Know What Your Real Building Costs Are and Provide Proof (259/365)

Why do you have homeowners insurance? The reason is, of course, to protect you in the event of a major disaster. If your house burns down or some other insured disaster befalls you, you’re going to want to be able to pay off that mortgage and rebuild, right? Getting reimbursed for the structure of your home is straightforward. […]

Wasting the Little Steps

Most of the frugal steps I take in my life are little steps. I drive the speed limit on my way to a friend’s house, which saves me fifty cents and gets me there a few minutes later. I eat leftovers for lunch. I put together a meal out of what’s on hand instead of heading immediately to the grocery store. […]

Reader Story: My Roth IRA Sprint

This guest post from Vermont Moose is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. […]

Talk Gets You Nowhere

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. […]

Drive Carefully (258/365)

When I was sixteen, I got into a car accident. I skidded on a bit of ice and rear-ended another car, one that happened to be driven by my cousin. There wasn’t much damage to either car; her car had to have a plastic piece on the rear replaced and my car was completely fine. The insurance impact, though, was pretty strong. […]

Ten Pieces of Inspiration #91

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Christian Larson on criticizing others It is so easy to tear down others. It is so hard to improve yourself. “Give so much time to the improvements of yourself that you have no time to criticise others.” – Christian D. […]

The False Promises of Annuities and Annuity Calculators

The following is a guest post from Marotta Asset Management. Ever-popular annuities sometimes sound too good to be true, which in itself is probably a good reason to avoid them. An annuity is a financial product sold as a way to collect and grow funds and then later receive those funds as a steady cash flow during retirement. […]

Ally Bank Raises Rates

Hmmm. Just when you thought bank rates had nowhere to go but down, Ally Bank came along and increased their savings rate from 0.89% to 0.95% earlier this week. This isn’t a huge change by any stretch of the imagination, but at least it wasn’t another in a long line of decreases. Does this signal a sea change in interest rates? Doubtful. […]

Bill Bernstein on Successful Investing

Bill Bernstein, author of the “Four Pillars of Investing” (among other things), is both a neurologist and a finance expert. In a news article from over the summer that I somehow missed until now, he provided some guidelines for fighting off your counterproductive instincts. Here they are: Be careful with advisors. […]

Pay All of Your Bills on Time (257/365)

It seems like such common sense, doesn’t it? You get a bill in the mail. It has a due date on it. You make sure to get the payment in the mail before that due date. Sometimes, though, it’s not so easy. We forget about it. We miss a bill because money is tight. We lose a bill somewhere. The late fees hit. The bill grows. […]

Banks Raise Interest Rates, Savers Give Up Hope

This week, several banks raised interest rates for diligent savers taking advantage of so-called high-yield savings accounts. American Express Bank, a cousin of a credit card company you’ve probably heard of that reorganized as a bank holding company to better position itself for government protection and balance sheet building, raised its interest rate. […]

The Salesperson Dilemma

A few days ago, my father and I were in a local grocery store. As we strolled down one of the aisles, we came across a salesman making a pitch to a group of people crowded around. We decided to watch. The salesman was very well practiced and had his sales pitch down cold. […]

Your Take: Are You Getting the iPhone 5?

Last year, I got an iPhone 4S, the first iPhone I’d ever purchased. Before that, I was running with a Palm Centro that worked well but was just too unwieldy and the OS just wasn’t that great. I considered getting an Android enabled phone but after briefly doing some research, I went with the iPhone. […]

Ask the Readers: How Do You Maximize Store Loyalty Cards?

Today’s “Ask the Readers” comes to Get Rich Slowly from Luke Landes, founder of Consumerism Commentary. Retailers are eager to turn their customers into raving fans, and business owners, whether proprietors of the local delicatessen or CEOs of multinational corporations, will do whatever it takes to bring shoppers back into the store. […]

Kitchen Hacks: I Can Make This in That?

When the buzz started building around Pinterest early this year, I was hesitant to jump on the bandwagon. The last thing I needed was another social network in my life. But I have to say — Pinterest is a revelation. I make a new recipe that I’ve posted to my boards almost every night of the week, and I’ve learned lots of cool life hacks that have saved me time and money. […]

Best Money Tips: Tax Deductions for Employees Who Work From Home

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on tax deductions for employees who work from home, creating a spending plan, and what matters in matters of love and finance. Top 5 Articles Tax Deductions for Employees who Work from Home — Employees who work from home may be able to qualify for a home office deduction. […]

Star Money Articles and Carnivals for the Week of Sept 10

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Daily Money Shot asks if your financial prejudices are fair. Money Talks Coaching details the power of dollar cost averaging. Family Money Values highlight's her dad's stock investment plan. Nickel by Nickel wants to eliminate pesky fees. […]

Increase Your Deductible (256/365)

Let’s say, hypothetically, that you have comprehensive and collision coverage on your car. It has a blue book value of about $6,000. […]

Why I’m Not Wary of Stocks

Kurt’s post yesterday made some good points, and I suspect he was hoping for a worthy counter. So, never one to disappoint his fellow blogger, I offered Jim a counterpoint and he said that sounds like fun, so here goes… Years ago in grad school I met Branco, a visiting professor from Yugoslavia, and a dyed in the wool communist (yep, that long ago). He hated America with a passion. […]