FMF $5k Red Kettle Challenge

Update: If you are looking for the link to donate (and don't want/need to read the info below), you can find my donation page here. A few events have conspired over the past several months to lead me to this point. They are: I write often about giving, believe it is a key part of personal finances, and personally give myself. […]

The Best Black Friday Deals for 2011

Have you had a chance to look at the Black Friday sales ads from your favorite retailers this year?  Well, if you haven’t had the opportunity, we’ve done it for you.  If you’re one of those shoppers that get up at the crack of dawn to get your hands on the season’s most sought-after items, this post will apply to you.  You’ll want to plan accordingly because most stores won’t offer rainchecks to c […]

Reader Mailbag: Dress Up

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Heating and cooling issues 2. Tax problems 3. Student loan debt juggling 4. Daylight Savings Time switch problems 5. Joint accounts with aging parents 6. Potential book selling scam 7. Multilingual children 8. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Living Well on Less Than $10,000 a Year: Habits of Skilled Visa Workers. Enjoy! […]

Boost Your Human Capital: Stay Healthy

It’s easy to focus on the personal policies that help improve your net worth immediately. Saving money, investing thoughtfully, and earning income affect your bottom line immediately. This view can be shortsighted occasionally. Focusing effort on your personal human capital can have a greater affect on your net worth over the course of the rest of your life. […]

How to Overcome Your Fears in Stock Market Investing

One of the common stories from the recent recession is how shell shocked younger investors are. I’m not surprised because it seems like there is bad news every week and the market makes one hundred and two hundred points moves like it was nothing. […]

America’s Love-Hate Relationship with Wealth

I was on the road for the past two months, first in Chicago, and then in Bolivia and Peru. As always happens, one of the side effects of travel is that I’ve been living in a media vacuum. For the past few weeks, I’ve heard almost nothing of current events. That means I arrived home to find a strange phenomenon: Protestors “occupying” Wall Street. And Oakland. And Portland. […]

The 25 Best Things to Buy on Craigslist

Craigslist continues to be one of the go-to places for people to buy and sell used (and sometimes brand-new) goods. Not only is it simple and free to use (thanks, Craigslist, for staying true to your word) but it also has a vast reach, with sites across the United States and the rest of the world. […]

A Comprehensive Guide to the Debt Snowball Method

Being in debt isn’t just a financial issue; it’s an emotional issue. The more debt you have, the more discouraging it can feel. Getting out from under the pile can seem undoable. But it is possible to get out of debt (I paid off $20,000 of credit card debt), and the debt snowball method can help. […]

Best Money Tips: Save on Last-Minute Travel

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save on last-minute trips, how to find a holiday job, and ways to lower your health insurance premiums. Top 5 Articles 11 Sure-Fire Ways to Save on Last-Minute Trips — Save on a last-minute trip by using your points. […]

The Psychology of Cash Flow

Money flows into your life, and money flows out. To deal, you need to get your finances right — but also your mind. (See also: Managing Your Short-Term Money) Are your finances under control? One good test is how your spending is constrained by your income. Far too many people are forced to arrange their bill paying around their income schedule. […]

Big Mistakes You Can Make When Selling Your Home

My husband and I were recently in the market for a home, and we spent several weeks viewing condos and houses. In our dealings with sellers and their agents, we began to notice certain common mistakes that put us off considering the purchase of these homes. […]

Help a Reader: What to Do with Extra Money

Here's an email I recently received from a reader: I am 27, male, single, unattached, and I graduated with my law degree (JD) from a public T-50 school in May 2010.  I currently work in-house for an insurance company out west.  At this point in my life, I'm unsure of what would be the best return on my investment with the $1,600 I have in monthly disposable income.Financial FactsCurrently, I ma […]

Tips & Sites for Organizing Daily Deals & Managing Coupon Clutter

As a frugalista, I subscribe to nearly every discount newsletter and sales flier out there. When all systems went down during a recent tropical storm, I realized that these updates were seriously clogging my inbox. After just a couple of days, I faced deleting hundreds of emails. […]

Review: The Small Budget Gardener

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. Every once in a while, I’ll stumble upon a book that’s basically already covered the ground I had planned on using for a post series in the future. […]

Podcast 134: Budgetable

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Ryan Bales, founder and CEO of the personal finance website and software Budgetable. Ryan talks about how he founded Budgetable with his brother, how the software works and what he feels are the shortcomings of traditional budgeting methods. Consumerism Commentary Podcast Bank Transfer Day: S06E04 / 159 […]

How to Loan Money to Friends and Family

One of my basic rules of personal finance is never loan money to friends or family. It creates a lender-borrower situation that you just don’t want to mix with friendships and family relationships. Think about it this way: do you like your mortgage holder? Do you feel warm, friendly feelings about them? […]

Reader Story: Adding to Our Family Without Subtracting from Our Budget

This guest post from Mark is part of the “reader stories” feature at Get Rich Slowly. This seems like a natural follow-up to Friday’s reader question about when to start a family. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Wealth Building from the Old Testament

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Dr. Thomas Stanley (author of The Millionaire Next Door) offers us this wealth-building tip from the Old Testament (he quotes a small business owner who is a millionaire next door): He often recalled a lesson he learned from the Old Testament: something about 7 bad years and 7 good years. . . […]

What Should My Net Worth Be?

Earlier today, I was thumbing through the excellent book The Millionaire Next Door, when I came across an interesting discussion about a person’s net worth. The authors, William Stanley and Thomas Danko, offer up a rule of thumb for a person’s net worth: Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. […]