Comparing Whole Life Insurance vs Term Life Insurance

I have a few insurance agents in my family who tell me that quite a good number of customers aren’t familiar with the differences between whole life insurance and term life insurance. In fact, a lot of folks tend to think that life insurance comes in one flavor. Of course, that’s not the case. […]

Mighty Bargains for Veterans Day 2010

First off, to our veterans … thank you for your service! Black Friday — a day of full-contact shopping that is becoming nearly as traditional as Thanksgiving — is only two weeks away.  I have to smile when I hear about Black Friday circulars being “leaked.”  Unless leak has come to mean deliberately advertise over the past few years, it’s nothing but marketing strategy to leak Bla […]

The Kardashian Kard: A Credit Card Targeted at Teens

This is a guest post from Beverly Harzog, who is a spokeswoman and contributing editor at credit card comparison website CardRatings.com. When I first heard about Kim Kardashian’s new prepaid credit card targeted at teens, I wanted to scream. If you have a teenager, you understand why. […]

Best Money Tips: Low-Cost Stress Relief

Happy Veterans Day! In today's Best Money Tips roundup, we share budget-friendly ways to relieve stress, clean your home with vinegar, make more money, and bring a splash of color to your walls — no paint needed! Top 5 Articles Low-Cost Methods for Stress Relief — A simple, healthy diet can do wonders to lower stress. […]

Help a Reader: Retirement Savings

Here's an email I recently received from a reader: My husband (age 38) and I (age 32) have FINALLY reached the coveted 6 months of expenses in an emergency fund threshold (please don't tell me I need 8 months now!), and want to turn our attention to retirement savings, which have been woefully neglected by both of us. We are each eligible for an employer sponsored plan, but neither offers a ma […]

Guilt and the Choices of Others

The other day, I had a really interesting discussion with a former reader. He told me that he had stopped reading The Simple Dollar because the articles made him feel guilty about being a spendthrift and an occasionally poor manager of his money. […]

Happy Veterans Day

To all the men and women who have served our country, thank you. “Veterans Day” was first celebrated in 1919 when President Woodrow Wilson declared November 11th, 1919, as a national holiday to commemorate the end of the first World War. […]

8 Drawbacks of Being a Millionaire

MSN Money lists eight drawbacks of being a millionaire as follows: 1. Meet Mr. Tax Man. As a millionaire, you're going to be on the hook for doing a greater amount of (financial) good for your country. 2. It's like taking a second job. Possessions take time to maintain. 3. Meet the Joneses. […]

Is Annie Leibovitz a Failure?

Annie Leibovitz is one of today’s most famous photographers. You may have seen her name in the news recently for her financial problems rather than for her art. Although reports of her annual income included numbers north of $3,000,000, she was saddled with multi-million-dollar debt and exposed to legal problems. […]

Reader Mailbag: Reaching Out

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Secured credit card? 2. Contacting credit card companies 3. Concerned about Mom 4. Time to switch cars? 5. Mint or Thrive? 6. Consolidate now or later? 7. Re-fi with PMI 8. Building credit (or not) 9. […]

The Food Strainer: My New, Old-Fashioned Gadget

Those of you who follow my blogs know my obsession with do-it-yourself food processing. I usually find that making things yourself results in better quality food products, and often, less expensive ones. As background, one of the fruits my husband (aka “Mr. Green Jeans”) grows is lilikoi. […]

Why This Isn't Your Grandparents' Economy

Why can’t we save the way our parents and grandparents saved? Is it just us, or have other factors changed our economic realities to such a degree that saving has been marginalized, or in some cases precluded altogether? […]

2010 Tax Credits for Hybrids and Electric Vehicles

This latest CNN article on the tax breaks California residents can get on plug-in hybrids surprised the heck out of me – you could get a Nissan Leaf ($32,5000) for only $17,000 after federal, state, and local tax credits. […]

How to Never Pay for Another Book

If you have a computer, iPhone, iPad, Blackberry, or Android device, you can download more books than you will ever be able to read for free. Here's how: Book publishers are finally beginning to move with the times and offer larger and larger selections of current and classic books in digital formats. […]

Credit Cards That Grow Your Assets

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. My better half and I are two days into the process of re-evaluating our credit card, contemplating switching to a card with better rewards. […]

Over 50 and Need a Job?

It’s frightening to be out of work at any age, but it can be terrifying if you’re in your mid-50’s and unemployed. This is especially true if you are tapping into your emergency savings, or facing other financial hardships. But if you are in that age range and out of a job right now, or can’t stand the job you have, I have some good news. […]

5 Ways To Either Make A Fortune Or Lose Your Shirt

The following is a guest post by Mark from Buy LIke Buffett. Everybody would love to strike it rich quick. Many investments are touted as a way to make easy money quickly. There is no such thing as easy money. The same investments that have the power to make you money have the exact same potential to lose your money as well. […]

Join Our Tweetchat on 11/11, 4:00pm CST for a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... twitter_bigger.png Welcome to the Wise Bread weekly tweet chat! This week we're sharing our ideas on investing. Do you dabble in stocks? Invest in gold? […]

Income Distribution & Inequality In The United States

Do you ever feel yourself slipping away financially over time despite working your arse off? And what about the feeling that no matter how hard we work, our parents seem to have had it easier? Well if you always suspected wealth erosion was going on but couldn’t put your finger on it, then maybe this exposition from Slate can give you some points to ponder. […]