2011 Federal Income Tax Brackets (Projected Tax Rates)

Today I wanted to take a look ahead at what the 2011 tax year might have in store for us. Yes, I realize that we still have two months before 2009 taxes are due, but there are some important changes looming and the time to start planning is now. Income tax bracket changes In case you weren’t aware, the Bush tax cuts of 2001 and 2003 are set to expire at the end of 2010. […]

Mortgage Free in Five to Seven Years

The following is an excerpt from Master Your Debt: Slash Your Monthly Payments and Become Debt Free (Lynn Sonberg Books) by Jordan E. Goodman with Bill Westrom. Copyright © 2010 Jordan E. Goodman with Bill Westrom, authors of Master Your Debt: Slash Your Monthly Payments and Become Debt-Free. […]

Tax Pros: Are They a Waste of Money?

According to a recent survey, the vast majority of Americans pay a tax professional to do their taxes for them. Since this is a job that you can do yourself in minutes with cheap software, I believe a lot of people are wasting a lot of money. But if you're going to pay a pro, at least try to find the right one and harness their expertise so they're worth the extra money. […]

Review: The Retirement Savings Time Bomb… And How to Defuse It

Every Sunday, The Simple Dollar reviews a personal finance book or related book of interest. For a long time, I avoided reading this book. The title seemed unnecessarily fear-mongering and apocalyptic to me and that’s a subgenre of personal finance books that I really have no interest in. […]

Podcast 43: Financial Samurai

Today’s guest on the Consumerism Commentary Podcast is Sam, the founder of the Financial Samurai website. Sam, Flexo, and Tom Dziubek discuss the Samurai Fund, early retirement, and the Samurai Codes of Honor.Production Number: S02E17 Segment Number: 58To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the podcast RSS feed, or use the iTunes link. […]

Being Happier Through...Botox?

By Andrea Dickson I never thought I'd admit this publicly, but I have had Botox injections before. Yes, I am only 33. And no, I don't have some kind of dysmorphic disorder, and I'm not completely obsessed with every wrinkle or line on my face. […]

Reader Story: How I Saved Hundreds of Dollars on Insurance

This guest post from Rich is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. Today’s is a romantic story of saving money on insurance. (Okay, no romance. […]

When Living Cheap Catches Up With You

Julia writes in: What do you do when frugal living catches up with you? As a family we had a much lower income from 2002 to 2007 (layoffs in the IT industry led to trying to survive on short contract work). We did not move home as that would have cost a fortune in fees here in the UK. Instead we bought nothing beyond the essentials. No holidays, outings, clothes, entertainments, etc. […]

Principles of Biblical Finance

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from Dollars and Doctrine. “I considered my ways and turned my feet to Your testimonies.  I hastened and did not delay to keep Your commandments.” (Ps. […]

What We Know, Don’t Know, and Never Knew

One of the toughest parts of writing Your Money: The Missing Manual (and writing Get Rich Slowly every day) has been the constant feeling that I don’t know what I’m doing. I’m an accidental personal finance “expert”. I have no formal training in this stuff; instead, I’ve just read tons of books, blogs, and magazines, and have listened to other people’s stories. […]

The Online Doctor : A Good Use of Your Health Care Dollar?

By Marla Walters My husband was building a shed last week. I went out to see how it was coming, and noticed he seemed distracted about something. He said his calf was sore, as though he had a pulled muscle. As the soreness got worse, he finally stopped to look at his leg, and there was a spot of blood right where the soreness was. […]

Smithee Debt Update Feb. 13 2010

This was a pretty good week for saving money. Last weekend, I took my strict $100 out of the bank for the next seven days, but I also ordered a small-ish present for my wife, which cost about $50. As a result, I set myself a challenge to see if I could spend $50 or less of the cash I had on hand, to make up the difference.Remarkably, I managed to do that. […]

The Simple Dollar Time Machine: February 13, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Money To-Do Calendar: February

The great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the February steps as follows: Nag your high school or college student to start looking for a summer job. Pay off any credit card balances run up over the holidays. My take on these: 1. […]

Friday Fiscals: Late-night edition

Had to catch up a bit at work after running around Thursday to close on our new house. So it’s Saturday morning Fiscals, but here are great links nonetheless A Gai Shan Life has an elaborate post on pets and preparedness. The Millionaire Nurse discusses life insurance needs. Sweating the Big Stuff talks about the best deal ever. The Frugal Lawyer tried out Credit Karma. Everybody Loves Your Mon […]

Disneyland & Universal Studios, Here We Come!

It’s the President’s Day long weekend so we’ve packed our bags and have headed for L.A. for the next few days. Here are a few things we’re doing to make this trip pretty light on the wallet: one thing we’ve discovered traveling as a family unit — the cheapest way to vacation is by renting a house. There are 5 of us on this trip and we’re paying $300 a night for a 5 bedroom in West Hollywood. […]

How to Avoid Credit Card Minimum Annual Purchases Fees

As we wrote about it last year, credit card issuers are instituting annual fees they are willing to refund if you make enough purchases in a year. The first issuer to start doing this is Citibank and recently sent notices out to cardholders about the $60 fee starting April 1st. If cardholders spend $2400 in a twelve month period, the fee will be waived. […]

Our Towels Don’t Match Our Bathroom Curtains

My cell phone doesn’t let me watch streaming internet video. I don’t own a pair of pants that cost more than $40 – and most cost less than $10. We don’t have a flat panel television – we’re still using my old CRT one from my college years. The back bumper of my truck has rust on it. I don’t throw out socks until they have holes in them. We use old t-shirts for rags. There’s a juice stain on our co […]