Poll: What Would You Do If You Had a Million Dollars

Time to close your eyes and dream for a moment. What would you do if you suddenly had a million dollars? I’m not talking about a million in net worth. I mean a million dollars in cash, after taxes, sitting in the bank. This is no time for excuses or to say how implausible this may be. That isn’t the point. […]

Lifelong Problem Solved for $2

A lot of things seem to be coming into place for me lately. Not in the “I finally have enough money that I can stop worrying” kind of way, but more in the “I’m finally acting like a grown-up” kind of way. […]

Budgeting Is About Your System, Not Your Tools

Yesteryday, I wrote a post about zero based budgeting, a type of budget that forces you to assign each dollar of income to an expense category. […]

Lessons Learned from Rushing Into Real-Estate Investing

This article is by staff writer Adam Baker, whose own blog recently featured a must-see graphic on credit card transactions around the world. […]

Reducing Your Automotive Expenses

I don’t know about you, but having a car has become more and more of a necessity for us. After considering our options, it would be impractical for us to become a one car family, or to rely on public transportation. We are, however, intent on reducing our expenses, so we’re trying to cut our transportation costs. Aside from carpooling, there are a number to reduce our automotive expenses. […]

Are You Better Off than a Decade Ago?

MSN Money asks if you were better off at the end of 2009 than you were at the end of 1999. […]

How To File Taxes For Less

Have you ever seen the movie “Meet Joe Black” with Brad Pitt and Anthony Hopkins? Before some of you get carried away with the mere mention of Brad, please remind yourself of this blog’s theme. Anyway, in the movie, Brad Pitt plays the grim reaper and is confused by something other than death being certain: taxes. […]

OptionsHouse 100 Free Trades Promo Extended

This is just a quick note to let you know that the 100 free trades at OptionsHouse promo has been extended through the end of April. In case you missed it the first time around, here’s the deal: New customers are eligible for this special offer after opening a new OptionsHouse account with a minimum of $3,000. […]

Help a Reader: Saving versus Mortgage

Here's an email I recently received from a reader: I purchased a home in 2006 for 325k.  Since then the value has gone down and similar homes in my area are going for 199k on a good day.   It was purchased with two mortgages, the first being 259k five year adjustable rate interest only mortgage at 6.375% (due to adjust in 0ct 2010) and a second mortgage thats principal and interest for 70k fixe […]

Shade Trees as a Smart Financial Investment

You read that right. Shade trees. One of our plans for the spring is to plant a shade tree or two on the southwest side of our home. These trees won’t be very large now, but in several years, they will grow to a reasonable size, providing some nice shade on summer days when our children are about ten years old or so. Originally, we decided to do this purely for aesthetic reasons. […]

The Best of Get Rich Slowly: January 2010

Now that I’m done with the bulk of the work on Your Money: The Missing Manual, I can start doing many of the things I used to do. Like provide monthly summaries for Get Rich Slowly. In some ways, January was a strange month around here. For one thing, I think this was the month with the fewest posts since I started the site; there were only three days with more than one post. […]

Best of Money Carnival

Here's my weekly note to let you know that the Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Do People Who Speak Up Have Better Financial Outcomes in Life? I made the carnival as well with my guest post titled How to Save Money When Traveling to Europe. Enjoy! […]

Best of Personal Finance Roundup: What the iPad Is and Is Not

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we go over what you can expect with a new Apple iPad, how to use up the leftover juice from your canned fruit, and twelve ways to get more reading done! Top 5 Articles What the iPad Is and Is Not — Is it a bird? How ‘bout a plane? Turns out, it’s neither. […]

Four Factors to Consider Before Roth IRA Conversion

Now that the income limitations have been lifted and anyone can convert a tax-deferred Traditional or Rollover IRA into a tax free Roth IRA, a lot of blogs, gurus, and news sites have been celebrating the Roth IRA conversion. I have always held the Roth IRA in high regard because it’s a fantastic retirement investment vehicle that offers a little more predictability. […]

Creating a Risk-Free Retirement Plan

Or, how to invest like a grandmother.This is a guest article by Pop. Pop writes about the intersection of behavior, economics, and personal finance at Pop Economics. He writes about investing for a living and turns famous economics figures into pop art for fun.I’m young, as I bet a whole bunch of you are. […]

How to Avoid Getting Your Credit Card Canceled

By Nora Dunn Some people like to have their credit card available for emergencies — either at home or while traveling abroad. Be careful: that card might not be available to you, just when you need it the most. […]

How Much Cash Do You Use?

In a recent podcast, Crown Financial Ministries talked about a cashless society and how we'll soon view using cash as unusual. They commented: Visa Europe's CEO has predicted a cashless society by 2012 because the cost of handling cash is higher. The efficiency of technology is part of what’s driving the change, the speed of the electronic transaction over human hands. […]

Best Deals for Monday 02/01/2010

Metric "Fantasies" MP3 album download for $3 Maytag 25-Cubic Foot French Door Refrigerator $850.51 Ships Free! Easy Spirit- All Styles 75% off - Prices start at just $13! Build-a-Bear: $5 Off $10 Animal Purchase w/ Coupon 94604 Free 3-Pack Sample of New Pampers Cruisers Diapers with Dry Max […]

How to Get Huge Savings With Used Office Equipment

By Linsey Knerl Whether you’re running a typical office-based business, a janitorial service, or a custom manufacturing company, the rising cost to purchase and maintain equipment will directly affect you in 2010. While the most efficient way to cut costs is to regularly maintain and service your existing inventory, even the most carefully cared-for pieces will eventually need to be replaced. […]

Free Money Finance March Money Madness, Round 1, Posts 25-28

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]