Make the Most of Your Pay Raise

Despite high unemployment and lingering financial turmoil from the recent recession, American workers continue to earn pay raises each year. According to the Bureau of Labor Statistics, the typical worker earned an average pay raise of 1.9% last year, and they are on tap to earn a similar raise in 2012. These annual pay raises will help wages keep up with inflation. […]

Seven Ways to Make the Most of Gift Cards

If you're like me, you both gave and received several gift cards as gifts for the holidays. That's why I was interested to read MSN Money's post with seven tips for making the most of gift cards. […]

Make Your Own Powdered Laundry Detergent (18/365)

I’m often stunned at the high price of laundry detergent. If you’re buying Tide, for example, even if you buy the jumbo pack in multiples, you’re still paying over $0.30 per load. Even generic detergents rarely cost much below $0.15 per load. That’s why I prefer to make my own detergent. […]

Kodak Files for Bankruptcy

There were rumors and predictions for a while, but today it’s official. Kodak, the company that revolutionized film photography and adopted digital photography early, has declared bankruptcy. […]

10 Habits You Can Change to Save Money in the New Year

As a new year begins, and you consider what you can do to make this coming year better than the last year, it’s a good idea to look at your habits. Many of our habits contribute to money leaks in our lives. It might take some time to eradicate a habit in your life, but you can work on one at a time. […]

It’s Not Too Late to Max Out Your 2011 IRA Contribution in 2012

Max Out Your 2011 IRA in 2012 The calendar may have flipped to the new year, which means most tax tricks, tips, and deductions have closed the book on last year’s taxes, but that isn’t the case for your IRAs. Individual Retirement Accounts are unique in that they give you up until when you file your taxes on or before the April 16th tax deadline. […]

Reader Profile: MG

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Frugal Employers Will Lose Their Talent

During the recession, my employer, a firm in the financial industry, eliminated raises for employees at the Vice President level and above for one year. The company, although continuing to perform well compared to its peers, cut back bonuses and other benefits. […]

Reader Mailbag: Back Pain Blues

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Puzzling through hourly pay rate 2. Career path concerns 3. Working with children 4. Speed reading 5. Getting less sleep 6. Netbook or tablet? 7. Risk Legacy and evolving games 8. Saving for multiple goals 9. […]

Make 2012 Better by Asking the Right Question

This post is by guest writer Carl Richards. Carl is a financial planner, contributor for The New York Times and Morning Star, and author of Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money. With 2012 still fresh and new, it’s a great time to make a plan to have a better year financially than we did in 2011. […]

When Are Taxes Due? April 17, 2012

The IRS always requires that taxes be filed on April 15th unless April 15th is a Saturday, Sunday, or federal holiday. This happens a lot more than you would think. In 2011, tax day was pushed to April 18th. April 15th, 2011 was a Friday and Emancipation Day was observed in Washington D.C. that Friday. Since the next two days were Saturday and Sunday, it was pushed to Monday the 18th. […]

Job Search Tips That Will Get You a Job in 2012

Unemployment has dipped to 8.6%, but there are still quite a number of people who are searching for jobs. Even among my circle of friends, I see that some of them are still facing layoffs or are struggling to find jobs. There really is a trick to job hunting, and interviewing is a skill you can pick up. […]

Quality Over Price: 15 Items to Spend More On

In general, I’m a cheapskate. I look for the lowest-priced deal I can get away with. But with certain items, I look for quality rather than the lowest prices. Particularly when it comes to health and safety, buying quality items is worth it and may actually save you money in the long run. […]

Best Money Tips: Elope in Style

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to elope in style, saving money at the grocery store, and ways to cut everyday health care costs. Top 5 Articles How to Elope in Style — If you want to elope, make sure to apply for your marriage license two weeks in advance. […]

Box of Books #21

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Arrogance Cycle - What is the arrogance cycle? […]

Join Our Tweetchat on Thu 1/19, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal Travel. Learn about saving airfare, keeping food expenses down, and cheap accomodations. […]

Guide To Vision Care Expenses Plus Eye Care Insurance Tips

When I was in middle school, my parents took me on a road trip to Madison, Wisconsin to see the Badgers play my beloved Iowa Hawkeyes (whom I have since deserted for Iowa State). […]

Top 10 Free Money Finance Guest Posts of 2011

As regular readers know, I feature a lot of guest posts throughout a year (though not as many this year as in past years). I like to get a variety of perspectives on money issues, hear from others in different life stages than I'm in, and let readers get money thoughts from someone other than me. In fact, I have so many guest posts that I even have my own policy for them. […]

Clean Out Your Dryer Lint (17/365)

This seems like such a simple thing. Most of us do this as a matter of course whenever we dry a load of laundry in our dryer. Forgetting to do it, however, adds up to a significant cost. […]

What’s an Initial Public Offering?

In 2011 there were 330 IPOs that came to market, down 30% from 2010. Technology IPOs led the way with 24 offerings but still down from 1999 when a record 212 companies issued stock for the first time. 2012 may bring the IPO market to center stage because of one very well-known company expected to become public this year. […]