Credit Card Surcharges vs. Cash Discounts

Have you ever noticed that certain businesses offer a discount for paying with cash vs. credit? This practice is particularly common at gas stations, though you’ll sometimes see it at other businesses, as well. […]

Saving Pennies or Dollars? Wedding Favors

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Construction Revolutionized My Finances

This is a guest article by Jon the Saver, a personal finance blogger at Free Money Wisdom. His mission is to spread financial wisdom and help people get their financial lives under control. In his down time he loves a mean game of Scrabble and spending quality time with his fiancee. I’m probably the only personal financial blogger who works in the construction industry. […]

Your Take: Congressional Insider Trading

They say, sunlight is the best disinfectant. For years, I’d read about how members of Congress were exempt from your typical insider trading rules. If a company insider were to make trades on private insider information, and they were caught, there would be serious consequences. They’d have to pay restitution and, most likely, receive probation or jail time. […]

5 Best Cash Back Credit Cards

Many people prefer cash back rewards to other credit card perks such as frequent flyer miles. Cash has the advantage of being simple to understand and universally accepted. […]

All About Black Friday

Whether you're a dedicated deal-hunting warrior or you try to avoid the crowds entirely, around this time of year, it's hard to not hear about the shopping frenzy known as Black Friday. From some history on the event to how to handle it and more, read on! […]

15 Ultra-Quick Homemade Desserts

Quick! Company’s here, and somehow you forgot to plan for dessert. At times like these, you need some ultra-quick homemade desserts that make you look good and are a cinch to pull together. And when I say ultra-quick, I mean ultra-quick, as in, dump three things in a bowl and call it good. When I'm pulling together a quick dessert, I like to use fresh fruit. […]

Best Money Tips: Black Friday Shopping Tips

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on Black Friday shopping tips, holiday gifts for under $25, and including your spouse in financial planning. Top 5 Articles Black Friday Shopping Tips — To gear up for Black Friday, remember to create a shopping schedule. […]

Ask the Readers: Black Friday Shopping Secrets?

With Thanksgiving less than a week away, the holiday shopping season is about to move into high gear. In the past, I’ve consciously steered clear of holiday shopping, and especially of Black Friday. I’m not fond of the frenzied zeal with which Americans spend their money at this time of the year. For more than a decade, I’ve elected to observe Buy Nothing Day. […]

Five Ways to Give Gifts People Want

Anyone else out there get frustrated trying to find holiday gifts for someone who "has everything" or "doesn't want anything"? Me too. So you end up buying something that's probably not a great gift -- but you hope that it's at least "good". Ugh.So what do you do about it? Here are some suggestions: 1. Ask for lists. […]

Star Money Articles and Carnivals for the Week of Nov 14

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week. […]

What Is Procrastination Costing You?

Link:  http://www.openforum.com/articles/what-is-procrastination-costing-you ShareThisIf time is money, then wasting time means losing money. […]

Do You Collect Anything?

Yahoo lists nine completely worthless collectibles as follows: Hummel Figurines Beanie Babies Franklin Mint Collectibles Hess Trucks Thomas Kinkade Paintings Precious Moments Figurines Norman Rockwell Plates Lladro Statues Cabbage Patch Kids I haven't had much experience with any of these. […]

Some Thoughts on Delayed Gratification

Over the past few years, I’ve come to believe that learning to appreciate delayed gratification is one of the best things a person can learn in terms of their psyche and their finances. Here are a few stories illustrating what I mean. Watching your garden grow This past year, I really got into our garden. […]

How to Navigate the Volatile Hours of the Market

If you enjoy watching the stock tickers during the day, you know that a large amount of the daily volume occurs during the first and last hours of the trading day. […]

Charitable Giving: Donating Your Stuff

One of the ways you can help a worthy cause, and get a tax break, is to donate your goods. Many charities, such as thrift stores and shelters, accept donations of goods. You can even get a tax deduction for these goods. However, you do need to be careful. […]

Netflix Wal-Mart Class Action Lawsuit

A few years ago, Netflix and Wal-Mart allegedly entered an agreement where Wal-Mart agreed to exist the DVD rental business and promote Netflix’s service and Netflix would not sell new DVDs to compete with Wal-Mart. […]

Your Online Pictures are Worth 1,000 Words (and Even More Money)

The Wall Street Journal has an interview with an expert from LinkedIn. She lists several tips for managing your online career profile and, in particular, stresses the importance of having and managing great pictures of yourself. Some key thoughts: First, you should have a profile picture. […]

Four Ways to Include Your Spouse in Financial Planning

I am ashamed to say that my wife told me the other day that she doesn’t know what a mutual fund is. This stemmed from a brief discussion about where to invest $1,000 that we had collected from our 8-year-old son’s birthday and Christmas money. My wife is a big fan of certificates of deposit. They are her safety blanket, and all she knows about investing. Of course, I was appalled. […]

Reader Mailbag: Juggling Act

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Closing a credit card 2. Estate planning and shared accounts 3. Personal finance percentages 4. “Nerdy” hobby 5. FHA loan question 6. Umbrella insurance 7. Caucus season 8. Real estate investing question 9. […]