How to Get a Groupon Refund When a Company Closes

What happens to a Groupon if the company offering the deal closes? And how do you get your money back? […]

How Much Do I Need to Retire?

After discussing my updated retirement plan, I ran into the FIRECalc (FYI, FIRE stands for "Financially Independent Retired Early"). It attempts to tell you if (or when) you have enough to retire and maintain the same lifestyle as you have today. […]

Pay More For Quality! Cheap Isn’t Always Best

As someone who loves personal budgeting, I’m all for spending as little as possible on lots of things. I think it’s in my blood –- if I go shopping and I see something for a couple of dollars vs something virtually identical in a lesser known brand for a dollar fifty, then I’ll save myself [...]Pay More For Quality! Cheap Isn’t Always Best Copyright 2011 TheDigeratiLife.com […]

Increasing Emergency Fund Balance

We have decided to increase the amount of money that we keep in our emergency fund. One of our goals is to keep an amount equal to six months’ worth of expenses in our emergency fund.  The primary purpose for the money in our emergency fund is to replace (or supplement reduced) income. Income designated for mid- and long-term savings goals (like automobile replacement, new furniture, etc.) is kept […]

Review: Be CentsAble

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I like reading frugality tips from lots of different authors. Not only do I learn some new tips, but I often find that the specifics of implementing an idea vary from person to person. […]

Podcast 106: Emotional Currency, Kate Levinson

Today’s guest on the Consumerism Commentary Podcast is Kate Levinson, author of Emotional Currency: A Woman’s Guide to Building a Healthy Relationship with Money. Among the topics discussed, Kate talks about the differences between masculine and feminine approaches to money as well as the importance of emotions in financial decisions. […]

Making Today Your Masterpiece

As I’ve mentioned a few times on The Simple Dollar, one of the few heroes I have is John Wooden, the former basketball coach at UCLA in the 1950s, 1960s, and 1970s. I could tell you many things about him, but A few years ago, I wrote about how John Wooden had taught me a lot about personal finance and over the years, I’ve read his books and many of interviews he’d given. […]

Giveaway May at Consumerism Commentary

This coming month is going to be “Giveaway May” at Consumerism Commentary. Every weekday, I will feature a new giveaway for readers. It will be simple to enter, usually just requiring a comment and one other action (such as subscribing to the RSS feed, following me on Twitter, or liking Consumerism Commentary on Facebook). […]

Reader Story: Paying Attention and Taking Action

This guest post from Jackie is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

An Emergency Fund Is More Than Just Money

I often talk about emergency funds and how useful they are here on The Simple Dollar. Here’s a quick summary of them, for people new to the site. An emergency fund is a pool of money you can easily access to take care of short-term problems in your life, such as a car repair or paying bills during a short unemployment period. […]

Ten Pieces of Inspiration #17

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Initiative Our youngest son isn’t quite a year old yet. He recently mastered crawling. […]

The Best of Get Rich Slowly: April 2011

April was a fun month for me. Though I had intended to write about financial literacy, I actually spent my time exploring other topics. I’ve been thinking a lot about the philosophical aspects of personal finance lately, for instance. I wrote about this a bit during April, and have some similar post planned for May. […]

Money Commandment #7

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists money commandment #7 as follows: The old-school rules: Not everybody needs a college degree to get ahead. There are plenty of good-paying, secure jobs for people with high school diplomas. The bubble economy rules: Get the best education you can, regardless of the cost. […]

Dinner With My Family #15: Egg (or Tofu) Scramble and Burritos

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

Blue Cash Everyday from American Express Review

Since last summer, credit card offers have been a bit of a mixed bag. While rewards programs and sign-up bonuses have been increasing, the issuers have also been increasing fees and interest rates. […]

When Is It Better to Be Frugal? When Is It Better to Earn More?

One thing I love to do is to browse through random personal finance blogs. I’ll jump on links from one blog to another, just to see what a new voice will have to say. Doing this helps me get a pretty good idea of the various perspectives and ideas that are out there. […]

How Many Credit Cards Do You Have?

While on a recent business trip, I witnessed something that made my jaw drop. […]

Bank of America Warning: Credit Card With 30% APR

Don’t let anyone convince you that credit card companies are having a hard time dealing with new regulation. I received a warning in the mail yesterday from Bank of America. In fact, I received two warnings, in separate packages, related to the two Bank of America credit cards I own but do not currently use. […]

Your Take: All Cash Users, Why Do You Do It?

After the recent economic meltdown, a lot of people decided to cut up their credit cards and go to an all cash lifestyle. Whether it was self-preservation or just anti-big banks, a movement that started at least a decade ago has really picked up steam and been the subject of a lot of press lately. […]