Inactive Savings Accounts Can Be Turned Over to Your State

The state will take your money if you’re not vigilant. I received a warning the other day that I’m in danger of having the funds in one of my savings accounts handed over to the state of New Jersey. […]

How to Get What You Want On Customer Service Calls

Bad customer service experiences have become part of our collective narrative about modern life. […]

Hit the Road! National Parks Free This Weekend

America has the most beautiful national parks on the planet. This weekend is a great opportunity to check out one or more absolutely free. […]

Your Take: Bush Era Income Tax Cuts

Despite what you feel about President Obama, you have to appreciate the sheer amount of work he’s managed to get Congress to do in the few years he’s been in office. […]

Ask the Readers: Should I Sell My Home to Pay Off My Debt?

Yesterday we had a great discussion about some of the financial choices I’m facing, but today it’s time to look at a decision a GRS reader is trying to make. […]

The High Cost of Credit Card Debt

Last night while going through the mail, I happened upon our Chase Freedom Visa statement. Don’t ask why we’re still getting a paper statement from them, as I’m honestly not sure – guess I need to change that. Anyway, I don’t usually look at our credit card statements too closely, as we pay our credit card bills in full every month. […]

Are You A Secret Spender?

The Wall Street Journal asks if you are a secret spender -- if you're hiding purchases from your mate. Apparently, many people do: According to a recent American Express Spending & Saving Tracker of more than 2,000 adults, 27% of respondents have “misrepresented the amount of a purchase” while 30% said they have hidden purchases from their partner. But wait, it gets humorous. […]

Carnivals for the Week of Aug 9

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. It's a great way to connect and get some extra money advice/news if you're on Facebook quite often. Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Explain to Me the Concept of a $166 Pair of Jeans

Maybe I just don’t get it. Maybe I just couldn’t understand why a pair of jeans made in Thailand may be better than another pair of jeans made in Thailand. […]

Where Are The High Paying Jobs?

With serious unemployment besetting the nation today, you may wonder where the demand for employees are. In fact, if you’re about ready to pack up and leave your town, you may be just as interested in finding out where the high paying jobs are. But before you do that, some research is in order. I actually stumbled upon some great charts from The Atlantic and the Creative Class. […]

Minimalism, Frugality, and Confrontation

As you might recall, last Sunday, I reviewed a book I quite liked entitled The Joy of Less by Francine Jay, who blogs over at the quite enjoyable miss minimalist. My book review got the attention of several more popular blogs, including Lifehacker, which chose to link to one of Jay’s more intriguing posts, 100 Things I Don’t Own. […]

15 Insurance Policies You Don't Need

Yahoo lists 15 insurance policies you don't need as follows: 1. Private Mortgage Insurance2. Extended Warranties3. Automobile Collision4. Rental Car Insurance5. Car Rental Damage Insurance6. Flight Insurance7. Water Line Coverage8. Life Insurance for Children9. Flood Insurance10. Credit Card Insurance11. Credit Card Loss Insurance12. Mortgage Life Insurance13. Unemployment Insurance14. […]

Are Tattoos at Work Really That Acceptable?

MSNBC says that tattoos are becoming more acceptable for potential employees. Their thoughts: While more than 14.5 million Americans are out of work, tattoos are becoming less of an obstacle to finding employment, according to a Challenger Gray Christmas report released earlier this week. […]

Reader Mailbag: Iowa Flood Waters

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Optimizing cash flow 2. Getting past the “acquaintance” phase 3. 529 for another child 4. The cost of saving coins 5. IRAs at fairly high income 6. Student loan or not? 7. Credit scores and card payoffs 8. […]

5 Ways to Live Like a Celebrity on a Budget

ShareThisEveryone has been tightening their belts during our most recent economic slowdown. Some people have been forced to cut all luxuries out of their lives completely. It is possible, however, to live like a celebrity and retain a bit of luxury even when you're cutting corners and trying to save money. […]

How to Not Get Hired: Drink or Hold Alcohol

My job interview for my current corporate position included, for some reason, discussion of visiting bars on the Jersey shore to listen to mediocre cover bands. While in my future manager’s office, we were not actually drinking. […]

Fess Up to Your Addictions: How to Satisfy Them on a Frugal Budget

This past year, I've turned into a bit of a frugal diva: I've devised a monthly budget that I stick to religiously, analyzed my spending through pie charts and graphs, and said "no" to things that I wanted to say "yes" to (like a trip to New York). […]

High Interest Alternatives to Savings Accounts

Right now, the best savings account rates aren’t even 2% APY. They’re so low that even those people who are earning nothing, 0%, have very little incentive to move their money! If Bank of America is paying you 0.10% in your savings account, and an online bank is offering 1.50%, do you know how much more money you’d earn if you moved $1,000 over? You wouldn’t even make fifteen bucks more. […]

Life After Debt: What It’s Like in the Third Stage of Personal Finance

I paid off the last of my debt in 2007, quit my day job in 2008, and have been working to build wealth ever since. As I wrote early last year, I’m in the Third Stage of personal finance: I’ve paid off my debt, built a cash cushion in savings, and am maxing out my retirement accounts. And after doing all of these things, I have money left over to spend on comic books and travel. […]