What Works?

Of all of the parenting tactics I’ve tried, nothing has worked better at facilitating good behavior and a trusting bond like floor time. […]

Dow Jones Crashed: Stupid Trader Error?

Lots of blame to go around for yesterday’s “close to” 1,000 point crash in the Dow Jones. You can point the finger at the European sovereign debt crisis for this, but you should also throw in some dunderheaded moves by some trigger happy traders to get the formula for an epic one day collapse. And to think that these people get paid a ton of money because they’re so much smarter than all of us. […]

Inside the Home Star Energy Efficiency Bill: Cash for Caulkers?

The big news out of Washington today is that the so-called “Cash-for-Caulkers” bill has been passed by the House of Representatives by a 246-161 margin, and is on its way to the Senate. […]

Insurance Companies Work for Shareholders, Not Customers

The entire concept of insurance, particularly public insurance companies with shareholders, is backward. If a company is to survive year after year, it has to make money for its owners. […]

Seven Easy Steps to Your Dream Job

A few days ago, I was reading an article in ESPN Magazine (I started getting a subscription to it a while back after I signed up to play fantasy baseball at ESPN.com) by Vivian Chum that talked about what you would need to do to get a job as an NFL coach (you can read the article online if you’re a subscriber). […]

Legacy Credit Card Debt: Gone

I mentally separated my two credit cards into “Legacy Debt” and “Newer Debt”. The former has been with me on a variety of cards, banks, and interest rates since 1997, but in the last couple of years I consolidated it onto one card that I haven’t used to purchase anything. […]

Why Roth IRAs Are Ideal for Young Professionals

The sooner you start saving for retirement, the more time you have to save for it and the greater the likelihood that you will have a large nest egg. […]

Your Take: Mother’s Day Lessons

With Mother’s Day around the corner, some blogs will point out that Mother’s Day is a Hallmark Holiday. It’s a day made so commercial that sometimes it seems like it was created just to sell Mother’s Day cards! […]

Ask the Readers: Am I Being Foolish for Saving So Much?

Some of my favorite questions come from readers who are worried that they’re saving too much. This is a great problem to have. For example, Henry wrote recently with this dilemma: I’ve been reading Get Rich Slowly since I was 15. At that time, it inspired me to save 20% of everything I earn for retirement. I’m almost 20 now, and I currently max my Roth IRA each year. […]

When Will the Housing Market Recover?

The big news earlier this week was that pending home sales in March were up 21% vs. the same period in 2009. While that sounds promising, it must be kept in mind that many buyers were rushing into the market to take advantage of the homebuyer tax credit, which expired at the end of April. At the same time, we’ve been assured that the economic recovery is underway. […]

What do You Spend on Mother's Day?

Mother's Day is this weekend -- what are you planning on doing (and spending) to celebrate? My wife's mother is deceased, but we send a card and gift card (maybe $25 or so to Walmart) to my mom. […]

Star Money Articles and Carnivals for the Week of May 3

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Festival of Frugality - Eight Great Frugal Date Ideas  FREE STUFF! […]

Mint.com Questions and Answers, FiLife Gone? Online Personal Finance Updates

Here’s some big news in the personal finance space that I only got wind of now around a week later. As someone who enjoys following innovation in the field of money, I was rather captivated by this article on Fast Company which covers not just the downfall of one promising personal finance site (Filife.com), but also takes the pulse of the financial online start up and business community. […]

The Annual 50%

The following is an excerpt from In The Trenches: Financial Survival During Times of Hardship. It goes nicely with my piece titled Make and Save Money by Getting Rid of Your Junk. This will be fun, challenging, or almost impossible depending on your personality. It is very easy to explain. […]

Coupon Organization: A Survey of How People Do It

My wife and I use coupons for many of our household products, from toothpaste and garbage bags to toilet paper and Tones spices (yes, I had a coupon for this once upon a time). […]

Delta to Waive Baggage Fee for AmEx SkyMiles Credit Card Holders

As you’re likely aware, most airlines have implemented checked bag fees, and some have even started threatening to charge for carry-on bags. […]

TD Bank Checking Account Promotion: Free Flip Ultra Camcorder

TD Bank joins the recent spate of new account bank deals and they join the fray with our modern day equivalent of a toaster, a Flip Ultra Camcorder. I have one of these cameras and they’re great because of how easy it is to use and how portable it can be. […]

Help a Reader: Irrigation System

Here's an email I recently received from a reader: My wife and I have an issue that we are having trouble finding an answer to. We just finished building a house (we took advantage of the tax credit), and we are trying to get everything in place to make us happy. One thing we/I want to do is put in a sprinkler system. […]

How I Earn Side Income From (Mostly) Blogging

Subscribe to Consumerism Commentary by adding our RSS feed to your favorite reading software.As you know I’ve been writing for Consumerism Commentary since 2003. I’ve been blogging, or chronologically updating websites, since 1994 or 1995, at that time running a web server called “Winhttpd” from the computer in my dorm room. […]