Mastering the Art of Haggling

Last weekend, The Washington Post published an article from Mike Rosenwald about the recent resurgence of haggling. […]

Pursuing Financial Independence: Now What?

Yesterday, Matt challenged readers to figure our their financial priorities. That post generated some interesting responses, including one in which a reader wondered: “Now what?” I’m at the “now what” stage. We have paid the car off, and a fat savings account. We do not plan to pay off the house because we want to move soon. Not sure that the house will sell for the amount we paid. […]

Think You’re Too Young, Too Old or Too Late to Achieve Your Dreams?

The following is a guest post by Rich Avery from Life Compass Blog. It's not specifically related to personal finance, though his suggestions can apply to money in several different ways. In addition, these thoughts help you think about some life issues that could be more important than money. […]

Star Money Articles and Carnivals for the Week of Feb 1

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

If your bank legitimately calls you, call them back

I initiated a wire transfer today from an out-of-state credit union to my home credit union.  Because the amount of money was fairly significant, they called me up to verify a few things before they did the transfer. After the woman gave her name and who she worked for, she asked for the passcode to my account to continue the transaction. I almost told her, but stopped.  Since she called me, I ask […]

Is Your Retirement Investment Portfolio Tax Efficient?

Most long term investment and savings goals boil down to achieving a comfortable retirement or reaching financial freedom. Many of us have shorter term financial objectives such as buying a new car or house, maybe saving up for a vacation or investing for our children’s 529 college savings plans. But why not admit it — our minds often toy around with what may seem like more distant goals. […]

10 Budget-Friendly Ways to Get it Right This Valentine's Day and Beyond

By Jennifer Jolly If you’re about to make a mad dash to order some flowers, grab a box of heart-shaped chocolate, pick through the last of the greeting cards at the local supermarket, or buy the one you love a (gasp) sweater, let me just stop you right now. […]

Life Insurance as an Investment

The following is a guest post from Clarifinancial. Is investing in life insurance right for me? The popular media has a problem using life insurance as an investment because they say “buy term invest the difference.” But to a well-trained financial advisor or life insurance agent, that argument might not go far enough. What are the risks and dangers of using life insurance as an investment? […]

Where Your Money Goes: An Interactive Tax Calculator

Last August, in the midst of a growing debate about taxes in the United States, I decided I’d had enough. I was sick and tired of the histrionics from both sides of the political fence, and I wanted to find the facts. I spent twelve hours researching the federal budget and the U.S. […]

Pay Off Debt or Invest? Think About Your Rate of Return

Andrew writes in: My girlfriend and I bought a home last year and qualify for the First Time Homebuyer Credit. When you include my share of this, I will be getting back around $4500 in my tax refund. This is a lot of money to me and I’m trying to decide what to do with it. […]

The 10-Step Staircase to a Comfortable Retirement

By Steve Klingaman The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one. Think of saving for retirement as climbing a staircase. Step One is to save enough money each year to receive the full employer match available to you under your company 401k plan. […]

Best Deals for Thursday 02/04/2010

40% off Melissa & Doug Wooden Puzzles: Prices Start at $9 Old Navy Khaki Craze Sale: Up to 50% off + extra 15% off 60% to 80% off Oakley sunglasses, apparel: Deals from $6 + $7 s&h Guitar Hero World Tour Band Kit for Xbox 360 for $79 + free shipping Free Download of Assemble for iPhone / iPod touch […]

Insider’s Look at Drug & Vitamin Expiration Dates

After my last post on drugs, vitamins and expiration dates, I received an anonymous email from someone who claims to work in the pharmaceutical industry. They wanted to share some insider knowledge on how drug and vitamin expiration dates really work. […]

Online Tax Payment and Filing for Small Businesses

By Thursday Bram The IRS wants businesses to pay their taxes online, as well as file their taxes online. It's faster, eliminates the need for the IRS to have people open envelopes and process paperwork and has been running for more than a decade. The Electronic Federal Tax Payment System The Electronic Federal Tax Payment System (or EFTPS) offers taxpayers the technology to make payments online. […]

Tax Filing Stats

TurboTax offers up this "infographic" about filing your taxes online that has some rather interesting numbers in it. […]

Which Should You Pay First: Credit Cards or Mortgage?

Imagine your income were sliced in half while your debts remained the same. How would you prioritize your payments? […]

What to do When You Have a Bad Financial Advisor, Planner, or Broker That Isn’t Working in Your Best Interest

Where to Turn When Your Adviser Does You Wrong While I’m not a big fan of how many people quickly jump on the litigation bandwagon for almost anything these days, there are legitimate situations where you may have a case against a bad broker or advisor. Even so, keep in mind that you can’t sue just because you lose money on an investment they have recommended. […]

What Would It Take For You to Relocate for a Job?

By Xin Lu Last year was a challenging year for American job seekers as corporations cut millions of jobs amidst the recession. This is why I was surprised to read that according to Challenger, Gray & Christmas, only 7.3 percent of job seekers chose to relocate to a new town for a job in the last quarter of 2009. […]

Starting a Carpool

Jenny writes in: I work at an office park about forty five minutes from where I live. I live in a highly populated suburban neighborhood. In order to save some money on gas and wear and tear on my car, I want to start a carpool, but I don’t know anyone who lives near me who works in the office park. […]

Is Just Leaving Some Slack Better Than a Plan?

By Philip Brewer Are you as tired as I am of personal finance sites saying that you've got to have a plan? If you're a planner, it's unnecessary advice, because you've got a plan. If you're not a planner it's pointless advice, because you're not going to make a plan anyway. […]