30 Uses for the Humble Cardboard Box

Cardboard boxes are part of our visual vernacular — trash to shopkeepers, treasure to eBay sellers, an annoyance to blade-wielding stock boys (and girls) around the world. […]

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people vehemently disagree with the whole idea that there is such a figure. One told me, "The only correct answer is as much as possible!" Well, that's crazy. Now, it's certainly true that many people aren't saving enough. […]

Why Your Card Deserves Some Credit

ShareThisA friend offers you an investment that guarantees a 16.79% return. (I know there are no guarantees. Pretend the friend is Abe Lincoln.) This isn't a one-year thing, either; the friend promises the investment will last at least your lifetime, and possibly your kids'. You can buy in for $8000. Do you? Of course. […]

Best Money Tips: Strange Ways to Make Money

Welcome to Wise Bread's Best Money Tips roundup! Today, we give you an unconventional idea for a side business, a survivor's list of edible plants, and tips to save money on kids' winter wear!. Top 5 Articles Scoop the Poop: Strange Ways to Make Money — According to this post, a poop-scooping business is pretty simple to set up. […]

Quicken 2011 Review and Giveaway

The contest to win free copies of Quicken 2011 is now over.This coming Thursday, October 14, Quicken 2011 will be released to the public. This is the latest version of the most popular desktop software for managing your personal finances. […]

Vanguard Offering Annuity Access Marketplace

Annuities often get a bad reputation because they can, at times, be very complicated and filled with fees. Like many financial products, they aren’t inherently bad for you but a few bad actors make the whole industry look a little shadier that it actually is. The most basic of annuities, known as immediate life annuities or income annuities, work like pensions, if you could buy into a pension. […]

College Savings: The Basics of Saving for College

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Got kids? If so, you’re probably hoping to send them to college. And you know it won’t be cheap. […]

How Much Do You Owe Your Children?

I have to admit… I don’t have a definite answer for this one. My wife and I have different views on this. Generally, my wife thinks we owe the kids everything we can possibly provide for them. She came from a family that didn’t have much and had to struggle. She wants to make sure our kids don’t go through what she endured. I grew up in a similar financial situation. […]

An Example of Early Semi-Retirement

The past couple of days we've been talking about the book Work Less, Live More: The Way to Semi-Retirement. Basically, early semi-retirement is a concept where you cut back your spending, quit your job and through a combination of working a bit (part-time) and savings, you work a very reduced number of hours each week. […]

Do you have to subscribe to your fire department?

In the town where I grew up, the fire department had to respond to calls.  The reason I remember this is because our middle school had a fire drill and the fire department showed up.  It turned out that someone forgot to call them with the drill schedule, and even though someone from the school was on the phone with the fire department only a minute after the alarm went off, it wa […]

Join Our Tweetchat on 10/07, 4pm CDT for a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... twitter-logo2_0_0.jpg Welcome to the Wise Bread weekly tweet chat! This week we're talking about heat! How do you pay for it? […]

Could Your Job Be Outsourced? Top Jobs Targeted For Outsourcing

With business — even small business — going global, we’re all forced to adapt to the changes. If you’re an employee, you may wonder: could your job be in danger? Having worked in the software industry for a LONG time, I often entertained this thought. You may worry that you could be made redundant or could end up getting laid off because of the outsourcing trend. […]

FNBO Direct Online BillPay Account $25 Bonus

As of today, FNBO Direct is offering a better interest rate on the bank’s bill payment account than most other banks offer on high-yield savings accounts. If you apply for FNBO Direct Online BillPay soon, you could qualify for a $25 bonus. If you qualify for an account, FNBO will provide you with a check card (participating on the Visa network) for accessing your account. […]

Doing the Math on Refilling Ink Cartridges

Many of us (myself included) have an ink jet printer at home for home printing needs. We certainly use ours for lots of things, from printing off forms to making pictures of our children for various uses. It’s also widely known that it’s possible for people to refill their ink cartridges. It’s fairly simple to do, except that different cartridges have different procedures. […]

Stop Looking for a Job – Become an Entrepreneur

The following is a guest post by M.W Larsson from The Daily Middle.  "All courses of action are risky, so prudence is not in avoiding danger (it's impossible), but calculating risk and acting decisively.  Make mistakes of ambition and not mistakes of sloth.  Develop the strength to do bold things, not the strength to suffer." - Niccolò Machiavelli For better or for worse, modern life requires […]

How To Deal When You Set A Goal But Come Up Short

It’s hard to believe, but I’ve been blogging about debt reduction for more than 5 years.  In all that time, there are two dates that really stick out for me: The first date is a fun date to remember – February 6, 2006 – the day that I paid off all of my debt, was one of the most awesome days of my life. The second date is… not… so… fun… to remember – October 7, 2005 – the day I realized that I wo […]

Vanguard Lowers Fees on Mutual Funds

Vanguard has always been known for their low mutual fund fees, one of the reasons why so many experts celebrate their services. However, in order to get the lowest prices possible, you had to invest over $100,000 into a single mutual fund in order to get Admiral Shares. […]

Best Books on Investing: My Favorite Investing Authors

Best Books on Investing: My Favorite Investing Authors This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. A few weeks back, J.D. listed his favorite finance books (and encouraged readers to suggest their own). […]

Finovate Fall 2010 Recap

As many of you know, I spent the first two days of the week attending Finovate Fall 2010. It’s billed as a demo of the cutting edge in personal finance technology and it certainly delivered the cutting edge, it’s just that the cutting edge in finance just doesn’t appear to be as sexy as the likes of other areas (pesky security issues and whatnot). […]

Vanguard Slashes Minimum Balance Requirements for Admiral Shares

According to a press release that just, well, released… Vanguard is reducing the account minimums required for access to their ultra-low-cost Admiral Shares. Account balance minimums to qualify have been lowered for most retail clients to $10,000 (from $100,000) for Vanguard’s broad market stock and bond index funds, and to $50,000 (from $100,000) for most of Vanguard’s actively managed stock and […]