The High Cost of Immediate Gratification

What a rush to be able to buy whatever you want whenever you want it! Instead of shopping around or waiting for the price to drop significantly, you pull out your trusty credit card and purchase your item that day. You walk into the store, select the item that you want and walk out with very little concern for your finances. […]

Earn More Money: How to Be a Secret Shopper

For all of the eight years of Consumerism Commentary’s existence, I’ve written about big ways to earn more income, like changing a career path, learning how to negotiate, or building your own business, much more than I’ve written about options that might seem more available to most people. I’ve generally shied away from the smaller ways to add to your bank accounts. […]

Happy Labor Day

I’ve always found it funny that Labor Day is a day when many people don’t actually do any labor. As a federal holiday, that means your post office, your local bank, and a few other places will be closed in observance of barbecues and parades. Wikipedia has a little history behind the day, which became a federal holiday back in 1894. Enjoy the day off! […]

17 Ways to Use Old Newspaper

What should you do with the newspaper you’ve just read? Recycle it, of course — but recycling doesn’t always mean tossing it into a bin so it can be reincarnated. Before you send the funny pages — and every other section — to that big paper pile in the sky, consider using it for something else, like wrapping gifts, washing windows, preventing garden weeds, making origami sculptures, and so much mo […]

How to Find the Best Local Discounts for a Trip

If you're planning a vacation, you've probably already found yourself a great deal on airfare and accommodations. But what about those exhilarating city-specific activities and scrumptious must-eats that make vacationing all the more memorable? […]

Best Money Tips: Tips For A Frugal Wedding

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal wedding tips, finance advice for forgetful people, and tips to be a better employee. Top 5 Articles 7 Tips For A Frugal Wedding — Save money on your wedding by not renting a fancy car or limo. […]

10 Painless Ways to Save $1,000

Whether you're in debt, making big plans, or just want a better quality of life, saving is essential. But going on a "dollar diet" won't work. Here are 10 ways to gain without pain. […]

Happy Labor Day

Just wanted to say "Happy Labor Day" to my readers in the U.S. I hope you are enjoying a day off -- and basking in the glow of some of the last days of summer.I'm not blogging today -- plan to spend time with the family today. I'll be back tomorrow with more money news, commentary, tips, and thoughts. […]

Businesses don’t care whether you’re mourning or not

Baker posted a link on his Google+ profile to this CNN Money article.  Denise Townley received a letter from Discover Card less than two weeks after her mother had passed away seeking to settle her mother’s debts.  It would be an understatement to say that Ms. […]

Review: From Bud to Boss

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the best discussions I’ve ever had with a reader was with Emily. Emily worked in an office environment where the supervisor position was going to become available soon. […]

Podcast 124: First-Time Credit Defaulters

Today on the Consumerism Commentary Podcast Tom Dziubek speaks with Deron Weston, Principal, U.S. Banking and Securities at Deloitte Consulting, about Deloitte’s recent survey on first-time credit defaulters. […]

Some Thoughts on Frugal Exercise

Let’s face it: if you live in a small town, your gym options are limited (at best). Even if you live in a city, going to a gym can be expensive if you’re trying to get into shape. The question I always ask is why go to a gym? What does going to a gym offer than home exercise does not? […]

Reader Story: Winning the Lottery

This guest post from Tina is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Help a Reader: What to Tithe On

Here's a question a reader recently posted on Questions About Tithing and it seemed especially appropriate to post it on a Sunday: My husband and I are separated, living in different houses but still respect one another as husband and wife. We are still living off of the same income, his pay check. I am a stay-at-home mother to the children. […]

Is This Frugal Idea Worth It for Me and My Family?

Often, when I try out a frugal idea and it ends up being a post on The Simple Dollar, I struggle with the question of whether or not this is actually a really good frugal idea, both for my family and for the families of the people reading the post. I’m in a situation where time is really at a premium. […]

Ten Pieces of Inspiration #35

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This edition is going to be very quote-heavy. I spent some time this week working on a slide show project where photographs were paired with inspirational quotes. […]

Citi Divdend World MasterCard $300 Limited Time Cash Bonus

This has been an interesting summer for credit card deals. Issuers have been rolling out new bonus offer for the last few months. Even though consumers understand the dangers of owning a credit card, business has been good. Chase, American Express, Citi and Discover have been competing with each other in the fight for new customers. […]

The GRS Garden Project: August 2011 Update

Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for August 2011. (Here are the results for 2008 and the results for 2009. We rested in 2010.) August finally felt like summer here in Portland. The entire month was sunny and warm, and there was very little rain. The garden rewarded us with productivity. […]

Many Americans Behind in Retirement Savings

MSNBC says that $1 million may not be enough for retirement. And here's what they are counting when they say "$1 million": We’re including what you have in any savings and retirement accounts, including tax-deferred plans like 401(k) and IRAs. We’re also including the present value of any pension accounts and Social Security payouts. […]

I Want A Pay Raise! Safe vs Extreme Ways To Get A Salary Hike

While many businesses across the nation are hesitant to give salary increases this year, there’s still a chance for some workers out there to receive fatter paychecks. What are some ideas you can try in order to secure a higher salary? There are some ways to do it creatively. Some people have tried some extreme [...]I Want A Pay Raise! […]