Winter Blues: 13 Proven Ways to Beat Seasonal Affective Disorder

It's that time of year again. The days are getting shorter, the nights are getting colder, and my energy is getting lower. Am I worried? No. Unlike last winter, this winter I am prepared with an arsenal of tips and supplements that will shake those winter blues away. 1. […]

Best Sites to Trade in Used Video Games

Surprise! I enjoy video games. That makes me just like one of the many millions of, mostly male, gamers who spend countless hours each year in front of a television or computer monitor trying to blow the heads off other, mostly male, gamers trying to do the same thing. In the last few years, I’ve noticed a pattern to the games that I buy and play. […]

Being Evasive About Your Salary Can Backfire

If there is one thing you can expect in any job interview, it is to be asked your current salary. Even if your current job shares little in common with the one you’re pursuing, hiring managers want to get you pigeonhole yourself.Most companies treat employee salaries as confidential information, so it’s unlikely what you say will be verified. […]

The Prioritized Spending Plan

I don’t often get to listen to Dave Ramsey’s radio program. For one thing, I don’t know when it’s on. For another, the only radio stations I usually listen to are my satellite radio channels. (Those would be dance music on xm81, chillout music on xm84, classic country on xm10, and 1940s music on xm4. […]

Do What You Love: A Sure Fire Recipe for Small Business Disaster

Even though the economy is challenging, you might be looking to change your career. Maybe you’ve even thought about opening your own business. I’m with you. But tread carefully. Common wisdom can be both helpful and dangerous. For example, it tells us that most small businesses fail because they don’t have enough cash flow or are under-capitalized. That’s true and helpful. […]

This Couple is Killing Me

Check out this couple profiled on CNN Money. A summary of their financial situation: They currently make $133,000 combined. They recently had a second child and wife wants to work part-time. This will bring their income down to just over $100,000. […]

Is The Recession Really Over? Economic Boom and Bust

I’ve asked this question before: is the economic downturn over? First, we hear about Warren Buffett’s assurances that there’s no double dip recession ahead of us. Next, we get some official word that the recession is over. Apparently, it ended last summer, in June 2009. So does that mean that this past year, we’ve been living in the “new normal” economy? […]

Daily Links: Packing Puzzles Edition

Kris and I are in the final stages of preparing for our trip to France and Italy. We’ve packed, the housesitter is arranged, and one of us (hint: not me) has learned a bit of French. All that’s left is for me to finish prepping the guest posts that will run in my absence. […]

Join Our Tweetchat on 09/34, 4pm CDT for a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... twitter-logo2_0_0.jpg Join our Tweetchat on 9/23 from 4:00 – 4:45 pm CDT for lively conversation and a chance to win prizes! This week we're talking fall foods! […]

Running in Place? 14 Ways to Break Free

When we set big, lofty goals for ourselves, it’s really easy to find ourselves at a plateau of sorts, where it feels like we’re spinning our wheels but not really heading upward towards our end target. I’ll share two examples of this from my own life. I’ve been working on a novel pretty consistently for the past three years. […]

Schwab Visa Down for the Count?

I've received numerous emails and comments on past posts about updates to the Schwab 2% Visa card. Readers have been getting letters saying that as of September 30 Schwab is no longer supporting the card and that FIA Card Services will be taking over theaccounts. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How to Make Money as an Online Writer. Enjoy!!!!! […]

Economists Recommend Extending Bush Tax Cuts

CNN Money surveyed 31 economists for their economic forecasts and asked what they would recommend Congress doing about the expiration of the Bush tax cuts. From a list, eighteen of the thirty-one chose to extend the tax cuts for everyone, not just those outside the two top tax brackets. […]

Avoiding the 10 Most Common Investor Mistakes, Mistakes 4-7

The following is an excerpt from 20 Retirement Decisions You Need to Make Right Now. Over the next few days I'll be posting all of the 10 most common investor mistakes, so stay tuned to see them all. Mistake 4: Chasing Returns Individual investors are famous for buying last year’s winners. Guess which mutual funds attract the most new money each year? […]

The Educated Indentured Servant

Student Loan Debt is a Looming Crisis We often teach our kids that going to school is their ticket to becoming successful. In order to send them to school, we willingly make big financial sacrifices. The debt accrued during the process is typically discounted as a necessary evil because their education represents an investment in their future. […]

The Simple Dollar Weekly Roundup: Doctor Who Edition

The only television programming I have watched in the last three weeks is Doctor Who. I’m not sure what exactly that says about me. Anyway, here are a few articles of interest, starting with a few freelance pieces by me that have appeared at OPENForum.com. Askers, Guessers, and the Art of Negotiation This is a further discussion of an issue I’ve talked about on The Simple Dollar before. […]

Peer to Peer Lending: Prosper Marketplace or Lending Club?

Peer to peer lenders allow people to lend and borrow from each other. The two largest companies in this business are Lending Club and Prosper Marketplace. […]

InvisibleHand Review: Effortless Savings

Economist and philosopher Adam Smith believed that free markets, when people pursue their self-interest, are guided by an "invisible hand" to produce the right amount and variety of goods. In other words, when you shop for and buy at the lowest price you help keep prices low. […]

Over-The-Counter Not Eligible for Flexible Spending Accounts in 2011

The Patient Protection and Affordable Care Act signed by President Obama in March made a bunch of major changes to health care in America and one of them was to flexible spending accounts. Starting in 2011, over-the-counter products will not be eligible for flexible spending accounts. […]

The Incredible Shrinking House

New homes are shrinking. According to the the Census Bureau’s statistics, the median home new size in 2009 fell from 2,300 to 2,135 square feet. Are homeowners shifting away from McMansions? The market is soft. If new homes are smaller, is it a result of what consumers want or what builders can afford? […]