No Fee Balance Transfers from PenFed – Expires June 30, 2010

As a followup to my recent post about PenFed credit card offers, as well as Saturday’s roundup of 8 Top Balance Transfers which reviewed the best current balance transfer credit card offers including 0% APR balance transfers, I wanted to highlight an e-mail that I recently received from PenFed regarding their transfer fees… It seems that they’ve decided to waive the balance transfer fee associated […]

The American Opportunity Tax Credit

Last week I offered some last-minute tax filing tips, and the IRS deadline is looming. I’m happy to tackle tax questions, and Consumerism Commentary reader Eric has one. Eric was a full-time student through May 2009, and he, like many former students, is dealing with the cost of a college education. […]

120 Rule vs. Target Retirement Funds

Have you ever heard of the 120 Rule? The 120 Rule is a basic asset allocation rule. Take your age and subtract it from 120. That is the percentage you should be invested in stocks and the balance should be in bonds. If you’re 40, then you should have 80% in stocks and 20% in bonds. If you’re 50, then 70% stocks and 30% bonds. […]

Poll: How Much Do You Need to Save for Retirement?

This post contains an excerpt from Chapter 13 of Your Money: The Missing Manual, my new book from O’Reilly Media. It’s also a part of National Financial Literacy Month. For the past several months, GRS has been running a new poll in the sidebar every two weeks. Mostly, these are curiosities to me. But the poll that just concluded produced an interesting tidbit of information. […]

The Eternal Question: Rent or Buy?

The following is an excerpt from Your Money: The Missing Manual , an excellent book written by JD Roth from Get Rich Slowly. Copyright 2010 O'Reilly Media, Inc. All rights reserved. Used with permission. Deciding whether to rent or buy is a complicated financial and emotional decision. […]

Complement what Mr. and Mrs. Jones have

Our new subdivision has a lot of families with kids, which is a great thing for our five-year-old daughter.  Her new playmates, of course, have lots of new toys that they’re often very happy to share. At our previous house, the owners had bought a slide and swing playset that our daughter used a fair bit.  Our new home, as nice at it is, didn’t convey with one, so we have a blank slate to deal wit […]

Chase Sapphire Review: Rewards From Sapphire, Preferred Cards

When you have a credit card, it should do more than just let you pay for purchases. This is especially true if you’re the sort of credit card holder who pays off your balance each month or if you carry a low balance. […]

GRS Video Contest Update (and PR Week)

Time is winding down on the Get Rich Slowly video contest. For a while, I was worried that nobody was going to enter. Last week at this time, we only had five entries. The pool is up to 23 videos now, though. […]

Review: The Little Book of Big Dividends

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. I’ve always found the idea of investing in stocks for dividends to be an intriguing one. In a very simplistic way, that means you buy stocks in individual companies that are very stable and have paid strong dividends for a long time. […]

Podcast 51: Money and Parenting, Kara McGuire

This week’s guest on the Consumerism Commentary Podcast is Kara McGuire, personal finance columnist at the Minneapolis Star Tribune. […]

When Financial Change Is Overwhelming

Mark writes in: I’ve been reading The Simple Dollar for a year or so and I’ve found it really inspirational. My problem is that I can’t get past the “inspirational” part. Several times, I’ve started to try to implement your tips. I’ll make grocery lists and try out lots of free activities and give up my morning coffee and start watching less television and reading more. […]

Reader Story: I Was Drowning in Debt

This guest post from Steven is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. […]

A Very Simple Budget

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. I was listening to a Willow Creek podcast (the sermon series is titled "In God We Trust" and is about managing money) where guest speaker Andy Stanley offered a simple budget formula as follows: Give Save Live on the rest Sound familiar? […]

When Your Mental Health Keeps You from Success

Anxiety disorder. Depression. Panic attacks. Intense phobias. Our brains are incredibly complex pieces of meat. Just like other parts of their body, they can break down and not work quite right. Yet, society often treats ailments of the mind as something either not to be spoken of or something to be looked at as an intense personal flaw. […]

The Simple Dollar Time Machine: April 10, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Want to Make Something by Hand? Sew Start, Already!

This post is from GRS staff writer April Dykman. Recently, J.D. wrote about the value in finding something that you enjoy making by hand. As I read his post, I couldn’t help but to think about my mom, who is hands-down one of the craftiest, most creative people I know. […]

How to Start an eBay Home Business

The following is a guest post from Start an eBay Home Business. So you want to have some more money at the end of the month to save for the future, to live a bit better or to be able to afford that new mobile phone? Consider selling stuff on eBay, almost everything you've got at home can be made into money. […]

8 Top Balance Transfers

Each Saturday we bring you information about current credit card offers from major banks. This series is designed to assist you in comparing and choosing credit cards with the best features. […]

Best Money Tips: The Perfect Pie Crust

Welcome to Wise Bread’s Best Money Tips roundup. Today, we give you expert tips for making the “perfect” DIY pie crust, how to know if you need gap insurance, and whether an 850 credit score is even possible! Top 5 Articles The Perfect Pie Crust — This is a skill that everyone should master, but sadly, I’m still far off the mark. […]

Tax Freedom Day and Some Homework

Happy Tax Freedom Day! In case you weren’t aware, the average American will spend 99 days working to pay their 2010 tax bill. That makes today, April 9th, Tax Freedom Day. […]