A Dose of Financial Reality

Anna writes in: I’m amazed at how many people who write into your mailbags have enormous student loan debts and mortgages. […]

10 Things Social Security Won't Tell You

Smart Money lists ten things Social Security won't tell you as follows: 1. "Long-term deficit? We can hardly afford our bills today."2. "The more you make, the less you get back."3. "This used to be a much better deal."4. "Want a bigger check? Go back to work."5. "Good luck qualifying for disability."6. "You can be unemployed and retired."7. "Your Social Security number is no state secret."8. […]

Zions Bank Sued in Utah Over Overdraft Charges

I normally don’t post about lawsuits, I typically wait until the settlement period such as in the case of Bank of America, but I’m making an exception in this case because it let’s us see the evolution of one of these overdraft lawsuits. The latest lawsuit involves Zions Bank facing a lawsuit in Utah over policies that let it manipulate debits and credits to maximize overdraft charges. […]

Review of Can I Retire? by Mike Piper

I met Mike Piper of The Oblivious Investor briefly at FinCon11 and he came bearing gifts.  (I guess I was The Oblivious Conference Attendee and did no such thing myself.)  I snagged two copies of his newest book, Can I Retire?  (I’ll offer the second copy to a randomly-picked subscriber of my newsletter soon, so if you’re interested, sign up!) Can I Retire? […]

What Can Savers Do in This Low Rate Environment?

Right now, the Fed Funds Rate is targeted at between 0% and 0.25%. For savers, this means dismal yields on their cash products. Whether you are looking at online savings accounts or 5-year CDs, the result can be disheartening. […]

How I'd Handle Awkward Money Situations

US News presents several "awkward money situations". I thought I'd list them and tell you how I would handle each of them. Then you can chime in with your own take in the comments below. Here's the first one:Lending money to family members.I won't do it. There are too many potential landmines that can kill a relationship when something like this happens. […]

Ideas for Earning Extra Money

Busy people could sometimes — okay, always — use a little extra cash. But getting a normal part-time job is not feasible for many people. […]

Reader Mailbag: Ankle Twist

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retirement savings on smaller income 2. Focusing on health 3. Digging through debts 4. Getting started in book publishing 5. Trading board games by mail 6. Repeat material 7. A cavalcade of problems 8. […]

Generating Income When You Are Off the Grid

If you’re ready to trade in the fast paced life that you’re living for one that is quieter or self-sufficient, listen up. No matter how savvy you are, you’re going to need to generate some income in one way or another. […]

How to Know When to Quit

This post is from staff writer April Dykman. Before I became a full-time freelancer, I worked for a couple of different companies. Both times I started a new job, it started out exciting and fun. Great benefits! Cool perks! Interesting work! After a year or two, it got harder to get up in the morning and face an eight-hour day of doing whatever it was I was hired to do. […]

Boost Your Human Capital: Become an Expert

Education and experience are necessities for increasing your human capital, with human capital as an approach to looking at your potential overall worth, a grand analysis of which your financial net worth is only a part. With education and experience, you have the ability to become a versatile subject matter expert. […]

Money Leaks: Inaccurate Tax Withholding

Whenever you get paid, a portion of it is “withheld” by your employer for tax purposes. It’s sent to the Treasury Department each month and it goes towards your annual tax bill. We’re a pay as you go system, so you’re required to pay taxes on your income as you earn it. […]

Should You Lend to Friends and Family?

It's happened to all of us at one point or another. Something has happened to someone we love, and money is needed. Our money. If perfect strangers asked us for money, we'd more than likely not give it, end of story. But when a friend or family member asks to borrow, we don't usually say "no" right away. We think about it first. […]

Best Money Tips: Frugal Fall Activities

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal fall activities, ways to make budgeting fun, and how to avoid paying the new debit card fees. Top 5 Articles 7 Favorite Frugal Fall Activities — This fall, have some frugal fun by picking your own fruits and squash. [My Dollar Plan] 5 Ways to Make Budgeting (and Willpower) Fun! […]

Learn New Skills for Free: The Power of Forums

Learning a new skill is hard. Whether it’s becoming a better cook  or trying to build your own computer, your success rate will improve if you have some help. (See also: 6 Ways to Get Paid to Learn) That can be expensive — taking classes or hiring someone to help will cost you. But there’s an old-school kind of social media that can help. […]

Stop Telling Yourself These Three Financial Lies

The following is a guest post from Marotta Wealth Management.Most of us rationalize why we can't get our finances together right now. Many Americans prolong these excuses during their entire working careers. Here are three lies you must stop telling yourself in order to build a solid financial foundation.Consider these statistics. […]

$25 Restaurant.com dining certificate for $1.50 through 10/16/2011

Restaurant.com has an 80% coupon going on through October 16th, 2011. The code is TOUCHDOWN. $25 dining vouchers, good for qualifying* expenses at over 18,000 restaurants nationwide, are normally $10, but this coupon code knocks them down to $2. But wait! There’s more! […]

Basics Of Shorting A Stock: What To Know Before You Short

The responsible thing to do before we talk about shorting stocks is to offer a disclaimer. There are a lot of exciting and thrilling ways to play the stock market but more often than not, the more boring strategies work the best. Be very careful when shorting stocks. […]

Join Our Tweetchat on Thu 10/13, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Money Mistakes. Learn about pulling money out of your 401k early, paying unnecessary bank fees, and paying your credit card bill. […]