How Is Your Budget Doing These Days?

This is a guest article by Phil Cioppa of Arbol Financial Strategies, LLC. Phil has over 10 years of financial service experience and specializes in asset management strategies, insurance planning and taxation issues. […]

How to Negotiate Your Salary

This post is from staff writer April Dykman. One of my goals for GRS in 2012 is to write more about earning money. I quit my job a year-and-a-half ago to become self-employed, but I know that most people are employees, and I’m the last person who would suggest that everyone should quit their jobs and become full-time freelancers. For one thing, it’s not right for everyone. […]

Your Take: Should High Earners Pay Higher Tax Rates?

One of the big political stories this week was the “revelation” that Republican Presidential nominee hopeful Mitt Romney paid an effective tax rate of around 15%. I put quotes around it because it probably comes as absolutely no surprise to anyone that his effective tax rate is lower than his marginal tax rate. […]

How to Find Unlisted Jobs and Win Every Salary Negotiation

Ramit Sethi, the New York Times bestselling author of I Will Teach You To Be Rich, recently did an amazing Q&A session on how to land your dream job.   He has given Wise Bread permission to highlight his best answers to these popular job hunting questions: How do I find and land unadvertised jobs? How can I grow my network when I don't know anyone with connections? How do I explain a resume gap w […]

25+ Delicious, Healthy, and Cheap Bean Recipes

As foods go, beans are one of the healthiest, cheapest options out there. High in protein and fiber and costing just pennies per serving, beans can be dressed up or down, served along with meat or as a protein source all their own, and kept on your pantry shelf for months. I love beans. I also know, though, that if you aren’t already a big bean fan, beans can seem pretty boring. […]

15 Ways to Gain More Confidence Today

Boy, is it hard to get out of this mid-winter funk. The holidays are over, you may have gained a bit of weight, the weather is wreaking havoc on your skin and social life, and, worst of all, Valentine’s Day is just around the corner. Yes, this time of year sucks. But it’s not just you who feels that way. We’re all in the same boat, actually. […]

Thoughts on Kodak, Bankruptcy, and Investing

Over the past couple of weeks, there have been rumors swirling about Eastman Kodak’s financial (in)solvency. And then it happened. They filed for Chapter 11 bankruptcy protection yesterday. Not surprisingly, their stock dropped 35%. But really, that’s just the tip of the iceberg. Kodak actually traded at an all-time high of just under $93/share in February 1997. And now? […]

Best Money Tips: 57 Avoidable Tax Mistakes

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on avoidable tax mistakes, building a credit score from scratch, and how to accomplish your financial resolutions. Top 5 Articles 57 Avoidable Tax Mistakes — Don't make the mistake of not using certified mail when mailing your return to the IRS. […]

Reader Profile: JM

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Make the Most of Your Pay Raise

Despite high unemployment and lingering financial turmoil from the recent recession, American workers continue to earn pay raises each year. According to the Bureau of Labor Statistics, the typical worker earned an average pay raise of 1.9% last year, and they are on tap to earn a similar raise in 2012. These annual pay raises will help wages keep up with inflation. […]

Seven Ways to Make the Most of Gift Cards

If you're like me, you both gave and received several gift cards as gifts for the holidays. That's why I was interested to read MSN Money's post with seven tips for making the most of gift cards. […]

Make Your Own Powdered Laundry Detergent (18/365)

I’m often stunned at the high price of laundry detergent. If you’re buying Tide, for example, even if you buy the jumbo pack in multiples, you’re still paying over $0.30 per load. Even generic detergents rarely cost much below $0.15 per load. That’s why I prefer to make my own detergent. […]

Kodak Files for Bankruptcy

There were rumors and predictions for a while, but today it’s official. Kodak, the company that revolutionized film photography and adopted digital photography early, has declared bankruptcy. […]

10 Habits You Can Change to Save Money in the New Year

As a new year begins, and you consider what you can do to make this coming year better than the last year, it’s a good idea to look at your habits. Many of our habits contribute to money leaks in our lives. It might take some time to eradicate a habit in your life, but you can work on one at a time. […]

It’s Not Too Late to Max Out Your 2011 IRA Contribution in 2012

Max Out Your 2011 IRA in 2012 The calendar may have flipped to the new year, which means most tax tricks, tips, and deductions have closed the book on last year’s taxes, but that isn’t the case for your IRAs. Individual Retirement Accounts are unique in that they give you up until when you file your taxes on or before the April 16th tax deadline. […]

Reader Profile: MG

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Frugal Employers Will Lose Their Talent

During the recession, my employer, a firm in the financial industry, eliminated raises for employees at the Vice President level and above for one year. The company, although continuing to perform well compared to its peers, cut back bonuses and other benefits. […]

Reader Mailbag: Back Pain Blues

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Puzzling through hourly pay rate 2. Career path concerns 3. Working with children 4. Speed reading 5. Getting less sleep 6. Netbook or tablet? 7. Risk Legacy and evolving games 8. Saving for multiple goals 9. […]

Make 2012 Better by Asking the Right Question

This post is by guest writer Carl Richards. Carl is a financial planner, contributor for The New York Times and Morning Star, and author of Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money. With 2012 still fresh and new, it’s a great time to make a plan to have a better year financially than we did in 2011. […]

When Are Taxes Due? April 17, 2012

The IRS always requires that taxes be filed on April 15th unless April 15th is a Saturday, Sunday, or federal holiday. This happens a lot more than you would think. In 2011, tax day was pushed to April 18th. April 15th, 2011 was a Friday and Emancipation Day was observed in Washington D.C. that Friday. Since the next two days were Saturday and Sunday, it was pushed to Monday the 18th. […]