How to Pick a Great Mutual Fund

Here's an interesting piece on how to pick a top-performing mutual fund. The summary: A new study reinforces time-tested advice for investors shopping for mutual funds: Look first for funds with low fees, then go from there. The study concluded that investors should make expense ratios a primary test in fund selection, because they are still the most dependable predictor of performance. Ha! […]

Reader Mailbag: What Gets Mentioned

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Bankruptcy and student loans 2. Refinancing question 3. Revocable living trust questions 4. Using Vanguard for retirement 5. Retirement savings or debt? 6. Flaw in retirement calculations? 7. Success with cutting cable 8. […]

5 Expenses to Ditch After Age 30

Climb out from beneath the covers and face the harsh light of day: You're 30. Surprisingly, it isn't the end of the world. In fact, consider it an opportunity to shed some of the bad habits and poor financial decisions of the past. […]

Are You Saving Too Much?

The current economy has taught a lot of us that we're not saving enough money for that proverbial (and inevitable) rainy day. Still, there are folks who could easily retire at 40 and never look back. […]

How Well Do You Know Your Facebook Friends? Precautions for Travelers

I have visited six countries in the last six months. And every time I've crossed a border (and sometimes even when I haven't), Facebook has known about it. "We don't recognize the location you're logging in from," they begin. […]

How Money Can Destroy Your Dreams

ShareThisSome people say that money is evil, while others think money is everything. I don't agree with either side. Money is just a tool, and what you do with it is up to you. Money can control you or it can free you. It can improve your life or it can make your life miserable. […]

How to Get Yourself Into Debt

ShareThisThere are hundreds of articles out there about debt: How to get out of debt, how to stay out of debt, how to prevent yourself from going into debt, and so on and so forth. But rarely will you stumble across an article that actually tells you the best ways to get into debt. […]

What is an Offset Mortgage?

I’ve often looked across the pond at the UK for a few novel, if not simply different, personal finance ideas and am often surprised at some of the things they have that we don’t. For example, you can open an Roth IRA-like instrument known as an Individual Savings Account (ISA) but “invest” it in a regular savings account. […]

The Savings and Interest Rate Paradox

The Federal Reserve recently announced that consumer debt declined in July for the sixth straight month. The continuing elimination of personal debt is a positive development on an individual level. […]

Book Review: Banker to the Poor

This post, from GRS staff writer April Dykman, is part of Book Week at Get Rich Slowly. When J.D. announced that this week would be Book Week at GRS, I was excited about a set deadline for tackling a book from my ever-growing reading list. […]

How to Overcome Criticism Hangover and Make More Money

OK. I’ll admit it. “Criticism Hangover” is a word that I just made up – but I bet you know what it means. It’s that feeling that you used to get when you left the front door open and the cat ran out of the house. You felt like your parents would slice you up like a Christmas turkey as soon as they found out. […]

What Is Life Insurance, Where Did It Come From, and Why Should I Care?

The following is an excerpt from Questions and Answers on Life Insurance: The Life Insurance Toolbook. Life insurance is a type of insurance that pays money when someone passes away. That’s simple. However, to understand what life insurance is today you should look at how life insurance originated. Life insurance is one of the very oldest types of insurance/financial products in existence. […]

Swagbucks gift cards: The ins and outs

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Is Buying In Bulk Always The Cheapest Option?

Are you frugal? If so, you’re probably conditioned to visit a shopping warehouse like Costco or Sam’s Club in order to try to save on groceries. But before you go on a money saving trip to these stores, check out some of the exceptions to the rule that supports buying in bulk. […]

What You’re Buying When You Go to a Store

Why do you shop at your preferred grocery store? Think about it for a minute. What reasons do you have for shopping at one store over another? Is it purely the prices? What about the location – is it because it’s close to your home? Cleanliness (like my Aldi story a while back)? Store organization? Convenience? Shopper rewards programs? How they treat their employees? […]

How to Save Money on Travel

The following is a guest post from Nomadic Matt's Travel Site. People always ask me how I can afford to travel so much.  What is my secret? And I tell them all the same thing- travel is not as expensive as you think. […]

Best Money Tips: 5 Tips for Those Working in a Job They Hate

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tips for surviving a horrible job, the 12 things every Italian kitchen should have, and how to make a knotted scarf from a t-shirt! Top 5 Articles 5 Tips for Those Working in a Job They Hate – Does your day job stink? […]

Review: Questions and Answers on Life Insurance by Tony Steuer

After writing about personal finance for the better part of six years, I feel like I have a decent handle on many of the major subjects. When it comes to investing, I can hold my own. Banking and credit cards? I understand them enough to write about them confidently. The one subject I know I’m weak in is life insurance. […]

How to Throw a Fun and Inexpensive Tailgate Party

Host a Tailgate Party and Save Money Doing It Its football season again! You know what that means, right? It is time for tailgate parties. You are famous for having the best tailgate parties around and everybody looks to you in the fall for the best tailgate around. You don’t want to let them down this year, but what happens if money is tight? The economy is bad right now. […]

Bundling Doesn't Always Save You Money

During my recent series of conversations with Comcast, they brought up the subject that I didn't have my internet or phone with them (I suppressed a laugh thinking about how they could screw up those services too!) They suggested I could save a ton of money if I moved everything to them. […]