House Approves Expediting Credit CARD Act

We reported just a few days ago on the passage of a measure in the House of Representatives to expedite the Credit Card reforms passed earlier this year. Unfortunately, I left out some of the story, as I’m still figuring out the intricacies of how laws are made, and there were some amendments made to the bill before it passed. […]

2010 Roth IRA Conversion Rules

A year ago, when I met with my accountant, we spent some time talking about our retirement, our goals, and how we were going to reach them. In looking at our retirement accounts, I saw that the vast majority of our savings were in tax-deferred accounts like 401(k)s and Rollover IRAs. […]

Creative Cleaning with Everyday Products

This article is by GRS staff writer Adam Baker. Baker recently shared an in-depth video example of how you can save $521 when booking airfare online. Recently my 19-month old daughter managed to get her tiny hands on a ballpoint pen. Normally, this wouldn’t have been a major event. This time was different. […]

Getting a Home Inspection

Buying a house is probably the biggest purchase that most people will ever make. Given what’s at stake, you want to be sure you’re not buying a lemon. […]

Keep Yourself Healthy

I have a whole category titled More Important than Money. It's where I keep all my posts on the things more important than money -- things like your family, time, and your health. The issue of how important your health is was addressed again in a recent Yahoo article on taking care of your finances. […]

The Pros and Cons of Retail Health Clinics

By Healthcare Hacks Next time you are heading to the grocery store, remember to add “healthcare” to your shopping list! […]

DIY Debt Management Plan: Go On Oprah’s Debt Diet!

Do you want to get rid of your debt? Then here’s a do-it-yourself debt management plan you could try! We all want to keep an eye on our waistlines, but why not watch our “wastelines” too? Eating better and eating less can go hand in hand with spending less and getting your finances in order. I am, in fact, doing both. […]

Online Banks Are Healthy, Growing, & 100% Safe

So far, 145 banks and thrifts have been closed by regulators since the start of the credit crisis in 2008. One hundred a forty five. Every Friday, when the FDIC usually announces closures, for the last two years, we’ve expected at least one bank to fail… sometimes two. Last week, five banks failed, bringing the 2009 total to 120. […]

Credit Card Karate: The Moves to Block Spending

The following is a guest post from Marotta Wealth Management. The availability of easy credit does not encourage financial virtue. Five minutes of credit card indiscretion literally can undo a life of financial responsibility, just like flirting at a bar with an available stranger can threaten marital fidelity. You are trying to stick to your budget and live well within your means. […]

Dumb Money: J.D. the Junk-Food King

It’s been a long time since I shared a good self-deprecating story about my own financial foolishness. Let me remedy that today. For the past month or so, I’ve been buried deep in writing my book. (I have bookhead, I tell Kris — my mind is wholly absorbed by this project.) I now spend most of every day (seven days a week) holed up in my office up the hill from the house. […]

Investing Isn’t Just for Rich People: Five Ways Anyone Can Reap the Rewards of Investing

Quite a few readers simply tune out when I mention investments. They don’t believe the topic applies to them at all. “How can I possibly worry about investing when I can barely put food on the table?” they’ll ask. The answer is simple: virtually every single person has the resources with which to begin investing. […]

Couponing Makes Cents

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

How to Sue Debt Collectors

Now that you are aware of what happens when debt collectors violate the FDCPA and you have some recorded phone calls, credit reporting violations, and false or misleading statements by a collector, what do you do then? You sue them. Nothing gets a company’s attention like slapping them with a lawsuit. […]

How Much Vacation Time Do You Get?

This piece on vacation days made me want to ask all of you: How much vacation time do you get? The numbers in the article above include both vacation days as well as holidays. Workers in Lithuania and Brazil led the pack with an average of 41 days off per year. […]

How to Avoid Excessive Airline Fees While Traveling

My recent experiences traveling across country gave me more appreciation, or disapproval, of the lengths airlines are now gong to empty the wallets of travelers. The flight industry once positioned itself as luxury travel, with a variety of free amenities, but the industry takes the opposite approach now. Yes, it is true that airlines compete mostly on airfare. […]

Are Extended Warranties Ever a Good Deal?

By Sierra Black Extended warranties are everywhere. Every time you buy a car, a house, a computer, a cell phone or pretty much any appliance, you'll be offered a chance to purchase an extended warranty on it. A few years ago, my husband came home with a new toaster — and a warranty contract for it. Are these warranty contracts ever a good deal? They shouldn't be. […]

Best of Money Carnival Now Up

Here's a post to let you all know that the latest edition of the Best of Money Carnival is up today. Congrats to all participants and especially the winning post, Travel Hacking for Noobs: How We Save Hundreds on Airfare, Get Free Accommodation, & Make Money while Overseas. For the record, I made the carnival myself with my post titled How to Buy a New Furnace and Air Conditioner. […]

Best Deals For Monday 11/09/09

By Paul Michael Today's WISEBUY. Select Board Games From Toys R Us Just $2. At Toys "R" Us, get select board games starting at $1.99 via this mail-in rebate. […]

Start a Cooking Club: Cook Up Some Frugal Fun

By Tisha Tolar It's becoming a big trend in households across the nation to stop dining out and start eating at the dinner table. However, as growing families continue to race from play practice and soccer practice, their tendency to pull into a drive-thru is still strong simply because it is convenient. […]

5 Freelance Writing Websites That Pay Frequently

When it comes to making extra cash, the internet has a lot to offer its users.  Online auction sites provide members with a place to peddle goods and services and social media networks like Twitter and Facebook make it possible to self-promote with ease.  Those individuals with a knack for the written word can find legitimate, paid work-at-home opportunities online.  In fact, those writers wanting […]