Mortgage Payoff Progress End Of February 2013 With Chart

My wife an I are working hard to achieve our goal of paying off our mortgage early. As of March 2013, my wife and I will have lived in our new home for 3 full years. We have a conventional, fixed-rate, 15-year mortgage. […]

Working From Home: A Benefit or a Distraction?

Marissa Mayer, the CEO of Yahoo, is looking to improve her company’s performance. In a memo from the company’s human resources department to all employees, Mayer made her intentions clear. In order to build a more cohesive company of employees, all work from home arrangements are canceled. The confidential memo was made public by Kara Swisher at AllThingsD. […]

Teaching Kids How to Shop Around

Frugality is a toolset that anyone can use to squeeze more out of their dollars, and shopping around is just one of those tools. […]

Have You Thought about a Roth 401k?

When it comes to making retirement account contributions, it makes sense to carefully consider your options, and weigh your choices. In many cases, workers try to make a decision between a 401k and an IRA — or at least try to figure out which should be funded first. […]

An Example of Dividend Stock Investing

Several people have written to me recently asking me how exactly investing in dividend-paying stocks actually works. I thought I’d walk through this in a step-by-step fashion so that people can see how it actually works. First, a few caveats. Dividend stock investing is something I do with only a small part of our investments. […]

Help a Reader: Employer Doesn’t Offer 401(k)

I’ve been fortunate in that every employer I’ve ever worked for has offered a 401(k) defined contribution plan. I know that many people are not so lucky and reader Jennifer is one of them. Many smaller businesses can’t afford to set up a plan or simply don’t want to. Whatever the reason, Jennifer doesn’t have the option available to her. […]

Ask the Readers: Are You Filing Your Own Taxes This Year?

It's that time again — tax season! While some people feel confident that they can file their own taxes correctly, other people are more comfortable hiring a tax professional to give them a hand. Are you filing your own taxes this year? Why or why not? […]

The Paradox of Choice and the Mortgage Crisis

If you're interested in having an illuminating (if possibly boring) evening, ask your parents or grandparents to tell you about the details of buying their first house. After getting over your indignation at the fact that homes a mile from Washington D.C. […]

A spring-cleaning discovery

It’s amazing the number of things we can throw out and not miss. I do not wish to backpack through Third World countries living on a dollar a day, I hate the tiny house fad, and I am staunchly against miserliness, but I have to say: I find the slavery of things to be more of an encumbrance every day. Really. I’ve had it with things, and I’m starting to detest them. Well, almost all of them. […]

15 Ways to Solve Your Problem

We all have problems. Whether it’s something that’s been dumped on you at work, something at home, or something else entirely, life rarely goes 100% according to plan. No matter how large or challenging the problem, there’s nearly always a solution of some sort. All you have to do is find it. (See also: Got a Problem? Why You SHould Figure It Out Yourself) 1. […]

Best Money Tips: Have a Clean Place Without Cleaning

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on having a clean place without cleaning, giving memorable gifts without going into debt, and spending your tax refund wisely. Top 5 Articles 11 Ways to Have a Clean Place Without Cleaning — To have a clean place without cleaning, reduce the amount of stuff you have. […]

Potluck: A Fiscal Attitude Worth Adopting

Though I live a fairly — ok, thoroughly — domestic life, I spend a lot of time as a guest or host. […]

Reader Profile: MB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Barclays Bank Online Savings and CDs

Not quite a year ago, Barclays entered the online banking space. They launched an online savings account with a 1% APY as well as a series of CDs of varying terms with competitive rates. Since that time, they’ve held their savings rate steady and now find themselves near the top of the heap amongst the major online banks. Granted, it’s not a very tall heap. […]

Kathleen January 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Kathleen is thirty-one years old, single, and living in Portland, Oregon. […]

Living without money, Is it really possible?

A while back, I wrote about Mark Boyle (aka The Moneyless Man) and his year-long experimentation of living life without money in the UK.  It seems that this phenomenon is catching because a recent article on Yahoo Voices featured a Berlin couple and their 18-month-old who live entirely on the goodwill of others.  Raphael Fellmer, along with his wife, Nieves Palmer, and their young daughter, Alma L […]

FMF March Money Madness, Round 1, Posts 29-32

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

4 Ways Money CAN Buy Happiness

Many of us like to think that we don’t need money to be happy. While you may not be completely at the mercy of your paycheck for your happiness, the money you have can impact the level of contentment you feel about your life. Even if you don’t think that you need as much as $75,000 a year to be happy, there are ways that money can buy happiness. […]

What Is Your Motivation for Saving Money?

This week has been dubbed American Saves Week by the Consumer Federation of America, a non-profit organization founded in 1968 “to advance the consumer interest through research, advocacy, and education,” according to the organization’s website. […]