Help a Reader: Trading Up Homes

Here's an email I recently received from a reader: We bought our house for $227,000. It was recently appraised for $230,000 so it's important to note, we are not "underwater" as they say. We currently owe $212,000.We are in no rush to move, but we always keep an eye out. […]

The Vegetable Train: Six Ways We Save Money with Fresh Produce

For the last twenty months or so, I’ve been switching back and forth between a vegan and vegetarian diet for health reasons (also occasionally eating fish). Sarah has more or less adopted the same diet, although we do often make vegetarian and non-vegetarian variations of the same meal. The result of all this is produce – lots of produce. […]

When Will I Get My Tax Refund?

When the average tax refund last year is over three thousand dollars, I can understand why taxpayers might be anxious to know where there refund is. Fortunately, the answer is very simple – use the IRS’s Where’s My Refund tool. You can’t use it until 72 hours after you e-file or four weeks after you mail your return (hint hint: e-file!). […]

Starting a Roth IRA is a Critical Step for Financial Freedom

I’m excited to be participating in today’s Roth IRA movement. There’s more information about this movement towards the bottom of this article. I wish someone told me about Roth IRAs when I got my first real job. I was a teenager, working in a local Radio Shack store, even though I didn’t even know what a soldering gun was. […]

Eight Tips for Raising Money-Dumb Kids

Lots of articles try to convince you that raising money-smart kids is a good idea, but you know better. Who wants kids who limit their immediate gratification by putting money in a savings account? […]

Tax Diversification with Roth IRAs

When I was much younger and just started working, my dad introduced me to Roth IRAs. I was in my final year of high school (and first few years of college), working jobs where my income was reported, and he told me that we should put some money towards this retirement vehicle. As a typical high schooler, I didn’t really pay much attention but I made those contributions. […]

Ask the Readers: Have You Ever Heard of IRAs or Roth IRAs?

Jeff Rose at Good Financial Cents is starting a movement: The Roth IRA Movement! Many people have never heard of an IRA or a Roth IRA, nor have they begun planning for retirement. Getting educated about saving for retirement is one of the most financially savvy things anyone can do. […]

Weird Job Interview Questions (and How to Answer Them)

I once worked for a company that routinely asked interviewees how they would measure the height of a local building if given only a pencil, a piece of paper, a barometer, and a length of rope. […]

Opening a Roth IRA for Your Kid

My parents have done a lot for me. But one of the things I am the most grateful for is that they opened up a Roth IRA for me when I was in high school, the first year that the account was available. Like many people, I didn't think much about long-term savings when I was younger. […]

Best Money Tips: Travel More Often, Cheaper, and in Style

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on traveling more often for less, things to do with $3,000, and important money lessons for kids. Top 5 Articles 7 Tips to Travel More Often, Cheaper, and in STYLE — Travel more often without breaking the bank by following travel industries on Twitter. […]

Becoming Wealthy May Be Simple, But It’s Not Easy

A prevailing belief held by many Americans is that there is some great secret to becoming wealthy. If you could just discover that secret, or find the “trick” to it, riches could be yours. Few people realize, though, that the simple “basics” are all you need to build wealth. […]

What is a Roth IRA? A Short and Simple Guide

Note: This post is part of the Roth IRA Movement event organized by Jeff Rose at Good Financial Cents. Today, dozens of financial bloggers are posting articles about Roth IRAs. This is mine. Most of us know we should save for retirement, but sometimes it’s tough to get started. […]

What’s Your Dream Job? Thoughts On Making A Career Change

How does one’s career begin? Some people have their whole careers planned from the time they are early teens, and stick with the same career until they retire. Some hop from job to job and never really get a proper career going at any point. But more people start a career straight out of school, [...]What’s Your Dream Job? […]

Focus on Clothes That Match Well (85/365)

The vast majority of my wardrobe is made up of items that simply go well together. I can grab almost any shirt and any pair of pants and they’ll simply work for a typical day. (That’s not to say I don’t have clothes for particularly nice occasions, of course, but we’re looking at typical days.) This isn’t just luck or happenstance. […]

Do You Need a Credit Card?

Some things in our culture we rarely question. You go to the grocery store to buy food, you keep your money at a bank, and in your wallet is at least one credit card. Cash is quickly going the way of a land line and laser disk player but should it? If you’re like me, you pay everything with your credit card. […]

Could Your Water Bill Triple in the Next Few Years?

Most of us take cleaning drinking water for granted. You turn on the tap, and out comes the water. It’s generally safe to drink, and usually clean. Most of us just assume that the water will be there; few of us think about the delivery system in place. However, the delivery system for our water is becoming an issue. As our population grows, our water system needs to expand. […]

27 Frugal Uses for a Dead Phone Book

This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. While consulting a professional about writing-related aches and pains, I was asked to describe my work station. When he heard that I used a laptop flat on the desk he told me that changes must be made. […]

Bank of America Turning Mortgage Holders into Renters

The latest news on the mortgage front is that Bank of America is testing a new program where they turn (former) homeowners into renters. Yes, really. It’s called the “Mortgage to Lease” program and it aims to convert those who are behind on their mortgages into leasees. When I first hear this news, I was blown away. They’re taking former homeowners and turning them into renters? Sounds crazy. […]

No One Ever Told Us That: Money and Life Letters to My Grandchildren [Review]

Read enough book reviews on Bargaineering and you’ll realize that I’m not one for deeply analytical books. It’s easy to point to personal finance, see the numbers, and think that charts and equations are the solution. They’re not. People aren’t in debt because they’re bad at math, people are in debt for a variety of other reasons and most of them don’t involve numbers at all. […]