Friday Finance Findings for January 29

Just a couple of announcements before we get to the links this week. First, don’t forget to enter the Money Crasher’s epic New Years contest. There’s nearly $10,000 worth of prizes being given away! That’s huge, and I’m even giving away a new Kindle. […]

Frugality and Being Social

Recently, I had a conversation with a friend of mine about some of the things I write about here on The Simple Dollar. Even though she’s struggling with some serious debt issues, she told me flatly that she didn’t want to take most of the advice given on The Simple Dollar. When I asked her why, she breathed in deep and told me the following (paraphrased): I don’t want to be a “frugal” person. […]

Where to Publish Your Travel Stories

By Sasha A. Rae You’ve rolled on out of town. You’ve seen the sights both on and off the beaten path and chatted with the locals. You’ve even learned a bit of the local language and culture. For sure, you’re coming back in the future. You also have tons of stories to tell your comrades back on the home front. […]

Investing During Four Asset Bubbles: Don’t Blow It

Earlier this month, I stopped my automatic monthly investment of $1,000 in the stock market through Vanguard’s Total Stock Market Index Fund (VTSMX), and it’s possible that this will prove to be a good decision. […]

Your Take: Your Favorite Board Game

This week I wrote about how to maximize your entertainment dollar and all the comments seemed to center around our favorite board games. So it seemed like the perfect Friday Your Take post would be if everyone shared their favorite games! Our latest favorite is Dominion, as I mentioned in that post, because it’s a different game each time. […]

Ask the Readers: How Do I Pick the Best Credit Card?

Sometimes I get questions that are out of my league. In the past, I’ve just sort of ignored these, but I’d like to try to answer more of them. To do this, I’m going to start asking for tips from some of the experts I’ve met through GRS. For example, my good friend Mac from Get Fit Slowly (where I may eventually write again some day), came to me this week with a question about credit cards. […]

Three Common Questions about Getting Financially Naked

The following is an excerpt from Get Financially Naked: How to Talk Money with Your Honey. When is it okay to bring up money with my mate? Is it okay to do it when we are just dating? We believe the earlier the better. […]

Carnivals for the Week of Jan 25

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. And before I get to this week's roundup, I wanted to say that I have two giveaways going on right now. They are: A copy of You Need a Budget  Access to Sound Mind Investing's website Sign up using the links above if you'd like to win. […]

Ally Bank Offers 2-Year Bump Up CDs

Until today, I don’t believe I’ve ever seen any online bank offer a bump up CD. A bump up CD is a certificate of deposit that gives you the option to increase the current rate of your CD to the published rate, “bumping” it up. If you remember my attempt at being cute with the Certificate of Deposit Zoo, it was the giraffe. The biggest risk with long term CDs is inflation risk. […]

Make Yourself More Marketable in College

The following is a guest post from Austin at Foreigner's Finances. For related pieces that also may be useful, see The Most Useful Thing Students Can Do to Prepare for the Job Market and How College Students Can Manage Their Future Career.    I've only been out of college for only six months, but I can already pinpoint a handful of mistakes I made in my 4 years. […]

Should You Get Dental Insurance? Options For Dental Coverage

When I was in high school, I had braces. It was a very unpleasant experience, and when I was old enough to be in charge of my own health care (18), I began skipping the dentist entirely. In hindsight, this was a really dumb decision. When I was about 24, I had a tooth problem [...]Should You Get Dental Insurance? Options For Dental Coverage Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Emergencies Versus Opportunities

Tim writes in: We are working on our emergency fund. We put almost all of our extra income into the fund. The problem that I am wrestling with is that it is hard to watch opportunities go by while we work on this fund. It will take a year or two to fully fund our emergency fund (3 to 6 months). Example, I really wanted to buy some Ford stock when it was at $4 / share. […]

MyFICO Free Trial and 15% Discount Promo Code

I was just filing some things away when I noticed that the e-mail confirmation that I received after canceling my free MyFICO trial included a promo code for a 15% discount. Here’s the scoop: SPECIAL SAVINGS + LIMITED TIME OFFER: You can continue to monitor important changes to your Equifax credit file and FICO score at a special rate. […]

Viewer Question: How Long Can a Collection Agency Harass Me?

This question comes from Norma: If I had credit card that the balance never paid and is now a charged off account I understand that it is hurting my credit score.  The balance is now being collected by a third party.  How many times can my balance be transfered to a third party and does the [...] […]

The New Frugality: Consume Less, Save More, Live Better

By Lynn Truong Last week on Patt Morrison I heard Chris Farrell talking about "The New Frugality" and the trend towards a sustainable lifestyle. (I actually called in and mentioned Wise Bread -- you can hear me on the segment.) I was stoked that he was familiar with Wise Bread (really, we're on his blog roll!). […]

Join Our Tweetchat at 4:00 CST For a Chance to Win Prizes

By Lynn Truong Join our Tweetchat today from 4:00 – 4:45 pm CST for lively conversation and a chance to win prizes! This week, we're sharing our Valentine's gift and date tips for the budget-minded. (You don't have to be looking for love or in a relationship to participate!) We've also got Amazon GC prizes! […]

How Does the IRS Pick Tax Returns to Audit?

Doing your taxes is never fun. Even if you ignore how you must spend a couple hours filling out boring forms, finding documents, researching deductions, blah blah, there’s always the fear that you’ll be audited. […]

To Buy or Not to Buy? Criteria for Thrift-Store Clothes Shopping

By Marla Walters It's a lot of fun to shop at a thrift store. There are a lot of clothes that are almost great. Here are my tips for separating the "buy it" from the "leave it" items. It doesn’t matter if it is the bargain of the century, if it’s just going to sit in your closet because it needs some type of mending that you'll never get to. […]

Anyone Have a Money Secret?

One of the blogs I subscribe to is PostSecret, the site where people send in their deepest and darkest secrets on a postcard and the site's owner posts them once a week for all to see. It's often very compelling, raw, and sad to see the things people are dealing with, but can also be uplifting as people share their triumphs over various addictions, tragedies, and offenses. […]

More Toyota Cars Recalled: Time to Buy Shares of TM?

Another day, another recall. Normally, automobile recalls are not much of a problem. A recall usually involves bringing your car to a dealership, subjecting yourself up to some sales pitches, getting your car fixed, and driving home. […]