How to Avoid Estate Taxes: It’s Easy This Year

In most years, only 0.3 percent of those who pass their estates to heirs upon their death end up leaving those heirs with a tax bill. Thanks to exceptions, credits, and thresholds, even the very wealthy can avoid the estate tax. This year is a special year, however. […]

Book Review: The Happy Minimalist

The Happy Minimalist: Financial independence, Good health, and a better planet for us all by Peter Lawrence. Like frugality and simplicity, minimalism is both a means and an end. It's a way of living light on your wallet and light on the planet, and it enables certain choices (such as mobility) that are closed off to most people. […]

Hard Credit Inquiries and Mortgage Rates

Every so often I get an email from readers or friends about credit and credit scores. With the economy recovering, a lot of credit cards are offering large signup bonuses for new cardmembers and they’re very tempting. Open up a card, spend some money, and get a statement credit of $50. […]

Investment Performance: Average vs. Compound Returns

There are three kinds of lies: lies, damn lies, and statistics. -Benjamin Disraeli Given the huge amount of volatility in the stock market over the past year or two, I wanted to take a moment to remind you to be careful when evaluating investment claims. […]

The Best Way to Pay for Advice: The Advantages of a Fee-Only Financial Advisor

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. A few weeks back, I wrote about having a financial health day at work. […]

Spending Retirement Income Can Be Risky

The following is a guest post from Marotta Wealth Management.Calculating safe spending rates in retirement is challenging. Everyone wants to be conservative and be sure they will have enough money. But understanding what numbers to use is not simple.The most common request we get is for a back-of-the-napkin calculation of future yield, interest or income. […]

Make Your Own T-Shirts, Sell Shirts Through Cafepress

I’ve mentioned in the past that there are a whole lot of ways to make money online or to earn a part time income. In previous articles, I’ve covered some ground on how to start an online business or how to make money blogging. There are certainly a lot of things you can do online if you’ve got creative skills! […]

401(k) Transparency Being Eliminated?

As you may recall, I talked last week about the fact that Congress was working on legislation that would require improved 401(k) transparency. […]

Getting Things Done: The Five Phases of Project Planning

This is the third entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. New entries in this series will appear on Tuesday afternoons and Friday mornings through July 16. Last time, we looked at the five stages of a healthy task and information management workflow (collect, process, organize, review, do). […]

Help a Reader: HSA Contribution

Here's an email I recently received from a reader: I have an HSA and contribute the maximum amount every year. I had a procedure done where the hosipital charged me $1700, which I paid for out of my HSA. […]

The Best Travel Rewards Credit Cards, May 2012

It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards — or it may mean starting to use a travel rewards credit card. […]

$250 Medicare Donut Hole Checks

This week, the first batch of $250 Medicare Donut Hole Checks will be mailed out to the estimated 4 million eligible Medicare recipients. If you’re set to receive a $250 donut hole check, you don’t have to do anything. […]

Five Retirement Considerations

MarketWatch gives five things to consider at retirement as follows: Work - Deciding on whether to and how long to continue working is a primary decision about retirement. Leisure time and activities - Determining the proper balance between work and leisure time and identifying your personal retirement goals - are important to make sure you enjoy leisure in retirement. […]

Delayed Gratification and Children

The single biggest personal finance lesson that anyone can learn is that of delayed gratification. […]

5 Ways to Minimize Baggage Fees When Flying

In the near future, people may need to get loans to be able to afford the baggage charges when they fly. As you probably already know, Spirit Airlines is going to start charging up to $45.00 for people to take a carry-on on the airplane. […]

Power-Saving Televisions on the Way

I’ve always been a big fan of saving energy, both mine and my household’s, but more for efficiency reasons that a desire to “save the Earth”. If there’s nobody in a room, it just doesn’t make any sense to leave the light on. […]

Why ETFs Suck

UPDATE: After reviewing all of the comments and thinking about this long and hard, I've published a counter article that sheds light on the positives of ETFs. Please check it out to get a more balanced view of what they are and what they can do. […]

Overdraft Fees at Online Banks

Last week, I wrote about how ING Direct and Everbank offered overdraft protection by way of a line of credit, rather than socking you with overdraft fees. I commented, off the cuff and without doing much research, about how online banks are better than traditional brick and mortar banks about overdraft fees because they aren’t as much a slave to meeting their revenue expectations. […]

The Incredible Shrinking Emergency Fund

The polls that appear in the Get Rich Slowly sidebar are far from scientific, and a lot of the time they don’t yield anything interesting. But sometimes they turn out a curious piece of information. At the end of April, the poll question asked, “How many months to do you have in your emergency fund?” This was the same question posed in mid-January. […]

3 Easy Steps to Take for a Better 401k

I was recently invited to a small business 401k checkup meeting, where we talked about how the company's employees were participating in its plan, the overall performance, and fund allocations. When the representative suggested to hold a seminar on asset allocation, I asked whether she could separate the sessions into different age groups. […]