Help a Reader: Hates His Job

Here's an email I recently received from a reader: Since 2001, I've worked for the same transportation company. I make roughly 54K a year and have a pretty good pension plan. The problem is that I hate my job. I tried looking for something else but I haven't found anything. […]

Chase Freedom® Visa $100 Bonus Cash Back

The Chase Freedom® Visa – $100 Bonus Cash Back has launched a $100 cash back offer that deserves serious consideration. All new cardholders can earn a $100 statement credit after being approved for the Chase Freedom® Visa – $100 Bonus Cash Back and making $799 in purchases over the first three months of card ownerships. […]

Ask the Readers: What Makes You a Cheapskate?

**This giveaway has been extended until July 12th ** Remember when the title "cheapskate" had a negative ring to it? Thanks to people like Jeff Yeager, The Ultimate Cheapskate and author of the new book The Cheapskate Next Door, it's nothing to be ashamed of. In fact, you can now wear your cheapskate badge with pride! […]

The Simple Dollar Weekly Roundup: Very Short Hair Edition

I’ve officially decided to start clippering my hair very short – and doing it at home. I used to do this in college, but since then I’ve had my hair somewhat longer. […]

How to Split Food Expenses With a Significant Other

ShareThisWhen couples first start living together, a lot of questions about money arise that you don't really think about when you're living on your own. For example, who pays for grocery and food costs? When you're living on your own, you buy groceries maybe once a week and pay for yourself when you're at a restaurant. Simple. […]

Eco-ergonomics: Reducing Strain on Your Budget

This is a guest article by Donna Freedman. Donna writes the Living With Less personal finance column for MSN Money, posts weekly at MSN Smart Spending and blogs at Surviving and Thriving.Is your budget hurting? […]

Making Your First Paycheck Work for You

Getting your first post-graduation paycheck can be exciting and unnerving. In theory, you know that your take-home pay and discretionary income will be far less than the salary (or wages) quoted by human resources. But seeing the paycheck with deductions subtracted can still be a surprise. […]

The Billionaire Secret: Avoid Ordinary Income, Acquire Capital Gains

The key to building wealth is to build or buy an asset that can appreciate in value and/or generates passive income. The key to building or buying an asset that can do that is to convert your labor into capital (money). […]

Slow and Steady: More Thoughts on Physical and Financial Fitness

This post is from GRS staff writer April Dykman. Last week, Robert Brokamp lamented about his not-ready-for-prime-time bikini body, asking GRS readers “whether it might make sense occasionally to engage in some extreme fiscal or physical fitness in order to see bigger results sooner, which could serve as encouragement to keep going.” Brokamp’s post was highly entertaining to be sure, but I immedia […]

Why You Should Fire Your Financial Advisor

This is a guest post from Financial Uproar. If you like what you see here, please consider subscribing to his RSS feed or following him on Twitter. As a DIY investor, I have a strong dislike of financial advisors – perhaps too strong. […]

Be Wary of Warehouse Clubs

Many money savers are big fans of warehouse club stores and/or buying in bulk. While the author of Miserly Moms: Living Well on Less in a Tough Economy does like the latter, she's a bit cooler on warehouse clubs. […]

Garage Sale Tips: How To Sell Junk For Cash

If you are desperate for some quick cash and you want to find some ways of making money this coming weekend, the best bet is to focus on a yard sale. Provided you have the time to clear out your closets and find a load of stuff to sell, you could have a lot more [...]Garage Sale Tips: How To Sell Junk For Cash Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Getting Things Done: Making the Best Action Choices

This is the ninth entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. New entries in this series will appear on Tuesday afternoons and Friday mornings through July 16. Over the last four articles, we’ve reviewed four of the five major components of getting things done: 1. Collecting all of the stuff you need to do 2. […]

Prevent a costly Christmas with the Holiday Expense Tracking Spreadsheet

The Holiday Expense Tracking Spreadsheet is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. Now that we’ve planned ahead for the holidays with the Gift Giving Worksheet, I want to look beyond presents by giving you a way to track all your holiday expenses in one place. […]

Dorothy in Taxland: Tax Credits

The following is a guest post from Marotta Wealth Management. Tax credits are much more valuable than tax deductions. Deductions only reduce the amount you are taxed on. One dollar of deduction might only be worth 35 cents. In contrast, tax credits are a dollar-for-dollar reduction in your tax bill. […]

Book Review - The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means

The Cheapskate Next Door is Jeff Yeager's sequel to The Ultimate Cheapskate's Roadmap to True Riches. In this new book, Yeager takes a bicycle tour across America and meets many like minded people. I haven't actually read Jeff Yeager's first book, but I am familiar with his writing on Wise Bread and the Early Retirement forums. […]

Home Buyer Tax Credit Fraud

The problem with widely publicized tax credits like the home buyer tax credit is that people who don’t qualify — and know they don’t qualify — will apply for the credit. Many of these taxpayers, perhaps assisted by their tax preparers with or without their knowledge, will successfully convince the IRS to provide the tax credit, usually with fraudulent documentation.An audit of the U.S. […]

Smart Money 2010 Best Online Brokers

Every year, Smart Money takes an in-depth look at online brokers, from their trading platform to their customer service, and rates them based on their performance. […]

Reader Question: I’ve Lost a Lot of Money in the Market. Should I Get Out?

I receive a number of emails each week from readers and I try to answer all of them the best I can, but occasionally I get questions from multiple people that ask the same thing. In those situations I like to address the question as a post which can hopefully help others who probably have the same question but just haven’t asked. That’s what I’m going to do today. […]

ING Direct Financial Independence Days Sale

Online bank ING Direct is offering some goodies in July in time for Independence Day. July 4 is a bank holiday in the United States, so this sale starts early. July 1 and July 2 are the only days this sale will be available, so this offer is only around for a very limited time. The promotions have been expanded from what ING Direct offered in previous years. […]