Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Don’t Become A Slave To The Rat Race. Enjoy!!!! […]

A New Shopper’s Guide to Black Friday Shopping

The idea of Black Friday can be daunting for anyone that has never been a part of the mayhem.  Stores around the country lure shoppers in with promises of low priced items and plenty of door prizes and giveaways.  The only catch is that in order for you to get that $100 laptop or $3 kitchen appliance, you have to show up early.  I mean, really early.  Try like four a.m. […]

Reader Mailbag: Thanksgiving Week

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. A scary future 2. Effects of Kindle giveaway 3. Hiding savings from spouse 4. College accounts for grandchildren 5. Too much retirement, too young? 6. Snowblower? 7. Helping a financially distressed friend 8. […]

Opening a Solo 401(k) at Fidelity and Rolling Over My SEP-IRA

At long last, I’ve finally gotten around to opening a Solo 401(k) with Fidelity. My primary motivation for doing this is to move pre-tax contributions out of my SEP-IRA and into a “qualified” plan so I can convert non-deductible Traditional IRA contributions into a Roth IRA with minimal tax consequences. […]

The Consumer Financial Protection Bureau

Last November, the Consumer Financial Protection Bureau began to take shape after being a part of a bill in Congress signed into law in July 2010. Now, a year later, the bureau is ready to launch. Elizabeth Warren was appointed by President Obama to assemble the bureau, and in this role, Congress pressed her on the bureau’s powers and accountability. […]

Monday’s Money Deals: Appliances, Jackets and Free Soda

This is the week to buy a new washer, dryer, or fridge, thanks to great deals at Home Depot. And every day is a good day for a free coffee at 7-Eleven. […]

Keeping Santa Sane: Budget Holiday Decorating

I started this article desperately wanting to coin a new term that combined the words "recession" and "holiday." Much like "staycation" implies a slightly downshifted and saner vacation, I think we need a word that describes a smarter approach to holiday spending and the crazy expectations that give rise to it. […]

Apperang: Get Paid for Trying iPhone Apps

Apperang is a service that pays iPhone, iPad, and iPod touch users to try out applications from the iTunes store. I first signed up for Apperang a few months ago through an online ad, and it really sounded too good to be true.  My first experience was quite disappointing because I logged in, there was nothing I could download, and therefore […]

How to Avoid ATM Surcharges

The financial reform bill enacted some much needed reform in the banking industry, one of which was a crackdown on the overdraft fees banks charge. Overdraft fees were, and probably will continue to be, a multi-billion dollar revenue stream for banks and with these new regulations, it’s not surprising that the burden of earning that kind of money will fall on other fees. […]

Emergency Fund vs. Debt Snowball: What’s the Top Priority?

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. A few weeks ago, in my review of Mary Hunt’s Debt-Proof Your Marriage, I mentioned that she advocates building a 3-6 month emergency fund before beginning to snowball your debt payments. […]

Career Insurance: Insuring Your Most Valuable Asset

The following is a repost of a piece I originally wrote for Get Rich Slowly. For the vast majority of people, their career is their most valuable financial asset. Nothing else they own is likely worth as much (several million dollars over a lifetime). […]

Windows Phone 7 Giveaway From Wise Bread

To celebrate the launch of the new Windows Phone 7, Microsoft is giving away a fabulous prize to one lucky Wise Bread reader! […]

Investing In Technology ETFs & The Tech Sector

Looking to play the technology sector through ETFs? Let’s cut to the chase right away: The technology sector is HUGE and because of that, there are a multitude of ETFs available. Some investors choose ETFs because they don’t want to have to pick individual stocks. […]

Pennies by the quarter-ton

Gresham’s Law now has small business backing. There’s a fair bit of activity on eBay buying and selling 95% copper cents, and the coin sorters to distinguish them from the newer zinc variety.  Why the interest, you might ask?  It’s the copper content of the cents that’s interesting.  These high-copper cents, minted for part of 1982 and most of the years before, are now worth more […]

Review: The Little Book of Commodity Investing

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Commodity investing is one of those areas of personal finance that I simply don’t know much about. […]

Podcast 82: Credit Sesame and Betterment

Today’s Consumerism Commentary Podcast, features two guests. In the first segment, Tom Dziubek talks to Adrian Nazari, founder and CEO of the online credit & loan analysis tool Credit Sesame. […]

Roundup: Amazing Game Show Moments

If you’ve been surfing the web this week you probably saw this video of this contestant, Caitlin, guessing a puzzle using only one letter: Esquire profiled her afterwards which included this other fantastic game show gem when Terry Kniess, on The Price is Right, won both showcase showdowns with a perfect guess. […]

5 Frugal Rules You Must Follow When Shopping at Costco

Everything is cheaper at Costco, right? Not so fast! For a frugalist, Costco and its warehouse membership club brethren can be very appealing. So much so, in fact, that Costco has become the fourth largest retailer in the U.S. and eighth in the world. […]

Some Notes on a Plant-Based Diet

A few weeks ago, I made an offhand mention that I had switched to a plant-based diet due to medical concerns. Over the next week, I received a lot of questions about it. Why? What was it like? How was it working? Was it saving us money? […]