A Review of Perkstreet’s 5% Cash Back Debit Card and Checking Account

PerkStreet Financial, a company that launched just over a year ago has decided to kick things up a notch by offering something new in addition to their online checking account.Previously, PerkStreet enticed customers with a $50 cash bonus for signing up a new account, then 2% cash back on all non-PIN debit card purchases for 6 months and 1% on all purchases thereafter but now they’ve outdone thems […]

Poll: How Much Do You Spend on Utilities Each Month?

Utilities are a part of life for almost everyone. Whether you own or rent, you’re responsible for paying for utilities such as electricity, gas, water, sewer, etc. Granted, renters occasionally find leases where some or all utilities are included, but ultimately you’re still paying for them as they are tied into the monthly rent. […]

Reader Mailbag: Impromptu Travel

What’s inside? Here are five word summaries of the questions answered inside this mailbag. Click on the number to skip straight to that question. 1. Co-signing with bad credit father 2. How many people read TSD? 3. Removing stains from cloth diapers 4. Percentage for emergency fund 5. Personal loan for adoption 6. Gloom, doom, and e-funds 7. Difficult job search 8. […]

America's 10 Favorite Bosses

Link:  http://www.openforum.com/idea-hub/topics/managing/article/americas-10-favorite-b... ShareThisGlassdoor recently took a survey of employees of some of the most popular companies, asking workers what they thought of the way their bosses were running the company. […]

How to Cancel a Credit Card

In the last year, literature in personal finance focused a lot on financial defense like canceling a credit card. There was a lot of talk about credit, credit reports, and your credit score because it’s one of the cornerstones of the modern financial life, whether you like it or not. […]

Beyond Credit Card Debt

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. I made my last credit card payment this week! That final payment ends more than ten years and $20,000 of credit card debt. Getting out of credit card debt is a familiar story to readers of Get Rich Slowly. […]

Death and (No) Taxes: The 2010 Estate Tax Loophole

In the United States, the estate tax is a tax imposed on the transfer of assets from a deceased individual to their heirs. […]

Eleven Miserly Guidelines to Saving Money

Here are the eleven miserly guidelines that are the core principles covered in Miserly Moms: Living Well on Less in a Tough Economy (remember, I profiled the author the other day): 1. Don't confuse frugality with depriving yourself.2. Remove little wasters of your money.3. Keep track of food prices.4. Don't buy everything at the same store.5. Buy in bulk whenever possible.6. […]

Review: Voluntary Simplicity

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. For many of us (myself included), one of the biggest motivations for getting our personal finances in shape is to give us more control over our lives. […]

Podcast 62: Families and Money Survey, Bank Overdraft Fees

Today’s episode of the Consumerism Commentary Podcast features two guests. In the first segment, Tom Dziubek talks with Carrie Schwab-Pomerantz, president of Charles Schwab Foundation. […]

Roundup: Sumo Bean Bag Chairs, Dating Websites and Eating Weeds

A couple years ago Andrew from Sumo Lounge sent us a Sultan SumoSac and one of their Omni Bean Bag Chairs. It turns out that our little buddy Tobey (our beagle) has claimed the Sultan SumoSac, thinking it’s his very own dog bed (one of the largest dog beds every). Fortunately, Sumo added yet another chair to their bean bags lineup and Andrew emailed me to ask if I wanted to try it out. […]

Paying Down the Mortgage or Investing for the Long Term? What Shall We Do?

As I mentioned a bit last week, we’re currently debt free except for our mortgage and a student loan with such low interest that it would be financially reckless to pay it back early. […]

Reader Story: The Other Side of Bankruptcy

This guest post from Shara is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. […]

The Seven Pillars of Financial Success, Pillar 7: Give

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The Bible discusses the keys to personal finance success quite plainly. If you read the book of Proverbs in particular, you'll see that the path to financial success isn't that difficult or extensive. […]

The Basics of Equity Mutual Funds

New investor here. I wanted to use this place as a platform for boosting my investment education. It’s no secret that I’m pretty green when it comes to the world of investments, but I’m making some progress. Or at least I thought I was until I started digging into mutual funds. I thought that a [...]The Basics of Equity Mutual Funds Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Askers, Guessers, and Personal Finance

A while back, I came across a fascinating article at The Guardian discussing askers and guessers: This is the “disease to please” – a phrase that doesn’t make grammatical sense, but rhymes, giving it instant pop-psychology cachet. There are certainly profound issues here, of self-esteem, guilt etcetera. […]

Save Money by Baking Your Own Bread

Ah, at last: The sun has arrived in Oregon. It’s not hot, but it’s warm, and we’ll take it. The coming of summer means I can stop whining about the rain, and it also means that Kris and I have started baking bread more often. (During the winter, our house is too cold for the dough to rise.) We’re still using the easy and cheap home-made bread recipe we stumbled upon a couple of years ago. […]

The Simple Dollar Time Machine: June 26, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine. One Year Ago (June 20 – June 26, 2009) How Low Can You Go? […]

Money To-Do Calendar: July

The great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the July steps as follows: Review the performance of your investments over the first six months of the year. […]