Ask the Readers: How Do You Give to Charity?

With the tragic earthquake and tsunami in Japan, charity and giving is on the forefront of everyone's minds. When tragedy strikes, it is important for people to come together and help those in need. However, sometimes people can't afford to donate money and give in other ways instead. How do you donate to charity? […]

How to Get and Give Honest Feedback

Most of us have been in situations where someone needs to give some honest feedback, but no one is willing to say anything critical. We’ve also been the ones in need of receiving those difficult words, even if we didn’t know it because no one came forward to speak. […]

Lending Money to Friends and Family

I try to keep the issue of money out of my personal relationships. Many people I know outside of those I know only online — my friends and family — read Consumerism Commentary. For the most part, they’re not interested because, I assume, they’d rather keep the issue of money out of our friendships — or they’re just not interested in the topics. […]

Peak Debt and Income

The big argument in the debate on the stimulus packages was between two groups. The demand-side folks wanted to make sure that the money got into the hands of the poor, because they'd spend the money, boosting the economy. […]

Best Money Tips: Inexpensive Ways to Celebrate St. Patty's Day

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive ways to celebrate St. Patty's Day, ways to improve your credit score, and tips for some great shut eye. Top 5 Articles Inexpensive Ways to Celebrate St. Patty's Day — This St. Patty's day, celebrate frugally by cooking real Irish food. […]

Five Weirdest Product Recalls

When you purchase a product, you assume that it is safe to use. After all, we expect that companies (and the regulatory system) will ensure that products are rigorously tested for safety and sanitation before sending them to stores. Unfortunately, this is not always the case. Every year there are hundreds of recalls. It is important for you to consider whether or not there could be a problem. […]

Can You Eat Healthier and Save Money at the Same Time?

We recently signed up for a CSA (Community Supported Agriculture) produce delivery program. We paid our annual membership fee and the deliveries are set to run from next month through the end of October. I’ve heard from others that CSAs can be expensive to join, but that there can be valuable health benefits. […]

6 Bulletproof Ways to Cut Your Budget

If you've spent any amount of time reading literature on the subject of personal finance, you have heard of "living below your means." Sure, you can always increase your income in theory, but the first thing most people should do to increase their bottom line is look at their expenses. […]

How to Spend Your Money

Yesterday, as I was otherwise occupied (I spent five hours writing a post about programmable thermostats, a post nobody will even like!), the conversation on Donna Freedman’s article got a little cranky. Donna wrote about pinching pennies on some things so that she could splurge on others. […]

Personal Finance Magazine Reviews

Back in the day (aka 2-3 years ago), I subscribed to the "big three" personal finance magazines: Money, Kiplinger's, and Smart Money. Every once in awhile I'd write a review and compare them for my readers. […]

Is bargain hunting frugal?

In my review of Jeff Yeager’s The Cheapskate Next Door, one of the points in that book that hit me squarely in the eyes was his distinction between “cheapskate” (meaning someone who’s frugal, and proud of it) with “bargain hunter” (people who enjoy ferreting out deals and buying for less).  He claims that there’s a misperception that the two are one and the same. “What?!  Of course the Mighty Barg […]

Survival Tips For A Sole Proprietor In A Competitive World

Any kind of crisis breeds opportunity and changes behavior. And when the financial world did its crazy jig in late 2008, it caused a lot of us to stop and evaluate our financial behaviors and consumer habits. You can probably get a lot of interesting examples along these lines in any type of financial, business [...]Survival Tips For A Sole Proprietor In A Competitive World […]

Why Should a Man Get Married?

I get asked this question all the time, and I think it’s one that’s got enough cultural pressure behind it that it’s worth discussing. From a purely financial standpoint, why should a man get married? Let’s look at the reasons behind this question first. The argument against marriage for men is pretty straightforward. […]

Rebalancing—Your Best Friend

The following is an excerpt from Never Buy Another Stock Again: The Investing Portfolio that Will Preserve Your Wealth and Your Sanity. By now we have established that mutual fund managers are more often than not going to fail to outperform the broader index, usually because costs will eat up their profits. […]

Secure Online Banking Security Tips

I love online banking. It’s so convenient. From bill pay to transfers, it’s easy to take care of just about any banking need online. […]

CoinStar is a Rip-Off

The whole premise is almost absurd. It reminds me of children on a playground — one invariably tries to trick another by offering three quarters in exchange for a dollar bill. Even kids are smart enough not to fall for this trick. For some reason, however, people are content using CoinStar machines. […]

Do Daily Deals Really Save You Money?

Over the past year or so, “deal-of-the-day” websites such as Groupon, LivingSocial, and a number of smaller competitors have really taken off. […]

Durbin Amendment: Limit Interchange Fees to 12 Cents

The Durbin Amendment to the Dodd–Frank Wall Street Reform and Consumer Protection Act is set to be official in a little over a month. The amendment would have the Federal Reserve limit interchange fees on debit transactions, the fee a bank charges to process card transactions, to a mere 12 cents. It’s a proposal they put out for comment late last year and it’s drawn a lot of criticism. […]

Use a Gap Year to Help Pay for College

Here's a piece from MSNBC that discusses the "gap year" -- a year students take off between high school and college. […]

Reader Mailbag: NCAA Tournament Predictions

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling a windfall 2. Underwater on mortgage 3. The best next step 4. More for the mortgage? 5. Saving up for payments 6. Package price increase 7. Maximize investments or pay mortgage? 8. Exercising at home 9. […]