The Relationship between Riches and Wisdom

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from Dollars and Doctrine. “The crown of the wise is their riches.” (Prov. […]

Three ways to find a cool deal using Google

(This guest post is by Ann Smarty, a search engine geek, social media enthusiast and a passionate blogger. […]

The Simple Dollar Time Machine: February 6, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

It's Hip to Be Square: Processing Credit Cards On Your Phone

By Tahera It’s safe to say, of late, you can do just about everything but brush your teeth with an iPhone. You’re always wondering what else the creatives at Apple are going to think of next. […]

“I Just Want to Have Fun, Live My Life, and Worry About All That Stupid Personal Finance Stuff When I’m Older”

It’s the refrain of countless Americans of all ages – and it was my refrain, too. It’s easy to see why, too. At first glance, personal finance looks like a bunch of boring and un-fun stuff. Paperwork. Sacrifice. Living in an un-fun way. On the other hand, living a big spending lifestyle seems quite fun, as you don’t have to think about the stuff that you want. […]

Four Cheap and Healthy Grains

This post is from GRS staff writer April Dykman. We all know that cooking meals at home can save money. For some (like me), it’s a lot of fun, too, but it’s easy to get in a rut — which is where I found myself last year. Brown rice was my go-to side dish, but there are only so many ways to cook the stuff before your taste buds get bored. […]

So what are lenders using as criteria today for mortgage qualification?

I’ve been talking about some things related to the home purchase we’re doing now.  One of the conditions of purchasing our new home was ability to get financing.  Since I couldn’t buy with cash, I needed to apply for a mortgage.  What I couldn’t do was make the purchase contingent on the sale of my current home (the property we were interested in was a foreclosure), so I needed to be able to quali […]

Friday Fiscals: Blizzard Edition

We’re in one of the areas that’s getting pummeled with snow this weekend.  Thankfully we still have power, and even Internet access.  Please be safe if you’re in the mess with us. Here are some links of interest from the past week: The Frugal Lawyer scored a TV interview on spending addiction.  (I’ll be doing a post on this as well.) The Balanced Spreadsheet is another blogger that updates their […]

Best High Yield Savings Accounts

Not all high interest savings accounts or money market accounts are alike. If you look at it from the standpoint of savers who decide to open such accounts, you’ll find that we’re all prompted to select savings accounts according to various reasons and criteria. Based on where we are in our lives, we tend to choose accounts according to specific requirements. […]

Your Money: The Missing Manual — Table of Contents

I’m super excited — and more than a little bit scared. My book project is beginning to seem very very real. My publisher just finished laying out the manuscript yesterday, and this morning I received a printout of Your Money: The Missing Manual in its current state. For some reason, seeing the book laid out makes the project more tangible than it has been before. […]

What’s Coming Next?

Fifteen years ago, I didn’t believe I had the financial resources to go to college. Instead, I spent my time thinking about a future where I took a few classes at a local community college and worked at a local factory. Ten years ago, I was a college student. […]

Why I Report My Daughter's Babysitting Income to the IRS

The following is a guest post from Carol Topp, CPA. She is the mother of two teenage daughters and runs Teens and Taxes. Typically, income from babysitting does not mean a teenager must file a tax return.  Income from babysitting is typically too low to pay income tax (the threshold in 2009 was $5,700). […]

Smithee’s First Week With Only $100

In my most recent debt update, I re-committed to spending a fixed amount of money on discretionary items during the week, instead of trusting my self-disciplined use of a credit card. I got $100.00 out of the ATM last Saturday, and the experiment began.See, I’m still not sure if $100.00 per week is reasonable. […]

Best Deals for Friday 02/05/2010

Creedence Clearwater Revival "Green River" MP3 Album download for $2 Imation SpongeBob SquarePants Micro 1GB MP3 Player for $13 + free shipping Dilmah Tea 2-Packs, Just $12.75 + Free Shipping! Old Navy: Lace Camies Only $2 Free Granola Bar at Starbucks […]

How to Handle a Missing 1099 Form

Have you received all your tax paperwork? Every year around this time I get questions from people who are missing a Form 1099 and aren’t sure what to do. […]

Friday Finance Findings for February 5th

Another Friday, another roundup. Before we get to the links I have just a couple of reminders. First, you have until 9 pm EST tonight to get an entry in for a $25 Amazon gift card. That’s right, make sure you leave a comment on the question I asked earlier in the week: what would you do if you had a million dollars? […]

Why I Didn't Pay My Mortgage Off In Full

By Joel Ohman Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread Top Personal Finance Blogs List, but what if they have it all wrong? OK, as the owner of Credit Card Chaser, I will be the first one to admit that going into credit card debt = bad. Why? […]

Free Money Finance March Money Madness, Round 1, Posts 33-36

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]