How to Satisfy Your Need for Books and Movies Without Spending a Fortune

Has your current financial situation got you tightening your belt and omitting things like gifts and entertainment from your budget?  Has your weekly trip to the movies been replaced by Netflix?  Do the books that you read primarily come from the library?  Do you find yourself wishing you had more money to buy the things that you enjoy most? […]

Economic Growth Is Up. What Now?

Is the economic downturn over? That’s what “they” say. CNN Money just released an interesting slideshow about the state of the economy as of late. If you’re wondering about when (or whether) this economy will be *truly* turning around and whether your vague unsettling feelings about it have any basis, then these hard numbers should help give you perspective. […]

Thirteen Minutes to a Lower Cable Bill

By Stacy Johnson Geico has become famous for their expression: "Save 15% in 15 minutes."  Turns out that expression applies to more than just car insurance.  Becasue you can easily save 15% in 15 minutes on something even more expensive: your pay-TV bill. The average cable bill is now close to $100 bucks a month..an increase of nearly 80% in the last 10 years. […]

Are Pre-Nuptial Agreements For Everyone?

This is a guest post from Andy Jolls, founder of VideoCreditScore.com. Andy ran the myFICO.com business for a number of years and now educates consumers with free credit videos. You can follow him on Twitter at @vidcredit. My wife and I were married a few years ago. I was working at myFICO at the time we got engaged, so I was already swimming in the world of credit, debt, and personal finance. […]

Some Thoughts on Ultra-Preparedness

Three recent emails from readers have made me focus lately on how much preparation for disasters we should be doing. First, from “Adam”: Do you think it’s reasonable to take some of the money I use to invest each month and buy gold bullion coins to keep in my safe? […]

How to Buy a Home You Can Afford

The following is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need, courtesy of FT Press, imprint of Pearson. Originally published in "America, Welcome to the Poorhouse." Like the author, I've also suggested guidelines for buying a home as well as talked about the economic advantages of moving. […]

Locking in Long Term CDs in a Low Rate Environment

Interest rates are very, very low right now. On top of that, the first “rung” on our CD ladder is coming up for renewal next week. We should be rolling that money into a new five year CD, but is that a good idea given current CD rates? When we first started our CD ladder (Novemeber 2008), we bought a one, two, three, four, and five year CD. […]

Best Deal For Thursday 10/29/09

By Paul Michael Today's WISEBUY. Starter Men's Wilson Sneakers For Just $7 Walmart offers the Starter Men's Wilson Sneakers in Black/Yellow for $7. […]

How to Save Money on International Long Distance Phone Calls

Calling family and friends overseas is very affordable and very easy, if done correctly. In this article I am going to reveal three affordable international long distance calling options to the old expensive standby, direct dialing. I’ve been doing a lot of research in this for my own needs so I hope you find this article valuable. […]

How to Be at the Bottom of the Financial Barrel

The past three days I've talked about the book The Difference: How Anyone Can Prosper in Even The Toughest Times by Jean Chatzky. We reviewed the 20 factors that separate the wealthy from the not-so-wealthy, have detailed who the wealthy actually are and how that got that way, and have covered the next-highest group, the Financially Comfortable, and what got them to their lofty position. […]

Why Windfalls Make Many People Unhappy

FMF pointed me to this article from the Washington Post on the sad end of Bud Post, a lottery winner from Pennsylvania: William “Bud” Post III, 66, whose $16.2 million in lottery winnings brought him debt, despair and heartache, causing the kind of trouble often recounted in country-western songs, died of respiratory failure Jan. […]

5 Potluck Parties That Help You Share the Wealth

By Max Wong I love throwing parties. I love dressing up. I love cooking for an audience. I love spending time with old friends and meeting new ones. I love it. And to be perfectly honest, parties are really my only motivation for cleaning my house. […]

How to Deal with Recession Anxiety

By Silicon Valley ... The nation’s economic recovery is anemic, with unemployment rates continuing to climb, but this doesn’t mean that your household economy is in trouble. […]

Should You Skip Your Required Minimum Distribution (RMD) in 2009?

Not quite a year ago, I reported that Congress was considering suspending the required minimum distribution (RMD) requirement for retirees. The reason for this is that the stock market had just collapsed, and they didn’t want retirees being forced to liquidate holdings at the bottom. While Congress ultimately acted, it was a classic case of too little, too late. […]

GMAC Asking for a Third Bailout From Taxpayers

Through today, GMAC has received government bailout funds totaling $12.5 billion. The company is asking the Obama administration for $5.6 billion more. One might say that in a true democracy, GMAC would need to ask permission from each taxpayer whose funds would go towards shoring up the company’s balance sheet, a move that would make GMAC appear more stable on paper. […]

Money and Marriage: Tackle Trouble BEFORE It Begins

Ron Lieber writes the excellent “Your Money” column for The New York Times. Last week, he shared a list of four money talks to have before marriage. Lieber writes: Divorce tends to be emotionally gut-wrenching for the people who go through it (not to mention those around them). […]

Top Long-Term CD (Certificate of Deposit) Rates

Certificates of deposit are an important financial planning tool because they represent the safest investment you can make. You deposit funds, you get a guaranteed interest rate until the CD matures. You have to deal with inflation risk, that the rate of inflation could outpace your return, and the risk that you may need the funds. […]

Are There Higher Interest Rates in Your (Near) Future?

The following is a guest post from Richard Barrington, the financial spokesperson of MoneyRates, a freelance writer and novelist who previously spent over twenty years as an investment industry executive. Sometimes it seems as though bank customers cannot catch a break. […]

Seniors lose $10,000? Huh?

I got suckered into reading this article on MSN from the title: A $10,000 Social Security hit There was a stock photo of two obviously very depressed seniors right next to that headline.  At first I thought, “Man, the other shoe dropped fast!” but the article revealed the context of the $10,000:  no cost-of-living adjustment for 2010. Here’s the math on how “no adjustment for inflation next year” […]

Thoughts On Technical Analysis of the Investment Markets

Musings on stock market investing. I was indulging my regular surfing habit and came upon yet another insightful observation by Monevator, this time, on the (de)merits of technical analysis. […]