Minimize Television Time (76/365)

Whenever I tell people about the family activities I’ve talked about over the last week – art projects, lots of reading, making your own crayons, and so on – they usually end up asking “where do you find the time for all of this stuff?” Our secret is a simple one: we drastically minimize television time. In our house, there is a simple “no television” rule from Monday to Friday between the time th […]

FMF March Money Madness, Round 2, Posts 17-20

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Ten Pieces of Inspiration #64

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Minutes.io Over the years, I’ve served as secretary for several different groups. […]

In With the Old: 4 Vintage Frugal Resources

A lot of the frugal lifestyle has to do with self-sufficiency — cooking for yourself, repairing what's broken, and so on — skills that fell out of practice over the last several years. So it makes sense that some of the best frugal living references are from a time when more people practiced these skills regularly. […]

Roth IRA Conversion 2012: A Roth Conversion Calculator

The following is a guest post from Marotta Wealth Management. Nearly everyone is an excellent candidate for executing a Roth conversion this year. At the end of 2012, tax rates are going up across the board. With political gridlock and a debt-strapped national government, tax rates are unlikely to be this low again in the near future. […]

Read Together as a Family (75/365)

If there’s one thing our family has an abundance of, it’s books. Nearly every room in our home has a bookshelf in it, and most of them are full. Reading is not a “sometimes” activity in our home. It’s an every day activity. Part of the reason for that is that Sarah and I are passionate readers, period. […]

Making Money from a Passion

If you’re passionate about something, you can make money from it, because people will pay for passion. Sometimes, it’s enough to earn a living, and on occasion, you can make really good money from your passion. Whenever I tell people this, they usually scoff. […]

How Do You Preserve Your Money?

Preservation of capital is an important aspect of any financial plan, but in today’s economy, this is impossible without taking on some risk. At one time, you could confidently place any money you might need within one year in a high-yield savings account and be relatively confident that your money could buy at least as much a year in the future than it could buy the day you deposited your funds. […]

Ask the Readers: Income? Or Negative Savings?

I’ve been fielding reader questions at Get Rich Slowly for almost six years now. In that time, we (you and I) have answered 202 questions, most of which have been about the Big Picture, about things that apply to everyone. Sometimes, though, it can be interesting to get a bit more specific. For instance, Julie wrote recently with a question that, by her own admission, is technical and fussy. […]

Your Take: How Much Savings & Investments?

I saw an eye-opening statistic this week from a retirement confidence survey done by the Employee Benefit Research Institute, a survey they do each year, in which they learned that 60% of U.S. workers had less than $25,000 in savings and investments. That means the total value of their household’s savings and investment, excluding the [...]Your Take: How Much Savings & Investments? […]

Roundup: Kitchen Tips, $11 Credit Reports, and Linsanity

I grew up in New York and basketball was always my favorite sport, so it was natural that I grew up a New York Knicks fan. Having moved to Pittsburgh and then Baltimore, neither of which had basketball teams, I sort of fell out of touch with my home town team until this year. Back [...]Roundup: Kitchen Tips, $11 Credit Reports, and Linsanity from personal finance blog Bargaineering.com. […]

States with the Highest Rates of Underwater Mortgages

As a followup to yesterday’s post about underwater mortgages, I wanted to highlight a recent list of the states with the highest percentage of homes that are underwater. As a reminder, we’re talking here about homes that are worth less than their outstanding mortgage debt. Without further ado, here are the top (or should I say bottom?) five states in terms of underwater mortgages: Nevada. […]

Take an Imaginary Do-Over

Imagine everything you owned was lost in an insured catastrophe. […]

Are You Getting Charged by a Text Message Scam?

Recently, I started to receive some spam text messages. Then I got a text that was more disconcerting. It said that I signed up for a $9.99-a-month service called Bingoroo, which I never did, and welcomed me to the service. (See also: Living Without a Landline) I was a bit confused, so I looked up the company name in the text message — it's some text message bingo game. […]

Best Money Tips: Inexpensive Ways to Boost House Value

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive ways to boost house value, counterfeit vs. real goods, and tax tips for the unemployed. Top 5 Articles Are Those Goods Counterfeit, or "Real"? — Did you know that electronics and medications are some of the most counterfeited items brought into the US? […]

Reader Profile: MP

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Mar 12

As a reminder, FMF is on Facebook and Twitter. Join me there if you frequent those sites.Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: My Personal Finance Journey details a permanent portfolio. The Millionaire Nurse has financial lessons from The Girl With The Dragon Tattoo. […]

Spare Change: Video Contest Edition

Today’s the day! As of now, readers like you can submit entries to the third annual Get Rich Slowly video contest. Share your secrets of financial success and have a chance to win $500. All it takes is two minutes of your time and a little creativity. This year’s contest is similar to past years. […]

Turn Supplies You Have on Hand into Toys (74/365)

Whenever I watch my one year old at play, I can’t help but notice that there really are only a few requirements for entertaining him in a safe way. The item needs to be fairly sturdy, as he can get mad and throw it. He’s one, so emotional control isn’t really part of the equation, nor is an understanding of any sort of “correct” way to play. The item needs to have virtually no intricate parts. […]

How to Save Money While Getting Fit

The following is a guest post from Matthew Pryor at Gym Optional. As a fitness coach and blogger, I don’t mind investing some money in good gear and healthy food. But for many people, getting fit is hard enough. Throw in the need to keep expenses down, and just forget about it, right? Well, not necessarily. Getting in shape doesn’t have to cost a fortune. […]