New Year’s Resolutions Help Even If You Don’t Keep Them

As the year draws to a close, I plan to take some time to evaluate the progression of my life, including my finances, against my goals and resolutions for 2011. I reached some goals while missing others. There are many reasons people don’t keep new year’s resolutions, and I’m not any different. In one recent survey, only 15 percent of those who made resolutions have kept them. […]

Everything You Need to Know about Using Credit Card Bonuses for Free Travel

The following guest post is by Craig Ford. Craig blogs at Help Me Travel Cheap where he helps newbies turn credit card sign-up bonuses into free travel. To entice you to sign up for a credit card most credit card companies offer a sign-up bonus. The sign-up bonus is the life blood for a growing population of American travelers. […]

Book Review: Scammed by Christopher Elliott

Scammed is a book that will teach you two things: Educate you on the “scams” and “Scams” of the world, Teach you how to get better service and better deals. According to author Christopher Elliott, a consumer advocate, lowercase scams are those scams that are obvious to the naked eye once you cut through the deception. […]

Ask the Readers: What Are You Most Looking Forward to in 2012?

2012 is less than a week away! Chances are you are busy making plans for new years, reflecting on all the major events of this past year, and getting excited for what 2012 has to bring! What are you must looking forward to in 2012? Do you have a big trip planned? Are you getting married? […]

How to Get Rid of and Avoid Late Fees

Here’s a quiz — other than a catastrophic financial event, like a bankruptcy or foreclosure, what financial activity is most damaging to your credit score? If you chose, “Paying your bills late,” you’re right. Of the five main factors that impact your credit score, your on-time payment record carries the most weight. […]

4 Self-Discipline Tricks I Learned From the Marathon

For most of my life, I’ve been a competitive distance runner. I’ve run more than 100 miles in a week, competed at several distances, and trained through all kinds of terrible weather. I think you could say that discipline comes easily to me. If I really decide to do something, I will do it (possibly at all costs). […]

Best Money Tips: Ring in the New Year Family Style

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ringing in the New Year family style, reducing your household electric bill, and improving your finances now. Top 5 Articles 5 Ways to Ring in the New Year Family Style — Celebrate the New Year family style and opt to celebrate with a special breakfast in the morning. […]

Win a Copy of You Need a Budget!

Here's a chance for you to win a copy of You Need a Budget budgeting software!Here's how it will work: 1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment.2. In a week or so, I'll select the winner at random and announce the winner on this post.3. […]

What's the ROI on Your Career Investment?

CNN Money has an interesting piece on the ROI (return on investment) of changing careers. They add up the costs and benefits in investing in yourself so that you can make a career change into a better-paying field and then apply investing calculations to the effort to see what the return is. […]

Reviewing My 2011 Resolutions

At the end of each year, I try to set a few goals for the coming year, with varying degrees of success. […]

End of the Year: Time to Rethink Your Investment Strategy

As always, the end of the year represents a time to reflect on the past — and to prepare for the future. While you consider your next move, don’t forget to review your investment strategy. […]

Bank of America Class Action Lawsuits – Did You Receive a Check?

Many Consumerism Commentary readers have written in to let me know that they recently received a check for about $98 from Bank of America. This check is not a result of the Bank of America overdraft fee class action lawsuit, but it is the result of a similar lawsuit. First of all, the overdraft lawsuit has only recently entered an appeal process. […]

Reader Profile: JT

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Reader Mailbag: Post-Christmas Thoughts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Adding another credit card user 2. Re-selling debt 3. Figuring out life insurance 4. What makes people negative? 5. Babies and emergency funds 6. Paying for pet medical expenses 7. Unwanted gifts 8. Handling pet cleanup 9. […]

Bing Rewards Program

It’s been no secret that Microsoft has been sitting on a pile of money. It’s also been no secret that they are continuing to lag behind Google in the search engine wars. So what happens when a company with deep pockets wants to win really badly? It spends money. For quite some time now Bing has gone on a spending spree to get its name out there. […]

25 Small New Year’s Resolutions You Can Start Today

Every year, we make the same mistake — making New Year’s resolutions we know we won’t keep. Losing weight. Quitting smoking. Getting out of debt. Those are some of the top commonly broken resolutions. Why? Because they require a long-term commitment to achieve, but we want instant gratification. […]

Making the Most of Shopping at Marshalls

Famous for affordable luxuries and discount home goods, Marshalls is also a great place to shop for other things, such as career clothing, Christmas presents, and baby shower gifts. If you want the best bargain shopping experience available however, it pays to go in with a plan. Here’s how I make the most of any shopping trip to Marshalls. […]

Best Money Tips: Save Money on Pet Supplies

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving money on pet supplies, how to make or save money with unwanted gifts, and New Year's resolutions. Top 5 Articles 9 Great Sites for Saving Money on Pet Supplies — To save money on pet supplies, check out or PetCareRx. […]

Planning for My Financial Future

I’ve been fortunate over the past few years. I’ve managed to get out of debt, quit my day job to write full time, build substantial savings, and am now able to do what I want when I want. I still work hard, of course, but I do so on my own terms. I’m a lucky man. Next year, though, is going to be a year of changes. For one thing, my income might actually decrease. […]

9 Things to Buy in January

Did you overspend during the holidays, and vow to start the new year making smarter financial decisions? You're not alone, which is why you should break out the wallet again. […]