Over-The-Counter Not Eligible for Flexible Spending Accounts in 2011

The Patient Protection and Affordable Care Act signed by President Obama in March made a bunch of major changes to health care in America and one of them was to flexible spending accounts. Starting in 2011, over-the-counter products will not be eligible for flexible spending accounts. […]

The Incredible Shrinking House

New homes are shrinking. According to the the Census Bureau’s statistics, the median home new size in 2009 fell from 2,300 to 2,135 square feet. Are homeowners shifting away from McMansions? The market is soft. If new homes are smaller, is it a result of what consumers want or what builders can afford? […]

Shopping with Confidence, and the Clean Slate

“Does this shirt make me look fat?” I asked Kris the other day. I was trying on clothes as I packed for our upcoming vacation in France and Italy. I want to limit myself to just four or five shirts for the trip. (Truly light packers would probably only take two shirts.) “Well,” Kris said. “It’s not that the shirt makes you look fat. It’s just way too big on you. It looks like a tent. […]

Credit Card Annual Fees: Should You Close Your Account?

The other day, a reader named Annie wrote in to ask me for advice on dealing with a new annual fee on her Capital One credit card account. She wrote: What’s your take on Capital One’s new policy of an annual fee for existing cardholders? […]

How Most Millionaires Become Wealthy

Want to know how most millionaires become wealthy? Here's the key according to Smart Spending: If you're like him (a millionaire), you'll accumulate your wealth gradually by diligently saving your money over multiple decades. Said another way, I recently heard a radio host use this phrase about how to become wealthy: Steady plodding brings prosperity. Both statements are very true. […]

First impressions of Mvelopes

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Best Money Tips: Easy Apple Muffins

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you a simple recipe for apple pie muffins, 20 things that are cheaper to buy than fix, and how to avoid common investing mistakes. Top 5 Articles Avoid the 10 Most Common Investor Mistakes — This is a lengthy read, but a worthy one. Get tips 1-3 here! […]

Citibank MasterCard For Balance Transfers: Citi Platinum Select

Although it seems like many of our current cards have higher interest rates than they used to, it’s still possible to find new credit cards with low introductory rates. One such low APR credit card is the Citi Platinum Select MasterCard. In fact, it’s a balance transfer card that has one of the longest running introductory terms I’ve seen. […]

How Much Should You Spend on a Car?

There are all sorts of rules of thumb about how much you should spend on a home, but what about that other major expense in your life — your vehicle? Have you ever wondered how much to spend on a car? I’ve thought about this question before, but never really considered that there might be an answer. […]

The Myth of the Exceptional Life

You, too, can have an exceptional life! I can’t tell you how many times I’ve read or heard the above phrase (or something very similar) over the past few years. It pops up on countless books, television shows, seminar series, DVDs, and countless other things that propose to tell you the secret to living some sort of exceptional life. That phrase has always struck a very bad chord with me. […]

Avoiding the 10 Most Common Investor Mistakes, Mistakes 1-3

The following is an excerpt from 20 Retirement Decisions You Need to Make Right Now Over the next few days I'll be posting all of the 10 most common investor mistakes, so stay tuned to see them all. Max Haley has been investing in the stock market for the past twenty years. In 1989, at age forty, he started with $50,000. […]

The Future of the Schwab Visa Cash Back Credit Card

An anonymous reader wrote in today with a bit of information on the future of the Schwab Visa cash back credit card. […]

You Don’t Have to Invest in the Stock Market

The recent economic apocalypse (it’s been going on for long I’m running out of ways to say it without repeating myself!) has a lot of people re-evaluating how much they want to keep invested in the stock market. […]

Would You Exercise for Money?

MSN Money asks if you would exercise for money. The general idea: An increasing number of employers, scared by ballooning employee waistlines and health care costs, are betting they can entice workers into healthful habits with incentives such as cold, hard cash -- up to $2,500 in some cases -- and friendly competition among co-workers. […]

20 Things to Shop for at Secondhand Stores and Consignment Shops

I vastly prefer to buy items at secondhand and consignment shops if I can. There, I said it. I love going to secondhand shops and consignment shops. My wife and I stop by such shops all the time in our area, particularly for a few specific items that we go through at an amazing rate. […]

Does Money Really Buy Happiness?

"A large income is the best recipe for happiness I ever heard of," the novelist Jane Austen once said. And, as it turns out, Austen may have been right — to an extent. […]

Financial Independence Is More Than Just a Number

When do you think you've made it to the land of financial freedom? Financial independence was a goal of mine when I started MoneyNing.com in 2007. Back then, I thought of the goal as a number. […]

How and Why to Set Up a Certificate of Deposit (CD) Ladder

In this period of low interest rates, many savers aren’t seeing their money produce nearly as much income as they want. Some people want to keep their money in a better interest bearing vehicle. […]

For National Coupon Month – a Contrarian View

September is National Coupon Month. But don't believe the hype – not all advice about coupons is worth your time. […]

Guerrilla Thrift Shopping: The 9 Laws of Profit

Thrift shopping for profit isn't dead. Online auction sites built a cottage industry for many of us and then promptly created competition so stiff that we sometimes wonder if it's all worth it. Thrift stores operate like Rodeo Drive boutiques, now, and online buyers have seemingly limitless choices. […]