What Happens if I Forget to Sign My Tax Return?

With income tax returns due in less than a month, many of you are probably planning on working on your tax returns this weekend. […]

Should We Eliminate the U.S. Postal Service?

I don’t bother checking my mailbox every day. Most of the paper mail I receive is junk, and I’m sure the same is true for most households. Unlike Gmail, I can’t create an automated filter to organize my paper mail, and there is no built-in junk-mail screen. As a result, 95% of what I receive in my mailbox goes right to the recycle bin or the shredder. […]

Test Your Buyer’s IQ: Are You Wasting Money On Costly Crap?

I thought it would be fun to embark on an online comparison shopping exercise here once in a while to challenge ourselves with the problem of finding an appropriate, acceptable alternative to expensive inventions being touted as stuff that would make our lives so much better. Here’s where this idea came about: earlier on, I [...]Test Your Buyer’s IQ: Are You Wasting Money On Costly Crap? […]

Friday Finance Findings for March 25th

It’s been a busy week here, but not all for financial matters. Sure, I had to finish up some tax issues like most people, but our dishwasher finally gave out and had to be replaced. Isn’t owning a home so much fun? You just have to take the bad with the good. But on a more exciting front, I shipped off some of my home brewed beer to a couple of national competitions. […]

Ad Ingenium Faciendum

The Latin phrase that serves as the title of this post means simply “toward the building of character.” Character isn’t something that’s often discussed on personal finance sites in a direct fashion, but character certainly is a key component in financial and professional success. What exactly do I mean by character? […]

Free Money Finance March Money Madness, Elite 8, Posts 5-8

Here we go with the Elite 8 round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

How to Budget if You Hate Budgeting

One of the most common pieces of financial advice that you’ll hear is to create a budget – and then stick to it. But, in many ways, budgets are like diets. They involve discipline and self-deprivation, and neither of these things are fun. […]

Ink Plus℠ with Ultimate Rewards℠ $100 Bonus Cash Back

One of the more difficult credit cards to be approved for is a small business credit card. Many small businesses that are just starting out don’t have the credit necessary to be approved for a high-end credit card. Therefore, small business owners often need to put their personal credit on the line when applying for business credit. […]

7 Nutrients You Need More Of

When the US Department of Agriculture released its latest Dietary Guidelines for Americans recently, they identified a handful of vitamins and minerals Americans weren't getting enough of. […]

Best Money Tips: Avoid Banking Fees

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to avoid banking fees, things you should have on hand in a disaster, and ways to save money on gas. Top 5 Articles 5 Ways to Avoid Banking Fees — Avoid bank fees by paying with cash and using online alerts. […]

Your Take: On National Deficit Theater?

Last week, I posted that Democrat Representative Schakowsky of Illinois introduced the Fairness in Taxation Act (H.R. 1124), a bill that would add a few new tax brackets and adjust capital gains and dividend taxation for those taxpayers in the new brackets. I got into a twitter conversation with The Finance Buff and we both agreed that while it’s a nice gesture, it’s largely a hollow one. […]

42 Goals in 42 Months

I’m not big on holidays. They seem fabricated — an excuse to sell stuff. Thanksgiving is a big exception. So too are birthdays. I think everyone should celebrate birthdays in a big way. For me this year, that means commandeering Get Rich Slowly to go a little off topic. I’m not writing about money today. […]

Wise Bread's Frugal Food Gone Wrong

I do not like wasting food. Not only is throwing out food wasteful, but it's also financially irresponsible. One of my ever-present goals is to prepare just the right amount of food so that I'm full but not stuffed, and so that I have leftovers, but not so many that they'll make a lovely home for mold in the back of my fridge. […]

The Three Truths of a Job Search

The book Cracking The Hidden Job Market: How to Find Opportunity in Any Economy lists the three truths of a job search as follows: 1. You get jobs by talking to people. 2. You look for work in channels. 3. You need 100 leads at all times. A bit of explanation: 1. […]

Carnivals for the Week of Mar 21

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Why Get Married At All? Finances and Cohabitation

Last week, I wrote an article discussing reasons why the idea that men shouldn’t get married for financial reasons was false. […]

Roth Recharacterization 2011

The following is a guest post from Marotta Wealth Management. Last year was the year of the Roth conversion. Now it's time to consider how much of the conversion to keep. Although that decision depends on a hundred different factors, here is a simple rule of thumb to use as a starting point for discussions with your CPA. Up until December 2010, it looked like a tax tsunami was coming. […]

How to Negotiate Your Medical Bills

According to a study conducted by The American Journal of Medicine, around 60% of personal bankruptcies are caused by overwhelming medical bills. The fact is, if you’ve been sick or severely injured, medical bills can add up fast. […]

Credit Card Signup Bonus: 25k Points from Chase Sapphire Preferred

If you didn’t have enough miles to make the Capital One Venture Card mileage-matching offer worthwhile, here’s another one that might be of interest to you… The Chase Sapphire Preferred card is offering a signup bonus of 25k points. You can redeem these points for either $250 in cash, or an airline ticket worth up to $312.50 thanks to the 25% bonus for using your points on travel. […]

IRS Audits 80% More Rich Taxpayers

Robert Frank at the WSJ looked at the latest audit statistics in the IRS Data Book and discovered that the IRS audited more than 18% of returns with income of at least $10 million. This is an increase of 80% from 2009, when only 10% were audited. […]