How to Watch Television for Free (or Nearly Free)

Cable television can cost $50 or $60 for a basic list of channels up to $150 to $175 a month for a deluxe package with many of the premier movie channels. You can’t even watch the free broadcast channels without a basic cable subscription unless you have purchased a digital converter box or have a newer television. […]

You'll Need 11 Times Your Salary for Retirement

Here's a piece from the Bucks Blog that says we need eleven times our final working salaries to retire with the same standard of living. This is in addition to what we may (or may not) get from Social Security. In other words, it's what we need to save on our own if we want to retire at 65. […]

How Does a Car Lease Work?

When it comes to getting a care to drive, the debate usually focuses on buying new or buying used. In most personal finances circles, the idea of leasing a car is repugnant. […]

Reader Mailbag: Road Trips with Children

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Savings and short-term deals 2. Cash-out refinance and student loans 3. Finding local clubs 4. “Maxing” a 401(k) 5. Cheapest GPS option? 6. Moving towards major career change 7. Selling baseball cards 8. Cost of children 9. […]

Ask the Readers: How Much Do You Spend on Self Improvement?

I’m a firm believer in personal development. Self-improvement is part of living a rich life. In fact, when I started this blog six years ago, the self-improvement category was one of the first I implemented. […]

IRS Identifies 2 Million Fraudulent Tax Returns

You might not be surprised to learn that the IRS has a fraud detection system, I suspect it’s similar to the system they use to pick which returns to audit, but you might be surprised to find that it has detected roughly two million “potentially fraudulent” tax returns last year. […]

Passing for Middle Class

The most constant theme in my posts here at Wise Bread has been frugality. If you live cheaply enough, you can spend your life doing what you want to do. […]

Should You Become a Landlord Instead of Selling Your Home?

When a job change forced our family to move across the country at short notice, we decided to join the ranks of "accidental landlords" instead of selling our Chicago-area home at a loss. We are so new at being landlords that I don't presume to offer advice on how to be one, but here are the pros and cons my husband and I considered when deciding to rent rather than sell. […]

Best Money Tips: Cheap Summer Vacations

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on cheap summer vacations, grocery shopping on a budget, and staying home with your kids. Top 5 Articles Your Guide to Cheap Summer Vacations — Have a cheap summer vacation by opting to have a staycation. […]

Taming the Stock Market

The following is a guest post from Mark Biller, the Executive Editor at Sound Mind Investing. I'm a big fan of SMI and have written about the company several times (see Review: Sound Mind Investing and Review: Sound Mind Investing Website). […]

Join Our Tweetchat on Thu 7/12, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Summer Travel! […]

Make a Grocery List Before You Go (192/365)

Eight or nine years ago, I never ever made up a grocery list before hitting the grocery store. I’d stop in there a few times a week after work, pick up whatever I thought I could throw together for supper the next night or two, and probably pick up a few other goodies as well. […]

Do It Yourself (DIY) and Save Money

We recently bought a new car and I’m interested in increasing the cargo capacity. Remember, we have four (rapidly) growing boys, so space is at a premium. As it turns out, this particular vehicle doesn’t come from the factory with roof rails installed, but you can get them as a dealer add-on. Not surprisingly, if you have the dealer install them, you’ll pay a premium. […]

Ooma Review: Frugal VOIP Home Phone Service

Home phone service can be costly, running a minimum of $25 to $30 a month. Once you add in long distance, you are looking at $35 or more a month. Some people try to eliminate this cost by moving entirely to a cell phone for both their mobile and home needs. […]

30 Steps to Great Finances: Steps 28 to 30

Welcome back to the final installment in our 30 steps to improve your finances (if you're just joining us, you can get a full recap from the beginning by starting here.) If you have been taking action since the beginning of this series, your finances are probably in much better shape now than they were earlier.  The last three steps focus on some final ways to improve your finances.   Take these s […]

Make Your Own Diaper Sprayer for 29% Less

At some point during your cloth diaper journey you’ll notice something a little funky. Now don’t get me wrong, funky can be fun. But this type of funk is often a little bit foul. It may challenge your senses. You may need a little extra help. Enter the cloth diaper sprayer, a handy tool for those who don’t want to use their hands. […]

Is Cash on the Way Out?

People still say that “cash is king.” However, the actually paper money representing cash might not be king anymore. Indeed, cash is probably on the way out. According to CNN Money, 43% of adults go a week at a time without making any payments with cash. I know that I’m guilty. […]

The Simple Dollar Weekly Roundup: Fiction Edition

I’ve been struggling for several months with a novel I’ve been working on. It’s been hard to make any progress, mostly because I was having a very hard time with the motivation of one of the primary characters. Suddenly, on Saturday, it all clicked. I had a giant breakthrough. Now, I almost can’t stop working on the novel. […]

Is Your Money in the Right Place?

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks, and likes carrots. When it comes to investing, you have two big decisions to make: What to buy, and where to buy it. […]

Can You Afford to Stay Home With Your Kids?

This is a guest article by Mike Collins, creator of In the article, Mike explains how he and his wife decided to become a single-income family and he shares some useful advice for those struggling with the same decision. Most new parents will at least consider the idea of living on a single income so one parent can stay home with the kids. […]