The Best Time to Buy Stuff

Have you noticed that certain things are just priced better at certain times of the year?  Seasonal sales and end of year inventories have led me to create a quarterly cheat sheet for shopping.  Now I can keep in mind the big purchases we may have to make and can look up the best months to start shopping.  This makes it much easier to tackle large purchases and I don’t feel like I lost out on easy […]

How to Reconcile Your Bank Account

One of the most important things you can do for your financial situation is to make sure that you reconcile your bank accounts every month. […]

Discover More Student Card $25 Bonus Review

Of all the credit cards available to Americans today, student credit cards are rare among issuers. Credit card providers generally carry a variety of travel rewards, cash rewards, and point-based credit cards, but only have one card with features designed for college students. […]

Wells Fargo: $3 Monthly Debit Card Fee

It was only a matter of time before we’d see the effects of the watered down Durbin Amendment. The Durbin Amendment originally capped debit card fees at 12 cents but after some wrangling, the Federal Reserve ultimately capped the rate to 21 to 24 cents, nearly double what was proposed last December. […]

A Reminder of How Expensive Some Cities Are

I've noted how I like to watch House Hunters, so when I saw this post about why watching it is bad for the author's finances, I had to check it out.The article is quite humorous as he points out the difference between home costs and features in various places shown on the TV show and what they cost in New York City. […]

6 Funds To Hedge Against a Recession

The word recession has investors searching for safe investments until the market rebounds. Just take a look at how the market has reacted recently. Investors want the maximum yield with the least risk involved. Luckily, options are available for investors to weather the storm until the economy improves. Mutual or index funds are a collection of bonds, stocks or money market securities. […]

10 Steps to Update Your Look on a Budget

This post was brought to you by T-Mobile. America's Largest 4G Network -- Now faster than ever. Click here for more details. Are you a mom with nothing to wear? Have you wasted precious early morning minutes trying on and then discarding clothes that aren’t working? Maybe you need a wardrobe update. […]

The Simple Dollar Weekly Roundup: School Days Edition

My oldest child starts kindergarten tomorrow. Our next child starts formal preschool tomorrow, too. They were babies just a short time ago, but they’re now progressing into the world, moving into their own independence. […]

Are Credit Card Annual Fees Worthwhile?

The best credit card deals are often spoiled by an annual fee. Annual fees can range from about $50 to $2,500, with the high end reserved for the super-select American Express Centurion Card (the “black card”). […]

Check Your Service Contracts

Over the weekend, I logged into my Verizon FiOS account online to review my service contract and make sure everything was in order. It’s setup on auto-pay, I get bills electronically sent to me, but I still like checking in every once in a while to make sure everything is in order. […]

An Introduction to Arbitrage: Using Craigslist to Make a Living

On Saturday, I drove from Portland to Eugene to meet Jacob from Early Retirement Extreme. He’s on a mini road trip from the Bay Area, scouting Oregon for a place to live. Along with a few other ERE readers, I joined Jacob for a meet-up. […]

Free or Cheap Wall Art

Most of us would love to have beautiful art decorating the walls of our homes, but we can't always afford to buy expensive prints and canvases. Fortunately, there is a wealth of ways to decorate the walls of your home that will have your friends admiring the beauty of your décor — and are cheap or entirely free! […]

How to Keep Bread Fresh

If you live alone, you're all too familiar with food going to waste. It's hard to buy single portions of many perishable foods, including fruits and vegetables. Let's tackle another food that can go bad before you're ready to say goodbye — bread. Often known as "the greatest thing," sliced bread can go stale pretty easily if you don't care for it properly. […]

Best Money Tips: Ways to Earn Money Quickly

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to earn money quickly, websites where you can swap and save, and tips to find cheap hotel rooms. Top 5 Articles 11 Ways to Earn Money Quickly — Earn money quickly by tapping into your talent. [SavvySugar] 40 Websites Where You Can Swap and Save — Are you looking to swap something you own? […]

5 Fun and Functional Souvenir Ideas

With the amount of money you'll be spending to get where you're going, it only makes sense to shop for inexpensive souvenirs where you can. But who wants to bring home a pile of crap that neither you, nor your gift recipients will ever enjoy? These ideas for souvenirs are not only affordable, but fun and functional as well. […]

Back-to-School Time Savers

As summer comes to an end, it comes time to say goodbye to carefree mornings and prepare for the more structured days of the school routine. […]

More on How to Protect Yourself If You Use a Debit Card

My post on How to Protect Yourself if You Use a Debit Card generated this comment that I thought was worth sharing with all of you: I work in credit card fraud monitoring and I can share some tips for keeping your debit card safe. Fraud on a credit card is an inconvenience - we shut down the card and file on claim on the charges and you never have to pay on those charges at all. […]

Wells Fargo Testing $3 Monthly Debit Card Fee

Wells Fargo Bank, the primary brick-and-mortar bank I’ve been holding onto for my branch-based banking, ATM deposits, and immediate check-writing, is jumping on the debit card fee bandwagon. Chase was one of the first banks to start playing around with fees and debit card changes. […]

Why We Save

My five year old son is saving diligently to own a Nintendo DS Lite video game system. One of his cousins gave him a baggie with several games that would be playable on that system and he’s longing to play them, so he’s been saving. That system, new, costs $100. We can find reliable used ones with a warranty for $60 (sometimes) or $70 (most of the time). […]