Money Magazine’s Best Banks 2011

In early October, I will announce the winners of the Second Annual Plutus Awards, which will include the best bank, best credit card, best brokerage, and a number of other categories. Later today, the Plutus Awards website will list the finalists. […]

Long-term Care: What are the Options?

The following is a guest post from Genworth Financial. I have added some of my thoughts on this subject at the end.Most of us are (justly) concerned with the current state of the economy and our own personal budget crisis. It’s hard to plan ahead when we’re constantly trying to stay on top of immediate concerns like mortgages and bills, especially in a doubtful job market. […]

The Simple Dollar Weekly Roundup: Iowa Politicking Edition

One very interesting part of living in Iowa (a facet that I imagine is really only shared with residents of New Hampshire) is the huge amount of political gamesmanship that goes on in this state for the six months or so before a presidential caucus. Because Iowa is the first state in the nation to have a presidential caucus, presidential candidates descend on Iowa like locusts. […]

Best Buy Reward Zone Credit Card Review

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. […]

Baby Boomers Retiring May Depress Stock Market

Last week, my Devil’s Advocate post argued against saving for retirement because the stock market is a big Ponzi scheme. While that’s a cynical way of looking it, the reality is that the market does rely on more investors putting more money into the system. When people start pulling money out, and not reinvesting it elsewhere, values have to go down because demand is lower. […]

Why I Love the Megabus: A Closer Look at a Seldom-Used (but Cheap!) Way to Travel

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. I’m in the middle of a month-long trip to the East Coast: a little work, but mostly tourism. […]

25 Ways to Be a Better Person Today

I recently came across five principles for living well. They are: Today — do not be angry. Today — do not worry. Today — be kind to yourself and others. Today — be honest to yourself and others. Today — work diligently. – Usui Sensei, 1865-1926 On the whole, these principles would make you a better person. […]

Creating Cheap, Healthy Work Lunches

One basic money-saving tip consumers often fail at is brown-bagging at work each day to spare the excessive expenses of lunch on the go. The reason why so many fail is because of the perceived boredom that comes with soggy sandwiches or boring raw vegetables — the mainstays of packed lunches. The good news is that it is possible to bring tastebud-tempting treats from home to the office. […]

Best Money Tips: Affordable Ways to Spend Family Night at Home

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on affordable ways to spend family night at home, how to save on dental treatment, and ways to cut daily expenses. Top 5 Articles 4 Fun and Affordable Ways to Spend Family Night at Home — Have a fun family night at home by putting together a theme night. […]

Credit Unions vs. Banks: What's the Difference?

If you don't belong to a credit union — or even if you do — you may not be aware of the many ways in which they differ from banks. Although banks and credit unions both provide similar services, each offers different types of benefits for account holders and borrowers. Let's take a look at the characteristics of a credit union versus a bank and learn how to determine which one is best for you. […]

The Most Overlooked Step in the Job-Hunting Process

What Color Is Your Parachute? 2012: A Practical Manual for Job-Hunters and Career-Changers lists the most overlooked step in the job-hunting process as writing thank-you notes. Here's a summary of their thoughts: Every expert on interviewing will tell you two things:1. Thank-you notes must be sent after every interview, by every job-hunter2. […]

5 Messy Problems & Easy Solutions For A Better Organized Life

Recent circumstances have caused me to abandon my usual orderly ways. After a year of disorganization, I decided to determine what it might have cost me. Besides creating an atmosphere of confusion, disorganization can cost you a serious amount of dollars and cents. […]


About twelve years ago, I had a job as a computer lab monitor at the college I attended. The job was easy. All I had to do was go to that room during designated hours, sit at a particular desk, and answer user questions, along with a few other minor tasks such as reloading printer paper and changing print cartridges. […]

Does Homeowners Insurance Pay for Removal of Fallen Trees?

While Hurricane Irene wasn’t nearly as bad as many pundits predicted, it still caused a good bit of damage. […]

Reader Profile: JJ

The following is the latest post on my new "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Kids & Money: Using Visuals to Teach Your Children

One of the reasons that teaching children about money is so difficult is due to the often abstract nature of money. Few of us use cash anymore, s it can be even more difficult to teach kids lessons about money. There are things you can do, though, to help your child grasp financial concepts. The use of visuals can be one of the best ways to help your child gain an understanding of money. […]

Five Traits of the Very Wealthy

Yahoo lists five traits of the very wealthy. I've listed them below along with my comments on each: The very wealthy have a plan. Most very wealthy people have a team of advisers and an investing strategy in place that should work even when the worst imaginary case becomes real. […]

How to Get Free Redbox Rentals

A Few Different Ways to Get Free Redbox Rentals Who doesn’t love a free movie rental from time to time? I do and that’s what makes Redbox so enticing. Not only do I see a kiosk when I pass by the supermarket, drug store or neighborhood McDonald’s (there are 27,000 Redbox locations nationwide), the selection of titles to choose from usually appeal to every member of my family. […]

A Different Way of Thinking about Your Debts

If you take out a $200,000 loan for 30 years at 4.5% interest, how much in debt are you? Some might argue that you’re only $200,000 in debt. […]

How to Qualify for a Mortgage Without a Steady Paycheck

It’s been almost nine months since I had a regular paycheck. Last year around this time, I was starting to make my plans for leaving my day job. One of my concerns was the possibility of qualifying for a mortgage with only self-employment income. Banks are still tight with their lending. Although mortgage rates are historically low, you have to be a special borrower to qualify. […]