10 Surprising Facts About Flooding and Your Home

We think, for now, that we have narrowly survived a flooding of our home. Located just three miles from the Missouri River, we have witnessed the swelling of her waters and the panic that has gripped our neighbors. Questions and rumors have buzzed for weeks, causing me to have to research quite thoroughly to find the facts about how rising waters could affect my home and three acres of farm land. […]

How to Get Into a Good School District for Less

If you have children in public school, then you probably chose where you live based on the quality of the school district. Often the areas with the best school districts have the most expensive real estate prices. Here are some ways to get into the good school district without buying an extremely expensive house. […]

Best Money Tips: Frugal Dining Out Tips

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal dining out tips, free things to do this summer, and financial advisor red flags. Top 5 Articles Frugal Dining Out Tips — When dining out, save money by drinking more water. [Passive Family Income] 30 Free Things to Do in the Summer — This summer, write a book or have a garage sale. […]

Use a Reverse CD Ladder to Save for Future Expenses

I’m guessing that the vast majority of your are familiar with the concept of a CD ladder, wherein you invest in a series of overlapping CDs with a certain maturity. […]

Break The Credit Card Cycle

It has been several years since my wife and I regularly used credit cards for monthly purchases.  Instead, we use cash, debit cards, and online bill pay.  Here’s how we broke our credit card cycle - 1.  We put our credit cards in our wallets – and just left them there.  We didn’t cut them up.  We didn’t cancel them.  We didn’t put them in the freezer.  We simply made a decision not to use them on […]

How to Buy a Laptop Computer

Laptops are in the midst of a revolution. They’ve become smaller, more powerful, and cheaper. As more and more people decide to buy laptops as their main computer, the market has fractured into different categories. There are laptops, ultra portables, netbooks, and even desktop replacements that can pretty much do it all but are expensive and pretty heavy. […]

Help a Reader: Buying a Home, Round 2

Here's an email I recently received from a reader: I have been following and reading FMF voraciously since August 2010, but have just been lurking to this point without jumping into the comments section.  I appreciate the insight from FMF and the FMF community on my way to financial success.  My story is fairly similar to a question posted earlier, with a few different variables.  I’m a 25 year […]

Star Money Articles and Carnivals for the Week of June 20

As a reminder, the three simple credit card money makers I've written about recently are still available. The first is the Blue Cash Everyday(SM) from American Express card -- or at least kind of. If you click the link in the preceding sentence, you'll get two card choices. You want the Preferred card -- which is on the right. […]

Are You Living Below Your Means? Benefits of the Minimalist Lifestyle

I’ve often discussed the concept of how to live below your means. I believe that it’s the cornerstone of living well in the financial sense, so I’ve decided to reflect on a couple of financial philosophies that all of us have been practicing in some form or another. I revisited the questions: Do you spend [...]Are You Living Below Your Means? […]

Fooling Yourself

One of the first big financial lessons I’ve learned is that you can’t trust your own sense of how good your financial shape is. Almost always, if you’re reflecting on your financial state without evidence, you think that you’re in better financial shape than you really are. There are a lot of reasons for this. Optimism. A need to justify whatever spending move we’re about to make. […]

My Simple Car Email

I've detailed how I save money when buying a car by using the web. Using this method, I got a great deal on my most recent new car purchase (and others prior to this one.)The key to this process is to email a bunch of dealerships and get them bidding for my business. […]

Five Tips to Save Money on Your Laundry

My husband and I don’t usually embrace ultra-frugality for the sake of saving a buck or two.  But we will change our habits if the changes are easy or we can save a significant amount of money over time.  When we realized we were doing more than 5 loads of laundry a week for two people, we decided to try out a few things (homemade laundry detergent did not make the cut).  Some suggestions worked v […]

What Should You Do with an Inheritance?

Everyone dreams of receiving a windfall. Sometimes I think it would be nice if someone just dropped $10,000 on me — I don’t even dream about $1 million. However, I’m pretty sure there aren’t any long-lost uncles waiting around to leave me any sort of inheritance. […]

Should You Pay Off Debt or Invest?

A woman came in to my office the other day and asked this exact question. Actually, she didn’t ask the question – I did. She had $50,000 in credit card debt (clicking away at 12%). What surprised me was that she had the $50,000 to pay off the credit card debt, but she didn’t plan on paying off the card. She wanted to invest the money instead. […]

Chase Freedom Categories for the Third Quarter

Most readers know that I use the Chase Freedom cash back credit card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards) as part of my three card strategy. […]

It Might Be Time to Trade-In Your Used Car

Personal finance gurus have always talked about the value of buying used instead of new cars, and for good reason. For the better part of two decades vehicles would depreciate at a fairly rapid rate and buying even a very slightly used car could save you thousands. […]

Reader Mailbag: Rain

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Capital One and ING Direct 2. Increased used car prices 3. Freelancing for a college student 4. Advance baby planning 5. The optimal mortgage size 6. Eating what you believe 7. Roth 401(k)? 8. Dealing with student loans 9. […]

CapWest Mortgage Review: Loan Services From A Fannie Mae Direct Lender

Finding the right mortgage can potentially save you both time and a substantial amount of money. If you’d like to finance your next home or if you’d like to explore a refinance, then CapWest Mortgage may have some services that can help. […]

The True Cost of Rent to Own

The debate pitting the concept of buying versus the concept of renting will never end. With a primary home, there may be a plethora of financial calculators and endless real estate analysts to help you make the decision. […]

Money Leaks: Spoiling Food

Whenever my lovely wife and I first moved in together, one of our struggles had to do with spoiling food. We were cooking a lot more (and we’re cooking even more now) and sometimes a dish would get pushed to the back of the fridge and forgotten. I hated it because I hate waste. […]