Chase Freedom Visa $200 Bonus Cash Back

For the last six months, potential credit card customers have been courted by companies offering bigger bonuses and better offers. Different customers look for different things when choosing to sign up for a new credit card, whether it’s a 0% introductory interest rate, a lucrative rewards program, or thousands of miles to use on a favorite airline. […]

Beware Lifestyle Leverage

One thing that I’ve noticed with a lot of young professionals, especially if they start rising in the ranks of their firms, is that there’s some pressure to get bigger and better things. Part of the pressure comes from mainstream media and pop culture, very few stars drive Honda Civics when there are much fancier cars to be had. MTV Cribs didn’t show one bedroom efficiencies or roommates. […]

What to Do with Fresh Produce

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at During the summer, there’s an abundance of high-quality fruits and vegetables. You get better quality for lower prices than you do buying off-season produce during the cold winter months. […]

21 Personal Finance Lessons From Harry Potter

I recently finished rereading all of the Harry Potter books in anticipation of the final movie’s release. The first time reading the books, I was focused on the plot. But in rereading, I was struck by the reoccurring themes of money and personal finance throughout the books. […]

How to Win an Argument

People often tell me that I should have been a lawyer. My friends avoid getting into debates with me at all costs, and I can't tell you how many times I've heard, "I just can't win an argument with you." This is precisely why I pounced on the opportunity to write a post about how to win an argument. […]

Best Money Tips: Fun Ideas for the 4th of July

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on fun ideas for the 4th of July, 11 crazy alternative investments, and tips for in-school debt management. Top 5 Articles Fun Ideas for the 4th of July — This 4th of July, have fun cheaply by playing catchphrase or charades. […]

Schedule Regular Fridge Cleanings to Prevent Food Waste

It is a job no one likes to do — especially in my house — but with the price of groceries steadily rising, cleaning your refrigerator needs to be a weekly task to prevent food from going to waste. […]

How to Live Like Royalty for $900 per Month

Here's an idea for the majority of Americans looking at a retirement of barely getting by and/or working until they are 85: retire to a place where you can live like royalty for $900 a month. US News gives us the highlights: Americans Wendy and David Justice enjoy a lifestyle they describe as “royal” on a budget of $800 to $900 per month. […]

How to Add A Bit More Fun to Independence Day

For those of you wondering what you're going to snack on this coming weekend, may I remind you of this tasty (and economical) treat? ;-) […]

Career Dreams – In Three Parts

What will I do with my life? How will I leave my mark on the world? These questions have been a constant part of my life since I was very young – and it’s still a guiding question in my life. Now that I’m a parent to three children and a mentor to other adults, I can see clearly how the same thoughts float through the heads of others. What will I do with my life? […]

How to Prepare for an Interview

AskMen lists the following as steps to take to get ready for an interview: The week before: Get your hair cut The day before: Transportation dry run The night before: Final rehearsal The night before: Lay out your clothes Morning of: Clear your mind Five hours before: Cut the caffeine Two hours before: Go to the bathroom Pre-departure: The Power Move (Pick a little gesture or accessory t […]

Most Profitable Backyard Garden Crops

My husband and I started our first raised garden in April.  We already have a couple of flower beds in the front yard, but we wanted a garden that could produce something we would actually be able to eat.  The idea of getting an edible benefit from maintaining a small spot of soil sounded fun.  In short, we wanted to grow plants with some extra value to us.  Here are some ideas for plants you may […]

Kids and Money: Let Your Kids Make Mistakes

In the quest to teach our children about money, we like to see them make smart choices. I know that I’m proud when my son makes the “right” choice with his money. However, sometimes we focus so much on making sure that our kids are doing the smart things with their money that we forget that sometimes we need to let them make mistakes. […]

Fight the Urge to Splurge

You’ve been prudent and created a budget.  Every cent is accounted for.  Things are looking good.  Then WHAM, your savings and budget are annihilated because of your latest splurge.  Does that sound familiar?  I know it does for me.  I mean, it’s fun for a moment, then you realize what you’ve just done to your personal finance goals. […]

Are You a Stay-at-Home Parent? Good Luck Getting a Credit Card

This is a guest post from Hank Coleman. Stay-at-home moms and dads may soon find it more of a challenge to get a credit card in their own name. The Federal Reserve recently provided additional clarification of the Credit CARD Act of 2009, and issued new guidance to credit card companies that will make it almost impossible for non-working spouses to have their own credit card. Credit card holder mu […]

What Financial Advisors Say People Do Wrong

Money Magazine's June issue includes a poll conducted by the Financial Planning Association asking planners what people do incorrectly most often (FYI, the planners were allowed to give up to three answers). […]

The Executor Decision

Recently, someone I care about named me as an executor on their will. This is something of a new experience for me, so I naturally spent some time reading up on what’s required of an executor in that state as well as trying to understand what exactly they wanted to happen with their assets (which aren’t tremendous). What does an executor do? […]

Get Rich By Thinking About Being Rich

In her new book, Delusions of Gender: How Our Minds, Society, and Neurosexism Create Difference, the author, Cordelia Fine cites studies that show how our lives are affected directly by the labels we give ourselves. […]

Laddering Series I Treasury Bonds

In my last post discussing Series I Savings Bonds as an investment, JQ asked if it made sense to put your emergency funds into Series I bonds because of the higher interest rates. […]

What Do You Care What Other People Think?

Yesterday afternoon, I shared a biking vs. driving calculator that tries to show how much you could save if you gave up your car in favor of other forms of transportation. Whenever I post a story about biking more and driving less, some readers feel judged. They worry that those of us who drive less think we’re somehow better than they are. […]