How to Ensure You Use Your Groupons and Other Daily Deals

I have an embarrassing admission — when I moved across the country six month ago, I left a small wave of unused daily deals vouchers in my wake. I felt awful about it — I hate wasting money! […]

Social Security Is Not a Ponzi Scheme

Once again, people are comparing Social Security to a Ponzi scheme. That's a bogus comparison. (See also: Don't Despair Over Small Retirement Savings) A Ponzi scheme is a lie. Named after Charles Ponzi, it's a fraudulent investment where the operators report fake profits — and then support those illusory profits by paying out cash from new investors. […]

Sports on the Cheap: Five Fun Ways to See the Game Without Breaking the Bank

If you’ve been to a major professional sporting event lately, you know the accounting: tickets $50 each, parking $35, beer $8 per, hot dogs $5, ice cream $4, souvenirs $15 for the cheap ones… There’s simply no getting out of that stadium without spending several hundred dollars. But wait! There is a solution! […]

Best Money Tips: Making Ends Meet During Prolonged Unemployment

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on making ends meet during prolonged unemployment, hostels for adults, and credit card advice for college kids. Top 5 Articles Making Ends Meet During Prolonged Unemployment — Get by during unemployment by making your budget your new best friend. […]

Paying Cash for Gas May be a Worse Deal than Paying on a Credit Card

When we were taking our kids to see their grandparents recently, a gas station on the interstate offered both cash and credit prices as follows: Cash: $3.71 per gallon Credit: $3.77 per gallon It looks like you'll save six cents per gallon by paying cash, but paying with a credit card is actually a much better deal. Why? […]

Opened An Online Savings Account For Our Child

My son has the awesome Digital Football Coin Bank.  He uses it to collect and count “spare change”.  A couple of months ago, he and his grandfather started a contest – to see who could be the first to collect $100.  My son won.  Handily. So, building on his new found enthusiasm for saving money, I asked him if he wanted to open his own online savings account.  He’s seven – so you already know, his […]

Should You Co-Sign a Loan?

Let’s say you are approached by a friend or relative asking you to co-sign a loan. Obviously, they assume that they will make good on their loan, pay it in full, and you will never have to worry about it. Being the nice person that you are, you are likely to oblige. But wait! […]

Effective Ways To Monetize Your Blog

Before you start shopping around for a trusty web host for your brand new site, evaluate these opportunities to see if blogging is worthwhile to pursue. Are you doing it for money or for fun? If you’re doing it to see if you can turn in a few bucks while you do something enjoyable, then [...]Effective Ways To Monetize Your Blog Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Join Our Tweetchat on Thu 9/15, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Saving money in college. Learn about finding and applying for scholarships, community colleges, and working while in college. […]

Spare Change: Game of Thrones Edition

Years ago, a friend of mine tried to convince me to read A Game of Thrones, a fantasy novel by George R. R. Martin. I gave it a go, but it never really grabbed me. I’m no prude (far from it!), but there was just too much sex and violence. […]

Saving Pennies or Dollars? Failed Batches

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Financial Experts Often Aren't Expert

Here's a real shocker: Moneyland says that financial "experts" don’t always have expertise. Wow, what a revelation!!!! And a surprise!!! […]

Is the Home Mortgage Interest Tax Deduction a Good Deal?

Interest payments on home mortgages have long been tax deductible in the United States. In fact, prior to the Tax Reform Act of 1986, interest on all personal loans was tax deductible. […]

Medical Discount Plan vs. Health Insurance

The rising cost of health care and the increase in health insurance premiums have many turning to more unorthodox methods of accessing affordable health care services. One of the rising trends has been toward medical discount plans. […]

Poverty Rates Up: How to Avoid Poverty

According to the 2010 Census data, the poverty rate for Americans is up to 15.1 percent, matching the rate from 1993. 46.2 million people are living below the poverty line, a level delineated by earning less than $22,314 a year for a family of four or $11,139 a year for an individual. 22 percent of children under the age of 18 are living in poverty. […]

The Pros and Cons of Car Dealership Service Departments

Moneyland has an interesting piece detailing just how much people get ripped off on maintenance expenses at their car dealerships. […]

The Simple Dollar Weekly Roundup: Old Friends Edition

In everyone’s life, friendships blossom and then other friendships fade into the background. You move. Your interests change. Your time availability changes. […]

Is a Home Warranty Worth It?

After walking our dog Tobey this morning, I walked by a home for sale that advertised a free one year home warranty. It turns out that a lot of homes are offering this as a way to differentiate themselves from other homes. […]

Hostels For Adults: Spend Travel Money Where it Counts

This post is from new staff writer Sarah Gilbert. When I was 23, I stayed at my first (and last) Ritz Carlton, in Palo Alto. […]

Feelin’ Flakey: 7 Delicious Corn Flake Ideas

They say that everything comes back into fashion, and corn flakes are no exception. The Kellogg's iconic rooster-print box had a permanent spot in my childhood kitchen. Having recently re-discovered corn flake versatility, a box now sits on top of our refrigerator. Of course, Kellogg's is not the only corn flake manufacturer — there are now several knock-off brands. […]