Credit Card and Debit Cards No Longer Have Automatic Overdraft and Over Limit Protection

New Credit Card Law Puts a Hold on Over Limit Charges As you have probably heard by now, the CARD Act takes effect on February 22nd. Many of these changes are part of the law, but a lot of banks are also making voluntary changes to their programs. There are a lot of changes to help credit card users stay out of trouble and avoid ridiculous fees. […]

Reader Mailbag: Bad Loans and Bad Yeast

It’s Monday morning… that means it’s time for another reader mailbag! My girlfriend bought a 2006 Chevy Cobalt in March 2009 because she wanted dependability and good gas mileage. She has put 31000 miles on it since then. She wants to settle down near school and doesn’t need the car anymore/can’t afford the insurance that goes with it. […]

USDA Data Visualization Tool

By Philip Brewer The USDA has just released a cool new data visualization tool called Your Food Environment Atlas. […]

Using Your HSA as a Retirement Investment Vehicle

As many of you know, we switched to a high-deductible health insurance plan (HDHP) this year. Along with that change came the opportunity to open a health savings account (HSA) to help offset our increased deductible. For those that are unaware, an HSA is similar to a flexible spending account (FSA), but better. […]

Being Frugal is Foolish

I bet this Devil’s Advocate is going to ruffle a lot of feathers! Frugality is a pretty big topic in the personal finance blog community because there are so many things you can do to trim a few cents or dollars off here or there. You can buy gadgets like a Kill-A-Watt to find out how much energy your appliances are using and disconnect them when they’re not in use. […]

Online Tools for Mindful Consumerism

This post is from GRS staff writer April Dykman. For many people, mindful consumerism starts with questioning the desire to buy Stuff. The reason might be to save money or avoid clutter — maybe both. It’s the first part of a journey to differentiate needs from wants and make mindful decisions about where to spend our hard-earned money. But at some point, most of us will consume. […]

New Credit Card Rules Take Effect Today

May 22, 2009 seems like ages ago. That is the date that the Credit Card Accountability, Responsibility and Disclosure (CARD) Act became a law, changing the way credit card issuers interact with their customers. As of today, this law is now fully in effect.The new regulations are designed to help protect consumers from practices that could be financially harmful. […]

Two Simple Equations that Lead to Financial Success

Last night I spoke to several hundred people on the basics of personal finance success. The following post is a summary of my opening comments. If you enjoy it and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link. Americans today are in need of financial help. […]

Guide To Sewing Buttons: How To Sew On A Button Correctly

As a follow up to my article “Frugal Tips: How To Make 10 Ordinary Things Last Longer“, I bring you this awesome guest post by Mrs. Accountability. She writes at Out of Debt Again, a personal finance blog where she details her family’s journey to getting out of debt and living frugally. […]

Review: Payback Time

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A few years ago, I read and really enjoyed Phil Town’s first investment book, Rule #1 (you can read my review here). Town actually contacted me after reading my review and offered a few thoughts on my comments on the book and we exchanged a few emails over the years. […]

Podcast 44: Tax Tips for Big Life Changes

Today’s guest on the Consumerism Commentary Podcast is Bob Meighan, CPA and Vice President of Consumer Advocacy at TurboTax. […]

How to Choose an Accountant for Your Small Business

By Lynn Truong Small business owners often overlook the importance of having a good accountant on their side. The role of the accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. […]

Keeping Kids from Being Crass Consumers

I’m a goal-oriented person. With almost everything I do in life, I set a clear goal for what I want to accomplish, then I do the research needed to figure out how to get there, then I work at it tenaciously. The same is true for parenting. […]

Growing Your Own Vegetable Garden

A friend of mine is very into DIY culture. She recently showed me how to plant a spring vegetable garden without spending a dime. […]

Reader Story: How I Fought Lifestyle Inflation — and Won!

This guest post from Michelle is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. In 2001, I got a new job. […]

Simple Steps to Biblical Finance Success

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Thinking About Another (Temporary) Life Change

As most of you know, my wife and I have two preschool-aged children and a third one on the way. From April/May of this year to September of 2011, we will have three preschool-aged children in our home, which will be an interesting experience with a lot of unique challenges. Currently, my wife works outside the home as a teacher. […]

Tax Breaks for Going Green

By Thursday Bram Going green can be a matter of personal choice — of wanting to make your business better for the environment. But going green can also be good business. […]

Would you out a friend’s spending patterns on Facebook?

A few weeks ago I received word of a Facebook application called Buddy Bailout.  It’s a spin on the giant corporate bailouts that have happened recently, and in part it plays on people’s thinking: “Why can’t I get a bailout, too?  I sure could use one.” Maybe one of that person’s friends (a) knows that they could use one, too, and (b) wants to point out the main reason why they’re in the position […]

The Simple Dollar Time Machine: February 20, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]