How to Deal with Losing Your Wallet While Traveling

After our inaugural Financial Contingency Plan series post, How to Recover From a Lost Wallet, a lot of you suggested I write an addendum to the post to cover the case where you lose your wallet while traveling. Whenever you’re traveling, one of the biggest headaches you can run into, besides an airline losing your luggage, is losing your wallet or having it stolen. […]

How to Build Confidence and Overcome Fear

“How to Build Confidence and Overcome Fear” is a rare GRS re-run; it originally appeared on 17 February 2009. I’m dealing with a family crisis, and haven’t had time to write. Things should be back to normal tomorrow. Fear is the path to the dark side. Fear leads to anger, anger leads to hate, hate leads to suffering. — Yoda Last week I did something that scared the hell out of me. […]

Save Money by Teaming Up with Your Neighbors

Our neighborhood has a loose-nit homeowner's association (it's volunteer and only $30 a month year) which entitles us to a few "special events" (Easter egg hunt, summer party, Christmas party, etc.) as well as a newsletter each year. But better yet, my wife headed an effort to make joining the association a money-saving venture. […]

AT&T Universal Rewards $50 Bonus

The AT&T Universal Savings and Rewards Card was my very first credit card. […]

How To Find Coupon Codes Online

I am in love with promotional codes and online coupons. Okay I know it sounds strange but when you realize how good these things are, you will fall in love with them too. Let’s get back on the straight and narrow here though and figure out what they are and how to get them. […]

Daily Links: Family Crisis Edition

I’ve been a little quiet around here the last couple of days, and I apologize. I usually aim for the Monday post at GRS to be a J.D. post; and if the Monday post isn’t from me, then I certainly want for the Tuesday post to be mine! […]

The Flip Side: What Frugality Gets You

This past weekend, I attended GenCon 2010, a gaming convention in Indianapolis, IN, with a group of several friends. […]

Social Security a HUGE Asset -- Should It Be Counted in Your Net Worth?

In my post titled Too Many Relying Too Much on Social Security, there were a couple interesting comments regarding the value of Social Security. Here's the first one: According to The Pension Right Center website, the average monthly Social Security benefit paid to retired workers in 2010 is $1,168.60, or $14,023.20 a year. […]

Strategic Defaults: Buy Now, Default Later

Over the past few months, it’s become clear that a lot of homeowners are strategically defaulting on their homes. In other words, they’re intentionally walking away from their mortgage obligations because they owe significantly more than their home is worth, even if they can afford to keep making the mortgage payment. But what then? […]

United First Financial For Sale?

One of the most commented posts on Bargaineering is my take on the legitimacy of United First Financial’s Money Merge Accounts (it’s legit in that it works but you’re overpaying for no apparent reason), so I’ve always taken a keen interest in UFF and the state of their programs. […]

Ask the Readers: What are Your Favorite Deals? (Chance to win $20)

We want to know what deals get you excited! In this week’s Ask the Readers giveaway we’re focusing on our Best Deals Today newsletter/section, and asking you: How can we make it better? […]

Poll: Do You Use Mobile Banking?

We’ve come a long way in just a few years. Not long ago banking consisted of having a local branch that you used and the idea of mobile banking was to use an ATM or your debit card. Then, we saw a flood of what were considered online banks hit the market in the past few years. Banks such as FNBO Direct and ING hit the web and in a sense created virtual banks. […]

Something I Like: Applebee's 2 for $20

I go to Applebee's once a year. Every spring my son and I volunteer to referee at a local soccer tournament. It's an AYSO event, which usually means that there are no fees for refs, but since this is a tournament and teams pay to be in it, there is some compensation for refs. […]

How Not to Fail at Frugality

Yesterday, I had a wonderful conversation with an Associated Press reporter who was writing a story about teaching children how to be frugal. […]

Simple Strategies for Using Your Leftover Food

Sure, it looked great in the grocery store a month ago, but that forgotten perishable in the back of the fridge is now only worth its weight in garbage. American households throw away $600 worth of food per year and many families cannot afford that waste. […]

Is Pet Health Insurance Worth It?

We have a big dog. She's huge, actually — over 100lbs but with all the energy of a puppy. And for that reason, we figured we'd need at least some basic health insurance for her. Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. […]

Make Sure You Really Want to Jailbreak Your iPhone

If you heard about it at all, you heard right: it’s no longer illegal to jailbreak your iPhone. That means you can install any app you want on it, regardless of whether it exists in the official App Store. But according to Apple, this will void your warranty, so proceed with caution.I’d recommend looking through what I think is the repository of apps newly available to the jailbroken. […]

Calculate Your Monthly Freedom Day

Every year, the Tax Foundation points to a day in April and proclaims it Tax Freedom Day. It’s the day after which you have effectively earned enough to cover your tax liabilities for the year. For 2010, that day was April 9th. In 2009, it was April 8th. The idea is that, based on what you are projected to owe in taxes, every hour you work until that day goes towards funding that liability. […]

Stopping Shopping Momentum

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Shopping momentum is the bane of many budgets. […]

Car Insurance: Dealing With an Accident

Last week while driving home, my husband and I got into a car accident. We were stopped at a red light behind another car. […]