6 Ways to Put Your 2011 Payroll Tax Break to Work

With Congress and President Obama having put their stamp of approval on the 2011 tax deal, a major component of the legislation affecting virtually all working Americans is a change to the payroll tax. Historically, employees were subject to a tax of 6.2% of earnings up to a cap, which is $106,800 for 2011. […]

The Power of Passive Investing by Richard Ferri

The Power of Passive Investing by Richard Ferri explains why investing is so much easier when you do it passively through index investing. If this sounds like John C. Bogle, founder of Vanguard, then you won’t be surprised to learn that he wrote the foreword to this book! […]

Drama in Real Life: When Emergencies Pile Up

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Last week, I mentioned that my cat just died. Not only was his passing heartbreaking, it was expensive. […]

Five Ways to Maximize Your Retirement Accounts

If you are interested in getting rich, or just doing significantly better in the long-term, then I have a piece of advice. A serious chunk of the wealth you’re going to accumulate over your lifetime is going to be in your retirement accounts. That’s because the Government encourages you to use them, and it’s very hard to tap into them early. […]

The Crossover Point

I'm not sure how I missed this post, but several years ago JD at Get Rich Slowly wrote a piece on the crossover point -- the point where your investment income exceeds your monthly expenses. In other words, it's the point where you have enough saved that you can stop working, live off investment earnings, and never draw down the principal of your savings. […]

Join Our Tweetchat on 01/05, 4:00pm CST for a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... wbchat-logo.jpg This week's topic: How to get awesome customer service. We're giving away 2 Amazon gift certificates. […]

Prosper Review: Top P2P Lending Site

Thanks to Facebook and Twitter, most of us are well-versed in social networking. With peer to peer lending networks and sites, you have a chance to lend or borrow funds in a kind of money network. We’ve covered Lending Club quite a bit in the past (see our Lending Club review here). […]

Final Advice from a Dying Investor

Money Watch posts a piece titled Final Advice from a Dying Investor which details the story of former institutional sales manager for Goldman Sachs and Lehman Brothers, Gordon Murray, who is nearing the end of his two-year-long battle with brain cancer. […]

Flipping the Mental Switch for Success

If I have one single piece of career advice to give to anyone, it’s this: figure out how to get in the zone and do it as often as possible. If you can do that, everything else really is secondary. You will find success. What do I mean by “in the zone”? […]

Citi Bonus Reward Categories for Winter ‘11

As a followup to Monday’s post about the Chase Freedom bonus reward categories for Winter 2011, here’s some info about the newest bonus categories for the Citi Dividend Platinum Select card… As you’re likely aware, the trend in credit card rewards is to have a base level of 1% rewards combined with bonus rewards in categories that rotate on a quarterly basis. […]

Free Book Download -- Today Only

For those of you interested, WalletPop is giving away a FREE download of David Bach's new book, Debt Free for Life. The catch: it's only good for today! So if you'd like a copy, here's their giveaway page.  For those of you reading this too late, sorry, there's nothing I can do. You should read FMF more frequently. ;-) […]

Discover® More Card 24 Month Balance Transfer Offer

When companies compete for the business of consumers, consumers are often the winners. One company presents a new offer to win customers, and other companies have no choice but to follow suit if they want to compete. […]

E*Trade Has Useful Advertisements!?

I was reading CNN Money over the weekend when I saw one of E*Trade’s latest banner advertisements, which I’ve included below. I want to salute them for using advertising that is actually useful. It’s pretty obvious, with interest rates so low, that dividend stocks have become more and more enticing. […]

2011 401k, 403b, and 457 Plan Contribution Limits

Retirement Plan Contribution Limits Remain Unchanged in 2011 Employees saving for retirement are not getting any favors from the government this year. The contribution limits for the major employer-sponsored retirement plans: 401(k)s, 403(b)s, and 457(b)s will not get an increase. That means like in 2010, the 2011 limit remains $16,500 for those under age 50. […]

Seven Financial Resolutions for the New Year

The following is a guest post from Marotta Asset Management. Financial resolutions usually don't even last until the end of January. Making a permanent change in our behavior requires both time and a steely resolve. We can only develop financial character one action at a time. […]

Free Tax Software for a Good Writer

Ok, I have a deal for one of you... I have some free tax software (I have been given the codes by the company) and am willing to give it to an FMF reader IF that reader is willing to use the software and write an unbiased review that I can post here (here's an example of what I'm talking about -- though it's not the same software.) The conditions: You need to use the software to do your taxe […]

The Simple Dollar Weekly Roundup: No Money Resolution Edition

Several people wrote to me expressing some surprise that I didn’t have a money-related resolution this year. To tell the truth, I don’t know where a single-year money resolution would come from in our budget or in our life. We have some ongoing three-to-five year goals that seem to be in a good place right now. […]

Buying a New Smartphone Without Extending Your Contract

Buying a new phone is great, especially since most carriers will give you a hefty discount ($199 vs. $529 for retail) in exchange for extending your contract for two years. Why would anyone hesitate to trade two years for a $329 discount? […]

Diagnose and Improve Your Financial Health: A 10-Item Checklist

Most people usually want to do one of three things every January: They want to lose weight, improve finances, or quit a bad habit. Since this is a personal finance blog, I guess we ought to focus on the goal to improve your finances. The problem with trying to improve your finances is that it is awfully broad. […]