How Much are Your Vices Really Costing You?

Do you drink beer? Do you smoke cigarettes? Do you love your morning latte on the way to work? Of course you do. But these little habits may be costing you more than you think and doing serious damage to your financial future. I’m not knocking your vices — we all have them — but many of us also make the mistake of not realizing just how much those vices actually cost us. […]

Six Steps to Making a Successful Low-Ball House Offer

Smart Money lists six steps to take to make a successful low-ball offer on a home as follows: 1. Understand the market2. Pick the right real-estate agent3. Back up your price4. Know what you're willing to pay5. Make a clean, easy offer6. Be smart about a cash deal I have to say that this is a GREAT list IMO. […]

The American Airlines Bankruptcy and Your Frequent Flier Miles

On November 29, AMR Corp. — American Airlines' parent company — filed for Chapter 11 bankruptcy. The bankruptcy isn't exactly a surprise. […]

How To Stop Junk Mail With Free & Paid Services

I can see how debt can grow into something uncontrollable and unmanageable to the point of crushing someone financially. This is what I could foresee happening to me if I took up all the loan offers that used to come my way. I would wonder: how did mail marketers find out where I live? […]

Join Our Tweetchat on Thu 12/1, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Dining out on the cheap. Learn about taking advantage of discounts, keeping your bill low, and setting spending limits. […]

Five Retirement Surprises

The following is a guest post from Marie at Family Money Values. You've no doubt read a lot of Free Money Finance's advice on planning for retirement – and hopefully are implementing those parts of it that make sense in your lives.  Sometimes it helps to hear the story of those that have gone before you so today I share a few of our retirement experiences. […]

Saving Pennies or Dollars? Hot Tub Usage

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Don’t Cosign Anything!

If you’re open to the idea of cosigning a loan or credit card for somebody, I don’t want to tell you that in all cases it is a bad idea but I will say that I’ve always had a hard time finding a good reason to say yes to a family member who needs a cosigner. […]

Kindle Owners with Amazon Prime Shipping Can Borrow Books for Free

Kindle owners listen up. Amazon’s got a sweet deal. In addition to all the books they offer for free through their website, they also have a Lending Library that is free for Prime members. This lets you get your hands on some of the hottest titles without having to wait for them to go on sale. That’s right. By being an Amazon Prime Member, you get access to books for free. […]

Fee-Based vs. Fee-Only Financial Planners & Advisers

It’s possible that, at some point, you will feel as though you need hep planning your finances. In such a case, you will want to turn to a financial planner or adviser to help you figure out your best move. Before you make a decision about picking a financial adviser, it’s a good idea to consider how he or she is paid. […]

Payday Loans are Still a Bad Idea

As if we needed another reminder, the Today Show had a piece this morning on the dangers of payday loans. […]

25 Ways to Make Money Today

Wise Bread lists 25 ways to make money today. I divide these up into three groups: things I have done to earn money, things I haven't done but would do to earn money and things I'd pass on even to earn a buck. Let's start with the ones I've actually done (along with my comments): Sell some stuff -- Who hasn't sold something to make money? […]

Record-Setting Cyber Monday

Consumers in the United States spent more money online in one day, this past Monday, than they spent in any other one day in history. Online browsing and shopping resulted in $1.25 billion in sales on Cyber Monday, up 22 percent from the previous one-day record, last year’s Cyber Monday. […]

The Simple Dollar Weekly Roundup: Alternating Nights Edition

Sarah and I take turns handling the bedtime routine of our three children. One of us will make sure the kids get their teeth brushed and take their vitamins, read them their bedtime stories, sing songs for them, then hang out near their bedroom to handle the inevitable post-bedtime requests. The other parent essentially has free time. Sometimes, we just relax. […]

Empower Your Willpower

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

American Express: The Gift Chain

American Express is running a promotion I’ve never seen before called The Gift Chain. Basically, if you spend $25 or more at a participating merchant, you’ll get a gift from that merchant’s pool of Gifts. Each merchant’s pool of gifts is slightly different (the full list is below) and once that list is exhausted, gifts will be taken from the Rollover pool. […]

14 Fun Winter Staycation Ideas

If you believe the Internet reports on Black Friday and Cyber Monday, the economy is making a comeback. And perhaps it is. […]

Impress the Future Boss: 9 Interview Mistakes to Avoid

A job interview is one of those few formal moments left in a world that is becoming less and less formal. Understanding just how much we need to up our game to ace an interview can be tough. If you’ve gone to all the effort of landing an interview, present your most poised and polished self by avoiding these nine mistakes. (See also: How to Answer 23 of the Most Common Interview Questions) 1. […]

Best Money Tips: Reduce Your Food Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on reducing your food budget, saving on winter spending, and times when it's ok NOT to save money. Top 5 Articles Easy Ways to Reduce Your Food Budget — Reduce your food budget by planning your meals in advance. [Moola Days] 6 Tricks to Save on Winter Spending — To save on winter spending, insulate your home. […]

10 Great Uses for Onions

I'm not a big fan of raw onions. But while I won't be putting them in my salad anytime soon, there are some fantastic uses for onions that I can take advantage of without bothering my taste buds. (See also: 25 Alternative Uses for Lemons) 1. Protect Your Plants From Insects Mix together four onions, two cloves of garlic, two tablespoons of cayenne pepper, and one quart of water. […]