Lending Club Update – May 2011 Performance

I finally got around to updating Quicken over the weekend, so I thought I’d put together another update of Lending Club investment performance, this time covering through the end of May. I neglected to note my net annualized return (NAR) at the end of the month, but it was in the mid-8% range. […]

Finances in 55 Seconds: Do You Need to Rebalance Your Portfolio?

While it would be nice if you could just “set it and forget it” in the world of investing, the strategy rarely works. […]

Retiring in Paradise

We've discussed (several times) the idea of retiring overseas in order to make your savings go a lot farther (due to much cheaper costs of living.) But what about retiring overseas for another reason -- like a much better climate? What about instead of retiring in Mexico so your meager savings can last the rest of your life you're more likely to retire to the island of St. […]

Move Where Cost of Living Is Low

When living on a budget, there are circumstances where it might make sense to move to a location that makes living more affordable. Living in Manhattan, for example, can be a struggle for anyone earning under six figures of income each year. It’s possible, of course, but other areas of the country offer better housing options for the same amount of money. There are trade-offs. […]

The Best of Money Carnival

The Best of Money Carnival is up. Congrats to all participants and especially the winning post, Home Alarm Sellers’ Shady Tactics. Enjoy! […]

Capital One is Buying ING Direct

Remember when I reported a rumor that Ally Financial (parent company of Ally Bank) was interested in buying ING Direct? Well, that rumor turned out to be wrong. […]

Reader Mailbag: The Little Things

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car leasing question 2. Separate savings accounts 3. Handling reduced income 4. Relationships and honesty 5. Why savings accounts? 6. Planning for debt freedom 7. Upgrading credit card 8. Trusting product reviews 9. […]

Extreme Couponing Doing More Harm Than Good

As a soon-to-be published author of a personal finance book, I never thought I would catch myself saying that I think that bargain shopping has become a borderline obsession for many people. I say this as the Swiffer Duster promotion on Facebook locks up within seconds of being announced and entire shelves of Nivea Body Wash are wiped out at every retailer in town. […]

How to Avoid Most Annoying Bank Fees

CNN Money has a slideshow of the 9 most annoying bank fees but fails to do a good job of explaining the best way to avoid them. Fortunately, we have simple solutions to many of these issues. Forgetting to update your address Apparently, some banks will charge you if they mail you a statement and it comes back undeliverable. […]

Big House, Little House

I am constantly changing. While many people are much the same today as they were yesterday (or last week or twenty years ago), I’m always evolving. This isn’t necessarily good or bad — it’s just who I am. Some of my friends think I’m fickle. I get that. (Kris tells me that I go through “phases”.) I prefer to view this constant change as growth. […]

Naturally Get Rid of Ants in Your Kitchen

When we first moved into our apartment last autumn, I noticed a few ants in the kitchen. They went away by themselves in a few weeks though, so I didn’t think anything of them. This spring, they came back in force! I was horrified to find ants crawling over my counters and cabinets, feasting on invisible crumbs of sugar. […]

10 Ways to Make Your Own Ice Cream (and Other Frozen Treats)

When I was in elementary school, the last day of school was always exciting. Not just because of the whole end-of-the-school-year thing, but because we got to do two things: One, have a squirt gun fight on the bus, and two, get a soft-serve ice cream at the local ice cream spot, Mr. Pizza. Since those young years, ice cream has always been one of my favorite summer treats. […]

Best Money Tips: Ways to Prepare for a Move

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to prepare for a move, dressing the family for less, and pointers on negotiating your starting salary. Top 5 Articles 5 Ways to Prepare for a Move — Prepare for a move by only asking good friends to help you move. […]

Big List of Birthday Freebies

You've been waiting all year for this one day and it's finally here! Take advantage of the one day of the year that people have to be nice to you. […]

13 Tips for a Super Yard Sale

A yard sale is just clearing your clutter, right? Wrong. It's an opportunity to become a master of marketing and merchandising. Use these tips to make more money with less sweat. […]

How Americans Plan for Retirement

The Wall Street Journal's piece on a five-year plan for retirement contains two interesting pie charts that give some insight into how Americans plan for retirement. The first asked current workers where they stand with planning/saving for retirement. […]

Carnival of Financial Planning - Edition #189

Welcome to the June 20, 2011 Edition #189 of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. […]

Basic Rules Of Shopping: Try To Get Something For Almost Nothing

One of the best ways to live debt free is by living cheaply and by “enjoying” a lifestyle that’s espoused by the cheapest family in the nation. Allow me to share some thoughts on how I try to stay frugal; I’d like to focus on one favorite pastime: shopping! […]

Review: Dig Your Well Before You’re Thirsty

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the best books I’ve ever read is Keith Ferrazzi’s Never Eat Alone (here are some of my notes on Never Eat Alone). […]

Podcast 113: The Money Couple, Scott & Bethany Palmer

Today’s guests on the Consumerism Commentary Podcast are Scott and Bethany Palmer, also known as The Money Couple. […]