Approaching Financial Independence

Monica writes in with a great question: I read Your Money or Your Life in 2002 and it changed my life. My dream has always been to be able to focus all of my energies on painting and I realized that if I didn’t actually make that my goal it would never happen. […]’s Month of Black Friday Deals

When a sales approach reveals itself to be significantly profitable for a company, you can bet those who run that company will want to expand that approach. […]

Cruise Update

As many of you know, we have been thinking of taking a cruise to the Caribbean. It's been awhile since I've talked about it, so I thought I'd give you an update. Here's what has transpired since I last talked about it in July: The summer happened, we got busy, and the idea of taking a cruise went on the back burner. […]

Can You Really Afford Your Dream Home?

There’s a house that you pass every day on the way to work. It’s had a for sale sign in the yard for a few months and you think you can get a good deal on it. […]

Buying a Car: New or Used?

I hate shopping for cars. As a result, I try really hard to ensure that I get a good value for a car so that I don’t have to shop for one anytime soon. My husband and I still have the first car we bought as a married couple. […]

We Did It: Bank of America Dropping $5 Debit Card Fee Proposal

After Wells Fargo, Chase Bank, SunTrust Bank, and Regions Bank dropped their plans for debit card fees yesterday, the largest bank in the United States, the only bank holding onto its policy of eliminating unprofitable customers by annoying them with inconvenient fees, dropped their own plans to enact a $5 monthly debit card fee in 2012. The Wall Street Journal is reporting that thanks to customer […]

The 10 Hardest Retirement Decisions

MSN Money lists the 10 hardest retirement decisions as follows: 1. When to retire. 2. When to claim Social Security. 3. Health coverage. 4. How much you can safely spend each year.5. How much investment risk. 6. When to pay taxes. 7. Where to live. 8. Whether your home should help finance retirement. 9. Whether to keep working. 10. What you will do. […]

The $30,000 Tune-Up

A coworker of mine recently pulled into the parking lot at work in a brand new $30,000 pickup truck. I did a double take because he originally told me that he was taking his old car to a mechanic for a tune-up and to have a rattling sound checked out. […]

The Real Meaning of Spending Less Than You Earn

Let’s just cut right to the chase here. It means being in control of yourself. Every so often, a reporter will call me and ask me for my best financial advice and I always tell them “spend less than you earn.” It really does summarize the best way for someone to get their financial house in order. […]

Tax Deduction for Time Spent Volunteering

I recently received reader feedback from a conscious saver who is planning to move his money from Wells Fargo to a credit union. She won’t make the Bank Transfer Day November 5 goal, because the credit union’s branch is planned to open November 7. This reader plans to be one of the new branch’s first customers. […]

Wal-Mart Price Matching Program

If you shop at Wal-Mart, starting saving your receipts. Today marks the first day that Wal-Mart’s new holiday price match program, as reported by CNN Money last week. […]

What Are the Differences Between the Rich and the Poor?

Disclaimer: I realize this topic stirs strong emotions, but I think it’s both interesting and important. Besides, if any group is capable of having a deep discussion about it, it’s Get Rich Slowly readers. You folks are both civil and intelligent. Long ago, when this site was young, I reviewed Secrets of the Millionaire Mind by T. Harv Eker. […]

Ask the Readers: What's Your Favorite Frugal Comfort Food?

Everyone has a comfort food they crave from time to time. Whether its something your mom used to whip up or a special treat from your favorite restaurant, chances are there is always one comfort food option that can put a smile on your face and brighten your day. […]

25 Eco-Friendly Changes You Can Make Today

You don’t need to be told to turn the lights off, but what else can you do to reduce your carbon footprint and become more eco-friendly today? Sometimes changing a small bad habit is all it takes to make a positive change for the environment. Other changes require a little more work, but the effort is worth it both for your wallet and the planet. […]

6 Common Excuses for Not Saving Money

Have you ever settled on a new exercise program, only to get a bad cold a few days in and happily throw yourself on the couch, relieved to have a handy excuse? Excuses must be human nature; I know I usually make them when I'm facing something that’s new, that's hard, or that I just don’t enjoy. And I’ve certainly made excuses when it comes to money. […]

Best Money Tips: Dealing with the Costs of Childcare

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on dealing with the costs of childcare, cutting travel costs, and how to find a job using Craigslist. Top 5 Articles Dealing With the Costs of Childcare — Offset the costs of childcare by starting your own daycare. […]

Little Old Lady Recipes: Classic Frugal Cooking

Today I'm thrilled to announce release of my new book — Little Old Lady Recipes: Comfort Food and Kitchen Table Wisdom, published by Quirk Books. […]

Debit Cards Versus Credit Cards

Smart Money has a piece on how debit cards and credit cards are fighting it out to be the preferred choice for American consumers. A summary of their thoughts: Until recently, debit cards have been popular among consumers, offering convenience without the risk of going into debt and, often, generous rewards programs. […]

8 Different Ways To Diversify And Manage Stock Market Risk

So you’ve opened an account with a stock broker. What’s next? Some say that we should spread our eggs across many baskets. Some say that we should put all our eggs in just one basket… and watch it carefully. So which is the best advice? […]

How to Buy a Pension with a Lifetime Annuity

This is a guest post from Mike Piper, a long-time GRS reader and the author of Oblivious Investor, where he explains how exciting things like 401k rollovers and tax brackets work. Previously at GRS, Piper wrote about earning extra income with a small blog. Would retirement planning be easier if you had a pension? It’s a silly question, I know. […]