How to Analyze Credit Cards Reward Programs

Credit card companies are always competing for “share of wallet,” that is a piece of your spending pie. They will offer new account bonuses to entice you to sign up. They will give you reward points of cashback to entice you to keep using their card. […]

Instructions for the Afterlife: Preparing for the Inevitable

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

Box of Books #7

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs in June (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): Start Over, Finish Rich: 10 Steps to Get You Back on Track in 2010 - S […]

Financial Reform: What’s in It for Me?

The House of Representative passed their Wall Street reform bill back in December, and the Senate just passed their own version last week. All that remains now is to reconcile the differences between the two bills. […]

Passive Investing vs Active Investing: Strategies For The Stock Investor

For experienced and first time investors alike, the plethora of investment vehicles and options can be overwhelming. It seems that on a nearly daily basis, some new innovation with unlimited promise and appeal sprouts through the already crowded investment landscape. Like many things, however, it behooves us to keep our investment styles simple. […]

Help a Reader: Paying for Grad School

Here's an email I recently received from a reader: After a few years of working and accumulating about $60,000 combined wealth between my wife and myself, I've finally found my lifelong passion, which requires me to go to a private graduate school to pursue a doctorate degree.  My question doesn't pertain to whether or not I should go back to school - rather, it's what I should do with my savin […]

Let’s All Find Awesome Jobs

In one recent interview, a reporter made a comment about my book reviews. “I read several of them, and they all seem to be positive,” she said. “Do you like every book you read?” No, of course not. In fact, my friends would tell you that I’m generally pretty critical of the stuff I read. However, I don’t see the point of reviewing books I hate. […]

Getting the Best from Customer Service

Late last week, the New York Times published an article of reader-collected techniques for prevailing in customer service disputes. Here’s a sampling of a few of my favorites from the article: USE YOUR CAMERA Suzanne Barchers of Stanford, Calif., always photographs any unpleasant surprises in hotel rooms, using her handy digital camera. […]

American Jobs and Closing Tax Loopholes Act

The Senate Finance Committee and the House Ways and Means Committee have released the legislative text of the American Jobs and Closing Tax Loopholes Act that, among other things, introduces tax cuts, expands career training, and extends eligibility for unemployment benefits. […]

Ask the Readers: Fix it or Forget It? (Chance to win $20!)

**Congrats to our winners!** Guest - #49 Constantly fixing things ourselves. I recently bought a book calle "Fix it, Clean it and Make it last" and I swear by it. My very first washing machine was a second hand one. It worked fine for a while but then stopped spinning. […]

FDIC $250,000 Insurance Limit May Become Permanent

You may have read some recent news reports about how the financial reform bill (which the Senate passed last week) has become bloated with unnecessary and irrelevant amendments. Fortunately there are a few necessary and relevant amendments, such free credit scores for those rejected for credit. Another amendment included in the bill has to do with FDIC insurance. […]

How to Make Money Online

I read a few blogs on "how to make money online" (I don't take much of their advice since I'm not really trying to make money on this blog, but I do like to keep up-to-speed with the latest tips and trends.) Out of all the big name "make money online" bloggers, the one I like best is John Chow. […]

Poll: Where Do You Turn for Financial Advice

Where do you turn for financial advice? These days you have a lot of options. The traditional media feeds us money advice 24/7, there are hundreds of personal finance blogs such as this one offering tips and commentary, you still have friends and family to turn to, or maybe you don’t want to be bothered trying to learn it all and have a financial professional standing behind you. […]

Why Not Walk Away from My Mortgage?

Kelli writes in: My husband and I are sitting on a thirty year mortgage (with twenty six years left to go). We still owe $330,000 on our home. A week ago, a very similar home to ours two blocks away sold for $220,000, so we’re under water by at least $100,000. We are thinking of just walking away from this mortgage and renting an apartment for a while until our credit clears up. […]

I Finally Canceled Comcast Cable…Before It Hurt More Than My Wallet

I have written about my sketchy relationship with Comcast before, including a popular article about threatening to cancel cable to get a reduced (but still excessive) bill. I would love to report that my relationship with Comcast has been a rosy one since then, but alas that’s not been the case. Not even close. […]

Recasting or Shortening Your Mortgage – Pros and Cons

What would you do if you had a little windfall come your way? Would you spend it all, or would you look for ways to improve your finances, such as paying off some of your debt? […]

Government to Regulate Credit Card Swipe Fees

It will be at least a month until we know what the final financial overhaul bill looks like and exactly what proposals are being made, but one smaller provision that exists in similar formats in both pieces of legislation is a change to the way debit and credit cards are handled in stores.Currently, the companies that manage the networks that allow stores to accept cards as payment, mostly Visa an […]

Yogurt: Should You Try Making Your Own?

First: Cost. A container of yogurt costs from .90 (store brand, on sale) up to about $1.75 (national, high-end brand) in my area. I do live on an island, so transportation adds considerably to the price. Could I make it for less? Second: Additives. […]

How to Move Your CD Ladder

After learning about Ally Bank’s most recent 0.25% CD renewal bonus, I decided I wanted to move my CD ladder from ING Direct to Ally Bank. Ally Bank offers some of the best CD rates and with ING Direct lagging behind, I’m almost compelled to move the funds even without the renewal bonus. As I thought about the move some more, I had a few more options than I realized. […]

Home Safe Home? 27 Safety Precautions Under $40

I’m back from my Alaskan vacation, but it’ll take me a day or two to get my wits about me. More soon. Meanwhile, this post is from GRS staff writer April Dykman. Dorothy was right: There is no place like home. […]