How to Save on School Supplies Without Going Crazy

If I had unlimited time and gas was cheap, I could get almost everything on my kid's school supply list for 25 cents per item or less. But here in the real world, there are still ways to avoid spending a fortune on that long list the teachers provide. In fact, I have already gathered about half the items on my second-grader's list — without spending any money at all. […]

Ramen Recipes to Write Home About

The affordability of ramen is no secret. It's the product most people think of when they hear the words "cheap food." But if you don't have access to the good stuff (I sure do miss my favorite noodle house on Guam), finding good ramen recipes based on the bargain brands can be tough. Sure, there are plenty of them out there suitable for a college dorm room. […]

Best Money Tips: Save Money On Your Vacation

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to save money on your vacation, comparing health insurance plans, and the worst credit card mistakes. Top 5 Articles How To Save Money On Your Vacation — Save money on your vacation by taking pictures instead of buying souvenirs. […]

Tax Penalties for Early Retirement Withdrawals

There are many different types of funds and plan options that allow you to save for retirement. Many plans are provided by an employer as a benefit. The following are examples of some of the common retirement plan options: 401(k) — This is a retirement savings plan funded by employee contributions and typically matched by employer contributions. […]

Financial Appearances are Rarely What They Seem

Here's a piece from US News that talks about avoiding money envy. The key? Realize that the extravagant lifestyles (or even "nice" lifestyles) most people have are funded with debt on a financial house of cards. They note: What we don't realize is the amount of debt that is supporting other people's lifestyles. […]

Join Our Tweetchat on Thu 8/18, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Locavesting. Learn what locavesting is as well as some of the benefits and drawbacks to investing in local businesses. […]

Nice Guys and Girls Earn Less

A new academic study to be presented next week focuses on workplace data gathered over the past twenty years. Questioning the reasons for the patters they found, the researchers from Cornell University and the University of Notre Dame conducted business simulations to get to the roots of the issue. […]

Saving Pennies or Dollars? Making Your Own Tomato Sauce

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Making Life Decisions

This is a bit of an introspective article, which, while it does have relevance to personal finance, is a little heavier on the personal side and lighter on the finance side. One of the hardest issues for me is making big life-related decisions. This has always been a problem for me. […]

The Best Time to Buy Stuff

Have you noticed that certain things are just priced better at certain times of the year?  Seasonal sales and end of year inventories have led me to create a quarterly cheat sheet for shopping.  Now I can keep in mind the big purchases we may have to make and can look up the best months to start shopping.  This makes it much easier to tackle large purchases and I don’t feel like I lost out on easy […]

How to Reconcile Your Bank Account

One of the most important things you can do for your financial situation is to make sure that you reconcile your bank accounts every month. […]

Discover More Student Card $25 Bonus Review

Of all the credit cards available to Americans today, student credit cards are rare among issuers. Credit card providers generally carry a variety of travel rewards, cash rewards, and point-based credit cards, but only have one card with features designed for college students. […]

Wells Fargo: $3 Monthly Debit Card Fee

It was only a matter of time before we’d see the effects of the watered down Durbin Amendment. The Durbin Amendment originally capped debit card fees at 12 cents but after some wrangling, the Federal Reserve ultimately capped the rate to 21 to 24 cents, nearly double what was proposed last December. […]

A Reminder of How Expensive Some Cities Are

I've noted how I like to watch House Hunters, so when I saw this post about why watching it is bad for the author's finances, I had to check it out.The article is quite humorous as he points out the difference between home costs and features in various places shown on the TV show and what they cost in New York City. […]

6 Funds To Hedge Against a Recession

The word recession has investors searching for safe investments until the market rebounds. Just take a look at how the market has reacted recently. Investors want the maximum yield with the least risk involved. Luckily, options are available for investors to weather the storm until the economy improves. Mutual or index funds are a collection of bonds, stocks or money market securities. […]

10 Steps to Update Your Look on a Budget

This post was brought to you by T-Mobile. America's Largest 4G Network -- Now faster than ever. Click here for more details. Are you a mom with nothing to wear? Have you wasted precious early morning minutes trying on and then discarding clothes that aren’t working? Maybe you need a wardrobe update. […]

The Simple Dollar Weekly Roundup: School Days Edition

My oldest child starts kindergarten tomorrow. Our next child starts formal preschool tomorrow, too. They were babies just a short time ago, but they’re now progressing into the world, moving into their own independence. […]

Are Credit Card Annual Fees Worthwhile?

The best credit card deals are often spoiled by an annual fee. Annual fees can range from about $50 to $2,500, with the high end reserved for the super-select American Express Centurion Card (the “black card”). […]

Check Your Service Contracts

Over the weekend, I logged into my Verizon FiOS account online to review my service contract and make sure everything was in order. It’s setup on auto-pay, I get bills electronically sent to me, but I still like checking in every once in a while to make sure everything is in order. […]