College Scholarships – Murky Waters for Students and Parents

The following is a guest post from College Search GamePLAN. As the search and admissions process unfolds for the typical family of a college bound high school student, there comes a tipping point. When the student shows up on the radar of colleges (after taking the PSAT), he/she is inundated with a variety of direct marketing messages. All of them proclaim: “Come on in, the water’s fine!” The i […]

The Cost of Overuse

All of us use a lot of household products every day. Soap. Shampoo. Conditioner. Toothpaste. Hand soap. Dishwashing detergent. Laundry detergent. The list goes on and on. Many of these items are used so routinely that we don’t even step back and think about them. We squirt some toothpaste on our toothbrush. We use a big gulp of mouthwash. […]

Thoughts on Tipping Etiquette: Why Should I Tip?

I’m honored to have Kosmo as my guest writer for today. His post compels me to ask: where’s that tip jar again? […]

Join Our Tweetchat at 4:00 CST For a Chance to Win Prizes

By Will Chen Join our Tweetchat today from 4:00 – 4:45 pm CST for lively conversation and a chance to win prizes! Feeling stressed? […]

Travel On a Budget

This article is presented by Kelly Whalen, Consumerism Commentary staff writer.Traveling can be expensive, but worthwhile. At some point everyone needs to take a break from their regular routine. Whether you stay at home, take a car trip to Grandma’s house, or fly across the country, there are ways to travel without spending all your hard-earned savings.I have a trip coming up soon. […]

Identity Theft on the Rise

According to a recent survey by Javelin Strategy & Research, identity theft is on the rise. […]

The No-Lose Roth Conversion Situation

The following is an excerpt from The Gospel of Roth: The Good News About Roth IRA Conversions and How They Can Make You Money, a book that argues everyone should convert a Traditional IRA to a Roth IRA. This is a follow-up from a post earlier this morning. In addition, another excerpt will run tomorrow on the same topic. […]

Best Deals for Thursday 03/18/2010

"One EskimO" MP3 Album downloads for $2 Free TRIO Building Set with Purchase of Select Toys Carrier: Season 1 downloads for $1 FREE Travel Size of Pssssst! Instant Spray Shampoo 70% Off Restaurant.com $25 Gift Cert. orders. Use code LUCKY and Pay $3 […]

Looking for Guest Posts

If you're a blogger and would like to get some exposure for your site, you might want to consider writing a guest post for Free Money Finance. If so, please review my guest post guidelines for what you should and shouldn't do with any submission. […]

Reader Mailbag: Vehicle Shopping

My wife and I have looked at somewhere around a dozen vehicles in the last month as we search for a replacement for my truck that will be capable of seating five (and preferably capable of seating more). Rather than rushing in and just buying the first option we find that minimally matches our needs, we’re being patient. […]

Teach Your Way Around the World

By Sasha A. Rae You’re itching to hit the road, but can’t find the funds to do it. Still, you have some unexpected, maybe unwanted, free time on your hands and an urge to see the world. Now’s the time to check out the teaching abroad scene. Loads of jobs await in places near and far. From just across the border in Mexico to the furthest reaches of the Polynesian Islands, opportunities abound. […]

Poll: Is the Economy Really Recovering?

For the past year or two it’s all been negative when we talk about the economy–stock markets were down, unemployment was rising, and more banks failing. We’ve sort of become numb to those things as they were commonplace, but lately the news has been a little different. […]

Warren Buffett's Investment Advice: Why It's So Hard to Follow

By WC Porter A year ago, I wrote a piece called Cash is King: Now What Should I do With It?  After going through all the responsible options of what I could do with our pile of cash, I added one last one: what if I just threw it in the stock market and tried to double it? Obviously, the fear of getting stabbed and divorced by my wife told me that this wasn't worth it—the risk was too high. But yo […]

Working Americans Have Almost No Retirement Savings

CNN Money reported last week that 43% of Americans have less than $10,000 in retirement savings, which is a statistic provided by the Employee Benefit Research Institute in their Retirement Confidence Survey (2010 results). If that figure isn’t scary enough, it appears that 27% of workers have less than $1,000. […]

The Balance Between Splurger and Miser

This post is from GRS staff writer April Dykman. Before I changed my habits, I spent money without much thought. In college, if I had a two-hour break between classes, I’d drive to the mall. Once I started working full time, my coworker and I would bring our lunches to work just so that we’d have the entire hour to shop. […]

Repay Second Mortgage or Student Loan Debt First?

This past Monday, I sent Lending Club a final check for $1,582.05 – thus settling our Lending Club loan and reducing our creditors to four. The debts we owe are now limited to two student loans and two mortgages. Today, I’m asking for your advice as to which we should repay next. Only student loan and mortgage debt left Remember the Jeep that I totaled and had in the shop for 8 months last year? […]

The Roth Conversion Option

The following is an excerpt from The Gospel of Roth: The Good News About Roth IRA Conversions and How They Can Make You Money, a book that argues everyone should convert a Traditional IRA to a Roth IRA. There will be follow-up posts from this book later today and tomorrow to add more details to what is said below. […]

Foreclosure Rates, Job Statistics & Unemployment Numbers (Interactive Maps)

You know I love maps — economic maps, in particular. The last few ones I’ve featured here illustrated the U.S. unemployment rates and California’s unemployment rate history. […]

Investment Costs Everywhere - Another Point for Index Funds

Here's a piece from MSN Money that asks if your retirement fund is leaking. Why would it be leaking? Because investing costs are eating away at it. Consider this: In selecting mutual funds, most investors know to check the expense ratio, the standard measure of how much it costs to own a fund. […]