here in a cold part of the country you’re probably anxious for March to arrive next week and hopefully bringing warmer weather with it. It seems like it’s been an abnormally long and cold winter, but I think I end up just feeling this way every February regardless. […]

6 Smartphone Apps to Help you Save Big

By Linsey Knerl Some people won’t stop to clip a coupon, but dig the idea of downloading an application for their phone that will help them save more than a few bucks on their next purchase.  Are you that person? […]

Free Money Finance March Money Madness, Round 2, Posts 5-8

Here we go with the second round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Visa Credit Card Acceptance Guidelines

I was recently digging around for information on the Visa website when I ran across a document containing the Visa card acceptance guidelines for merchants. It includes some pretty interesting information that I thought was worth sharing. Visa credit card rules What follows is a summary of Visa’s rules regarding card acceptance. […]

Men's Fashion: 3 Classic Items for Nearly Any Occasion

By Myscha Theriault This men’s fashion article is for guys of all ages, and the women who shop for them. It features three separate items that not only work individually, but look great paired together. […]

The Case for Saving for Retirement Over Saving for a Child’s College Education

One of the most common debates I hear about from people such as myself – twenty- and thirtysomethings with young children at home – is whether it makes more sense to save adequately for retirement or save adequately for their child’s college education. Quite often, young career folks (like myself) don’t have the means to do both, so it becomes a choice. Retirement or college? […]

Your Take: Boost Savings Rate by Cutting Taxes

Actions speak louder than words right? So why is the interest you earn from a savings account taxed at your marginal income tax rate while the dividend income you earn from investments is taxed at the long term capital gains rate? When we put our money in a high interest savings account, the interest we earn is taxed at 25%. […]

Reader Question: How Much Life Insurance Do You Need?

This is a guest post from Sanford Ellowitz, a New York State licensed insurance agent. He has over 25 years experience in the insurance and financial services industries. […]