Best Deals for Tuesday 12/29/09

New Super Mario Bros. for Wii for $40 + free shipping FREE Download O&O Defrag 10 Professional Edition Figis: Up to 70% off + extra 25% off via code "024/1001" 80% off + FREE $10 Gift Certificate w/code CHEER Free Pregnancy Journal […]

10 Healthy Things to Eat and Drink in the New Year

By Lynn Truong Our sister site, Healthy Theory, has lots of great tips on what to eat to keep your body healthy. Here's a roundup of the most healthy (and tasty) foods to start eating (or eat more of) in the new year. Champagne That's right -- ring in the new year with this heart-healthy drink (in moderation, of course). Champagne has polyphenols, which are antioxidants. […]

Merge Left

Charlene writes in: I’m getting married in March. My future husband and I are talking about when and how to merge our finances and we’ve had some difficulty coming up with a plan. What did you and your wife do? […]

Getting Kids Started with the Stock Market

By Julie Rains Recently, a reader asked how to give stock to kids in her life in an effort to inspire a life-long interest in investing. Now seems like a great time to start investing but opening an account for someone who isn't your child (a nephew or niece, for example) isn't as straightforward as handing over cash. The investments may cause a burden on the child or the family members. […]

Mostly Clean and Mostly Sober

If I were to tell you that I think I drink too much liquor, you’d likely conjure up some images of alcoholics you’ve seen, maybe picturing some guy falling down, abusing the people he loves, making terrible decisions and driving like an idiot. So I want to be clear right from the start that I am not “a drunk”, nor has anyone accused me of even coming close. […]

What is the Earned Income Tax Credit?

The Earned Income Tax Credit is a refundable tax credit that is designed to help low income workers. It was created in 1975 and has been expanded on several occasions, unlike some other tax laws, to continue to help low income taxpayers. How does it work? […]

Does It Still Make Sense to Refinance in Today’s Market?

Last winter, Kris and I refinanced our mortgage. Interest rates had dropped, and it seemed like a good idea to make the leap. Though it took us a couple of months to actually pull the trigger, we finally ended up cutting the interest rate on our loan from 6.25% to 4.96%. […]

Reactive vs. Proactive Finances

This is a guest post from Darwin of Darwin’s Finance. If you like what you see here, please consider subscribing to his RSS Feed. In life, we’re routinely faced with situations that require an immediate reaction. Consider the need to pay monthly bills and keep your head above water. […]

Help a Reader: Saving Too Much?

Here's a comment/question recently left on my post titled How Much of Your Salary You Need to Save: At age 25, I try to save $1000 every month. This is a very rigid plan considering it's about 30% of my monthly income (after tax). I also have rent, Roth, foods, insurance and other things to pay up for - which counts to be less than $2,000/month. […]

Use A Debt Consolidation Calculator To Help You Find A Better Loan

I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. […]

What is financial retirement?

As I was scrolling through my feed on Facebook I was intrigued by the title of this post over at Debt Free Adventure: Financial Retirement – How to Get There Faster The post slug suggests what the post is actually about:  being a laborer vs. […]

2010 Resolution #1: Lose 40 Pounds

In an effort to talk about the power of goal-setting along with some methods of setting and achieving goals, I’m going to discuss my four resolutions for 2010 this week. I’m overweight. One of the biggest reasons for this is hypothyroidism, something I’ve had literally since I was born (and have treated with medication since I was three days old). […]

401(k), 403(b), and 457(b) Contribution Limits for 2010

Back in August, I suggested that 401(k) limits might be decreasing in 2010. Fortunately, that’s not the case. Rather, the limit on elective deferrals will be holding steady at $16,500/year. This limit not only applies to 401(k) accounts, but to 403(b) and 457(b) accounts, as well. […]

New Credit Card Costs ±14 FICO Points

We recently purchased a Fujitsu ScanSnap S300 and have been scanning a lot of our documents to reduce the number of documents we retain. One of the documents we came upon were two printouts of my wife’s FICO credit score and credit reports from Equifax, through myFICO. […]

Netbooks Guide: How to Buy the Best New Netbook

By Lynn Truong This article shares tips from the 19th episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Download episode mp3 | Check out show archive Netbooks are all the rage right now, and it’s easy to see why. They’re light, cheap (relatively), and have a long battery life. […]

There's Still Time for Charitable Giving

The following is a guest post from Marotta Wealth Management. The markets are up, and yet most nonprofits are still struggling financially. If you are charitably inclined, there's still time for end-of-year giving. Charities are hit especially hard during tough economic times. They face reduced giving and often greater needs. […]

Best Deals for Monday 12/28/09

Bakugan Toys Under $10 at Amazon 4 Avon Hand Creams for $5 (Ship Free!) Up to 70% off athletic shoes at Amazon Year End Video Game Sale FREE Sample Kashi TLC Trail Mix Granola Bar […]

Get a Grip on Your Debt: How to Obtain a Clear, Concise Financial Snapshot

By Adam Baker This is part three of my Getting Out of Debt: The Essentials series. In the first two parts of the series we laid the 'mental foundation' to start our surge against debt.  For most, this groundwork is essential to succeeding, however there comes a time for action.  That time is now. Before we can know where we are going, it helps to know where we currently are.  Studying the past do […]

Five Foolproof Financial Strategies That Will Ensure You a Better 2010

2009 saw its fair share of economic hardships.  With bank closings, bad mortgages, and unemployment rates at an all-time high, people found themselves cutting back and doing without items that they once purchased and enjoyed. Family vacations became shorter while the average workday got longer.  Items like eggs, milk, and gasoline gradually increased in cost and ate away at even the most liberal b […]

Reader Mailbag #95

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. […]