Box of Books #17

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Wealth Cure: Putting Money in Its Place - Hill Harper is uniq […]

Durbin & Miller Want To Make Switching Banks Easier

Senator Dick Durbin and Representative Brad Miller plan on introducing legislation that would make it easier for you to change banks. Durbin, as you know, is the one who lent his name to the law that capped swipe fees. […]

Wise Bread Editor Meg Answers Your Questions

Link for teaser title: 2_meg_favreau.jpg Recently, I was honored to answer some reader questions about frugal living, job hunting, and much more for the "learn anything" site, Mahalo. Check out my answers in this video post. […]

Introducing the New Coupons and Deals Page

If you haven’t already noticed it, I’ve launched a new coupon page here on the site. This page will highlight many different coupon codes, special offers, and online deals. These offers are brought to you by the wonderful folks at You may have used their deal site before, so if so, you’ll already be familiar with how it works. […]

Is a No Cost Mortgage Really No Cost?

The last few years have been dismal for the housing market and because of that, you may not be in the market as a buyer or a seller but someday you will and that someday may be sooner than you think. You may get a promotion, a transfer, or a new job. […]

Want a Good Job? Develop Your Math Skills

If you are looking for a good job, you might be wise to consider getting a good education in math and engineering. While the value of a college degree being widely debated these days, you might find yourself wondering if it is worth the trouble. […]

TD Ameritrade Review: #1 Broker For Equity Trades

TD Ameritrade is a well known broker that boasts over 6 million customers in the United States alone, plus many more around the globe. Behind this brokerage firm is a corporation that has acquired several well known entities in the financial industry such as TD Waterhouse, Thinkorswim Group Inc. […]

Help a Reader: Rental Property

Here's an email I recently received from a reader: I have a rental property question for your readers.I bought a 2 BR 2 BA condo in 2005 for 250k.  Financed with a 200k 30-year 1st mortgage @ 5.25% and a 15-year 37.5k 2nd mortgage @ 7.375%.  2nd Mortgage is a 15-year balloon loan and will require a 28k payoff in 2020.  I have since moved and bought a house with 30-year mortgage @4.875%.  I and […]

Reader Mailbag: More Fees

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Switching jobs and retirement plans 2. Family corporations 3. Student loan question 4. Savings targets for singles 5. Television 6. Job switch 7. Finding speaking gigs 8. Same card, different rates 9. […]

Why You Should Join an Investment Club

For nearly 25 years, the ups and downs of the Dow Jones, Nasdaq, and S&P 500 have buffeted my financial outlook, making me queasier at times than a rider on Cedar Point’s Maverick roller coaster. […]

Halloween Spending: Be Afraid, Be Very Afraid

This post is from staff writer April Dykman, who recently wrote about the wonders of goat-milk caramel. Recently staff writer Sierra Black wrote about ways to get financially prepared for the holiday season. […]

Quicken 2012 Review With Video

For the last few days, I’ve been testing the new version of Quicken Home and Business. While most people who track their finances have moved to online services like, some of us are holding out until the online software offers the same advanced features as the desktop Quicken software. […]

Money Leaks: Unnecessary Storage

We all know that clutter can be a pain, but can it really cost you a lot of money? Apparently yes – especially if your clutter is put into storage for eight years! While I can understand the author’s position (she was living in a one-bedroom flat on the Upper West Side of Manhattan), I know there are plenty of people who have storage units and are also living in single family homes. […]

4 Ways to Beat Debit Card Fees

Several banks just announced new monthly fees for debit card users. Fortunately, there are plenty ways to avoid them. (See also: That Sneaky Bank Almost Got Me) Until this month, the large swipe fees they charged merchants made debit cards a huge profit center for banks. […]

25 Productive Things to Do on a Rainy Day

As I'm writing this, I'm staring out at one of the dreariest days I've seen in a while — it's early fall cold outside, with a consistent driving rain that'd be perfect for the protagonist in a romantic film to stand in, yelling at the man she loves so fiercely. There are, however, more productive (and drier) things to do on rainy days than simply standing in the cold rain and shouting heavenward. […]

Best Money Tips: How to Sell Your iPhone 4

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to sell your old iPhone 4, traveling efficiently, and secrets of wealthy whiz kids. Top 5 Articles How to (Quickly) Sell Your Old iPhone 4 for Cash — Do you want to upgrade to the new iPhone 4S but need to get rid of your old iPhone 4 first? Try using BuyMyTronics. […]

Financial Strategy #7: Planning for Longevity and Health Care

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues. I'll be highlighting these in several posts and giving you my thoughts on them.Today we'll look at strategy #7 which deals with planning for longevity and health care. […]

Join Our Tweetchat on Thu 10/6, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Getting out of debt. Learn about eliminating unnecessary spending, budget transfers, and holding yourself accountable to paying off your debt. […]

Saving Pennies or Dollars? Reusing Ziploc Bags

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Are Car Dealerships This Scary?

Here's a comment a reader left on my post titled The Pros and Cons of Car Dealership Service Departments: As someone who used to work at a dealership and was paid commission on the total shop billing, I can tell you that dealers make huge money off of their shops. […]