Degrees of Want: Revisiting the iPod Touch Replacement

Two days ago, I wrote an article discussing the damage done to my often-used iPod Touch and my decision-making process when it comes to a replacement for it. A great many of you encouraged me to straight-up replace my iPod Touch with a new one, and I appreciate the comments. […]

Morningstar Ratings: Useful or Useless?

This is a guest post from Edwin Choi, the founder of Mariposa Capital Management. Edwin is a fee-only investment advisor in Los Angeles and a long-time reader of GRS. Prior to starting Mariposa, Choi spent many years as a portfolio manager with Merrill Lynch in New York. […]

The ID Theft Risk of Photocopiers

Here's a piece from Yahoo that focuses on what your office photocopier may know about you. The short version is that many copiers store copies of documents in their memories and these documents can be accessed by a whole host of people (office personnel, repairmen, subsequent owners of the machine, thieves looking for such information when the copier is thrown away, etc.). […]

How to Save Money by Shopping for a Car Online

Shopping for a new car isn’t much fun. It’s a major purchase and important decision so it’s usually a stressful experience. If you’re not careful, it can even be a costly mistake. […]

Debt Snowball Is Predictably Irrational

This morning I wrote about how Dave Ramsey’s “Debt Snowball” system works and why it’s an effective way for people to pay off their debts. It might not be the mathematically optimal way to pay off your debt but it’s worked for many people. My look at the debt snowball was precipitated by an All Things Considered segment I heard on NPR. […]

Brokers Are Salespeople, Share Your Story

Everyone has a responsibility to oneself and one’s family, first and foremost. It’s hard to blame brokers or anyone else who sells financial products to investors. […]

Make Money Buying and Reselling Things You Know About!

The following is a guest post from FMF reader Nate Bredeweg. I wanted to share some powerful insights with you today about how you can make serious money buying and reselling almost anything for an exceptional profit!  How in the world is that possible you ask?  It’s actually quite a simple transaction that takes a good bit of patience and practice to master.  Once you have learned how to do it, […]

The Simple Dollar Weekly Roundup: Netflix Streaming Edition

I just wanted to mention something that I think is a great value for those of you who own a Wii or a PlayStation 3 – you can now get a free Netflix streaming app from the app store on your console. […]

Trick Yourself into Saving More of Your Biweekly Paychecks

I know this doesn't apply to all of us, but if it does apply to you, here's a neat little trick: If you are paid biweekly (rather than once monthly or exactly on the 1st and 14th of the month), the Gregorian Calendar is structured in such a way that you will be paid 26 times per year (as opposed to 24 for those paid on exact dates, like the […]

Five Things to Know About Getting a Person-to-Person (P2P) Loan

This is a guest post from Beverly Blair Harzog, who is a contributing editor at and co-author of the book “The Complete Idiot’s Guide to Person-to-Person Lending.” Five Cent Nickel has previously featured articles on Alternative Approaches to Investing with Lending Club and My Lending Club Loan Selection Criteria. When I was offered the chance to co-author The Complete Idiot’s Gu […]

Share Your Best Purchase Stories & Win $33,000 in Prizes

Have you ever been pleasantly surprised by something you purchased?  Did you ever get unexpected ROI for an item, or manage to get more mileage out of an outdated product? HP wants to hear your story of a surprising ROI you received for its Reimagine ROI Reboot Sweepstakes.  Grand Prize (valued at $30,000) includes: A five-day trip for six […]

Garden Ideas for Small Spaces

There's no better way for me to wind down at the end of the day than by relaxing on my patio, staring off into luscious green foliage. Yet with a move on the horizon, from residential house to suburban apartment, I realize I can't forgo the garden even if my patio is a scant 8 feet by 10 feet. […]

Best Money Tips: Renew Old Stuff With Dye

Welcome to Wise Bread's Best Money Tips roundup! Today, we have a colorful tip to make your old stuff new again, a way out for those feeling buyer's remorse on a group deal, a list of 10 most useful Firefox shortcuts, and a way to make extra money...working for Wise Bread! Top 5 Articles Dyeing to Renew: Make Your Old Stuff New Using Dye! […]

Why Retirees Are Using Annuities Instead of Early Social Security

ShareThisAs some Baby Boomers reach retirement age, they have postponed taking Social Security until later in their lives. Social Security attempts to average benefits over the expected lifetime remaining for its participants. […]

Dave Ramsey Debt Snowball Payoff Strategy

Dave Ramsey is most well known for an idea known as a “debt snowball” repayment plan. The idea taps into human psychology and our desire to reduce the number of something, even if the sizes of those “somethings” vary (more on this idea this afternoon). […]

Allowance: For Learning or Reward?

This is a guest post from Gail Vaz-Oxlade, the host of the popular Til Debt Do U$ Part on CNBC (Saturday nights at 10 and 10:30). Gail is a columnist for Yahoo Canada, Chatelaine, and Zoomer Magazine and blogs daily at her website, where she also offers terrific tools people can use to dig themselves out of the hole. […]

Student Loans and Earnings

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. Today I want to share some of the book's thoughts on student loans and earnings. […]

Get Your Debt Under Control With These Debt Fighting Tricks

This week, I’m taking a little break. But I’m giving the floor over to some great guest bloggers, the first of which is this one! Today’s guest post is brought to you by Ninja over at Punch Debt In The Face, where he blogs about all sorts of silly things like money, marriage, and unicorns. If you like his stuff, take a minute and subscribe to his feed. […]

Personal Finance 101: How Does an Annuity Work?

Sometimes, it’s really no surprise to me that so many people are uncomfortable when it comes to managing their finances. […]

A New Rule-of-Thumb for Renting versus Buying?

Here's a piece from Dr. Thomas Stanley that cites a NY Times article with a new (at least new to me) rule-of-thumb for helping to determine whether it's better to rent or buy a home. […]