Researching Life Insurance

I’m 28 and I don’t have any life insurance. For many people, they don’t begin thinking about life insurance until they start a family and I’ll be no different. […]

Un-broke TV Special on Friday, May 29th

I’ve often written here about the disappointing lack of financial education in schools, and it’s this same dearth of vital information that has apparently led to a new special airing on ABC this Friday: Schools teach us almost everything, but not “Money 101.” For the basics on finance, turn to UN-BROKE: What You Need to Know About Money. […]

Practicalities of Selling a Used Car

A friend of mine is thinking of buying a new car (really a nicer used car) and we got to talking about selling a used car and how certain aspects of it would work. […]

Best Deals For Tuesday 5/26/09

By Paul Michael Today's WISEBUY. Up to 75% Off Nike Clearance Items PLUS Extra 25% Off Coupon (dealnews) NikeStore takes up to 75% off items in its Clearance section during its latest sale. (Click on "Clearance" on the left). Plus, apply coupon code "2FAST4U" to take an extra 25% off. S/H starts at $8.   1. FREE Full 32Oz. Bottle of Seventh Generation Free & Clear All Purpose Cleaner. […]

My Employer Stopped Matching My 401k – Should I Still Contribute?

This is one of the most frequently asked questions I’ve been receiving lately both at work and via email. Companies across the country are trying to find ways to cut costs during this recession and a prime target is the matching program on a 401(k) or 403(b). […]

Preparing Your Information for Disaster

My grandmother passed away a month ago and, frankly, I’m still reeling from it in some ways. She was a daily part of my life for my entire childhood, a regular phone companion, and a person I visited (at least) monthly, even though she lived four hours away. […]

Tips for Making a Major Purchase

Making a big purchase can be a nerve-wracking process. You worry about paying too much, you can’t decide whether or not to get the extended warranty, etc. In the end, you just don’t want to waste your hard earned cash. The good news is that it doesn’t have to be a stressful experience. […]

Be More Involved in Your Financial Planning

This is a guest post from Tough Money Love, the personal-finance blog that doesn’t pull any punches. You don’t have to look far in our economy to find someone willing and able to assist with your financial planning. Bankers, insurance agents, stock brokers, wealth managers, and professional financial planners are everywhere. […]

Request & Check Your Specialty Reports Annually

Most people are now aware that they can get a copy of their credit history from each of the three major credit bureaus every twelve months. We can thank the Fair Credit Reporting Act (FCRA) for that right (which you can exercise by going to annualcreditreport.com). What most people aren’t aware of is that the FCRA also gives you the same level access for other “specialty” reports as well. […]

Ask the Readers: I used to __, but now I __ to save money.

By Greg Go Congrats to the Winners! Winner 1: Comment #130 from Paul (Fiscal Geek) I used to just let our overdraft credit line pick up any checking account overages now I use You Need a Budget almost every day to track my expenses. I used to check my email every 3 seconds from my phone now I enjoy a quiet moment without a data plan. Winner 2: Tweet from @mattbramanti @wisebread I used to just […]

What the World Does Not Need and Why I'm Doing It Anyway

As regular readers know, I am a weekly participant in blog carnivals. I've detailed both the benefits of participating in and hosting blog carnivals and have done both throughout the life of this blog. I enjoy and recommend many of the current blog carnivals and I submit something to many of them weekly. […]

Interview on CBC Radio’s The Point

Be still my squawking heart. I’ll be doing an interview for The Point with Aamer Haleem on CBC Radio 1 on Tuesday, May 26 at 2pm your local time. CBC’s The Point is a provocative and entertaining series of conversations featuring guests who bring personal experience and opinions on a variety of topics. […]

Would You Take This Job? The Toughest Jobs In America

In your opinion, what’s the toughest job in America today? I think these are close seconds. Refuse and Recyclable Material Collector Logging Worker, Lumberjack Fisherman Zoo Worker Septic Tank Worker Police Officer Or what about the myriad other really difficult jobs (in my mind), such as working at a slaughterhouse, being a firefighter, or manning a prison or juvenile hall? […]

What’s Next After Retirement Savings?

Quite often, financially intelligent young professionals get out of school, start in the professional world, and actually stick quite strongly to the “spend less than you earn” mantra. They fund their Roth IRAs and their 401(k)s, but they still find themselves spending much less than they’re bringing in. […]

Three Standard Store Practices that Seriously Rock My World (And I Don't Mean in a Good Way)

By Myscha Theriault I understand we all need to make a buck. I also understand that the folks in charge need to make decisions about things such as price hikes and product locations according to whatever their marketing and sales gurus are telling them. […]

Reader Mailbag #64

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

Memorial Day: Remember the Fallen

Thank you to all the brave men and women of the Armed Services who made the greatest sacrifice so that we may enjoy the freedoms and liberties that come with being a citizen of the greatest country in the world. […]

Free Summer Movies for Kids - 2009 Edition

In honor of Memorial Day, which marks the unofficial start of summer, it’s time to start thinking about cheap entertainment for you and your kids. Given that catching a movie is one of the best ways to beat the heat, I’ve put together a list of free (or really cheap) summer movie theater promos. […]

The Boat Experience: The Means Justify the Ends

This is a guest post from Michael H. It’s the story I alluded to when I first wrote about the third stage of personal finance. I was afraid to run this story when Michael submitted it last year. I thought it encouraged foolish behavior. Now I understand that it does no such thing. […]

Personal Finance Advice: One Size Does Not Fit All

It is human nature to search for Truths that describe the world we live in. This is one reason why personal finance gurus are so popular amongst a group of individuals that listens. […]