Box of Books #24

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): Millionaire Teacher: The Nine Rules of Wealth You Should Have Learn […]

How to Calculate Social Security Benefits

Social Security can be tricky to understand, with the various retirement ages and payout amounts. What makes it even trickier is that, in an effort to save money, the Social Security Administration stopped sending paper statements that helps explain some of those calculations. […]

Tax Relief for Unemployed Taxpayers Who Can’t Pay

As if being unemployed isn’t difficult enough, unemployment benefits are taxable, which can just add to the financial burden. ­It may seem like the unemployed can’t catch a break, but the IRS may have a heart (even a small one) after all. In early March of 2012, the IRS made an announcement stating they planned to expand on the 2008 ‘Fresh Start’ program. […]

Looking for Freebies? Start Here

The most frugal way to go is to get something for free. Indeed, you might be surprised at the freebies available around the Internet, and around your town. […]

The Definitive Guide: 22 Ways to get a discount on anything (part three)

This article is Part Thee of The Definitive Guide: 22 Ways to get a discount on anything. To start from the beginning, read Part One, or skip to Part Two. 16. Find the flaw. Does the table have a visible scratch? Is the shirt missing a button? Was the item on display? If you don’t mind a fixable flaw or two, then choose to buy the less-than-perfect item to save money. […]

Answer These Six Essential Questions To Determine Your Retirement Number

The following is an excerpt from the ebook How Much Do I Need to Retire by Todd Tresidder from Financial Mentor. I really enjoyed this book (and worked through it personally in re-calculating my retirement number), so much so that I convinced Todd to give you all a special offer on it. […]

Reader Mailbag: Seedlings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Renting or selling land 2. My religion 3. College cash and investing 4. Transportation dilemma 5. Drawbacks of ebooks 6. Retirement and student loans 7. Walking away? 8. Garden vegetable choices 9. […]

Prenuptial Agreements for Cohabitants

I’ve discussed whether couples should sign a prenuptial agreement before marraige recently. A good prenup can protect both individuals in the couple if a marriage were to result in irreconcilable differences. Signing a legal document of this type could be helpful if the couple owns substantial assets or if there is a wide disparity in income or wealth between the two members of the couple. […]

Continuing Education May Make You Wiser — But Richer?

This post is by staff writer Sarah Gilbert. I live in a world in which I am blessed with lots of friends who are writers, but even I — social media maven that I am — would put my writing community at far less than a thousand. Yet a few weeks ago, there I was in Chicago with (according to one estimate) 11,000 writers, editors, publishers, and writing teachers. […]

Proactive Budgeting

No one likes budgeting. You might have come to appreciate the benefits of budgeting – that it makes your financial world more predictable, it helps get your finances back on track, [insert any of the well known benefits of budgeting]. You’d rather spend time with your family, or play video games, or play with your pets, or hang out with your friends. […]

Surprising Charitable Tax Deductions

Are you generous? If so, you probably document major gifts to claim charitable contributions when itemizing tax deductions. It's easy to grab pay stubs that show donations made through payroll deductions or put your hands on an annual statement from your church. But there are many more ways to save on taxes if you stop and consider all of your charitable acts and do some planning. […]

A Dinner Party for 6: Feed 'Em for Under $20

If you enjoy having dinner parties and entertaining, then you understand that costs can add up quickly if you’re not careful. It’s easy to allow our tastes to get the best of our budget. But there’s hope for those with the gift of hospitality — dinner parties need not be expensive. In fact, here’s how you can have an excellent, three-course meal for six for under $20. […]

Best Money Tips: Have a Fantastic Honeymoon on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on having a fantastic honeymoon on a budget, earning more income with less work, and car insurance 101. Top 5 Articles How to Have a Fantastic Honeymoon on a Budget — To save money on your honeymoon, book a suite with a kitchen. […]

Chase Freedom Categories for Second Quarter 2012

Most readers know that I use the Chase Freedom cash back credit card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards). […]

Join Our Tweetchat on Thu 3/22, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Taxes! […]

How to Sell a Used Car

As I noted a week ago, we recently bought a new car. That meant it was time to sell our old car. In general terms, I avoid trade-ins because: (1) they make the deal significantly more complex, making it harder to get a good deal, and (2) you can generally get considerably more selling your car to a private party. Well, I’m pleased to report that we’ve now sold our old car. […]

Share the Thought Process Behind Your Purchases (80/365)

One of the best experiences I’ve had lately has been shopping with my oldest child. He’s six going on seven, so he’s starting to take a significant interest in what adults do – and, perhaps more importantly, why adults do the things they do. […]

Why Calculate The Savings Needed For Retirement?

The following is an excerpt from the ebook How Much Do I Need to Retire by Todd Tresidder from Financial Mentor. I really enjoyed this book (and worked through it personally in re-calculating my retirement number), so much so that I convinced Todd to give you all a special offer on it. […]

Did You Know Job Hunting Expenses are Deductible?

If you’ve never been unemployed you don’t know how much time and expense is involved with finding a new job. […]

FMF March Money Madness, Round 2, Posts 25-28

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]