What You Need to Know Before Co-Signing a Loan

Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card rules for teens. What should you do? […]

In Search of Silence: 4 Ways to Get Peace and Quiet

Rolling through a few countries or towns on a long trip can bring out the best in you. You become more outgoing than usual, meet people from all around the world, and form tight bonds with fellow travelers. You can also pick up a new language, try out new foods, and generally push your own boundaries. […]

Set Your ATM Preferences

Marketing e-mails, provided they make it through Google’s top-notch spam filters, get about half a second of attention from me before they get deleted. […]

Who Should Face the Music When the Banks Fail?

Over the last two years, we've all seen who do face the music when banks fail. It's the average people, the consumers and employees who see their income tank, their jobs disappear, and the prices of everyday products skyrocket. And most of us know that it's not fair. […]

Where to Sell Old Unwanted Stuff

According to Wikipedia (and they don’t cite a source), there were 50,000 self storage facilities and 2.35 billion square feet of self storage at the end of 2009. The U.S. Census Bureau estimates there are 307 million people in the United States. […]

Money Myths and the Importance of Thinking for Yourself

When I sat down to write Your Money: The Missing Manual, I knew I wanted to start with a chapter on happiness. (Well, to be fair, I was going to conclude the book with this chapter; my editor suggested moving it to the beginning, which was a stroke of genius.) In particular, I wanted to make the point that money doesn’t buy happiness. Because we all know that’s true, right? […]

The Newlywed’s Guide to Managing Money

As I mentioned last week when I wrote about saving money on your wedding, your wedding day is just one day out of your entire marriage. Today I want to talk a bit about managing your money to make the rest of your marriage as smooth as possible. Being responsible with your finances includes looking at how the two of you view money and planning how you’ll approach it in your marriage. […]

What are You Spending on Vacations This Year?

One of the major expenses many families face every summer centers around vacations -- where to go, how much to spend, etc. So I thought it would be interesting for us all to share what we plan to do regarding vacations this summer (and a bit beyond) as well as what we plan to spend. […]

Last Chance: 25,000 American Express Points Sign-Up Bonus

If you are looking to accrue thousands of American Express Membership Rewards Points, there is about one day left to qualify for a good deal. If you sign up for the American Express Premier Rewards Gold Card before the end of April 27, 2010, and if you spend $1,000 in the first three months, you will qualify for 25,000 bonus points. […]

Track your money with the Free Budget Spreadsheet

This Budget Spreadsheet is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. I’ve been thinking a lot about budget spreadsheets. […]

Air Conditioner Spring Cleaning

Our new house has two air conditioning units, one for upstairs and one for downstairs.  One of the things that we knew the house needed, when we bought it, was an additional return for the downstairs unit.  (Technically, we have an HVAC, which provides air conditioning and air heating, but we just call it the air conditioner.) While he was here adding the return, I asked the tech […]

How To Buy A Car Online

Time to buy a new car? Some fast tips before you get going. A long while back, some of us at work were snickering about a coworker buying a car on eBay. “Can you imagine,” we laughed among ourselves. “Why would anyone do that?” We couldn’t even comprehend the idea. But times change and when [...]How To Buy A Car Online Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Schwab Visa on the Ropes

Here's a piece from the WSJ Bucks Blog that says that Schwab has officially stopped accepting new applications for its 2% rewards Visa credit card. […]

Who Judges You?

We’re all constantly being judged. People glance at us and form opinions about us. Our friends, our family, our vaguest associates all have ideas of what we should or shouldn’t be doing. […]

The Best Credit Cards, February 2013

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Will the Homebuyer Tax Credit Be Extended?

This is just a quick note about the $8000/$6500 homebuyer tax credit. As you may recall, this credit was originally introduced as an $8000 first-time homebuyer tax credit that was set to expire on November 30, 2009. Shortly before its expiration, Congress acted to push the expiration date back to April 30, 2010. […]

Best of Money Carnival

Just a note to let you know that the latest version of the Best of Money Carnival is now up. Congrats to all participants and especially the winning post,  11 Great 40 Dollar Investments. Enjoy! […]

Kelley Blue Book Announces the Top 10 Green Cars

As gas prices increase, you can save some money by buying a more environmentally friendly vehicles. That may only be true when evaluating the cost of gas over time, however. […]

Another Example of Getting a Raise Despite a Tough Economy

I love real-life stories of people who take basic financial principles, put them into action, and GET RESULTS! […]