Federal & State Telephone Recording Laws

In the last post about suing debt collectors that violate the law, one of Craig’s recommendations was to record your conversations with debt collectors as evidence they violated the FDCPA. In the comments, there was discussion about whether recording or taping telephone conversations was legal. […]

Giving to Receive: What Legacy Will You Leave?

This is a guest post from Tyler Tervooren, a long-time GRS reader. Tyler is a practical environmentalist who writes about the overlap of money, sustainability, and personal development at Frugally Green. Have you accepted yet that you’re going to die? Have you? Honestly? […]

Are You Tipping This Holiday Season?

Consumer Reports took a survey in 2008 that listed what people tipped the various service people in their lives. They ended up with some very interesting information -- what percent gave no gift at all, how many gave cash (or cash equivalent), how many gave a gift, and the value of the gift they gave. […]

Blockbuster vs Netflix: Online DVD Rentals For Less

Are you looking for ways to cut back on your entertainment costs? If so, then here are some options to get entertained for less. With the nation coming out of a recession and into a jobless recovery, Americans are cutting back across the board. Unless you’re starring on “The Real Housewives of Orange County,” chances are good that your family’s spending habits are in the midst of an overhaul. […]

Are You a Credit Card Junkie? Learn How to Kick the Habit

Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending money on things they can’t afford. […]

40+ College Resources for Parents and Students

By Lynn Truong Preparing to send your child off to college is an exciting time, but can also be filled with stress and anxiety as you try to navigate through the admissions and financial aid process, not to mention all the other things that come once accepted. […]

Why Many Homeowners are Having a Tough Time

Here are some interesting thoughts from the preface of Stop Acting Rich: ...And Start Living Like A Real Millionaire: The reason why so many homeowners today are having a difficult time making ends meet goes way beyond mortgage payments. When you trade up to a more expensive home, there is pressure for you to spend more on every conceivable product and service. […]

Teenagers and Expensive Clothes

Monica writes in: I used to buy my daughter several new outfits before the start of the school year and then a few more items for Christmas. This worked well when she was less picky about her clothes. The last few years, though, she’s wanted nothing but a few specific brands of clothing – and those brands are expensive. […]

Ask the Readers: Are Rebates Worth It? (Your Chance to win $10!)

By Linsey Knerl *** Congrats to our winners! *** Comment #16    I don't bother Submitted by Heather on November 24, 2009 - 16:15. Rebates are just a way to sucker people out of money. Only a few places will actually get the rebate back to you, if you actually remember to send in the rebate information in the first place. Typically, I don't bother. […]

Don’t Write Personal Checks

Last weekend, the Consumerist mentioned a story that fewer retailers were accepting personal checks this holiday season. They cited check fraud as the big reason for not accepting checks and I argue that check fraud is the big reason why many consumers should not write checks. […]

Homemade Dumpling Wrapper Skins

Last weekend, my lovely wife had a few of her classmates over for dinner and a movie. For dinner, we made homemade dumplings from “scratch,” except for the skins which were store bought. We must have made close to two hundred dumplings, evenly split between a shrimp and pork filling and a pork and cabbage filling. […]

How to Regift

Consumer Reports lists six steps for regifting the right way as follows: Ensure the gift is something you really can give again. Check the condition. Consider the gift's desirability. Think: Can you get away with it? Wrap it up nice. Explore other options. We're regifters, though I realize not everyone is. That said, regifting isn't something only a few people do. […]

Best Deals For Tuesday 11/24/09

By Paul Michael Today's WISEBUY. NikeStore Clearance Sale - Up to 70% Off, + 25% Off, + FREE s/h NikeStore now slashes up to 70% off items in its clearance section. Plus, take an additional 25% off clearance prices via coupon code "VICTORY". Get free shipping, via coupon code "GIFT" (the coupon codes stack).   FREE Audiobook From AUDIBLE.COM. […]

Thanksgiving on a Budget

Over the past couple of weeks, six finalists have been auditioning for the opening of “staff writer” at Consumerism Commentary. Each is providing two guest articles to share with readers. […]

3 Technologies That Help Stay-At-Home Moms Build an Online Business

By Linsey Knerl This article is Wise Bread's contribution to Life Scoop, where ordinary people learn how to make surprising things happen with technology. Raising kids and building a business don’t instinctively go hand-in-hand. It takes a certain amount of savvy, perseverance, and a unique amount of creativity to mesh your personal life with your professional life. […]

Fuel Up Your Kids -- Frugally

By Caroline Reno Wilder From cardboard pastries and sugar-laden cereals to full-of-fat nuggets and greasy pizza, it's no wonder that as many as one in three kids in the U.S. are considered obese. Fueling up with fat, sodium, and sweet stuff is no way to cruise through the day. […]

New Eyes

The real voyage of discovery consists not in seeking new lands but seeing with new eyes. - Marcel Proust The single most important element of personal finance is patience. Financial independence isn’t built in a single day – it takes many years of consistent, patient work to build the foundation necessary for money success. […]

Way to Save #129: Save On Cellular

Cellular phones are convenient, but they can really fracture family finances. If you keep one for emergencies, consider a much less expensive pager instead. If you really need cellular, understand what you need it for before you buy it. For example, why pay for an unlimited national calling plan if you rarely leave your state? [...] […]

Disney Offers Free Theme Park Passes for Volunteering in 2010

By Xin Lu Starting in 2010, the Give a Day, Get a Disney Day program will be giving out free tickets to Disneyland or Disney World for those in the United States and Puerto Rico who volunteer at participating action centers. Here is how you can participate. First, go to the official website at Disney to sign up to be notified of volunteering opportunities in 2010. […]

6 Items That Exemplify Conspicuous Spending

This post is part of the one day blog event “The Spectrum of Personal Finance.” In this event, comic book nerd Brian of My Next Buck, will discuss 8 different emotions (taken from the Green Lantern comic series) and relate them to personal finance. Here at Consumerism Commentary we will be looking at Avarice. […]