Best Deals for Wednesday 12/30/09

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Generic Drugs: Not Always The Same?

By Healthcare Hacks In the world of prescription drugs, generic equivalents have been a financial blessing for many patients, saving them millions, if not billions, of dollars each year. For the most part, they perform the same function as brand name drugs at a fraction of the cost. […]

The Simple Dollar Weekly Roundup: Cookbook Overload Edition

In our kitchen, we have a shelf devoted solely to cookbooks. Upon this shelf sits a hefty number of volumes, from Joy of Cooking and How to Cook Everything to volumes like Molto Italiano and Fast Easy Fresh. I use these cookbooks all the time, not necessarily for strictly following recipes, but for ideas on how to start on a particular dish or how to execute a particular technique. […]

7 Quick Meals that Are Faster than Pizza Delivery

By Myscha Theriault Trying to bridge the gap from dining out to eating in? Looking for quick meals that are reasonably healthy? Here are seven simple ideas to start reducing delivery and takeout costs. Think quick meals  have to be boring? Read on for inspiration. Quick Meals: Salmon Steaks Put two in the toaster oven to broil, along with some chunked up potatoes. […]

Evaluating My Progress Against My 2009 Goals

At the beginning of the year, I set a few financial goals and resolutions representing what I would like to accomplish by the end of 2009. Like last year, my progress is mixed. I’ll get to that in a moment. I’m not a big fan of the concept of financial goal setting. Goals or targets evoke the image of an endpoint, the touchdown. If you keep running through the end zone, you will hit a wall. […]

Energy-Efficiency Tax Credits Could Be Your Personal Government-Bailout Package

David Kaplan wrote with the following: “A lot of personal finance blogs cover the same material. I’d like to see some quality content on the value added by investing in energy efficiencies. […]

Effect of FICO Credit Scores on Loan Interest Rates

The other night, I was poking around over on MyFICO. They have a 30 day free trial that provides you with access to both your credit report and your FICO credit score. The free credit report isn’t a big deal, as you can get that free no matter what. […]

Help a Reader: Changing Careers

Here's a question recently left on my post titled Five Steps to Six Figures in Seven Years: Looking to changes jobs. Been in retail family business for 20 years. No money in it. Plus, there is no room to advance. I am a smart and creative and a hard worker. I can do/learn just about anything. I like to figure out problems. […]

Your calling doesn’t necessarily fund your retirement by itself

The Simple Dollar recently offered up a post on retirement planning for a low-income career, aimed at people like some of his friends who have “made the financially difficult choice to follow their heart” into careers that are very fulfilling, much needed and, perhaps consequently, low-paying. The advice he offers, in broad strokes, is (a) automatic investment in a Roth IRA, even if it’s only $20 […]

Investing In Bonds: Make Money The Boring Way

Could your Scottrade (or other investment) portfolio use a dose of bonds? We often cover the world of equity investing here, and we’ve also discussed safer investments like the stable certificate of deposit. This time, we thought to cover some fixed income investing basics. […]

2010 Resolution #2: Pay Cash for a Replacement for My Truck

In an effort to talk about the power of goal-setting along with some methods of setting and achieving goals, I’m going to discuss my four resolutions for 2010 this week. In 2001, I purchased a used 1997 Ford F-150 pickup truck. Over the ensuing eight years, I put nearly 120,000 miles on that truck. […]

Ask the Readers: Hope in a New Year? (Chance to Win $10)

By Linsey Knerl ** Congrats to our winners! *** Comment #33: Always Hopeful  Submitted by LiveCheap.com on December 29, 2009 - 20:24  Looking to be in the best shape of my life in 2010 with a great runup in the second half of 2009. […]

Buying the Dividend and Dividend Dates

One once popular way of dividend investing was called “buying the dividend,” where you buy a stock just before the ex-dividend date. The argument was that you could buy a stock just before it would record who it’ll pay a dividend to, pick up the “free” cash, and then sell the stock afterwards. […]

Three of the Biggest Estate Planning Mistakes

The following is an excerpt from The 101 Biggest Estate Planning Mistakes, copyright Herbert E. Nass, with permission from John Wiley & Sons, Inc. Perhaps the single most important decision you can make when it comes to estate planning is your choice as to who will handle things after you are gone. […]

Best Deals for Tuesday 12/29/09

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10 Healthy Things to Eat and Drink in the New Year

By Lynn Truong Our sister site, Healthy Theory, has lots of great tips on what to eat to keep your body healthy. Here's a roundup of the most healthy (and tasty) foods to start eating (or eat more of) in the new year. Champagne That's right -- ring in the new year with this heart-healthy drink (in moderation, of course). Champagne has polyphenols, which are antioxidants. […]

Merge Left

Charlene writes in: I’m getting married in March. My future husband and I are talking about when and how to merge our finances and we’ve had some difficulty coming up with a plan. What did you and your wife do? […]

Getting Kids Started with the Stock Market

By Julie Rains Recently, a reader asked how to give stock to kids in her life in an effort to inspire a life-long interest in investing. Now seems like a great time to start investing but opening an account for someone who isn't your child (a nephew or niece, for example) isn't as straightforward as handing over cash. The investments may cause a burden on the child or the family members. […]

Mostly Clean and Mostly Sober

If I were to tell you that I think I drink too much liquor, you’d likely conjure up some images of alcoholics you’ve seen, maybe picturing some guy falling down, abusing the people he loves, making terrible decisions and driving like an idiot. So I want to be clear right from the start that I am not “a drunk”, nor has anyone accused me of even coming close. […]

What is the Earned Income Tax Credit?

The Earned Income Tax Credit is a refundable tax credit that is designed to help low income workers. It was created in 1975 and has been expanded on several occasions, unlike some other tax laws, to continue to help low income taxpayers. How does it work? […]