Starting a New Job: 3 Rules to Live By

Being the new guy at work is like moving to a new school. You’re hesitant and unsure of how things work, but you know you want everyone to like you. I distinctly remember starting my first real, salaried job just 24 short months ago: My boss handed me the Loan Review “Manual” that contained all the minutiae of how to correctly do my job. […]

Carpooling: Pros, Cons, and How to Stay Safe

I have been an avid carpooler for nearly three years now. I carpool to and from work with colleagues each day, in addition to finding one-off travel companions for long weekend trips. […]

Your Take: Should Unemployment Benefits Be Extended Again?

Earlier this week CNN Money posted a story that pegged the bill for unemployment benefits at around $319 billion over the last three years. In those three years, the length of benefits has steadily increased to the now 99 weeks of unemployment benefits. Ninety-nine weeks is nearly two full years of unemployment benefits. […]

Ask the Readers: How to Negotiate with Credit-Card Companies?

A reader calling herself Florida Girl dropped a line recently to share her story of financial woe. Though she’s beginning to get a handle on her finances, she’s struggling to cope with the cost of her past choices. She needs help. I’m struggling to keep up with the minimum payments on my credit cards. Unfortunately, I’m paying for past mistakes. […]

Strategies for Breaking Through Credit Reward Tiers

As the end of the year draws near, I’ve been looking at my Amex Delta credit card and wondering if I’ll make it through the $25k spending tier to get a bonus of 10k MQMs (Medallion Qualifier Miles). […]

Seven Items Worth Waiting For

MarketWatch tells us that 57% of holiday shoppers will be making non-gift purchases for themselves this year with the average personal expenditure being $107.50. Ha! I must admit that my personal list is getting quite healthy. I guess it's because I'm shopping more -- both online and in stores -- and I'm seeing things that are new/I like. […]

Carnivals for the Week of Nov 15

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: Carnival of Personal Finance - Real-Life Case Study: How to Take Early Semi-Retirement, Part 1  Financial Independence - Digital Moonlighting: The Best Ways to Earn a Little Money Online   Cavalcade of Risk - Toileting and Retirement, Should I Purchase Long-Term Care Insurance? […]

Investing In Auto Stocks? Thoughts on GM, Ford, AutoZone

Thoughts and opinions that follow are from Tim P., who is our contributing writer on investments, stock and options trading and general stock market topics. This is one person’s analysis of various auto stocks which should NOT be construed as stock recommendations. Tim P. […]

Will Time Make Us All “Rich”?

The following is a guest post by MasterPo from The Po File. In today’s social and political environment harping on “the rich” seems like a daily sport. Never mind that most of the pundits and commentators lambasting “the rich” are themselves among the highest rich in the country by anyone’s definition! […]

Some Thoughts on Passive Personal Finance Barriers

In my most recent book, The Simple Dollar, I spent some time talking about passive barriers. A passive barrier is a small barrier that you set up that will make a particular bad habit more difficult to continue or, sometimes, make a particular good habit easier to repeat. […]

New Jersey Ranks Fourth for Innovative Companies

This came as a surprise to me. According to the Information Technology and Innovation Foundation, New Jersey ranks fourth for entrepreneurial businesses based on emerging technology. That ranking puts my state, known across the world for Jersey Shore and The Sopranos, behind Maryland, Washington, and first place Massachusetts. […]

The Best American Express Credit Cards For Your Business

When starting or managing a business nothing can be more important than how you make purchases. Whether you’re just starting out and want a safe and secure way to purchase office supplies, to investing in expensive equipment with the ability to finance the purchase over time, nothing beats a good credit card. […]

Help a Reader: Worth Paying for Seminars?

Here's an email I recently received from a reader: I have a question regarding attending seminars or classes on handling money.  Is it worth the money spent to go through Dave Ramsey's Financial Peace University when there is so much free advice on radio programs, podcasts, websites, books, newsletters, etc on how to handle money?  I have borrowed Dave's book The Total Money Makeover from the l […]

6 Elements of a Killer Blog Post

This Small Business Series is brought to you by Veer.com. Every blogger has a unique style. […]

Best Money Tips: Relax Like a Cat

Welcome to Wise Bread's Best Money Tips roundup! Today, we show you how to relax like our feline friends, ways you use your kids as a gym, and a 2-for-1 strategy for busy cooks. Top 5 Articles How to Relax Like a Cat — Cats don't rush unless it's fun or there's food at the end of the chase, so feel free to take it easy! […]

Financial Forgiveness

You are probably harder on yourself than anyone else is. You might still be blaming yourself (and feeling ashamed) for mistakes you made years ago. Here’s proof: Do you tell yourself that you are stuck now because you made the “wrong” career choice 20 years ago? Do you feel rotten about the spending binge you went on 5 years ago – because you are still trying to pay off credit card debt? […]

Reader Mailbag: Secret Santa

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Basic credit questions 2. How to make money blogging? 3. Favorite podcasts 4. Television compromise 5. Connecting with teens cheaply 6. Overly long “to-do” list 7. Maximizing credit card promos 8. Refinance or not? 9. […]

Getting Started in Indoor Cycle Class

You may be wondering how to get exercise during the winter. Indoor cycling (or spinning) classes are a great solution. Even if being led by an instructor who shouts commands may seem ridiculous, the benefits to fitness are tremendous. You can get a great cardio workout in a short amount of time within a safe, temperate environment. […]

3 Stellar Reasons to Hire a Life Coach

The world is awhirl in a sea of amazing, scary, and sometimes seemingly incomprehensible changes. In times like these, sometimes it seems like there just aren’t any good options. You don’t know where to turn or what to do. Or you’re whizzing around in a whirlwind of activity, but nothing’s clicking. […]

3 Invisible Savings Tips That Work

With money tight these days for so many people, it's worthwhile considering some subtle "invisible" savings tips to ensure you're meeting your financial goals. When money was tight as a fresh college grad, I had devised a few different ways to set aside money without really noticing it. […]