The Hidden Emergency Fund

In a small independent bank several hours from where we live sits a savings account. That account is in our names. It earns a solid interest rate but does not have an ATM card associated with it. […]

Why You Should Reject Counter Offers

The following is an excerpt from RecruiterGuy's Guide to Finding a Job. As I've noted, counter offers rarely work out. Why do managers and companies extend counter offers? […]

Are Banks Failing Less Often?

Back in 2008, I put together fifty fun facts about bank failures in which I looked at a bunch of FDIC and bank failure facts. I thought it was fun because I love trivia, I don’t think banks failing left and right is all that much fun! Since the 2008 publishing, we’ve had a few years of turmoil in the banking industry, to say the least. […]

Credit Reports: Are You on the VIP List?

Did you know that the three major credit bureaus maintain a VIP list of people who get preferential treatment when it comes to fixing credit report errors? […]

Kids and Money: Should You Pay Your Children for Chores?

Most financial experts agree that it is important to start teaching your kids about money when they are young. After all, even toddlers can begin learning a little bit about money, and how it works. […]

Car Dealers Pass Loan Acquisition Fees to Buyers Without Disclosure

If you have less-than-stellar credit, you’re at a significant disadvantage when you go to a dealer to purchase a car and seek financing through the dealer. Banks or intermediary loan brokers charge dealers a fee to extend credit to a risky customer. Rather than denying someone credit, the company that finances the loan charges risky applicants a higher interest rate. […]

Creating a Budget: Money Management 101

For most people, the word “budget” conjures up thoughts of penny-pinching and the unpleasant task of crunching numbers. This couldn’t be further from the truth. A budget is the cornerstone of a solid financial foundation, regardless of your situation, and it isn’t that hard to do. A budget is nothing more than a breakdown and plan of how much money you have coming in and where it goes. […]

How to Get 55% More Rewards (and 3.1% Cash Back) with Your Chase Freedom Credit Card

I noted a week or so ago that the Chase Freedom cash back credit card was recently named the best overall credit card by CBS Moneywatch (FYI, the $150 cash back bonus for the card is still available when you apply and are accepted for the card. […]

Overlooking the Free Things

This morning, I woke up and looked out my window to see the dawning sun peeking between the horizon and a cloud. Last night, I turned off all the lights in the bathroom and took a warm shower, letting the lack of light and the extra heat remind me of the wonderful feeling in every part of my body. Yesterday afternoon, I went on a long walk. […]

Store Credit Cards: Good or Bad Idea?

This is a guest post from Lisa White. Heading to the checkout counter after a fruitful shopping spree, I was taken aback by the steep total shown on the register. […]

Newark Liberty International Airport Has the Highest Fares

The same day I purchased airfare from New Jersey to California for what I thought was one of the better rates I’ve found in the past decade or so, I came across statistics showing that New Jersey’s Newark Liberty International Airport sports some of the highest fares in the country for the past two years, and this is expected to get worse this summer. […]

Social Security Stops Mailing Annual Benefit Statements

Several years ago, I was surprised to receive my first Social Security Estimated Benefits Statement. Now, three statements later, it turns out those mailers will no longer be going out in a cost cutting move (it costs around $70 million a year). […]

Book Review: Early Retirement Extreme

For over five years now, I’ve spent most of my waking hours reading and writing about money. I’ve learned a lot. Using this knowledge, I’ve been able to get out of debt, build savings, and even begin pursuing my passions. What’s next? […]

Ask the Readers: What's Your Favorite App Idea?

Editor's Note: Due to Facebook changing their promotions guideline rules, we had to select two winners from the comments and one from Twitter. Congratulations to Chris, NJJ, and 1bets1 for winning this week's contest!  For iPhone's alone, there are over 350,000 apps available for download. […]

How to Always Be on Time

When it's really important for you to be somewhere on time — job interview, first date, wedding — you have to plan ahead. These tips can help, and you may be surprised to find that it's not just as simple as "leave early." (See also: 10 Ways to Save Time by Spending Time) 1. […]

Herbal Supplements: Know What You’re Getting!

The natural health market abounds with herbal supplement companies, each of which promises to provide you with the best, healthiest supplements around. This one has all natural, organic ingredients. That one uses only herbs and no other substances ever. This other one says that its supplements have the highest quality ingredients around. […]

Best Money Tips: Wedding Makeup on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to do your wedding makeup on a budget, ways you're getting ripped off, and Father's Day gift ideas under $100. Top 5 Articles How to Do Wedding Makeup on a Budget - 10 Tips & Ideas — Save money on your wedding makeup by having a makeup party. […]

Retirement May Be Bad for Your Brain

In case you haven't noticed, I have retirement on the brain lately. I started by posting my updated retirement plan, then followed that with some additional numbers from a financial calculator. Add in a few extra posts on this and that and it's been retirement central around here lately. […]

Today’s Giveaway: $50 and The Gift of Stock

While the forecast is calling for rain all week where I live, the free gifts are raining down at Consumerism Commentary. Giveaway May continues right now with the twelfth freebie of the month. […]

Online Fraud May Mean Losing More Than Your Money

What happens when you mix anonymity and emotions with money? Be careful when you make financial or romantic connections through the Internet. Sometimes, it does not pay to go online, especially if you have money! […]