Friday Fiscals: Five-year-old daughter edition

My daughter turned five Wednesday.  Like a snap of the fingers, it seems.  (She really needs to quit growing up so fast!) Here are some links of interest from this past week: Sweating the Big Stuff debates how to use the second half of his signing bonus windfall. The Balanced Spreadsheet discusses how to update your own budget. Five Cent Nickel is now debt-free.  (Congratulations!) Free Money Fin […]

A retirement attitude adjustment?

Once in a while at work I hear one of my coworkers talking about their retirement portfolios, usually about how badly it’s been hit the past couple of years. One particular time I was cleaning out my lunch dishes and was overhearing a friend and another coworker talking.  Her portfolio had taken a hit (like many others) because of the stock market.  (We have a tax-deferred defined contribution pla […]

Your Mutual Fund Investment Portfolio: How Many Funds Should You Own?

More tips on how to invest in the stock market. You’ve probably heard the diversification mantra for years and that it’s a major key to successful money management. And, as many unfortunate folks have recently learned, lack of diversification can mean the difference between a nice nest egg and possibly none at all. […]

A Sneak Peek at Your Money: The Missing Manual

I did it! I finally finished the manuscript for Your Money: The Missing Manual; I e-mailed the last chapter to my editor at 9:10 this morning. This book was a lot of work. I started writing it on 23 September 2009 at 12:27 p.m. Over the next 115 days, I gained fifteen pounds. […]

Trimming the Average Budget: Apparel

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. […]

I Earned Over $800 in Credit Card Rewards in 2009

I had a strange year in 2009 with my cash back credit card rewards. Why was it so unusual? Because I had three different cards as my "main" credit card last year. The details: American Express Blue Cash started the year as my top card. Then they changed their rewards structure so that it was less lucrative, so I bailed on them (as my main card -- I do still use them at Costco). […]

Best Deals for Friday 01/15/2010

Tina Turner "Tina!" MP3 album download for $3 Acer Aspire ONE AOD250-1694 Atom 1.6GHz 10" White Netbook for $283 + free shipping FREE Juicy Juice Sippy Cup Coleman 1.5W Solar Powered Trickle Charger for $13 + free shipping Ed Hardy- 60% off or More This weekend […]

How Cleaning Your Wallet Benefits You Financially

By Xin Lu It is not quite time for spring cleaning, but if you are a slightly disorganized person like me you may benefit financially by cleaning your wallet or purse. Use Unspent Gift Cards My husband was the first to clean his wallet since his wallet was getting extremely thick from the myriad of cards and receipts he keeps. […]

Your Take: How Do You Prepare Your Taxes?

Last night I had to pleasure to finally meet some of the DC personal finance bloggers and some PR folks at a happy hour (or three) hosted by TurboTax at Busboys and Poets at 5th and K Street. It was a fun event that was really casual and it was nice to meet people I’d only been emailing, instant messaging, or twittering with these last few months and years. […]

“The Thought of Starting This Project Overwhelms Me”

Right now, my office is a mess. There’s a huge pile of things waiting to be filed. There are a few stacks of books that need to be sent out for PaperBackSwap. I have several pieces of correspondence that need addressing. The closet is overstuffed with all sorts of different things. The floor has a large number of boxes that need breaking down and storing (or disposing). […]

Why a Lousy Job Can Lead to a Bright Future

By Julie Rains In the past couple of months, two clients of mine have landed great jobs in the midst of the worst employment climate in decades. […]

Friday Finance Findings for January 15th – Going Pro Edition

You want news? I’ve got some news for you. Starting next week I join the ranks of the self-employed, often referred to as a ‘problogger.’ Things didn’t work out with my employer, so here I am. It’s going to be an exciting, yet somewhat scary journey. The biggest concern is losing a big chunk of our household income. That hurts, especially when you are carrying two mortgages. […]

Basics of the Financial Crisis Responsibility Fee (Bank Tax)

Yesterday, President Obama put forth a proposal to recover a projected shortfall in TARP repayments. When the TARP was created, the EESA statute specified that the president would need a plan before 2013 to avoid shortfalls that would add to the deficit. Instead of 2013, we got one this week. Is it a good plan? […]

The Art of the Potluck

This is a guest post from my wife. Today’s my deadline for turning in the manuscript for Your Money: The Missing Manual (which has an official cover now!). I still have to finish the retirement chapter, so I’m hunkered down in the word mines. […]

How We Paid Off Our Mortgage in Under Ten Years

Guess what? We paid off our mortgage. That means we have now have no debt. Zip. Zero. Zilch. Nada. Nothing. And do you know what? […]

Eight Great Movie Rentals That Will Pay You Back

Kiplinger lists eight (the headline says "10" because two extras are added in the descriptions of the others) great movie rentals that will pay you back (along with what you'll learn) as follows: MAXED OUT: HARD TIMES, EASY CREDIT AND THE ERA OF PREDATORY LENDING (2006) CONFESSIONS OF A SHOPAHOLIC (2009) MR. […]

Carnivals for the Week of Jan 11

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. And before I get to this week's roundup, I wanted to say that I have two giveaways going on right now. You can win access to Sound Mind Investing's website and a free copy of You Need a Budget. […]

Free Personal Finance Software Giveaway!

This giveaway has now ended, but if you’d like to purchase YNAB 3, you can do so for a 15% discount. Just visit this link and enter the coupon code “digerati” (without the quotes). Well, on the heels of the big giveaway by Money Crashers, I’m continuing the trend this week with a giveaway that is sponsored by YNAB (You Need A Budget). […]

10 Things Not to Buy in 2010

Smart Money lists 10 things not to buy in 2010 as follows: DVDs Home telephone service External hard drives Smartphone also-rans Compact digital cameras Newspaper subscriptions CDs New college textbooks Gas-guzzling cars Energy-inefficient homes and appliances Here's my take on each of these: 1. I don't think we've purchased more than a few DVDs in our lifetimes. […]