The Simple Dollar Weekly Roundup: The Super Money Secret That Will Make You Rich Edition

Are you ready? This truly is the financial secret “they” don’t want you to know about. Ready? Here it is. Spend. less. than. you. earn. Of course, if it weren’t such a secret, no one would be drowning in debt and no one would be completely panicked if they lost their job. How Do You Measure Delight? […]

Credit Cards vs. Debit Cards: A Comprehensive Comparison

"Credit cards and debit cards have the exact same benefits." I've heard this statement for a long time, but I wanted to test it out to see if it is true. […]

Chase Reward Categories for Fall ‘10 – Plus a $100 Bonus

For those of you with a Chase Freedom card, it’s time to sign up for their fall bonus reward promo. As a reminder, Chase has decided to jump on the rotating category bandwagon, so you have to enroll (and re-enroll) on a quarterly basis. That’s the bad news. The good news is that they’re offering a juicy 5% cash back (1% base + 4% bonus) in three or four categories. […]

Laid Off, 2010 Edition

Last Thursday I lost my job without any warning. The small web design agency I was working for lost a couple of big contracts and they decided they couldn’t afford to keep me on as their only full-time User Experience Designer. […]

All We Are Saying...Is Give Pabst A Chance.

Many apologies, fans of John Lennon, for the shameless hijacking of a wonderful song title. I couldn't resist. Now, this post is aimed at beer drinkers far and wide, and it's a plea to do a paradigm shift and open your eyes to the "low-end" beers that are considered cheap and nasty. […]

Going Into Debt Can Be Awesome

We often talk about the dark side of credit, but it is actually a wonderful invention. In a world where nothing is free, being able to borrow allows anyone to pursue their otherwise impossible dreams. Borrowing startup capital allows entrepreneurs to become important business owners with just an idea. […]

Are Solar Panels On Your House Worth It?

This summer, on our trip to Lake Tahoe, we spent a night at my father-in-law’s childhood friend’s house. They had a pool that was heated using a series of black tubes put on top of their lattice patio cover. The tubes gave the patio shade from the sun, the sun heated the tubes, and the water inside the tubes went into the pool to give it a nice bath water temperature. […]

Growing Your Human Capital: 11 Ways to Boost Your Income-Producing Ability

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

Six Signs that You're in the Middle Class

Yahoo lists six signs that you're in the middle class as follows: Home Ownership. The step up from renting to owning signifies prosperity and achievement. Automobile Ownership. Owning an automobile provides freedom of movement and the luxury of avoiding the limited schedules and cramped quarters offered by mass transportation options such as buses and subways. […]

Nothing chills hot lovin’ like a lot of debt

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What To Consider Before You Cancel Your Credit Cards

Not that long ago, I was pretty fastidious about how I had my financial accounts set up, so much so that I was bent on consolidating everything from bank accounts to mutual fund accounts to credit card accounts. […]

Chase Online Banking Website Down

Chase’s website for online banking has been unavailable since Monday night. After opening, receiving, an activating a new Chase credit card, a process I completed this past weekend, and purchasing my first items with the card, I was looking forward to checking my activity online today. […]

Estimated Tax Payments Due for Q3 2010

This is just a quick reminder to anyone out there that is self-employed, or otherwise has to make estimated tax payments… Tomorrow is September 15th, which means that your third quarterly estimated tax payment is due. Note: If you’re reading this via e-mail, then you’re likely a day behind, and the deadline may have already arrived. […]

Spend Your AmEx Membership Rewards Points at

While I’ve always been a fan of cash back credit cards, reward points can be nearly as good if: (1) they’re worth at least the same amount as their cash brethren, and (2) you can figure out a way to use them like cash. […]

The Road Not Taken

Two roads diverged in a yellow wood and sorry I could not travel both And be one traveller, long I stood and looked down one as far as I could to where it bent in the undergrowth; Then took the other, as just as fair, and having perhaps the better claim because it was grassy and wanted wear; though as for that, the passing there had worn them really about the same, And both that morning equally la […]

Help a Reader: Young Couple Needs Advice

Here's an email I recently received from a reader: My wife and I are in our early thirties, with one 11-month old child. Due to some health challenges our son has experienced, my wife has had to stop working until the New Year to care for him. […]

Ask the Readers: How Do You Relieve Stress? (Chance to win $20!)

Stress got you down? I feel ya. Whether it's the start of a new school year, illness, family pressures, or money troubles, all of us go through a rough patch from time to time. In addition to hoping to help you live large on a small budget, we at Wise Bread want to you know that we've got your back. We feel stress, too! […]

Medical Bargaineering: 7 Tips to Save Money on Medical Expenses

This is a guest post written by Cynthia J. Koelker, MD, author of 101 Ways to Save Money on Health Care, Tips to Help You Spent Smart and Stay Healthy. If you think your employer is paying for your health care, think again. You’re the one not receiving up to $10,000 per year so your employer can pay your monthly premiums. […]

How to Graduate College with Zero Debt

MSN Money lists thoughts on how to graduate college with zero debt. The keys: Early graduation is a big money-saver. Test out of classes if you can. Attend summer session. Investigate dual enrollment in high school and community college. Also: Seek colleges with three-year bachelor's degree programs. Pick a solid school that's also affordable. […]

Personal Philanthropy: Twenty Ways to Improve the World, Even If You’re Broke

So often, people assume that charity and philanthropy mean stretching an already-tight budget even further. “If I donated $100 to the food kitchen, I’d have to start using the food kitchen!” goes the common train of thought. (That’s not to say that donating money isn’t useful – it certainly is.) Money can often be a very tight resource, but it’s far from the only resource you have. […]