Why Credit Cards Aren’t Evil: Benefits of Credit Cards

One of the bits of conventional wisdom that seems to pervade the personal finance world is that credit cards are somehow evil. However, like many other money-related products, credit cards are, themselves, mostly neutral. Those who know how to use credit cards to their advantage usually come out ahead. […]

Homemade Gift Series #10: Homemade Cookies and Gift Bundle

In the coming week, we’re going to be giving a few early small seasonal gifts to people, so with that in mind, we put the final finishing touches on our first gift basket, utilizing some of the items we already made. One component of many of our baskets this year is going to be cookies. Sarah is a spectacular cookie maker and she delightfully packages them up for people as well. […]

Discover® Open Road Card Review

You don’t hear people complaining about gasoline prices as much as they used to. At least, I don’t write about it as much as I did in 2006 (or even in 2000, before Consumerism Commentary). I still remember being able to fill up my first Honda Civic for $12. […]

Preparing for Family Emergencies with Cloud Computing

Parents these days have a lot of important information to keep track of. Thankfully, cloud computing is right there to help, offering free and innovative tools for getting just the right piece of info — when you need it! […]

Patriotic Millionaires for Fiscal Strength

A group of millionaires — the definition of which is any individual with an annual income of over $1,000,000, not a net worth of $1,000,000 — has assembled to let the government know that they’d like the tax cuts for that income level expire, in patriotic duty to the fiscal solvency of the United States. Less than 1% of all American taxpayers earn over $1,000,000. […]

5 Happening Places to Hit Up in Estelí, Nicaragua

With all of its mountains and volcanoes, its beaches and big waves, its awesome people and fascinating culture, Nicaragua rocks. It’s less developed, less touristy, and more interesting than some of its other Latin American counterparts, which is why you should come check it out, especially the northern headlands closer to the Honduran bord […]

Making It All Work – Getting Perspective at Twenty Thousand Feet: Areas of Focus and Responsibility

This is the fourteenth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. What, exactly, are areas of focus? I think the best way to spell this out is to give you some examples from my own life. […]

Best Money Tips: Job Interview Myths

Welcome to Wise Bread's Best Money Tips roundup! Today, we share 10 myths about job interviews, green ideas for a sustainable Thanksgiving, and helpful tips for smooth carpooling. Top 5 Articles Top 10 myths about job interviews — Most interviewers won't expect you hand over references right away. […]

Starting a New Job: 3 Rules to Live By

Being the new guy at work is like moving to a new school. You’re hesitant and unsure of how things work, but you know you want everyone to like you. I distinctly remember starting my first real, salaried job just 24 short months ago: My boss handed me the Loan Review “Manual” that contained all the minutiae of how to correctly do my job. […]

Carpooling: Pros, Cons, and How to Stay Safe

I have been an avid carpooler for nearly three years now. I carpool to and from work with colleagues each day, in addition to finding one-off travel companions for long weekend trips. […]

Your Take: Should Unemployment Benefits Be Extended Again?

Earlier this week CNN Money posted a story that pegged the bill for unemployment benefits at around $319 billion over the last three years. In those three years, the length of benefits has steadily increased to the now 99 weeks of unemployment benefits. Ninety-nine weeks is nearly two full years of unemployment benefits. […]

Ask the Readers: How to Negotiate with Credit-Card Companies?

A reader calling herself Florida Girl dropped a line recently to share her story of financial woe. Though she’s beginning to get a handle on her finances, she’s struggling to cope with the cost of her past choices. She needs help. I’m struggling to keep up with the minimum payments on my credit cards. Unfortunately, I’m paying for past mistakes. […]

Strategies for Breaking Through Credit Reward Tiers

As the end of the year draws near, I’ve been looking at my Amex Delta credit card and wondering if I’ll make it through the $25k spending tier to get a bonus of 10k MQMs (Medallion Qualifier Miles). […]

Seven Items Worth Waiting For

MarketWatch tells us that 57% of holiday shoppers will be making non-gift purchases for themselves this year with the average personal expenditure being $107.50. Ha! I must admit that my personal list is getting quite healthy. I guess it's because I'm shopping more -- both online and in stores -- and I'm seeing things that are new/I like. […]

Carnivals for the Week of Nov 15

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: Carnival of Personal Finance - Real-Life Case Study: How to Take Early Semi-Retirement, Part 1  Financial Independence - Digital Moonlighting: The Best Ways to Earn a Little Money Online   Cavalcade of Risk - Toileting and Retirement, Should I Purchase Long-Term Care Insurance? […]

Investing In Auto Stocks? Thoughts on GM, Ford, AutoZone

Thoughts and opinions that follow are from Tim P., who is our contributing writer on investments, stock and options trading and general stock market topics. This is one person’s analysis of various auto stocks which should NOT be construed as stock recommendations. Tim P. […]

Will Time Make Us All “Rich”?

The following is a guest post by MasterPo from The Po File. In today’s social and political environment harping on “the rich” seems like a daily sport. Never mind that most of the pundits and commentators lambasting “the rich” are themselves among the highest rich in the country by anyone’s definition! […]

Some Thoughts on Passive Personal Finance Barriers

In my most recent book, The Simple Dollar, I spent some time talking about passive barriers. A passive barrier is a small barrier that you set up that will make a particular bad habit more difficult to continue or, sometimes, make a particular good habit easier to repeat. […]

New Jersey Ranks Fourth for Innovative Companies

This came as a surprise to me. According to the Information Technology and Innovation Foundation, New Jersey ranks fourth for entrepreneurial businesses based on emerging technology. That ranking puts my state, known across the world for Jersey Shore and The Sopranos, behind Maryland, Washington, and first place Massachusetts. […]